AmTrust Financial Services

AmTrust Financial Services is a multinational specialty property and casualty insurer focused on small to mid-sized businesses. AmTrust provides APIs that enable insurance agents, brokers, and technology partners to review appetite, generate quotes, and bind policies programmatically. The API platform processes over 12 million API calls daily with 99.68% availability and supports workers' compensation, business owners' policies, general liability, and other commercial insurance products across 300+ eligible class codes.

AmTrust Financial Services publishes 4 APIs on the APIs.io network, including Appetite API, Authentication API, Policies API, and 1 more. Tagged areas include Commercial Insurance, Insurance, Property And Casualty, Small Business, and Workers Compensation.

The AmTrust Financial Services catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

AmTrust Financial Services’ developer surface includes authentication, developer portal, documentation, signup flow, support, engineering blog, and 17 more developer resources.

🌐 Visit website 📡 Source on GitHub

54.2/100 developing ▼ -8.8 Agent 44/100 agent ready Full breakdown ↓
scored 2026-07-28 · rubric v0.6

AccessFreemiumSelf serve⚡ Free to try

4 APIs 6 Features 4 Use Cases

Commercial InsuranceInsuranceProperty And CasualtySmall BusinessWorkers CompensationFortune 1000

Kin Score

Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6

Composite quality — 54.2/100 · developing

Contract Quality 15.1 / 25

Developer Ergonomics 7.8 / 20

Commercial Clarity 12.1 / 20

Operational Transparency 4.8 / 13

Governance 8.3 / 12

Discoverability 7.4 / 10

Agent readiness — 44/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/amtrust-financial-services: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Amtrust Financial Services Rate Limits

5 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Amtrust Financial Services Finops

FINOPS

Features 6

Notable capabilities this provider offers.

Appetite Check

Review coverage eligibility for specific business classes and risk profiles.

Instant Quoting

Generate commercial lines quotes in real time via API.

Online Binding

Bind policies programmatically for eligible class codes.

300+ Class Codes

Access over 300 bind-online eligible class codes.

OAuth 2.0 Authentication

Token-based authentication with 4-hour access tokens.

High Availability

12 million daily API calls with 99.68% uptime SLA.

JSON Schema 7

Standalone JSON Schema definitions for this provider's data models.

Scroll for all 7

Examples 4

Example request and response payloads for these APIs.

Use Cases 4

What developers build with this provider.

Agent Platform Integration

Embed AmTrust quoting and binding in agent management systems.

Wholesale Brokerage Automation

Automate workers' compensation submissions from wholesale platforms.

AMS Software Integration

Connect agency management software to AmTrust for policy lifecycle management.

Workers Compensation Automation

Streamline small business workers' compensation from quote to bind.

Integrations 4

Pre-built integrations with other platforms and tools.

Appulate

Workers' compensation digital submission integration.

Semsee

Commercial lines quoting platform integration.

Tarmika

Commercial lines quoting marketplace integration.

IBQ Systems

Commercial lines rating platform integration.

Press 5

Recent news and press coverage referencing this provider.

Get Started 3

Portal, sign-up, and the first successful call

Portal

Portal

DeveloperPortal

DeveloperPortal

Signup

Signup

Documentation 4

Reference material describing how the API behaves

Documentation

JSONSchema

JSONSchema

JSONSchema

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Design & Contract 4

Pagination, idempotency, versioning, errors, and events

SpectralRules

JSONLD

Vocabulary

JSONStructure

Build 2

SDKs, sample code, and the tooling you integrate with

PostmanWorkspace

PostmanWorkspace

GitHubOrganization

GitHubOrganization

Access & Security 4

Authentication, authorization, and security posture

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Authentication

Authentication

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

LinkedIn

Blog

Blog

Source (apis.yml)

aid: amtrust-financial-services
url: https://raw.githubusercontent.com/api-evangelist/amtrust-financial-services/refs/heads/main/apis.yml
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
modified: '2026-04-19'
name: AmTrust Financial Services
description: AmTrust Financial Services is a multinational specialty property and casualty insurer focused on small to mid-sized
  businesses. AmTrust provides APIs that enable insurance agents, brokers, and technology partners to review appetite, generate
  quotes, and bind policies programmatically. The API platform processes over 12 million API calls daily with 99.68% availability
  and supports workers' compensation, business owners' policies, general liability, and other commercial insurance products
  across 300+ eligible class codes.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/amtrust-financial-services.png
tags:
- Commercial Insurance
- Insurance
- Property And Casualty
- Small Business
- Workers Compensation
- Fortune 1000
apis:
- aid: amtrust-financial-services:amtrust-financial-services-appetite-api
  name: AmTrust Financial Services Appetite API
  description: Coverage appetite and eligibility checks
  humanURL: https://amtrustfinancial.com/api
  baseURL: https://api.amtrustservices.com
  tags:
  - Appetite
  properties:
  - type: OpenAPI
    url: openapi/amtrust-financial-services-appetite-api-openapi.yml
  - type: Documentation
    url: https://amtrustfinancial.com/api
  - type: Portal
    url: https://utapiportal.amtrustgroup.com
  - type: Authentication
    url: https://utapiportal.amtrustgroup.com/authentication
- aid: amtrust-financial-services:amtrust-financial-services-authentication-api
  name: AmTrust Financial Services Authentication API
  description: OAuth 2.0 token management
  humanURL: https://amtrustfinancial.com/api
  baseURL: https://api.amtrustservices.com
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/amtrust-financial-services-authentication-api-openapi.yml
  - type: Documentation
    url: https://amtrustfinancial.com/api
  - type: Portal
    url: https://utapiportal.amtrustgroup.com
  - type: Authentication
    url: https://utapiportal.amtrustgroup.com/authentication
- aid: amtrust-financial-services:amtrust-financial-services-policies-api
  name: AmTrust Financial Services Policies API
  description: Policy binding and management
  humanURL: https://amtrustfinancial.com/api
  baseURL: https://api.amtrustservices.com
  tags:
  - Policies
  properties:
  - type: OpenAPI
    url: openapi/amtrust-financial-services-policies-api-openapi.yml
  - type: Documentation
    url: https://amtrustfinancial.com/api
  - type: Portal
    url: https://utapiportal.amtrustgroup.com
  - type: Authentication
    url: https://utapiportal.amtrustgroup.com/authentication
- aid: amtrust-financial-services:amtrust-financial-services-quotes-api
  name: AmTrust Financial Services Quotes API
  description: Quote generation and management
  humanURL: https://amtrustfinancial.com/api
  baseURL: https://api.amtrustservices.com
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/amtrust-financial-services-quotes-api-openapi.yml
  - type: Documentation
    url: https://amtrustfinancial.com/api
  - type: Portal
    url: https://utapiportal.amtrustgroup.com
  - type: Authentication
    url: https://utapiportal.amtrustgroup.com/authentication
common:
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/amtrust-financial-services/overview
- type: AgenticAccess
  url: agentic-access/amtrust-financial-services-agentic-access.yml
- type: VulnerabilityDisclosure
  url: security/amtrust-financial-services-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/amtrust-financial-services-domain-security.yml
- type: Authentication
  url: authentication/amtrust-financial-services-authentication.yml
- type: GitHubOrganization
  url: https://github.com/amtrust
- type: LinkedIn
  url: https://www.linkedin.com/company/amtrust-financial-services-inc
- type: Portal
  url: https://amtrustfinancial.com
- type: DeveloperPortal
  url: https://utapiportal.amtrustgroup.com
- type: Documentation
  url: https://amtrustfinancial.com/api
- type: Authentication
  url: https://utapiportal.amtrustgroup.com/authentication
- type: Signup
  url: https://amtrustfinancial.com/api
- type: Support
  url: https://amtrustfinancial.com/contact-us
- type: TermsOfService
  url: https://amtrustfinancial.com/terms-of-use
- type: PrivacyPolicy
  url: https://amtrustfinancial.com/privacy-policy
- type: Features
  data:
  - name: Appetite Check
    description: Review coverage eligibility for specific business classes and risk profiles.
  - name: Instant Quoting
    description: Generate commercial lines quotes in real time via API.
  - name: Online Binding
    description: Bind policies programmatically for eligible class codes.
  - name: 300+ Class Codes
    description: Access over 300 bind-online eligible class codes.
  - name: OAuth 2.0 Authentication
    description: Token-based authentication with 4-hour access tokens.
  - name: High Availability
    description: 12 million daily API calls with 99.68% uptime SLA.
- type: UseCases
  data:
  - name: Agent Platform Integration
    description: Embed AmTrust quoting and binding in agent management systems.
  - name: Wholesale Brokerage Automation
    description: Automate workers' compensation submissions from wholesale platforms.
  - name: AMS Software Integration
    description: Connect agency management software to AmTrust for policy lifecycle management.
  - name: Workers Compensation Automation
    description: Streamline small business workers' compensation from quote to bind.
- type: Integrations
  data:
  - name: Appulate
    description: Workers' compensation digital submission integration.
  - name: Semsee
    description: Commercial lines quoting platform integration.
  - name: Tarmika
    description: Commercial lines quoting marketplace integration.
  - name: IBQ Systems
    description: Commercial lines rating platform integration.
- type: SpectralRules
  url: rules/amtrust-financial-services-spectral-rules.yml
- type: JSONSchema
  url: json-schema/amtrust-financial-services-quote-request-schema.json
- type: JSONSchema
  url: json-schema/amtrust-financial-services-quote-response-schema.json
- type: JSONSchema
  url: json-schema/amtrust-financial-services-policy-schema.json
- type: JSONLD
  url: json-ld/amtrust-financial-services-context.jsonld
- type: Vocabulary
  url: vocabulary/amtrust-financial-services-vocabulary.yaml
- type: JSONStructure
  url: json-structure/amtrust-financial-services-quote-request-structure.json
- url: https://amtrustfinancial.com/blog
  type: Blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

AmTrust Financial Services

APIs 4

Postman Collections 4

Pricing Plans 1

Rate Limits 1

FinOps 1

Features 6

Appetite Check

Instant Quoting

Online Binding

300+ Class Codes

OAuth 2.0 Authentication

High Availability

Semantic Vocabularies 1

Spectral Rules 2

JSON Schema 7

JSON Structure 7

Examples 4

Security Posture 3

Agentic Access 1

Use Cases 4

Agent Platform Integration

Wholesale Brokerage Automation

AMS Software Integration

Workers Compensation Automation

Integrations 4

Appulate

Semsee

Tarmika

IBQ Systems

Press 5

AmTrust Improves Outcomes for Injured Employees with ...

AmTrust partners with TCS to transform E&S clearance ...

Hagens Berman Alerts Investors in AmTrust Financial ...

AmTrust Financial Services and Blackstone Credit & ...

AmTrust partners with Blackstone: Insurance news

Get Started 3

Documentation 4

Agent Surfaces 1

Design & Contract 4

Build 2

Access & Security 4

Operate 1

Commercial 2

Company 2

Source (apis.yml)