Nova Credit

Nova Credit Platform API

Unified REST API surface across Nova Credit's products (Credit Passport v4, Cash Atlas v2, Income Navigator v2, Eligibility Compass v1). Server-side clients authenticate with HTTP Basic to mint a short-lived Bearer accessToken, then create consumers, initialize NovaConnect sessions, and retrieve JWE-encrypted reports.

GitHub

Documentation

📖
Documentation
https://docs.novacredit.com
📖
APIReference
https://docs.novacredit.com/credit-passport/v4
📖
GettingStarted
https://docs.novacredit.com/credit-passport-quickstart
📖
Authentication
https://raw.githubusercontent.com/api-evangelist/nova-credit/refs/heads/main/authentication/nova-credit-authentication.yml

Other Resources

🔗
Sandbox
https://api.sandbox.novacredit.com
🔗
Webhooks
https://raw.githubusercontent.com/api-evangelist/nova-credit/refs/heads/main/asyncapi/nova-credit-webhooks.yml
🔗
APIsJSON
https://raw.githubusercontent.com/api-evangelist/nova-credit/refs/heads/main/apis.yml

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API entry from apis.yml

apis.yml Raw ↑ 
name: Nova Credit Platform API
description: Unified REST API surface across Nova Credit's products (Credit Passport v4, Cash Atlas v2,
  Income Navigator v2, Eligibility Compass v1). Server-side clients authenticate with HTTP Basic to mint
  a short-lived Bearer accessToken, then create consumers, initialize NovaConnect sessions, and retrieve
  JWE-encrypted reports.
humanURL: https://docs.novacredit.com
baseURL: https://api.novacredit.com
tags:
- Credit Data
- Income Verification
- Underwriting
properties:
- type: Documentation
  url: https://docs.novacredit.com
- type: APIReference
  url: https://docs.novacredit.com/credit-passport/v4
- type: GettingStarted
  url: https://docs.novacredit.com/credit-passport-quickstart
- type: Authentication
  url: authentication/nova-credit-authentication.yml
- type: Sandbox
  url: https://api.sandbox.novacredit.com
- type: Webhooks
  url: asyncapi/nova-credit-webhooks.yml