AmTrust Financial Services website screenshot

AmTrust Financial Services

AmTrust Financial Services is a multinational specialty property and casualty insurer focused on small to mid-sized businesses, with more than 7,000 employees, 500,000+ small commercial policies in force and an AM Best rating of A- (Excellent). AmTrust runs a real, production API program on Azure API Management — nine externally exposed APIs at gateway.amtrustgroup.com spanning 387 operations, covering workers' compensation, Businessowners Policy, cyber, Excess & Surplus and commercial package quote-rate-bind, plus medical case management claims, surety bond documents and reinsurance contract entry. Authentication is two-factor at the edge — an Azure API Management subscription key (subscriber_id) alongside a four-hour OpenID Connect bearer token from AmTrust's own IdentityServer at auth.amtrustgroup.com. Access is partner-gated; there is no self-serve signup and no published pricing, and credentials follow a Digital Partner Vetting Questionnaire.

AmTrust Financial Services publishes 9 APIs on the APIs.io network, including AmTrust Digital WC API, AmTrust Digital BOP API, AmTrust Digital Cyber API, and 6 more. Tagged areas include Commercial Insurance, Insurance, Property and Casualty, Small Business, and Workers Compensation.

The AmTrust Financial Services catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

AmTrust Financial Services’ developer surface includes authentication, developer portal, API reference, documentation, signup flow, support, sandbox, and 41 more developer resources.

49.8/100 developing ▬ flat Agent 32/100 agent ready saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0
AccessPaid
9 APIs 6 Features 4 Use Cases
Commercial InsuranceInsuranceProperty and CasualtySmall BusinessWorkers CompensationFortune 1000UnderwritingClaimsPolicyReinsuranceCyber InsuranceSurety

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.
The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/amtrust-financial-services: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

AmTrust Digital WC API

Workers' compensation quote, rate, bind and policy-service API — 174 operations covering quotes, class codes, locations, officers, endorsements, payment plans, documents, billin...

AmTrust Digital BOP API

Businessowners Policy (BOP) quoting and binding API — locations, buildings, class codes, underwriting questions, loss history, payment plans, bind, documents and policy service.

AmTrust Digital Cyber API

Cyber insurance quoting API — quote creation and rating, underwriting questions, insured clearance, payment plans, reference resources and policy issuance.

AmTrust Digital E&S API

Excess & Surplus lines quoting API — locations, class codes, agent contacts and reference resources for the AmTrust E&S division.

AmTrust Digital PAC API

Commercial package (PAC) quoting API — quote creation, general liability limits, business types, legal entities and reference resources.

AmTrust Reinsurance Contract Entry API

Reinsurance contract entry and administration API (RCEWebAPI) — 98 operations across treaty and contract entry, participants, layers, exceptions, sync logging and reporting.

AmTrust Experience Claims Medical Case API

Medical case management claims API — retrieve claim data, claim summaries and claim notes by claim number, and save claim notes.

AmTrust Experience Next Gen Bond Pro API

Surety bond document management API — create, retrieve, modify and remove DMS documents in base64-encoded binary form, plus health checks.

AmTrust Conversa Engine API

Conversational engine consent API used by AmTrust's chatbot/outbound calling experience — collects call consent for a claim contact.

Scroll for all 9

Postman Collections 4

Ready-to-run Postman collections for exercising this provider's APIs.

Open Collections 5

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Pricing Plans 1

Published pricing tiers and plan structures.

Rate Limits 1

Documented rate limits and quota policies.

FinOps 1

Cost, billing, and metering signals for API financial operations.

Features 6

Notable capabilities this provider offers.

Appetite Check

Review coverage eligibility for specific business classes and risk profiles.

Instant Quoting

Generate commercial lines quotes in real time via API.

Online Binding

Bind policies programmatically for eligible class codes.

300+ Class Codes

Access over 300 bind-online eligible class codes.

OAuth 2.0 Authentication

Token-based authentication with 4-hour access tokens.

High Availability

12 million daily API calls with 99.68% uptime SLA.

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Amtrust Financial Services Context

6 classes · 13 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

AmTrust Financial Services API Rules

5 rules · 4 warnings 1 info

SPECTRAL

AmTrust Financial Services API Rules

17 rules · 7 errors 10 warnings

SPECTRAL

JSON Schema 7

Standalone JSON Schema definitions for this provider's data models.

