Aviva plc website screenshot

Aviva plc

Aviva plc is the United Kingdom's largest insurer and one of the ten biggest insurance groups in Europe, listed on the London Stock Exchange and serving roughly 20 million UK customers across the UK, Ireland and Canada following completion of its acquisition of Direct Line Insurance Group on 1 July 2025. Aviva is a composite carrier rather than a single-line one: UK and Ireland general insurance (personal and commercial motor, property and liability), the UK's largest life insurance book, a growing corporate and individual health business, workplace pensions and wealth, and Aviva Investors as the asset-management arm. Aviva Canada is that market's second-largest property and casualty insurer. Aviva's API posture is that of a carrier, not a platform. It operates a real, modern developer portal at developer.aviva.co.uk — a Kong Konnect portal fronted by Aviva's own EV certificate — but the portal reports is_public false with RBAC and OIDC authentication enabled, and every content path returns HTTP 403 to an unauthenticated request. It is explicitly a partner surface: the portal's own copy describes Partners discovering, accessing and consuming Aviva Health APIs, with sandbox access granted on application and production consumption granted on approval. There is no self-serve signup, no public API reference, no downloadable OpenAPI, no public Postman workspace, no GraphQL surface and no published event catalogue. The far larger integration channel is not the portal at all: in the UK, Aviva trades with brokers through Polaris UK's imarket and its PL EDI message and code-list standards, reaching broker systems such as Acturis, Applied Systems, Open GI, Bravo and SSP, and in December 2024 Aviva became the first insurer to launch a claims API integrated directly into Acturis, pushing new and updated motor, property and liability claim records into brokers' management systems. No ACORD reference was found on any Aviva surface; the UK's standards seam here is Polaris, not ACORD. This record is therefore an honest stub: a real but partner-gated API programme with no public self-serve surface to harvest.

Aviva plc publishes 2 APIs on the APIs.io network. Tagged areas include Insurance, United Kingdom, Property and Casualty, Life Insurance, and Health Insurance.

Aviva plc’s developer surface includes authentication, sandbox, documentation, getting-started guide, support, developer portal, engineering blog, and 17 more developer resources.

27.4/100 emerging ▬ flat Agent 20/100 agent aware Full breakdown ↓
scored 2026-07-27 · rubric v0.5
2 APIs
InsuranceUnited KingdomProperty and CasualtyLife InsuranceHealth InsuranceClaimsUnderwritingBrokerWorkplace PensionsCarrier

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 27.4/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 10.4 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 8.0 / 10
Agent readiness — 20/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/aviva-plc: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 2

Individual APIs this provider publishes, each with its own machine-readable definition.

Aviva Private Medical Insurance Consumer Pricing API

Listed in the Aviva API Developer Portal service catalogue as an API that calculates premiums for Aviva consumer Private Medical Insurance policies — the quote/rating verb of th...

Aviva Private Medical Insurance Consumer Purchase API

Listed in the Aviva API Developer Portal service catalogue as the purchase counterpart to the pricing API, enabling partners to submit applications for PMI policy enrolment into...

Rate Limits 1

Documented rate limits and quota policies.

Aviva Plc Rate Limits

0 limits

RATE LIMITS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Aviva Plc Authentication

