Intact Financial

Intact Financial Corporation is the largest provider of property and casualty insurance in Canada, headquartered in Toronto and trading on the TSX as IFC. It underwrites personal auto, personal property, and commercial P&C lines through the Intact Insurance, belairdirect, BrokerLink, Intact Prestige, Intact Public Entities, and On Side Restoration brands in Canada, through Intact Insurance Specialty Solutions in the United States, and through Intact Insurance UK, EU, IE and 123.ie internationally following the 2021 acquisition of RSA. Distribution runs through a network of more than 6,000 independent broker offices plus direct-to-consumer channels. Its API posture is partner-gated and closed. There is no public, self-serve developer portal, no published API reference, and no downloadable OpenAPI, Swagger, GraphQL, or AsyncAPI artifact on any Intact domain probed. developer/developers/docs/api subdomains on intactfc.com and intact.ca do not resolve; /developers, /api, /developer and /partners return 404. The only integration surfaces are login walls — the Intact Portal for brokers at portal.intactinsurance.com (brokers.intact.ca redirects there) and the customer Client Centre behind IBM Security WebSEAL at apps.intactinsurance.com. Broker connectivity in Canada is mediated by CSIO, the industry standards body whose EDI, XML, eDocs and JSON API standards are the Canadian analogue of ACORD. Intact Insurance is listed in the CSIO member directory but appears on none of CSIO's certified-member lists (eDocs, CL Data, Compliance/Z-code, API Security Standards, JSON API Standards) and is recorded as "Not Yet Rated" on both the personal and commercial tracks of CSIO's 2026 Standards Certification Ratings. No ACORD reference was found anywhere on the company's public web properties.

Intact Financial is profiled on the APIs.io network. Tagged areas include Insurance, Canada, Property and Casualty, Carrier, and Underwriting.

Intact Financial’s developer surface includes developer portal, engineering blog, product news, support, and 16 more developer resources.

18.1/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
InsuranceCanadaProperty and CasualtyCarrierUnderwritingClaimsBrokerPartner GatedNo Public APICSIO

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 18.1/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 3.0 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/intact-financial: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Intact Financial Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Access & Security 1

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 10

The organization behind the API

Scroll for all 10

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: intact-financial
url: https://raw.githubusercontent.com/api-evangelist/intact-financial/refs/heads/main/apis.yml
name: Intact Financial
kind: company
description: Intact Financial Corporation is the largest provider of property and casualty insurance in Canada, headquartered
  in Toronto and trading on the TSX as IFC. It underwrites personal auto, personal property, and commercial P&C lines through
  the Intact Insurance, belairdirect, BrokerLink, Intact Prestige, Intact Public Entities, and On Side Restoration brands
  in Canada, through Intact Insurance Specialty Solutions in the United States, and through Intact Insurance UK, EU, IE and
  123.ie internationally following the 2021 acquisition of RSA. Distribution runs through a network of more than 6,000 independent
  broker offices plus direct-to-consumer channels. Its API posture is partner-gated and closed. There is no public, self-serve
  developer portal, no published API reference, and no downloadable OpenAPI, Swagger, GraphQL, or AsyncAPI artifact on any
  Intact domain probed. developer/developers/docs/api subdomains on intactfc.com and intact.ca do not resolve; /developers,
  /api, /developer and /partners return 404. The only integration surfaces are login walls — the Intact Portal for brokers
  at portal.intactinsurance.com (brokers.intact.ca redirects there) and the customer Client Centre behind IBM Security WebSEAL
  at apps.intactinsurance.com. Broker connectivity in Canada is mediated by CSIO, the industry standards body whose EDI, XML,
  eDocs and JSON API standards are the Canadian analogue of ACORD. Intact Insurance is listed in the CSIO member directory
  but appears on none of CSIO's certified-member lists (eDocs, CL Data, Compliance/Z-code, API Security Standards, JSON API
  Standards) and is recorded as "Not Yet Rated" on both the personal and commercial tracks of CSIO's 2026 Standards Certification
  Ratings. No ACORD reference was found anywhere on the company's public web properties.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- Canada
- Property and Casualty
- Carrier
- Underwriting
- Claims
- Broker
- Partner Gated
- No Public API
- CSIO
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/intact-financial-domain-security.yml
- type: Website
  url: https://www.intactfc.com/
- type: Website
  url: https://www.intact.ca/
- type: Website
  url: https://www.intactspecialty.com/
- type: Portal
  url: https://portal.intactinsurance.com/
- type: Blog
  url: https://www.intact.ca/en/blog
- type: News
  url: https://www.intactfc.com/news
- type: About
  url: https://www.intactfc.com/about-us/who-we-are
- type: Company
  url: https://www.intactfc.com/investors/company-overview
- type: PrivacyPolicy
  url: https://www.intactfc.com/privacy
- type: TermsOfService
  url: https://www.intactfc.com/terms-and-conditions-of-use
- type: LinkedIn
  url: https://www.linkedin.com/company/intact
- type: Support
  url: https://www.intact.ca/en/contact-us
- type: Careers
  url: https://careers.intactfc.com/
- type: Website
  name: belairdirect
  url: https://www.belairdirect.com/
- type: Website
  name: 123.ie
  url: https://www.123.ie/
- type: LLMsTxt
  name: Intact Financial llms.txt (generated by API Evangelist)
  url: llms/intact-financial-llms.txt
- type: LLMsTxt
  name: belairdirect llms.txt (published by Intact brand)
  url: llms/intact-financial-belairdirect-llms.txt
- type: LLMsTxt
  name: 123.ie llms.txt (published by Intact brand)
  url: llms/intact-financial-123ie-llms.txt
- type: Conformance
  name: CSIO / ACORD / API standards conformance
  url: conformance/intact-financial-conformance.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com