Zinnia is an Eldridge-backed insurance technology and third-party administration company that provides the policy administration, new business, order entry, illustration, document and in-force servicing infrastructure behind a large share of the US life insurance and annuity market. Formerly SE2, and now the parent of Policygenius, Ebix's life and annuity software assets, AnnuityNet, VitalQuote, WinFlex, SmartOffice and Zahara, Zinnia runs an enterprise API gateway at api.zinnia.io and publishes ten OpenAPI contracts on a Kong developer portal at developers.zinnia.com covering case management, enterprise documents, illustration generation, product configuration, new business for life and annuity, Market Connect headless order entry, policy detail, and 102 policy transaction operations. Zinnia contributed its Enterprise API framework to the Insured Retirement Institute, whose first four standardized in-force annuity transaction APIs are built on it.
Zinnia publishes 10 APIs on the APIs.io network, including Policy Transactions API, Policy Service API, Market Connect Order Entry API, and 7 more. Tagged areas include Insurance, Life Insurance, Annuities, Policy Administration, and Insurtech.
Zinnia’s developer surface includes authentication, documentation, API reference, engineering blog, support, changelog, and 18 more developer resources.
Regulatory Posture applies to this provider. Its tags matched the
Insurance regime, so
Regulatory Posture carries 15 points of the composite.
If this regime is wrong for your business, say so on your
provider repo — the
applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it
carries 10 points of the composite. It is scored from the published contracts
themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already
holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in
front of it, and the first time that check is skipped a duplicate record is created.
Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet,
not penalised by it.
The six quality facets above are damped to 75 points between them,
because the conditional facet above carries the other
25. That is why each facet's contribution is shown against a damped
maximum: raising a quality facet moves the composite by 75% of its nominal
weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/zinnia: open an issue to ask a question, or submit a pull request to add artifacts.
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Enterprise API for enforcing policy transactions and validations across the in-force annuity and life book - financial and non-financial transaction management, policy party man...
Central policy record service for the life and annuity policy lifecycle - policy detail retrieval by plan code and policy number, policy version history with filtering and pagin...
Headless order entry API that lets external distribution platforms, banks, broker-dealers and IMOs electronically initiate, save-and-resume, validate and submit life insurance a...
Illustration generation service for life and annuity products - synchronous and asynchronous illustration requests, in-force, new-business and administration calculation modes, ...
The Enterprise Document Service (EDS) is the system of record for documents across Zinnia's life insurance and annuity platforms. Documents are stored once and can be retrieved,...
Life new business API covering application intake, requirement and case orchestration, party and agent validation, and DTCC-referenced downstream handoff for the Zinnia life new...
Annuity new business API for application submission, case status, requirements and DTCC participant resolution on the Zinnia annuity origination platform.
Product configuration and reference data service - product definitions, features, eligibility rules and related metadata for insurance and financial offerings, so partners can c...
Case orchestration API for creating and retrieving case instances that group the documents, requirements and transactions belonging to a single piece of work across the Zinnia p...
Client case manager for the illustration workflow - create, search, retrieve and update the client-level cases that illustration requests are generated against.
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