Hippo is a US homeowners insurance carrier headquartered in Palo Alto, California, operating as the insurance subsidiary of Hippo Holdings Inc. (NYSE: HIPO). Founded in 2015, Hippo modernizes home insurance with instant online quotes — typically under sixty seconds — and a smart home oriented approach that pairs policies with proactive home maintenance guidance through the Hippo Home mobile app, DIY checklists, home health scoring, and partnerships with smart device makers. The company writes homeowners, condo, landlord, flood, auto, and pet policies and operates as both a direct-to-consumer brand and an MGA distributing through a network of 70+ carrier partners, including Bamboo, Stillwater, Nationwide, American Integrity, Liberty Mutual, and Progressive. Hippo's underwriting capacity is anchored by its wholly-owned admitted carrier, Spinnaker Insurance Company, acquired in 2020. Hippo serves 500K+ homeowners across the United States, with concentrated presence in Texas, California, Arizona, Colorado, Missouri, Ohio, South Carolina, Tennessee, and Virginia. There is no publicly documented developer API, SDK, or open-source release for Hippo or Spinnaker; the GitHub organization hippoinsurance exists but has no public repositories, and the api.hippo.com hostname is not exposed to the public internet. Integrations with smart home device partners, agents, and MGA carriers are handled through private partner channels rather than an open developer program.
Hippo is listed with 2 APIs on the APIs.io network. Tagged areas include Insurance, Home Insurance, Smart Home, Insurtech, and Property Insurance.
Hippo’s developer surface includes engineering blog, FAQ, legal docs, GitHub presence, and 29 more developer resources.
Regulatory Posture applies to this provider. Its tags matched the
Insurance regime, so
Regulatory Posture carries 15 points of the composite.
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applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for
this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero:
never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and
several others — scorable at all.
The six quality facets above are damped to 85 points between them,
because the conditional facet above carries the other
15. That is why each facet's contribution is shown against a damped
maximum: raising a quality facet moves the composite by 85% of its nominal
weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/hippo-com: open an issue to ask a question, or submit a pull request to add artifacts.
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Individual APIs this provider publishes. MODELED: a real API behind a partner or contract gate; there is no public reference, so API Evangelist drew its shape. NOT AN API: a product area with no API behind it, not counted.
Direct-to-consumer homeowners quote, bind, and policy management. Quotes delivered in under 60 seconds. No public API; carrier partnerships are managed via First Connect.
Hippo Home is the consumer smart-home companion app for iOS and Android. Provides DIY maintenance checklists, seasonal guidance, and a home health score. No public API; integrat...
First Connect, a Hippo subsidiary, is an API-first digital platform giving independent agents one-stop access to 100+ home, auto, cyber, small business, life, and specialty carr...
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