Coverforce

CoverForce is a commercial insurance distribution infrastructure platform headquartered in New York City. It provides a unified RESTful API and white-label software that let insurance agencies, agency networks, wholesalers, carriers, insurtechs, and developers digitally submit, quote, compare, bind, pay, and issue commercial insurance policies across 40+ carriers and MGAs through a single integration. Coverage spans Workers' Compensation, General Liability, Business Owners Policy (BOP), Cyber, Commercial Auto, Inland Marine, Management Liability (D&O, EPLI, Fiduciary), Product Liability, and Miscellaneous Professional Liability across all 50 US states. The API exposes Applications, Quotes, Bind, Document AI, Renewals, Appetite, Status, Analytics, and Documents endpoints, backed by AI capabilities for document reading and carrier-code mapping. Founded in 2021 and backed by Insight Partners, Nyca Partners, and QED Investors; named to the CB Insights Insurtech 50 in 2025.

Coverforce publishes 1 API on the APIs.io network. Tagged areas include Company, Insurance, Insurtech, Commercial Insurance, and Insurance Distribution.

Coverforce’s developer surface includes documentation, API reference, signup flow, support, engineering blog, and 14 more developer resources.

🌐 Visit website 📡 Source on GitHub
25.8/100 emerging Agent 15/100 agent aware Full breakdown ↓
scored 2026-07-20 · rubric v0.4
1 APIs 1 MCP Servers 0 Features
CompanyInsuranceInsurtechCommercial InsuranceInsurance DistributionAPIEmbedded InsuranceUnderwritingDocument AI

API Rating

API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-20 · rubric v0.4
Composite quality — 25.8/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 7.8 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 8.0 / 10
Agent readiness — 15/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/coverforce: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs

CoverForce API

Unified commercial insurance API connecting to 40+ carriers and MGAs through a single integration. Documented endpoint families include Applications (create and submit in a unif...

MCP Servers

coverforce-mcp.yml

MCP SERVER

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 SignUp
SignUp
 Login
Login

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt
 WellKnown
WellKnown
 MCPServer
MCPServer

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance
Conformance

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Compliance
Compliance
 TrustCenter
TrustCenter

Operate 2

Status, limits, changes, and where to get help

Support
Support
 HelpCenter
HelpCenter

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy
PrivacyPolicy
 TermsOfService
TermsOfService

Company 3

The organization behind the API

Website
Website
 Blog
Blog
 LinkedIn
LinkedIn

Source (apis.yml)

apis.yml Raw ↑ 
aid: coverforce
name: Coverforce
description: CoverForce is a commercial insurance distribution infrastructure platform headquartered in New York City. It
  provides a unified RESTful API and white-label software that let insurance agencies, agency networks, wholesalers, carriers,
  insurtechs, and developers digitally submit, quote, compare, bind, pay, and issue commercial insurance policies across 40+
  carriers and MGAs through a single integration. Coverage spans Workers' Compensation, General Liability, Business Owners
  Policy (BOP), Cyber, Commercial Auto, Inland Marine, Management Liability (D&O, EPLI, Fiduciary), Product Liability, and
  Miscellaneous Professional Liability across all 50 US states. The API exposes Applications, Quotes, Bind, Document AI, Renewals,
  Appetite, Status, Analytics, and Documents endpoints, backed by AI capabilities for document reading and carrier-code mapping.
  Founded in 2021 and backed by Insight Partners, Nyca Partners, and QED Investors; named to the CB Insights Insurtech 50
  in 2025.
url: https://raw.githubusercontent.com/api-evangelist/coverforce/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- insight-partners
- qed-investors
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
image: https://cdn.prod.website-files.com/62fb0fee9797e7c02c446c87/63f67f2011a086a2ce4b6077_CoverForce%20Primary%20Icon%20256x256.png
tags:
- Company
- Insurance
- Insurtech
- Commercial Insurance
- Insurance Distribution
- API
- Embedded Insurance
- Underwriting
- Document AI
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- name: CoverForce API
  description: Unified commercial insurance API connecting to 40+ carriers and MGAs through a single integration. Documented
    endpoint families include Applications (create and submit in a unified JSON schema), Quotes (retrieve comparable multi-carrier
    quotes), Bind (request bindable terms), Document AI (extract and populate application data from uploaded documents), Renewals,
    Appetite (query carrier eligibility dynamically), Status (real-time application/quote status), Analytics, and Documents.
    Access to the developer portal and sandbox is granted on request.
  humanURL: https://www.coverforce.com/api
  properties:
  - type: Documentation
    url: https://coverforce.stoplight.io/
  - type: APIReference
    url: https://coverforce.stoplight.io/
  - type: LLMsTxt
    url: llms/coverforce-llms.txt
  - type: MCPServer
    url: mcp/coverforce-mcp.yml
common:
- type: Website
  url: https://www.coverforce.com/
- type: DeveloperPortal
  url: https://coverforce.stoplight.io/
- type: Documentation
  url: https://coverforce.stoplight.io/
- type: APIReference
  url: https://coverforce.stoplight.io/
- type: SignUp
  url: https://www.coverforce.com/api-access
- type: Login
  url: https://webapp.coverforce.com/login
- type: Support
  url: https://helpcenter.coverforce.com/
- type: HelpCenter
  url: https://helpcenter.coverforce.com/
- type: Blog
  url: https://www.coverforce.com/blog
- type: PrivacyPolicy
  url: https://www.coverforce.com/privacy-policy
- type: TermsOfService
  url: https://www.coverforce.com/terms-of-service
- type: LinkedIn
  url: https://www.linkedin.com/company/coverforceinc
- type: LLMsTxt
  url: llms/coverforce-llms.txt
- type: WellKnown
  url: well-known/coverforce-well-known.yml
- type: DomainSecurity
  url: security/coverforce-domain-security.yml
- type: Conformance
  url: conformance/coverforce-conformance.yml
- type: Compliance
  url: https://www.coverforce.com/security
- type: TrustCenter
  url: security/coverforce-trust-center.yml
- type: MCPServer
  url: mcp/coverforce-mcp.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence