Bestow

aid: bestow
name: Bestow
description: Bestow is a Dallas, Texas life insurance technology company building a unified SaaS platform for life insurance
  carriers, agents, and embedded partners. Founded in 2016, Bestow provides end-to-end and modular solutions across new business
  and policy administration, including a digital Application Suite for quote, illustration, and application journeys; an Underwriting
  engine and workbench with instant, fully automated decisioning powered by machine learning on actuarial data; an Agent Portal
  and sales management tooling; an Admin Portal and Customer Portal for self-service; TPA (Third-Party Administrator) services;
  a Performance IQ analytics surface; and a Data Optimization Suite for modeling, integrations, and activation. Bestow's Protect
  API and associated SDK power embedded life insurance — letting fintechs, banks, financial institutions, P&C carriers, mortgage
  platforms, and benefits providers offer instant term life, final expense, and IUL coverage inside their own apps and websites,
  with Bestow handling underwriting, payment, billing, policy delivery, and ongoing administration behind the scenes. Integrations
  span ACORD life and annuities data standards, Adyen for payments, Cloudflare for identity and security, and data vendors
  including Bevel, Clareto, EIS, ExamOne, and Human API ReFlex Select. There is no publicly accessible developer portal or
  API reference — partner documentation, sandbox access, and Protect API onboarding are gated behind a partner login at docs.bestow.com
  and arranged through Bestow's sales and partnerships team.
type: Index
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
position: Producing
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/bestow.png
tags:
- Insurance
- Life Insurance
- Insurtech
- Embedded Insurance
- Insurance As A Service
- Underwriting
- Policy Administration
- Term Life
- Final Expense
- IUL
- Protect API
- SDK
- ACORD
- Financial-Services
tags_raw:
- Insurance
- Life Insurance
- InsurTech
- Embedded Insurance
- Insurance As A Service
- Underwriting
- Policy Administration
- Term Life
- Final Expense
- IUL
- Protect API
- SDK
- ACORD
- Financial Services
url: https://raw.githubusercontent.com/api-evangelist/bestow/refs/heads/main/apis.yml
created: '2026-05-25'
modified: '2026-05-25'
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
  url: security/bestow-domain-security.yml
- type: Website
  url: https://www.bestow.com
- type: ApplicationSuite
  url: https://www.bestow.com/application-suite
- type: Underwriting
  url: https://www.bestow.com/underwriting
- type: AgentTools
  url: https://www.bestow.com/agent-tools
- type: Integrations
  url: https://www.bestow.com/integrations
- type: APIPartners
  url: https://www.bestow.com/api-partners
- type: PartnerDocs
  url: https://docs.bestow.com
- type: PartnerAPI
  url: https://api.hellobestow.com
- type: FAQ
  url: https://www.bestow.com/faq
- type: Insights
  url: https://www.bestow.com/insights
- type: Newsroom
  url: https://www.bestow.com/newsroom
- type: Careers
  url: https://www.bestow.com/careers
- type: Contact
  url: https://www.bestow.com/contact
- type: License
  url: https://www.bestow.com/licenses
- type: Terms
  url: https://www.bestow.com/terms-conditions
- type: Privacy
  url: https://www.bestow.com/privacy-policy
- type: LinkedIn
  url: https://www.linkedin.com/company/bestowtech/
- type: YouTube
  url: https://www.youtube.com/@bestow_tech
- type: Medium
  url: https://medium.com/bestowinc
- url: graphql/bestow-graphql.md
  type: GraphQL
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com