Brightfield Software

Brightfield Software Underwriting API

Applicant-level underwriting feature layer: turnover, recurring revenue, debt service, customer concentration, tax payments, statutory contributions. Lender-side persistence only (7-day re-fetch window); transaction content is never retained beyond purge. See `POST /v1/underwrite/analyze` for the main entry point.

GitHub OpenAPI

Operations 20

POST /v1/underwrite/analyze Run underwriting analysis on an SMB applicant (JSON) #
POST /v1/underwrite/analyze/statement Run underwriting analysis on uploaded bank statement files #
POST /v1/underwrite/analyze/statement/async Submit a PDF bank statement for background underwriting analysis #
GET /v1/underwrite/analyze/statement/async/{id} Poll status + result of a submitted async PDF analysis #
POST /v1/underwrite/analyze/statement/parsed Run underwriting analysis on a browser-parsed PDF statement (JSON) #
POST /v1/underwrite/analyze/statement/parsed/async Submit a browser-parsed PDF statement for background analysis #
POST /v1/underwrite/feedback Submit corrections for a previous underwriting analysis #
GET /v1/underwrite/analyses/{id} Re-fetch a previous underwriting analysis (7-day window) #
GET /v1/underwrite/analyses/{id}/report Download a statement evidence report (PDF or CSV) #
GET /v1/underwrite/analyses List past underwriting analyses (billing transparency) #
POST /v1/underwrite/ingest Upload a bank statement (or ZIP of statements) and return parsed transactions #
POST /v1/underwrite/ingest/batch Multi-file statement upload (multipart-with-N-files or ZIP) #
GET /v1/underwrite/ingestions/{id} Re-fetch a previous ingestion within the 7d window #
GET /v1/underwrite/ingestions List past ingestions (billing transparency) #
POST /v1/underwrite/collection-links/{id}/files Stage a statement file on a collection link #
POST /v1/underwrite/collection-links/{id}/finish-analyze Run one consolidated analysis over the staged files and complete the link #

Specifications

⚙
OpenAPI
https://artifacts.apis.io/distyra/openapi/distyra-underwriting-api-openapi.yml

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OpenAPI Specification

distyra-underwriting-api-openapi.yml Raw ↑ 
openapi: 3.2.0
info:
  title: Distyra Transaction Enrichment Underwriting API
  description: EU-native PSD2-specialist transaction enrichment.
  version: 1.11.0
servers:
- url: https://api.distyra.com
  description: Production (EU). Base URL stays api.distyra.com even though the website and portal use .eu.
tags:


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# Full source: https://artifacts.apis.io/distyra/openapi/distyra-underwriting-api-openapi.yml