CoverForce is a commercial insurance distribution infrastructure platform headquartered in New York City. It provides a unified RESTful API and white-label software that let insurance agencies, agency networks, wholesalers, carriers, insurtechs, and developers digitally submit, quote, compare, bind, pay, and issue commercial insurance policies across 40+ carriers and MGAs through a single integration. Coverage spans Workers' Compensation, General Liability, Business Owners Policy (BOP), Cyber, Commercial Auto, Inland Marine, Management Liability (D&O, EPLI, Fiduciary), Product Liability, and Miscellaneous Professional Liability across all 50 US states. The API exposes Applications, Quotes, Bind, Document AI, Renewals, Appetite, Status, Analytics, and Documents endpoints, backed by AI capabilities for document reading and carrier-code mapping. Founded in 2021 and backed by Insight Partners, Nyca Partners, and QED Investors; named to the CB Insights Insurtech 50 in 2025.
Coverforce publishes 1 API on the APIs.io network. Tagged areas include Company, Insurance, Insurtech, Commercial Insurance, and Insurance Distribution.
Coverforce’s developer surface includes documentation, API reference, signup flow, support, engineering blog, and 14 more developer resources.
Regulatory Posture applies to this provider. Its tags matched the
Insurance regime, so
Regulatory Posture carries 15 points of the composite.
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provider repo — the
applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for
this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero:
never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and
several others — scorable at all.
The six quality facets above are damped to 85 points between them,
because the conditional facet above carries the other
15. That is why each facet's contribution is shown against a damped
maximum: raising a quality facet moves the composite by 85% of its nominal
weight, not 100%. The full arithmetic is at apis.io/rating/.
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Unified commercial insurance API connecting to 40+ carriers and MGAs through a single integration. Documented endpoint families include Applications (create and submit in a unif...
aid: coverforce
name: Coverforce
description: CoverForce is a commercial insurance distribution infrastructure platform headquartered in New York City. It
provides a unified RESTful API and white-label software that let insurance agencies, agency networks, wholesalers, carriers,
insurtechs, and developers digitally submit, quote, compare, bind, pay, and issue commercial insurance policies across 40+
carriers and MGAs through a single integration. Coverage spans Workers' Compensation, General Liability, Business Owners
Policy (BOP), Cyber, Commercial Auto, Inland Marine, Management Liability (D&O, EPLI, Fiduciary), Product Liability, and
Miscellaneous Professional Liability across all 50 US states. The API exposes Applications, Quotes, Bind, Document AI, Renewals,
Appetite, Status, Analytics, and Documents endpoints, backed by AI capabilities for document reading and carrier-code mapping.
Founded in 2021 and backed by Insight Partners, Nyca Partners, and QED Investors; named to the CB Insights Insurtech 50
in 2025.
url: https://raw.githubusercontent.com/api-evangelist/coverforce/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- insight-partners
- qed-investors
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
model: saas
open_source: false
commercial: true
callable_host: false
label: Hosted service · you call their endpoint
confidence: medium
source:
- pricing
generated: '2026-08-28'
method: derived
accessModel:
pricing: unknown
onboarding: unknown
trial: false
try_now: false
public: false
label: Unknown
confidence: low
source: []
generated: '2026-07-22'
method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
image: https://cdn.prod.website-files.com/62fb0fee9797e7c02c446c87/63f67f2011a086a2ce4b6077_CoverForce%20Primary%20Icon%20256x256.png
tags:
- Company
- Insurance
- Insurtech
- Commercial Insurance
- Insurance Distribution
- Embedded Insurance
- Underwriting
- Document AI
tags_raw:
- Company
- Insurance
- Insurtech
- Commercial Insurance
- Insurance Distribution
- API
- Embedded Insurance
- Underwriting
- Document AI
maintainers:
- FN: Kin Lane
email: kin@apievangelist.com
- FN: APIs.json
email: info@apis.io
apis:
- name: CoverForce API
description: Unified commercial insurance API connecting to 40+ carriers and MGAs through a single integration. Documented
endpoint families include Applications (create and submit in a unified JSON schema), Quotes (retrieve comparable multi-carrier
quotes), Bind (request bindable terms), Document AI (extract and populate application data from uploaded documents), Renewals,
Appetite (query carrier eligibility dynamically), Status (real-time application/quote status), Analytics, and Documents.
Access to the developer portal and sandbox is granted on request.
humanURL: https://www.coverforce.com/api
properties:
- type: Documentation
url: https://coverforce.stoplight.io/
- type: APIReference
url: https://coverforce.stoplight.io/
- type: LLMsTxt
url: llms/coverforce-llms.txt
- type: X-MCPServerCandidate
url: mcp/coverforce-mcp.yml
note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list
derived from the published API contracts, not an existing server. The scorer already read the manifest and reported
mcp_server correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
common:
- type: Website
url: https://www.coverforce.com/
- type: DeveloperPortal
url: https://coverforce.stoplight.io/
- type: Documentation
url: https://coverforce.stoplight.io/
- type: APIReference
url: https://coverforce.stoplight.io/
- type: SignUp
url: https://www.coverforce.com/api-access
- type: Login
url: https://webapp.coverforce.com/login
- type: Support
url: https://helpcenter.coverforce.com/
- type: HelpCenter
url: https://helpcenter.coverforce.com/
- type: Blog
url: https://www.coverforce.com/blog
- type: PrivacyPolicy
url: https://www.coverforce.com/privacy-policy
- type: TermsOfService
url: https://www.coverforce.com/terms-of-service
- type: LinkedIn
url: https://www.linkedin.com/company/coverforceinc
- type: LLMsTxt
url: llms/coverforce-llms.txt
- type: WellKnown
url: well-known/coverforce-well-known.yml
- type: DomainSecurity
url: security/coverforce-domain-security.yml
- type: Conformance
url: conformance/coverforce-conformance.yml
- type: Compliance
url: https://www.coverforce.com/security
- type: TrustCenter
url: security/coverforce-trust-center.yml
- type: X-MCPServerCandidate
url: mcp/coverforce-mcp.yml
note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
x-enrichment:
date: '2026-07-19'
status: backfilled
pass: local-v1
note: backfilled from .gitignore signal + verified work evidence
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