Hippo

Hippo is a US homeowners insurance carrier headquartered in Palo Alto, California, operating as the insurance subsidiary of Hippo Holdings Inc. (NYSE: HIPO). Founded in 2015, Hippo modernizes home insurance with instant online quotes — typically under sixty seconds — and a smart home oriented approach that pairs policies with proactive home maintenance guidance through the Hippo Home mobile app, DIY checklists, home health scoring, and partnerships with smart device makers. The company writes homeowners, condo, landlord, flood, auto, and pet policies and operates as both a direct-to-consumer brand and an MGA distributing through a network of 70+ carrier partners, including Bamboo, Stillwater, Nationwide, American Integrity, Liberty Mutual, and Progressive. Hippo's underwriting capacity is anchored by its wholly-owned admitted carrier, Spinnaker Insurance Company, acquired in 2020. Hippo serves 500K+ homeowners across the United States, with concentrated presence in Texas, California, Arizona, Colorado, Missouri, Ohio, South Carolina, Tennessee, and Virginia. There is no publicly documented developer API, SDK, or open-source release for Hippo or Spinnaker; the GitHub organization hippoinsurance exists but has no public repositories, and the api.hippo.com hostname is not exposed to the public internet. Integrations with smart home device partners, agents, and MGA carriers are handled through private partner channels rather than an open developer program.

Hippo is profiled on the APIs.io network. Tagged areas include Insurance, Home Insurance, Homeowners Insurance, Smart Home, and Insurtech.

Hippo’s developer surface includes engineering blog, FAQ, legal docs, GitHub presence, and 16 more developer resources.

🌐 Visit website 📡 Source on GitHub

12.8/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

InsuranceHome InsuranceHomeowners InsuranceSmart HomeInsurtechProperty InsuranceCondo InsuranceLandlord InsuranceFlood InsuranceMGACarrierClaimsUnderwritingMobile AppConsumer

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 12.8/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.4 / 20

Commercial Clarity 1.6 / 20

Operational Transparency 2.1 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/hippo-com: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Build 1

SDKs, sample code, and the tooling you integrate with

GitHub

GitHub

Access & Security 3

Authentication, authorization, and security posture

TrustCenter

TrustCenter

DomainSecurity

DomainSecurity

Security

Security

Learn 1

Tutorials, courses, talks, and written guidance

LearnCenter

LearnCenter

Operate 2

Status, limits, changes, and where to get help

FAQ

FAQ

Contact

Contact

Commercial 1

Pricing, plans, and the legal terms of use

Legal

Legal

Company 7

The organization behind the API

Website

Blog

Careers

Investors

LinkedIn

Twitter

Twitter

Facebook

Facebook

Scroll for all 7

Other 5

Properties that don't map to a standard resource type

Quote

Claims

Account

Agents

Spinnaker

Source (apis.yml)

aid: hippo-com
name: Hippo
description: 'Hippo is a US homeowners insurance carrier headquartered in Palo Alto, California, operating as the insurance
  subsidiary of Hippo Holdings Inc. (NYSE: HIPO). Founded in 2015, Hippo modernizes home insurance with instant online quotes
  — typically under sixty seconds — and a smart home oriented approach that pairs policies with proactive home maintenance
  guidance through the Hippo Home mobile app, DIY checklists, home health scoring, and partnerships with smart device makers.
  The company writes homeowners, condo, landlord, flood, auto, and pet policies and operates as both a direct-to-consumer
  brand and an MGA distributing through a network of 70+ carrier partners, including Bamboo, Stillwater, Nationwide, American
  Integrity, Liberty Mutual, and Progressive. Hippo''s underwriting capacity is anchored by its wholly-owned admitted carrier,
  Spinnaker Insurance Company, acquired in 2020. Hippo serves 500K+ homeowners across the United States, with concentrated
  presence in Texas, California, Arizona, Colorado, Missouri, Ohio, South Carolina, Tennessee, and Virginia. There is no publicly
  documented developer API, SDK, or open-source release for Hippo or Spinnaker; the GitHub organization hippoinsurance exists
  but has no public repositories, and the api.hippo.com hostname is not exposed to the public internet. Integrations with
  smart home device partners, agents, and MGA carriers are handled through private partner channels rather than an open developer
  program.'
type: Index
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
position: Provider
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/hippo-com.png
tags:
- Insurance
- Home Insurance
- Homeowners Insurance
- Smart Home
- Insurtech
- Property Insurance
- Condo Insurance
- Landlord Insurance
- Flood Insurance
- MGA
- Carrier
- Claims
- Underwriting
- Mobile App
- Consumer
url: https://raw.githubusercontent.com/api-evangelist/hippo-com/refs/heads/main/apis.yml
created: '2026-05-25'
modified: '2026-05-25'
specificationVersion: '0.20'
apis: []
common:
- type: TrustCenter
  url: security/hippo-com-trust-center.yml
- type: DomainSecurity
  url: security/hippo-com-domain-security.yml
- type: Website
  url: https://www.hippo.com
- type: Quote
  url: https://www.hippo.com
- type: Claims
  url: https://www.hippo.com/claim
- type: Account
  url: https://myhippo.com/account
- type: Agents
  url: https://www.hippo.com/agents
- type: LearnCenter
  url: https://www.hippo.com/learn-center
- type: Blog
  url: https://www.hippo.com/blog
- type: FAQ
  url: https://faq.hippo.com/en/
- type: Contact
  url: https://www.hippo.com/contact-us
- type: Careers
  url: https://www.hippo.com/careers
- type: Legal
  url: https://www.hippo.com/legal-information
- type: Security
  url: https://trust.hippo.com
- type: Investors
  url: https://investors.hippoholdings.com
- type: Spinnaker
  url: https://www.spinnakerins.com
- type: GitHub
  url: https://github.com/hippoinsurance
- type: LinkedIn
  url: https://www.linkedin.com/company/hippo-insurance
- type: Twitter
  url: https://twitter.com/HippoInsurance
- type: Facebook
  url: https://www.facebook.com/HippoInsurance
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com