iDenfy

iDenfy is an identity verification platform providing KYC, KYB, and AML compliance solutions. The iDenfy API enables businesses to verify identities, check for fraud, and comply with regulatory requirements through automated document verification, facial recognition, AML screening, business verification, and bank verification services.

iDenfy publishes 7 APIs on the APIs.io network, including Identity Verification (KYC) API, Business Verification (KYB) API, AML Screening and Monitoring API, and 4 more. Tagged areas include AML, Age Verification, Bank Verification, Biometrics, and Compliance.

The iDenfy catalog on APIs.io includes 1 event-driven AsyncAPI specification.

iDenfy’s developer surface includes documentation, API reference, getting-started guide, authentication, changelog, sandbox, pricing, and 34 more developer resources.

🌐 Visit website 📡 Source on GitHub

66.2/100 strong ▲ 28.9 Agent 42/100 agent ready Full breakdown ↓
scored 2026-09-14 · rubric v0.22.0

AccessFreemiumSelf serve⚡ Free to try

7 APIs 1 MCP Servers

AML Age VerificationBank VerificationBiometrics Compliance Fraud Detection Identity Verification KYB KYC MCP Open Banking RegTech Sanctions Screening Webhook

Kin Score

Kin Score How this is scored →
scored 2026-09-14 · rubric v0.22.0

Composite quality — 66.2/100 · strong

Contract Quality 12.0 / 19

Developer Ergonomics 11.8 / 15

Access Clarity 15.0 / 15

Operational Transparency 4.1 / 10

Contract Governance 0.4 / 9

Discoverability 6.1 / 8

Regulatory Posture 5.7 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 42/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 8 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/idenfy: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

iDenfy Identity Verification (KYC) API

Document verification, selfie capture, liveness detection and AI plus human review. Mint a session token with POST /api/v2/token, hand the returned authToken to a redirect, iFra...

iDenfy Business Verification (KYB) API

Company verification across 180+ registries with ultimate beneficial owner identification, KYB form collection, beneficiary and document management, questionnaires, credit burea...

iDenfy AML Screening and Monitoring API

Screens people and companies against sanctions lists, politically exposed persons and adverse media, as a one-time check or as ongoing monitoring that raises an alert when a new...

iDenfy Bank Verification API

Verifies bank account ownership through open banking connections to European banks, and exposes the account transaction list behind a completed verification. Two operations and ...

iDenfy Bank Card Verification API

Creates a standalone bank card verification session. Account balance is pre-checked, and an insufficient balance is rejected with 402 rather than 403. One operation and one webh...

iDenfy Face Authentication API

Re-authenticates a returning user in about thirty seconds by matching a live facial scan against a previously verified identity. The published contract exposes the session list ...

iDenfy Age Estimation API

Estimates age from a selfie and escalates borderline cases to a full document check on the same integration, giving one audit trail from selfie to certified ID. Account balance ...

iDenfy Fraud Prevention and Risk API

AI risk scoring, proxy/VPN/Tor detection, phone validation, SMS phone verification, fraud probability estimation, address verification and AI proof of address, plus configurable...

iDenfy Documentation MCP Server

A hosted, unauthenticated remote Model Context Protocol server over the whole public documentation site, including the seven OpenAPI specs. Three live tools: documentation searc...

Scroll for all 9

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

iDenfy Documentation MCP Server

iDenfy runs a hosted, remote Model Context Protocol server over the full public documentation site. It is read-only and unauthenticated — it serves published documentation pages...

MCP SERVER

Pricing Plans 1

Published pricing tiers and plan structures.