AppetiteRequest

4 properties

JSON SCHEMA

AppetiteResponse

4 properties

JSON SCHEMA

BindRequest

3 properties

JSON SCHEMA

Insured

7 properties

JSON SCHEMA

PolicyResponse

8 properties

JSON SCHEMA

QuoteRequest

7 properties

JSON SCHEMA

QuoteResponse

10 properties

JSON SCHEMA

Scroll for all 7

JSON Structure 7

JSON Structure definitions describing this provider's data shapes.

Scroll for all 7

Examples 4

Example request and response payloads for these APIs.

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Amtrust Financial Services Authentication

apiKey/openIdConnect · 4 schemes

SECURITY

Amtrust Financial Services Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Amtrust Financial Services Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Amtrust Financial Services Agentic Access

7 operations · 4 acting

7 operations · 4 acting

AGENTIC

Use Cases 4

What developers build with this provider.

Agent Platform Integration

Embed AmTrust quoting and binding in agent management systems.

Wholesale Brokerage Automation

Automate workers' compensation submissions from wholesale platforms.

AMS Software Integration

Connect agency management software to AmTrust for policy lifecycle management.

Workers Compensation Automation

Streamline small business workers' compensation from quote to bind.

Integrations 4

Pre-built integrations with other platforms and tools.

Appulate

Workers' compensation digital submission integration.

Semsee

Commercial lines quoting platform integration.

Tarmika

Commercial lines quoting marketplace integration.

IBQ Systems

Commercial lines rating platform integration.

Press 5

Recent news and press coverage referencing this provider.

AmTrust Improves Outcomes for Injured Employees with ...

2026-05-25

AmTrust partners with TCS to transform E&S clearance ...

2026-05-25

Hagens Berman Alerts Investors in AmTrust Financial ...

2026-05-25

AmTrust Financial Services and Blackstone Credit & ...

2026-05-25

AmTrust partners with Blackstone: Insurance news

2026-05-25

Resources

Get Started 4

Portal, sign-up, and the first successful call

Documentation 4

Reference material describing how the API behaves

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 9

Pagination, idempotency, versioning, errors, and events

Scroll for all 9

Build 2

SDKs, sample code, and the tooling you integrate with

Access & Security 5

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 4

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Other 10

Properties that don't map to a standard resource type

Scroll for all 10

Source (apis.yml)

