Legal & General

aid: legal-and-general
url: https://raw.githubusercontent.com/api-evangelist/legal-and-general/refs/heads/main/apis.yml
x-api-posture: no-product-api
x-api-posture-basis: observed
x-api-posture-note: 'Its API posture reflects that distribution model honestly: Legal & General publishes NO public, self-serve
  developer portal, no public API reference, and no downloadable OpenAPI or Swagger definition.'
name: Legal & General
kind: company
description: 'Legal & General Group plc is a FTSE 100 United Kingdom life insurer, retirement and institutional asset manager
  headquartered in London and regulated by the FCA and PRA. Its lines of business are life and protection insurance (term
  life, critical illness, income protection), workplace and individual pensions, annuities and bulk-purchase annuity/pension
  risk transfer, equity release through Legal & General Home Finance, and asset management through Legal & General Investment
  Management. It is a life and health carrier rather than a general insurer, and it distributes almost entirely through regulated
  intermediaries — financial advisers, mortgage brokers and employee-benefit consultants — rather than direct-to-developer.
  Its API posture reflects that distribution model honestly: Legal & General publishes NO public, self-serve developer portal,
  no public API reference, and no downloadable OpenAPI or Swagger definition. No developer.legalandgeneral.com, developers,
  docs, or api subdomain resolves in DNS, and /developers, /api, /developer, /partners and /integrations all return HTTP 404
  on the primary site. Every documented Legal & General API is a bilateral, partner-gated integration announced by the counterparty
  rather than published by Legal & General — real-time equity release quotation, KFI and application APIs wired into Iress
  "The Exchange", Air Sourcing and the Advise Wise platform, a Mortgage Club integration with Kensington Mortgages, and adviser-facing
  protection quote-and-apply through OLP Connect. Adviser identity and messaging run on the UK''s Origo rails — Unipass digital
  certificates, Unipass Letter of Authority and Origo Track My Apps — which is the UK life and pensions analogue of ACORD;
  no ACORD, AL3, ACORD XML or NGDS reference appears anywhere in Legal & General''s public surface. The only public Legal
  & General code is the Canopy design system on GitHub — an Apache-2.0 Angular component library shipped through GitHub Packages,
  with dated semver release notes, a published breaking-change policy, a repository security policy, and 84 installable agent
  skills (69 component best-practice skills and 15 per-major migration skills) that work with GitHub Copilot, Claude Code
  and Cursor. That makes Legal & General agent-native on the front end and completely closed on the API. This record exists
  to measure that split accurately: a large carrier whose integration surface is entirely intermediary-gated and invisible
  from outside a login wall.'
deliveryModel:
  model: open-core
  license: Apache-2.0
  open_source: true
  commercial: true
  callable_host: false
  label: Open core · an OSS project plus a commercial hosted product
  confidence: high
  source:
  - license
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - security
  generated: '2026-09-02'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- United Kingdom
- Life Insurance
- Health Insurance
- Employee Benefits
- Pensions
- Annuities
- Asset Management
- Underwriting
- Carrier
- Brokers
- Partner Gated
- No Public API
- Design System
- Agent Skills
- Open-Source
tags_raw:
- Insurance
- United Kingdom
- Life Insurance
- Health Insurance
- Employee Benefits
- Pensions
- Annuities
- Asset Management
- Underwriting
- Carrier
- Broker
- Partner Gated
- No Public API
- Design System
- Agent Skills
- Open Source
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.23'
apis: []
common:
- type: IssueTracker
  url: https://github.com/Legal-and-General/canopy/issues
- type: Releases
  url: https://github.com/Legal-and-General/canopy/releases
- type: CodeOfConduct
  url: https://github.com/Legal-and-General/canopy/blob/master/docs/CODE_OF_CONDUCT.md
- type: ContributionGuide
  url: https://github.com/Legal-and-General/canopy/blob/master/docs/CONTRIBUTING.md
- type: License
  name: Apache-2.0
  url: https://github.com/Legal-and-General/canopy/blob/master/LICENSE
- type: DomainSecurity
  url: security/legal-and-general-domain-security.yml
- type: VulnerabilityDisclosure
  url: security/legal-and-general-vulnerability-disclosure.yml
- type: Security
  name: Canopy security policy (only published reporting route)
  url: https://github.com/Legal-and-General/canopy/blob/master/docs/SECURITY.md
- type: AgentSkill
  name: Canopy agent skills (84 published)
  url: skills/_index.yml
- type: Packages
  url: packages/legal-and-general-packages.yml
- type: Components
  url: components/legal-and-general-components.yml
- type: ChangeLog
  url: changelog/legal-and-general-changelog.yml
- type: Lifecycle
  url: lifecycle/legal-and-general-lifecycle.yml
- type: Deprecation
  name: Canopy breaking-change policy
  url: https://github.com/Legal-and-General/canopy/blob/master/docs/BREAKING_CHANGES.md
- type: Conformance
  url: conformance/legal-and-general-conformance.yml
- type: LLMsTxt
  url: llms/legal-and-general-llms.txt
- type: Website
  url: https://www.legalandgeneral.com/
- type: CorporateWebsite
  url: https://group.legalandgeneral.com/
- type: GitHubOrganization
  url: https://github.com/Legal-and-General
- type: SourceCode
  name: Canopy design system
  url: https://github.com/Legal-and-General/canopy
- type: Blog
  url: https://group.legalandgeneral.com/en/newsroom/press-releases
- type: Login
  url: https://www.legalandgeneral.com/log-in/
- type: Support
  url: https://www.legalandgeneral.com/contact-us/
- type: HelpCenter
  url: https://www.legalandgeneral.com/help/
- type: PrivacyPolicy
  url: https://www.legalandgeneral.com/privacy-notice/
- type: TermsOfService
  url: https://www.legalandgeneral.com/legal-information/
- type: Accessibility
  url: https://www.legalandgeneral.com/accessibility/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com