Idenfy Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Idenfy Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Idenfy Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Idenfy Webhooks

ASYNCAPI

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Idenfy Authentication

http · 2 schemes

SECURITY

Idenfy Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Idenfy Vulnerability Disclosure

Hackerone

SECURITY

Idenfy Trust Center

ISO/IEC 27001:2022, SOC 2 Type II, eIDAS, iBeta / ISO 30107-3

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Idenfy Agentic Access

73 operations · 45 acting · 1 human-in-the-loop

73 operations · 45 acting

AGENTIC

Resources

Get Started 5

Portal, sign-up, and the first successful call

DeveloperPortal

GettingStarted

Sandbox

SignUp

Login

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgentSkill

WellKnown

AgenticAccess

LlmsText

LLMsTxt

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conventions

DataModel

ErrorCatalog

Lifecycle

Conformance

Webhooks

Components

Scroll for all 7

Build 4

SDKs, sample code, and the tooling you integrate with

Packages

Packages

SDKs

SDKs

Postman

Postman

GitHubOrganization

GitHubOrganization

Access & Security 4

Authentication, authorization, and security posture

Authentication

Compliance

TrustCenter

DomainSecurity

Operate 5

Status, limits, changes, and where to get help

StatusPage

ChangeLog

RateLimits

Support

HelpCenter

Commercial 5

Pricing, plans, and the legal terms of use

Plans

FinOps

Pricing

TermsOfService

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Other 1

Properties that don't map to a standard resource type

AgentCard

AgentCard

Source (apis.yml)