apis.yml Raw ↑
aid: amtrust-financial-services
url: https://raw.githubusercontent.com/api-evangelist/amtrust-financial-services/refs/heads/main/apis.yml
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
specificationVersion: '0.23'
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: high
  source:
  - finops
  - authentication
  - scopes
  - rate-limits
  - security
  - sandbox
  generated: '2026-09-03'
  method: derived
modified: '2026-09-02'
name: AmTrust Financial Services
description: AmTrust Financial Services is a multinational specialty property and casualty insurer focused on small to mid-sized
  businesses, with more than 7,000 employees, 500,000+ small commercial policies in force and an AM Best rating of A- (Excellent).
  AmTrust runs a real, production API program on Azure API Management — nine externally exposed APIs at gateway.amtrustgroup.com
  spanning 387 operations, covering workers' compensation, Businessowners Policy, cyber, Excess & Surplus and commercial package
  quote-rate-bind, plus medical case management claims, surety bond documents and reinsurance contract entry. Authentication
  is two-factor at the edge — an Azure API Management subscription key (subscriber_id) alongside a four-hour OpenID Connect
  bearer token from AmTrust's own IdentityServer at auth.amtrustgroup.com. Access is partner-gated; there is no self-serve
  signup and no published pricing, and credentials follow a Digital Partner Vetting Questionnaire.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/amtrust-financial-services.png
tags:
- Commercial Insurance
- Insurance
- Property and Casualty
- Small Business
- Workers Compensation
- Fortune 1000
- Underwriting
- Claims
- Policy
- Reinsurance
- Cyber Insurance
- Surety
tags_raw:
- Commercial Insurance
- Insurance
- Property And Casualty
- Small Business
- Workers Compensation
- Fortune 1000
- Underwriting
- Claims
- Policy
- Reinsurance
- Cyber Insurance
- Surety
apis:
- aid: amtrust-financial-services:amtrust-financial-services-digital-wc-api
  name: AmTrust Digital WC API
  description: Workers' compensation quote, rate, bind and policy-service API — 174 operations covering quotes, class codes,
    locations, officers, endorsements, payment plans, documents, billing, loss history and specialty programs. Harvested verbatim
    from AmTrust's own Azure API Management export.
  humanURL: https://apiportal.amtrustgroup.com/apis
  baseURL: https://gateway.amtrustgroup.com/DigitalAPI
  tags:
  - Workers Compensation
  - Quotes
  - Policies
  properties:
  - type: OpenAPI
    url: openapi/amtrust-financial-services-digital-wc-api-openapi.json
  - type: Documentation
    url: https://apiportal.amtrustgroup.com/apis
  - type: DeveloperPortal
    url: https://apiportal.amtrustgroup.com
  - type: Authentication
    url: https://apiportal.amtrustgroup.com/authentication
- aid: amtrust-financial-services:amtrust-financial-services-digital-bop-api
  name: AmTrust Digital BOP API
  description: Businessowners Policy (BOP) quoting and binding API — locations, buildings, class codes, underwriting questions,
    loss history, payment plans, bind, documents and policy service.
  humanURL: https://apiportal.amtrustgroup.com/apis
  baseURL: https://gateway.amtrustgroup.com/digital-bop
  tags:
  - Businessowners Policy
  - Quotes
  - Policies
  properties:
  - type: OpenAPI
    url: openapi/amtrust-financial-services-digital-bop-api-openapi.json
  - type: Documentation
    url: https://apiportal.amtrustgroup.com/apis
  - type: DeveloperPortal
    url: https://apiportal.amtrustgroup.com
  - type: Authentication
    url: https://apiportal.amtrustgroup.com/authentication
- aid: amtrust-financial-services:amtrust-financial-services-digital-cyber-api
  name: AmTrust Digital Cyber API
  description: Cyber insurance quoting API — quote creation and rating, underwriting questions, insured clearance, payment
    plans, reference resources and policy issuance.
  humanURL: https://apiportal.amtrustgroup.com/apis
  baseURL: https://gateway.amtrustgroup.com/digital-cyber
  tags:
  - Cyber Insurance
  - Quotes
  - Underwriting
  properties:
  - type: OpenAPI
    url: openapi/amtrust-financial-services-digital-cyber-api-openapi.json
  - type: Documentation
    url: https://apiportal.amtrustgroup.com/apis
  - type: DeveloperPortal
    url: https://apiportal.amtrustgroup.com
  - type: Authentication
    url: https://apiportal.amtrustgroup.com/authentication
- aid: amtrust-financial-services:amtrust-financial-services-digital-es-api
  name: AmTrust Digital E&S API
  description: Excess & Surplus lines quoting API — locations, class codes, agent contacts and reference resources for the
    AmTrust E&S division.
  humanURL: https://apiportal.amtrustgroup.com/apis
  baseURL: https://gateway.amtrustgroup.com/digital-es
  tags:
  - Excess and Surplus
