Dayforward

Dayforward is a New York-based life insurance technology and services group founded in 2019 by Aaron Shapiro. It owns Commercial Travelers Life Insurance Company (NY-domiciled carrier) and Dayforward Insurance Agency LLC (licensed in all 50 states), and sells income-replacement term life insurance direct to consumers at dayforward.com. Since pivoting to B2B at dayforward.io it licenses Workbench — a SaaS platform covering the full life insurance lifecycle from agent selling and automated underwriting through policy administration and service — plus managed distribution, underwriting and administration services to other carriers and distributors. Workbench is marketed as including "APIs, plug-and-play widgets, single sign-on support, and robust administration tools", but Dayforward publishes no public developer portal, API documentation, OpenAPI definition or SDKs.

Dayforward publishes 1 API on the APIs.io network. Tagged areas include Company, Insurance, Life Insurance, Insurtech, and Financial Services.

Dayforward’s developer surface includes signup flow, support, FAQ, and 11 more developer resources.

🌐 Visit website 📡 Source on GitHub

19.2/100 emerging ▬ flat Agent 4/100 human only Full breakdown ↓
scored 2026-08-17 · rubric v0.11.0

1 APIs

CompanyInsuranceLife InsuranceInsurtechFinancial ServicesUnderwritingPolicy AdministrationSaaSGraphQL

Kin Score

Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0

Composite quality — 19.2/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 0.7 / 17

Commercial Clarity 5.8 / 17

Operational Transparency 0.6 / 11

Governance 0.3 / 10

Discoverability 7.4 / 9

Regulatory Posture 4.3 / 15

Agent readiness — 4/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/dayforward: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Support

Support

FAQ

FAQ

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 5

The organization behind the API

Website

Website

ConsumerWebsite

ConsumerWebsite

About

About

LinkedIn

Careers

Careers

Source (apis.yml)

aid: dayforward
name: Dayforward
description: Dayforward is a New York-based life insurance technology and services group founded in 2019 by Aaron Shapiro.
  It owns Commercial Travelers Life Insurance Company (NY-domiciled carrier) and Dayforward Insurance Agency LLC (licensed
  in all 50 states), and sells income-replacement term life insurance direct to consumers at dayforward.com. Since pivoting
  to B2B at dayforward.io it licenses Workbench — a SaaS platform covering the full life insurance lifecycle from agent selling
  and automated underwriting through policy administration and service — plus managed distribution, underwriting and administration
  services to other carriers and distributors. Workbench is marketed as including "APIs, plug-and-play widgets, single sign-on
  support, and robust administration tools", but Dayforward publishes no public developer portal, API documentation, OpenAPI
  definition or SDKs.
url: https://raw.githubusercontent.com/api-evangelist/dayforward/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-08-04'
modified: '2026-08-04'
image: https://storage.googleapis.com/df-prod-cdn/img/unfurl.jpg
tags:
- Company
- Insurance
- Life Insurance
- Insurtech
- Financial Services
- Underwriting
- Policy Administration
- SaaS
- GraphQL
apis:
- aid: dayforward:graphql
  name: Dayforward GraphQL API
  description: A live GraphQL endpoint at api.dayforward.com/graphql that backs the Dayforward consumer application. Observed
    responding to GraphQL over HTTP POST (an empty operation returns a GRAPHQL_VALIDATION_FAILED error object, and {__typename}
    resolves to Query), but schema introspection is disabled and Dayforward publishes no public documentation, reference or
    schema for it. Recorded as an observed, undocumented surface — no schema has been captured or reconstructed.
  humanURL: https://dayforward.io/solutions/dayforward-workbench
  baseURL: https://api.dayforward.com/graphql
  tags:
  - GraphQL
  - Insurance
  - Life Insurance
  x-access: private
  x-status: undocumented
  x-evidence:
    fetched: '2026-08-04'
    url: https://api.dayforward.com/graphql
    http_status: 200
    content_type: application/json
    introspection: disabled
  properties:
  - type: GraphQL
    url: graphql/dayforward-graphql.yml
  - type: Conventions
    url: conventions/dayforward-conventions.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://dayforward.io/
- type: ConsumerWebsite
  url: https://www.dayforward.com/
- type: About
  url: https://dayforward.io/about
- type: SignUp
  url: https://www.dayforward.com/signin
- type: Support
  url: https://www.dayforward.com/contact
- type: FAQ
  url: https://www.dayforward.com/faqs
- type: TermsOfService
  url: https://www.dayforward.com/terms
- type: PrivacyPolicy
  url: https://www.dayforward.com/privacy
- type: GitHubOrganization
  url: https://github.com/noho-digital
- type: LinkedIn
  url: https://www.linkedin.com/company/dayfwrd/
- type: Careers
  url: https://www.dayforward.com/careers
- type: Conformance
  url: conformance/dayforward-conformance.yml
- type: LLMsTxt
  url: llms/dayforward-llms.txt
- type: DomainSecurity
  url: security/dayforward-domain-security.yml
x-enrichment:
  date: '2026-08-04'
  status: enriched
  artifacts_added: 6
  pass: local-v1