Coverforce

CoverForce is a commercial insurance distribution infrastructure platform headquartered in New York City. It provides a unified RESTful API and white-label software that let insurance agencies, agency networks, wholesalers, carriers, insurtechs, and developers digitally submit, quote, compare, bind, pay, and issue commercial insurance policies across 40+ carriers and MGAs through a single integration. Coverage spans Workers' Compensation, General Liability, Business Owners Policy (BOP), Cyber, Commercial Auto, Inland Marine, Management Liability (D&O, EPLI, Fiduciary), Product Liability, and Miscellaneous Professional Liability across all 50 US states. The API exposes Applications, Quotes, Bind, Document AI, Renewals, Appetite, Status, Analytics, and Documents endpoints, backed by AI capabilities for document reading and carrier-code mapping. Founded in 2021 and backed by Insight Partners, Nyca Partners, and QED Investors; named to the CB Insights Insurtech 50 in 2025.

Coverforce publishes 1 API on the APIs.io network. Tagged areas include Company, Insurance, Insurtech, Commercial Insurance, and Insurance Distribution.

Coverforce’s developer surface includes documentation, API reference, signup flow, support, engineering blog, and 14 more developer resources.

🌐 Visit website 📡 Source on GitHub

28.7/100 thin ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-08-30 · rubric v0.17.2

1 APIs 1 MCP Servers

Company Insurance Insurtech Commercial Insurance Insurance Distribution Embedded Insurance Underwriting Document AI

Kin Score

Kin Score How this is scored →
scored 2026-08-30 · rubric v0.17.2

Composite quality — 28.7/100 · thin

Contract Quality 0.0 / 21

Developer Ergonomics 5.7 / 17

Access Clarity 8.5 / 17

Operational Transparency 0.0 / 11

Contract Governance 1.9 / 10

Discoverability 5.7 / 9

Regulatory Posture 7.3 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Surface 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/coverforce: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

CoverForce API

Unified commercial insurance API connecting to 40+ carriers and MGAs through a single integration. Documented endpoint families include Applications (create and submit in a unif...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

SignUp

SignUp

Login

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

WellKnown

WellKnown

MCPServer

MCPServer

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Compliance

Compliance

TrustCenter

TrustCenter

Operate 2

Status, limits, changes, and where to get help

Support

Support

HelpCenter

HelpCenter

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 3

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Source (apis.yml)

aid: coverforce
name: Coverforce
description: CoverForce is a commercial insurance distribution infrastructure platform headquartered in New York City. It
  provides a unified RESTful API and white-label software that let insurance agencies, agency networks, wholesalers, carriers,
  insurtechs, and developers digitally submit, quote, compare, bind, pay, and issue commercial insurance policies across 40+
  carriers and MGAs through a single integration. Coverage spans Workers' Compensation, General Liability, Business Owners
  Policy (BOP), Cyber, Commercial Auto, Inland Marine, Management Liability (D&O, EPLI, Fiduciary), Product Liability, and
  Miscellaneous Professional Liability across all 50 US states. The API exposes Applications, Quotes, Bind, Document AI, Renewals,
  Appetite, Status, Analytics, and Documents endpoints, backed by AI capabilities for document reading and carrier-code mapping.
  Founded in 2021 and backed by Insight Partners, Nyca Partners, and QED Investors; named to the CB Insights Insurtech 50
  in 2025.
url: https://raw.githubusercontent.com/api-evangelist/coverforce/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- insight-partners
- qed-investors
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
image: https://cdn.prod.website-files.com/62fb0fee9797e7c02c446c87/63f67f2011a086a2ce4b6077_CoverForce%20Primary%20Icon%20256x256.png
tags:
- Company
- Insurance
- Insurtech
- Commercial Insurance
- Insurance Distribution
- Embedded Insurance
- Underwriting
- Document AI
tags_raw:
- Company
- Insurance
- Insurtech
- Commercial Insurance
- Insurance Distribution
- API
- Embedded Insurance
- Underwriting
- Document AI
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- name: CoverForce API
  description: Unified commercial insurance API connecting to 40+ carriers and MGAs through a single integration. Documented
    endpoint families include Applications (create and submit in a unified JSON schema), Quotes (retrieve comparable multi-carrier
    quotes), Bind (request bindable terms), Document AI (extract and populate application data from uploaded documents), Renewals,
    Appetite (query carrier eligibility dynamically), Status (real-time application/quote status), Analytics, and Documents.
    Access to the developer portal and sandbox is granted on request.
  humanURL: https://www.coverforce.com/api
  properties:
  - type: Documentation
    url: https://coverforce.stoplight.io/
  - type: APIReference
    url: https://coverforce.stoplight.io/
  - type: LLMsTxt
    url: llms/coverforce-llms.txt
  - type: MCPServer
    url: mcp/coverforce-mcp.yml
common:
- type: Website
  url: https://www.coverforce.com/
- type: DeveloperPortal
  url: https://coverforce.stoplight.io/
- type: Documentation
  url: https://coverforce.stoplight.io/
- type: APIReference
  url: https://coverforce.stoplight.io/
- type: SignUp
  url: https://www.coverforce.com/api-access
- type: Login
  url: https://webapp.coverforce.com/login
- type: Support
  url: https://helpcenter.coverforce.com/
- type: HelpCenter
  url: https://helpcenter.coverforce.com/
- type: Blog
  url: https://www.coverforce.com/blog
- type: PrivacyPolicy
  url: https://www.coverforce.com/privacy-policy
- type: TermsOfService
  url: https://www.coverforce.com/terms-of-service
- type: LinkedIn
  url: https://www.linkedin.com/company/coverforceinc
- type: LLMsTxt
  url: llms/coverforce-llms.txt
- type: WellKnown
  url: well-known/coverforce-well-known.yml
- type: DomainSecurity
  url: security/coverforce-domain-security.yml
- type: Conformance
  url: conformance/coverforce-conformance.yml
- type: Compliance
  url: https://www.coverforce.com/security
- type: TrustCenter
  url: security/coverforce-trust-center.yml
- type: MCPServer
  url: mcp/coverforce-mcp.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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