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/amtrust-financial-services-digital-es-api-openapi.json
  - type: Documentation
    url: https://apiportal.amtrustgroup.com/apis
  - type: DeveloperPortal
    url: https://apiportal.amtrustgroup.com
  - type: Authentication
    url: https://apiportal.amtrustgroup.com/authentication
- aid: amtrust-financial-services:amtrust-financial-services-digital-pac-api
  name: AmTrust Digital PAC API
  description: Commercial package (PAC) quoting API — quote creation, general liability limits, business types, legal entities
    and reference resources.
  humanURL: https://apiportal.amtrustgroup.com/apis
  baseURL: https://gateway.amtrustgroup.com/digital-pac
  tags:
  - Commercial Package
  - General Liability
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/amtrust-financial-services-digital-pac-api-openapi.json
  - type: Documentation
    url: https://apiportal.amtrustgroup.com/apis
  - type: DeveloperPortal
    url: https://apiportal.amtrustgroup.com
  - type: Authentication
    url: https://apiportal.amtrustgroup.com/authentication
- aid: amtrust-financial-services:amtrust-financial-services-reinsurance-contract-entry-api
  name: AmTrust Reinsurance Contract Entry API
  description: Reinsurance contract entry and administration API (RCEWebAPI) — 98 operations across treaty and contract entry,
    participants, layers, exceptions, sync logging and reporting.
  humanURL: https://apiportal.amtrustgroup.com/apis
  baseURL: https://gateway.amtrustgroup.com/RCEAPI
  tags:
  - Reinsurance
  - Contract Management
  properties:
  - type: OpenAPI
    url: openapi/amtrust-financial-services-reinsurance-contract-entry-api-openapi.json
  - type: Documentation
    url: https://apiportal.amtrustgroup.com/apis
  - type: DeveloperPortal
    url: https://apiportal.amtrustgroup.com
  - type: Authentication
    url: https://apiportal.amtrustgroup.com/authentication
- aid: amtrust-financial-services:amtrust-financial-services-experience-claims-medical-case-api
  name: AmTrust Experience Claims Medical Case API
  description: Medical case management claims API — retrieve claim data, claim summaries and claim notes by claim number,
    and save claim notes.
  humanURL: https://apiportal.amtrustgroup.com/apis
  baseURL: https://gateway.amtrustgroup.com/experience-claims-medical-case
  tags:
  - Claims
  - Medical Case Management
  properties:
  - type: OpenAPI
    url: openapi/amtrust-financial-services-experience-claims-medical-case-api-openapi.json
  - type: Documentation
    url: https://apiportal.amtrustgroup.com/apis
  - type: DeveloperPortal
    url: https://apiportal.amtrustgroup.com
  - type: Authentication
    url: https://apiportal.amtrustgroup.com/authentication
- aid: amtrust-financial-services:amtrust-financial-services-experience-next-gen-bond-pro-api
  name: AmTrust Experience Next Gen Bond Pro API
  description: Surety bond document management API — create, retrieve, modify and remove DMS documents in base64-encoded binary
    form, plus health checks.
  humanURL: https://apiportal.amtrustgroup.com/apis
  baseURL: https://gateway.amtrustgroup.com/experience-next-gen-bond-pro-api
  tags:
  - Surety
  - Document Management
  properties:
  - type: OpenAPI
    url: openapi/amtrust-financial-services-experience-next-gen-bond-pro-api-openapi.json
  - type: Documentation
    url: https://apiportal.amtrustgroup.com/apis
  - type: DeveloperPortal
    url: https://apiportal.amtrustgroup.com
  - type: Authentication
    url: https://apiportal.amtrustgroup.com/authentication
- aid: amtrust-financial-services:amtrust-financial-services-conversa-engine-api
  name: AmTrust Conversa Engine API
  description: Conversational engine consent API used by AmTrust's chatbot/outbound calling experience — collects call consent
    for a claim contact.
  humanURL: https://apiportal.amtrustgroup.com/apis
  baseURL: https://gateway.amtrustgroup.com/btgchatbot
  tags:
  - Conversational AI
  - Consent
  properties:
  - type: OpenAPI
    url: openapi/amtrust-financial-services-conversa-engine-api-openapi.json
  - type: Documentation
    url: https://apiportal.amtrustgroup.com/apis
  - type: DeveloperPortal
    url: https://apiportal.amtrustgroup.com
  - type: Authentication
    url: https://apiportal.amtrustgroup.com/authentication
common:
- type: Website
  url: https://amtrustfinancial.com/
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/amtrust-financial-services/overview
- type: AgenticAccess
  url: agentic-access/amtrust-financial-services-agentic-access.yml
- type: VulnerabilityDisclosure
  url: security/amtrust-financial-services-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/amtrust-financial-services-domain-security.yml
- type: Authentication
  url: authentication/amtrust-financial-services-authentication.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/amtrust-financial-services-inc
- type: Portal
