Ntropy
Ntropy provides a financial data standardization and enrichment API that turns raw bank transactions and bank-statement PDFs into structured, contextual data. Its products cover transaction enrichment (categorization, entity/merchant identification and recurring-payment detection), bank-statement OCR and extraction, account-holder ledgers, entity resolution, personalization rules, and event webhooks. The v3 REST API (base https://api.ntropy.com) uses API-key header auth, cursor pagination, and a credit-based rate model, and is used for underwriting, transaction approval, personal finance, customer retention and accounting. Ntropy is a fintech company backed by QED Investors; it ships an official Python SDK and a first-party MCP server.
Ntropy publishes 15 API contracts indexed on the APIs.io network, including Account Holder API, Bank statements API, Batches API, and 12 more. Tagged areas include Company, Fintech, Transaction Enrichment, Financial Data, and Data Enrichment.
The Ntropy catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.
Ntropy’s developer surface includes documentation, API reference, getting-started guide, support, engineering blog, signup flow, authentication, and 35 more developer resources.
What this lets a business do 2
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Standards implemented 2
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 15
Individual APIs this provider publishes, each with its own machine-readable definition.
Ntropy Account Holder API
Ledger operations
Ntropy Bank statements API
The bank statements API allows you to view and enrich transactions found in bank statements. Below is a table with the description of each of the statuses and steps that each ba...
Ntropy Batches API
The batches API from Ntropy — 3 operation(s) for batches.
Ntropy Categories API
The categories API from Ntropy — 2 operation(s) for categories.
Ntropy Enrichment API
Transaction enrichment.
Ntropy Entities API
The entities API from Ntropy — 4 operation(s) for entities.
Ntropy Labels API
The Labels API from Ntropy — 2 operation(s) for labels.
Ntropy Misc API
Miscellaneous endpoint.
Ntropy Personalization API
The personalization API from Ntropy — 6 operation(s) for personalization.
Ntropy Recurrence API
The recurrence API from Ntropy — 1 operation(s) for recurrence.
Ntropy Reporting API
The Reporting API from Ntropy — 2 operation(s) for reporting.
Ntropy Reports API
The reports API from Ntropy — 2 operation(s) for reports.
Ntropy Transactions API
The transactions API from Ntropy — 3 operation(s) for transactions.
Ntropy Webhooks API
The webhooks API from Ntropy — 2 operation(s) for webhooks.
Ntropy Account Holders API
The Account Holders API from Ntropy — 2 operation(s) for account holders.
Scroll for all 15
Open Collections 16
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
API Reference Account Holder API
OPEN COLLECTIONAPI Reference Account Holder accountHolders API
OPEN COLLECTIONAPI Reference Account Holder Bank statements API
OPEN COLLECTIONAPI Reference Account Holder bankStatements API
OPEN COLLECTIONAPI Reference Account Holder batches API
OPEN COLLECTIONAPI Reference Account Holder categories API
OPEN COLLECTIONAPI Reference Account Holder Enrichment API
OPEN COLLECTIONAPI Reference Account Holder entities API
OPEN COLLECTIONAPI Reference Account Holder Labels API
OPEN COLLECTIONAPI Reference Account Holder Misc API
OPEN COLLECTIONAPI Reference Account Holder personalization API
OPEN COLLECTIONAPI Reference Account Holder recurrence API
OPEN COLLECTIONAPI Reference Account Holder Reporting API
OPEN COLLECTIONAPI Reference Account Holder reports API
OPEN COLLECTIONAPI Reference Account Holder transactions API
OPEN COLLECTIONAPI Reference Account Holder webhooks API
OPEN COLLECTIONScroll for all 16
MCP Servers 1
Model Context Protocol servers that expose these APIs to AI agents.
Ntropy MCP Server
MCP SERVERAgent Skills 3
Packaged agent skills for driving this provider's APIs from an AI assistant.
Enrich bank transactions with Ntropy
AGENT SKILLManage Ntropy webhooks
AGENT SKILLProcess a bank statement with Ntropy
AGENT SKILLNtropy API pricing
Pricing Plans 1
Published pricing tiers and plan structures.
Ntropy Plans Pricing
PLANSRate Limits 1
Documented rate limits and quota policies.
Ntropy Rate Limits
RATE LIMITSService Levels 1
Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.
Ntropy
SLAFinOps 1
Cost, billing, and metering signals for API financial operations.
Ntropy Finops
FINOPSEvent Specifications 1
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Ntropy Webhooks
Event-driven notifications from the Ntropy API. Ntropy POSTs an event to the registered webhook url. If a token was set at creation it is sent in the X-Ntropy-Token header. Deli...
ASYNCAPISpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
Ntropy API Rules
SPECTRALOpenAPI Overlays 1
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Ntropy Api V3 Overlay
DERIVEDSecurity Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 4
Portal, sign-up, and the first successful call
Documentation 3
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Build 6
SDKs, sample code, and the tooling you integrate with
Access & Security 4
Authentication, authorization, and security posture
Operate 5
Status, limits, changes, and where to get help
Commercial 5
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 2
Properties that don't map to a standard resource type
Source (apis.yml)
Ntropy API — frequently asked questions
Does Ntropy have an API?
Yes. APIs.io lists 15 APIs from Ntropy, including Ntropy Account Holder API, Ntropy Bank statements API and Ntropy Batches API, and 12 more.
Is there an OpenAPI specification for the Ntropy API?
Yes. APIs.io indexes 15 OpenAPI specifications for Ntropy, each linked for download from this page.
How do I authenticate with the Ntropy API?
Ntropy uses bearer-token authentication (apiKey · 1 scheme). The details are profiled on APIs.io as Ntropy Authentication.
Does Ntropy have an MCP server?
Yes. APIs.io lists 1 MCP server for Ntropy.
Is the Ntropy API ready for AI agents?
Ntropy has a Kin Score of 58.6 out of 100 (strong) and an Agent Readiness score of 34.7 (agent-ready), scored by API Evangelist on 2026-11-06.
Work with this as data
Every provider here is available over the APIs.io API and to AI agents over MCP.