Hiscox

aid: hiscox
url: https://raw.githubusercontent.com/api-evangelist/hiscox/refs/heads/main/apis.yml
name: Hiscox
kind: company
description: 'Hiscox Ltd is a diversified international specialist insurance and reinsurance group with roots in the Lloyd''s
  of London market dating to 1901, domiciled in Bermuda and listed on the London Stock Exchange, operating from 31 offices
  across 13 countries. Its home market is the United Kingdom, where it underwrites through three segments: Hiscox Retail (small
  business, professional and specialty personal lines sold direct and through brokers in the UK, Europe and the USA), Hiscox
  London Market (larger and more complex specialty risks written out of London for a worldwide client base, including marine,
  energy, aviation, specialty property and casualty, and cyber), and Hiscox Re & ILS (reinsurance and insurance-linked securities).
  Its API posture is partner-gated rather than public. Hiscox operates a genuine first-party developer portal at developer.hiscox.com
  serving its US small-business arm, and that portal publicly enumerates three active APIs - Eligibility, Quote v4 and Setup
  Payment - but every reference document, sandbox credential and OpenAPI/Swagger file sits behind a login that is only issued
  after a Hiscox Partnership Manager approves a commercial partnership. There is no self-serve signup, no downloadable specification
  and no public claims or FNOL API. The group does ship APIs outside that portal: Hiscox London Market launched a Cargo API
  for small cargo and stock throughput risks in June 2025, built in-house and distributed through broker partners as coverholders,
  but it has no developer portal listing, no documentation and no specification - it is announced through the newsroom and
  reached through a broker partnership. Authentication is OAuth 2.0 plus a partner-issued API key over TLS 1.2 only, all APIs
  are REST, and both XML and JSON are supported. Hiscox''s most concrete open-standards footprint is ACORD rather than REST:
  in July 2025 ACORD and Howden announced that ACORD Standards for digital accounting and invoicing went live in the UK retail
  insurance market with Hiscox as the receiving insurer, responding in real time to Howden''s digital invoices through the
  ACORD Solutions Group ADEPT (ACORD Data Exchange Platform & Translator) receiver portal.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- United Kingdom
- Property and Casualty
- Specialty Insurance
- Cyber Insurance
- Underwriting
- Reinsurance
- Lloyd's of London
- Small Business Insurance
- Quote
- ACORD
- Carrier
- Cargo
- Marine
- Payments
- API Gateway
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis:
- aid: hiscox:hiscox-eligibility-api
  name: Hiscox Eligibility API
  description: Partner-facing eligibility lookup that returns the list of US states and the Hiscox products offered by profession,
    used to determine whether a risk can be quoted before a quote is requested. Listed as Active on the public Hiscox Developer
    Portal API catalog; reference documentation and the OpenAPI/Swagger definition are behind the partner login and were not
    retrievable.
  humanURL: https://developer.hiscox.com/apis
  tags:
  - Eligibility
  - Underwriting
  - Insurance
  properties:
  - type: Documentation
    url: https://developer.hiscox.com/apis
  - type: APIReference
    url: https://developer.hiscox.com/documentation
- aid: hiscox:hiscox-quote-api
  name: Hiscox Quote API v4
  description: Partner-facing quoting API that returns a competitive general liability, professional liability, business owner's
    policy (BOP) and/or cyber quote for purchase via partner portals or APIs. Listed as Active on the public Hiscox Developer
    Portal API catalog; access is granted only after approval by a Hiscox Partnership Manager, and the reference documentation
    and OpenAPI/Swagger definition are behind the partner login.
  humanURL: https://developer.hiscox.com/apis
  tags:
  - Quote
  - Rating
  - Property and Casualty
  - Cyber Insurance
  properties:
  - type: Documentation
    url: https://developer.hiscox.com/apis
  - type: APIReference
    url: https://developer.hiscox.com/documentation
- aid: hiscox:hiscox-setup-payment-api
  name: Hiscox Setup Payment API
  description: Partner-facing payment API that initiates the Hiscox policy payment process, completing the quote-to-buy flow
    for partner-distributed small business policies. Listed as Active on the public Hiscox Developer Portal API catalog; reference
    documentation and the OpenAPI/Swagger definition are behind the partner login.
  humanURL: https://developer.hiscox.com/apis
  tags:
  - Payments
  - Bind
  - Billing
  properties:
  - type: Documentation
    url: https://developer.hiscox.com/apis
  - type: APIReference
    url: https://developer.hiscox.com/documentation
- aid: hiscox:hiscox-cargo-api
  name: Hiscox Cargo API
  description: Hiscox London Market API-based solution for underwriting small cargo and stock throughput risks, launched 30
    June 2025 and distributed through broker partners acting as coverholders. Provides near-instant quote and bind for every
    risk within underwriting appetite, offering transit, stock only and stock throughput cover with a US$5 million limit and
    100% Hiscox Syndicate 33 security. Hiscox developed the risk rating models, policy wordings and software coding in-house;
    Price Forbes was the first broker partner and built the front end. There is no developer portal listing, no public documentation
    and no specification for this API - it is announced only through the Hiscox Group newsroom and reached through a broker
    partnership.
  humanURL: https://www.hiscoxgroup.com/news/press-releases/2025/30-06-25
  tags:
  - Cargo
  - Marine
  - Stock Throughput
  - Quote
  - Bind
  - London Market
  - Lloyd's of London
  properties:
  - type: PressRelease
    url: https://www.hiscoxgroup.com/news/press-releases/2025/30-06-25
common:
- type: DomainSecurity
  url: security/hiscox-domain-security.yml
- type: Website
  url: https://www.hiscoxgroup.com/
- type: DeveloperPortal
  url: https://developer.hiscox.com/
- type: Documentation
  url: https://developer.hiscox.com/
- type: APIReference
  url: https://developer.hiscox.com/apis
- type: FAQ
  url: https://developer.hiscox.com/frequently-asked-questions
- type: Support
  url: https://developer.hiscox.com/support
- type: TermsOfService
  url: https://developer.hiscox.com/terms-use
- type: PrivacyPolicy
  url: https://www.hiscox.com/privacy-policy
- type: SignUp
  url: https://developer.hiscox.com/login
- type: GitHubOrganization
  url: https://github.com/hiscox
- type: LinkedIn
  url: https://www.linkedin.com/company/hiscox
- type: GettingStarted
  name: Partner With Us - request access to the Quote and Buy APIs
  url: https://developer.hiscox.com/support
- type: Blog
  url: https://www.hiscoxgroup.com/news/blog
- type: Compliance
  name: Cyber Essentials Plus accreditation (UK Government backed scheme, annually retested)
  url: https://www.hiscoxgroup.com/news/blog/hiscox-gains-cyber-essentials-plus-accreditation
- type: Authentication
  url: authentication/hiscox-authentication.yml
- type: Conventions
  url: conventions/hiscox-conventions.yml
- type: Sandbox
  name: SDBX - production-like sandbox, free to approved partners
  url: sandbox/hiscox-sandbox.yml
- type: Lifecycle
  url: lifecycle/hiscox-lifecycle.yml
- type: Conformance
  url: conformance/hiscox-conformance.yml
- type: Packages
  url: packages/hiscox-packages.yml
- type: LLMsTxt
  url: llms/hiscox-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com