oauth2 · 2 schemes

SECURITY

Aviva Plc Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Get Started 4

Portal, sign-up, and the first successful call

Documentation 3

Reference material describing how the API behaves

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 3

Pagination, idempotency, versioning, errors, and events

Access & Security 2

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 6

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: aviva-plc
url: https://raw.githubusercontent.com/api-evangelist/aviva-plc/refs/heads/main/apis.yml
name: Aviva plc
kind: company
description: 'Aviva plc is the United Kingdom''s largest insurer and one of the ten biggest insurance groups in Europe, listed
  on the London Stock Exchange and serving roughly 20 million UK customers across the UK, Ireland and Canada following completion
  of its acquisition of Direct Line Insurance Group on 1 July 2025. Aviva is a composite carrier rather than a single-line
  one: UK and Ireland general insurance (personal and commercial motor, property and liability), the UK''s largest life insurance
  book, a growing corporate and individual health business, workplace pensions and wealth, and Aviva Investors as the asset-management
  arm. Aviva Canada is that market''s second-largest property and casualty insurer. Aviva''s API posture is that of a carrier,
  not a platform. It operates a real, modern developer portal at developer.aviva.co.uk — a Kong Konnect portal fronted by
  Aviva''s own EV certificate — but the portal reports is_public false with RBAC and OIDC authentication enabled, and every
  content path returns HTTP 403 to an unauthenticated request. It is explicitly a partner surface: the portal''s own copy
  describes Partners discovering, accessing and consuming Aviva Health APIs, with sandbox access granted on application and
  production consumption granted on approval. There is no self-serve signup, no public API reference, no downloadable OpenAPI,
  no public Postman workspace, no GraphQL surface and no published event catalogue. The far larger integration channel is
  not the portal at all: in the UK, Aviva trades with brokers through Polaris UK''s imarket and its PL EDI message and code-list
  standards, reaching broker systems such as Acturis, Applied Systems, Open GI, Bravo and SSP, and in December 2024 Aviva
  became the first insurer to launch a claims API integrated directly into Acturis, pushing new and updated motor, property
  and liability claim records into brokers'' management systems. No ACORD reference was found on any Aviva surface; the UK''s
  standards seam here is Polaris, not ACORD. This record is therefore an honest stub: a real but partner-gated API programme
  with no public self-serve surface to harvest.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- United Kingdom
- Property and Casualty
- Life Insurance
- Health Insurance
- Claims
- Underwriting
- Broker
- Workplace Pensions
- Carrier
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis:
- aid: aviva-plc:aviva-private-medical-insurance-consumer-pricing-api
  name: Aviva Private Medical Insurance Consumer Pricing API
  description: 'Listed in the Aviva API Developer Portal service catalogue as an API that calculates premiums for Aviva consumer
    Private Medical Insurance policies — the quote/rating verb of the Aviva Health API family. Access is partner-gated: the
    portal requires OIDC login, partners apply for sandbox access and then apply again to consume in production. The API detail
    page returns HTTP 403 to unauthenticated requests, and no OpenAPI, base URL or endpoint list is published outside the
    login wall.'
  humanURL: https://developer.aviva.co.uk/api-details/details-pricing
  tags:
  - Health Insurance
  - Private Medical Insurance
  - Quote
  - Rating
  - Partner Gated
  properties:
  - type: DeveloperPortal
    url: https://developer.aviva.co.uk/
  - type: Documentation
    url: https://developer.aviva.co.uk/documentation
- aid: aviva-plc:aviva-private-medical-insurance-consumer-purchase-api
  name: Aviva Private Medical Insurance Consumer Purchase API
  description: Listed in the Aviva API Developer Portal service catalogue as the purchase counterpart to the pricing API,
    enabling partners to submit applications for PMI policy enrolment into Aviva systems and automate the quote-to-buy journey
    — the bind/issue verbs of the Aviva Health API family. Access is partner-gated behind the portal's OIDC login and an approval
    workflow; the API detail page returns HTTP 403 to unauthenticated requests and no OpenAPI, base URL or endpoint list is
    published publicly.
  humanURL: https://developer.aviva.co.uk/api-details/details-purchase
  tags:
  - Health Insurance
  - Private Medical Insurance
  - Bind
  - Policy Issue
  - Partner Gated
  properties:
  - type: DeveloperPortal
    url: https://developer.aviva.co.uk/
  - type: Documentation
    url: https://developer.aviva.co.uk/documentation
common:
- type: DomainSecurity
  url: security/aviva-plc-domain-security.yml
- type: Authentication
  url: authentication/aviva-plc-authentication.yml
- type: WellKnown
  url: well-known/aviva-plc-well-known.yml
- type: Conventions
  url: conventions/aviva-plc-conventions.yml
- type: Conformance
  url: conformance/aviva-plc-conformance.yml
- type: Lifecycle
  url: lifecycle/aviva-plc-lifecycle.yml
- type: Sandbox
  url: sandbox/aviva-plc-sandbox.yml
- type: RateLimits
  url: rate-limits/aviva-plc-rate-limits.yml
- type: LLMsTxt
  url: llms/aviva-plc-llms.txt
- type: Website
  url: https://www.aviva.com/
- type: Website
  url: https://www.aviva.co.uk/
- type: DeveloperPortal
  url: https://developer.aviva.co.uk/
- type: Documentation
  url: https://developer.aviva.co.uk/documentation
- type: Documentation
  url: https://developer.aviva.co.uk/developer-guide
- type: GettingStarted
  url: https://developer.aviva.co.uk/get-started
- type: Guides
  url: https://developer.aviva.co.uk/guides
- type: About
  url: https://developer.aviva.co.uk/about
- type: Support
  url: https://developer.aviva.co.uk/contact
- type: Portal
  url: https://connect.avivab2b.co.uk/
- type: Blog
  url: https://www.aviva.com/newsroom/
- type: TermsOfService
  url: https://www.aviva.com/legal/
- type: PrivacyPolicy
  url: https://www.aviva.com/privacy-policy/
- type: Investors
  url: https://www.aviva.com/investors/
- type: LinkedIn
  url: https://www.linkedin.com/company/aviva-plc
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com