aid: idenfy
name: iDenfy
description: iDenfy is an identity verification platform providing KYC, KYB, and AML compliance solutions. The iDenfy API
  enables businesses to verify identities, check for fraud, and comply with regulatory requirements through automated document
  verification, facial recognition, AML screening, business verification, and bank verification services.
type: Index
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: true
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - openapi
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-09-03'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/idenfy.png
tags:
- AML
- Age Verification
- Bank Verification
- Biometrics
- Compliance
- Fraud Detection
- Identity Verification
- KYB
- KYC
- MCP
- Open Banking
- RegTech
- Sanctions Screening
- Webhook
tags_raw:
- AML
- Age Verification
- Bank Verification
- Biometrics
- Compliance
- Fraud Detection
- Identity Verification
- KYB
- KYC
- MCP
- Open Banking
- RegTech
- Sanctions Screening
- Webhooks
created: '2024-11-13'
modified: '2026-09-13'
url: https://raw.githubusercontent.com/api-evangelist/idenfy/refs/heads/main/apis.yml
specificationVersion: '0.23'
apis:
- aid: idenfy:idenfy-kyc-api
  name: iDenfy Identity Verification (KYC) API
  description: Document verification, selfie capture, liveness detection and AI plus human review. Mint a session token with
    POST /api/v2/token, hand the returned authToken to a redirect, iFrame or mobile SDK, and receive the result as a signed
    webhook. Also covers blocklisting, proof-of-address checks and requesting additional information from a client.
  humanURL: https://documentation.idenfy.com/kyc/overview
  baseURL: https://ivs.idenfy.com
  tags:
  - Identity Verification
  - KYC
  - Liveness
  - Biometrics
  - Document Verification
  properties:
  - type: OpenAPI
    url: openapi/idenfy-kyc-openapi.yml
  - type: Overlay
    url: overlays/idenfy-kyc-overlay.yaml
  - type: Documentation
    url: https://documentation.idenfy.com/kyc/overview
  - type: APIReference
    url: https://documentation.idenfy.com/api-reference/overview
- aid: idenfy:idenfy-kyb-api
  name: iDenfy Business Verification (KYB) API
  description: Company verification across 180+ registries with ultimate beneficial owner identification, KYB form collection,
    beneficiary and document management, questionnaires, credit bureau reports, government document orders, US Secretary of
    State filings and registry centre checks. The largest of the published contracts at 49 operations and 8 webhook events.
  humanURL: https://documentation.idenfy.com/kyb/overview
  baseURL: https://ivs.idenfy.com
  tags:
  - Business Verification
  - KYB
  - UBO
  - Compliance
  - Registry
  properties:
  - type: OpenAPI
    url: openapi/idenfy-kyb-openapi.yml
  - type: Overlay
    url: overlays/idenfy-kyb-overlay.yaml
  - type: Documentation
    url: https://documentation.idenfy.com/kyb/overview
- aid: idenfy:idenfy-aml-api
  name: iDenfy AML Screening and Monitoring API
  description: 'Screens people and companies against sanctions lists, politically exposed persons and adverse media, as a
    one-time check or as ongoing monitoring that raises an alert when a new match appears. Carries two generations at once:
    v3 status values alongside the legacy v2 alertStatus in every webhook payload.'
  humanURL: https://documentation.idenfy.com/aml/overview
  baseURL: https://ivs.idenfy.com
  tags:
  - AML
  - Compliance
  - PEP
  - Sanctions
  - Adverse Media
  properties:
  - type: OpenAPI
    url: openapi/idenfy-aml-openapi.yml
  - type: Overlay
    url: overlays/idenfy-aml-overlay.yaml
  - type: Documentation
    url: https://documentation.idenfy.com/aml/overview
- aid: idenfy:idenfy-bank-api
  name: iDenfy Bank Verification API
  description: Verifies bank account ownership through open banking connections to European banks, and exposes the account
    transaction list behind a completed verification. Two operations and two webhook events.
  humanURL: https://documentation.idenfy.com/bank-verification/overview
  baseURL: https://ivs.idenfy.com
  tags:
  - Bank Verification
  - Open Banking
  - Account Verification
  properties:
  - type: OpenAPI
    url: openapi/idenfy-bank-openapi.yml
  - type: Overlay
    url: overlays/idenfy-bank-overlay.yaml
  - type: Documentation
    url: https://documentation.idenfy.com/bank-verification/overview
- aid: idenfy:idenfy-bank-card-api
  name: iDenfy Bank Card Verification API
  description: Creates a standalone bank card verification session. Account balance is pre-checked, and an insufficient balance
    is rejected with 402 rather than 403. One operation and one webhook event.
  humanURL: https://documentation.idenfy.com/bank-card/create-session
  baseURL: https://ivs.idenfy.com
  tags:
  - Bank Card
  - Card Verification
  - Fraud Detection
  properties:
  - type: OpenAPI
    url: openapi/idenfy-bank-card-openapi.yml
  - type: Overlay
    url: overlays/idenfy-bank-card-overlay.yaml
  - type: Documentation