  url: https://amtrustfinancial.com
- type: DeveloperPortal
  url: https://apiportal.amtrustgroup.com
- type: APIReference
  url: https://apiportal.amtrustgroup.com/apis
- type: Documentation
  url: https://amtrustfinancial.com/api
- type: Authentication
  url: https://apiportal.amtrustgroup.com/authentication
- type: SignUp
  url: https://amtrustfinancial.com/api
- type: Support
  url: https://amtrustfinancial.com/about-us/contact-us
- type: TermsOfService
  url: https://amtrustfinancial.com/about-us/terms-of-use
- type: PrivacyPolicy
  url: https://amtrustfinancial.com/about-us/privacy-policy
- type: Features
  data:
  - name: Appetite Check
    description: Review coverage eligibility for specific business classes and risk profiles.
  - name: Instant Quoting
    description: Generate commercial lines quotes in real time via API.
  - name: Online Binding
    description: Bind policies programmatically for eligible class codes.
  - name: 300+ Class Codes
    description: Access over 300 bind-online eligible class codes.
  - name: OAuth 2.0 Authentication
    description: Token-based authentication with 4-hour access tokens.
  - name: High Availability
    description: 12 million daily API calls with 99.68% uptime SLA.
- type: UseCases
  data:
  - name: Agent Platform Integration
    description: Embed AmTrust quoting and binding in agent management systems.
  - name: Wholesale Brokerage Automation
    description: Automate workers' compensation submissions from wholesale platforms.
  - name: AMS Software Integration
    description: Connect agency management software to AmTrust for policy lifecycle management.
  - name: Workers Compensation Automation
    description: Streamline small business workers' compensation from quote to bind.
- type: Integrations
  data:
  - name: Appulate
    description: Workers' compensation digital submission integration.
  - name: Semsee
    description: Commercial lines quoting platform integration.
  - name: Tarmika
    description: Commercial lines quoting marketplace integration.
  - name: IBQ Systems
    description: Commercial lines rating platform integration.
- type: WellKnown
  url: well-known/amtrust-financial-services-well-known.yml
- type: OpenIDConnect
  url: well-known/amtrust-financial-services-openid-configuration.json
- type: LLMsTxt
  url: llms/amtrust-financial-services-llms.txt
- type: OAuthScopes
  url: scopes/amtrust-financial-services-scopes.yml
- type: Conventions
  url: conventions/amtrust-financial-services-conventions.yml
- type: ErrorCatalog
  url: errors/amtrust-financial-services-problem-types.yml
- type: Lifecycle
  url: lifecycle/amtrust-financial-services-lifecycle.yml
- type: Conformance
  url: conformance/amtrust-financial-services-conformance.yml
- type: DataModel
  url: data-model/amtrust-financial-services-data-model.yml
- type: Sandbox
  url: sandbox/amtrust-financial-services-sandbox.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Packages
  url: packages/amtrust-financial-services-packages.yml
- type: MCP
  url: mcp/amtrust-financial-services-mcp.yml
- type: Plans
  url: plans/amtrust-financial-services-plans-pricing.yml
- type: RateLimits
  url: rate-limits/amtrust-financial-services-rate-limits.yml
- type: FinOps
  url: finops/amtrust-financial-services-finops.yml
- type: Overlay
  url: overlays/amtrust-financial-services-digital-wc-api-overlay.yaml
- type: Overlay
  url: overlays/amtrust-financial-services-digital-bop-api-overlay.yaml
- type: Overlay
  url: overlays/amtrust-financial-services-digital-cyber-api-overlay.yaml
- type: Overlay
  url: overlays/amtrust-financial-services-digital-es-api-overlay.yaml
- type: Overlay
  url: overlays/amtrust-financial-services-digital-pac-api-overlay.yaml
- type: Overlay
  url: overlays/amtrust-financial-services-reinsurance-contract-entry-api-overlay.yaml
- type: Overlay
  url: overlays/amtrust-financial-services-experience-claims-medical-case-api-overlay.yaml
- type: Overlay
  url: overlays/amtrust-financial-services-experience-next-gen-bond-pro-api-overlay.yaml
- type: Overlay
  url: overlays/amtrust-financial-services-conversa-engine-api-overlay.yaml
- type: SpectralRules
  url: rules/amtrust-financial-services-spectral-rules.yml
- type: JSONSchema
  url: json-schema/amtrust-financial-services-quote-request-schema.json
- type: JSONSchema
  url: json-schema/amtrust-financial-services-quote-response-schema.json
- type: JSONLD
  url: json-ld/amtrust-financial-services-context.jsonld
- type: Vocabulary
  url: vocabulary/amtrust-financial-services-vocabulary.yaml
- type: JSONStructure
  url: json-structure/amtrust-financial-services-quote-request-structure.json
- url: https://amtrustfinancial.com/blog
  type: Blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
x-enrichment:
  date: '2026-09-02'
  status: enriched
  artifacts_added: 45
  pass: local-v1

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