    url: https://documentation.idenfy.com/bank-card/create-session
- aid: idenfy:idenfy-face-authentication-api
  name: iDenfy Face Authentication API
  description: Re-authenticates a returning user in about thirty seconds by matching a live facial scan against a previously
    verified identity. The published contract exposes the session list and retrieve operations; token generation is documented
    separately and is not in the OpenAPI.
  humanURL: https://documentation.idenfy.com/face-authentication/overview
  baseURL: https://ivs.idenfy.com
  tags:
  - Face Authentication
  - Biometrics
  - Identity Verification
  properties:
  - type: OpenAPI
    url: openapi/idenfy-face-authentication-openapi.yml
  - type: Overlay
    url: overlays/idenfy-face-authentication-overlay.yaml
  - type: Documentation
    url: https://documentation.idenfy.com/face-authentication/overview
- aid: idenfy:idenfy-age-estimation-api
  name: iDenfy Age Estimation API
  description: Estimates age from a selfie and escalates borderline cases to a full document check on the same integration,
    giving one audit trail from selfie to certified ID. Account balance is pre-checked and an insufficient balance returns
    402.
  humanURL: https://documentation.idenfy.com/age-estimation/create-session
  baseURL: https://ivs.idenfy.com
  tags:
  - Age Verification
  - Age Estimation
  - Identity Verification
  - Compliance
  properties:
  - type: OpenAPI
    url: openapi/idenfy-age-estimation-openapi.yml
  - type: Overlay
    url: overlays/idenfy-age-estimation-overlay.yaml
  - type: Documentation
    url: https://documentation.idenfy.com/age-estimation/create-session
- aid: idenfy:idenfy-fraud-api
  name: iDenfy Fraud Prevention and Risk API
  description: AI risk scoring, proxy/VPN/Tor detection, phone validation, SMS phone verification, fraud probability estimation,
    address verification and AI proof of address, plus configurable risk assessment profiles. Every endpoint is documented
    with its ivs.idenfy.com path, but iDenfy publishes NO OpenAPI for this surface - it is the one product family with a reference
    page and no machine-readable contract.
  humanURL: https://documentation.idenfy.com/fraud-prevention/overview
  baseURL: https://ivs.idenfy.com
  tags:
  - Fraud Detection
  - Risk Scoring
  - Proxy Detection
  - Phone Verification
  - Address Verification
  properties:
  - type: Documentation
    url: https://documentation.idenfy.com/fraud-prevention/overview
  - type: APIReference
    url: https://documentation.idenfy.com/fraud-prevention/risk-assessment
- aid: idenfy:idenfy-docs-mcp
  name: iDenfy Documentation MCP Server
  description: 'A hosted, unauthenticated remote Model Context Protocol server over the whole public documentation site, including
    the seven OpenAPI specs. Three live tools: documentation search, a read-only virtual filesystem for reading pages and
    specs, and documentation feedback submission. Read-only by design - it reaches no dashboard, key or verification data,
    and cannot call the verification APIs.'
  humanURL: https://documentation.idenfy.com/resources/mcp
  baseURL: https://documentation.idenfy.com/mcp
  tags:
  - MCP
  - Documentation
  - Agents
  tags_raw:
  - MCP
  - Model Context Protocol
  - Documentation
  - Agents
  properties:
  - type: MCPServer
    url: mcp/idenfy-mcp.yml
  - type: ToolCrosswalk
    url: mcp/idenfy-tool-crosswalk.yml
  - type: Documentation
    url: https://documentation.idenfy.com/resources/mcp
common:
- type: Website
  url: https://www.idenfy.com/
- type: DeveloperPortal
  url: https://documentation.idenfy.com/
- type: Documentation
  url: https://documentation.idenfy.com/
- type: APIReference
  url: https://documentation.idenfy.com/api-reference/overview
- type: GettingStarted
  url: https://documentation.idenfy.com/quickstart
- type: Authentication
  url: authentication/idenfy-authentication.yml
- type: Conventions
  url: conventions/idenfy-conventions.yml
- type: DataModel
  url: data-model/idenfy-data-model.yml
- type: ErrorCatalog
  url: errors/idenfy-problem-types.yml
- type: Lifecycle
  url: lifecycle/idenfy-lifecycle.yml
- type: StatusPage
  url: https://status.idenfy.com/
- type: ChangeLog
  url: changelog/idenfy-changelog.yml
- type: Conformance
  url: conformance/idenfy-conformance.yml
- type: Compliance
  url: security/idenfy-trust-center.yml
- type: TrustCenter
  url: security/idenfy-trust-center.yml
- type: DomainSecurity
  url: security/idenfy-domain-security.yml
- type: Webhooks
  url: asyncapi/idenfy-webhooks.yml
- type: Sandbox
  url: sandbox/idenfy-sandbox.yml
- type: Components
  url: components/idenfy-components.yml
- type: Packages
  url: packages/idenfy-packages.yml
- type: SDKs
  url: packages/idenfy-packages.yml
- type: Plans
  url: plans/idenfy-plans-pricing.yml
- type: RateLimits
  url: rate-limits/idenfy-rate-limits.yml
- type: AgentCard
  url: a2a/idenfy-a2a.yml
- type: AgentSkill
  url: skills/_index.yml
- type: WellKnown
  url: well-known/idenfy-well-known.yml
- type: AgenticAccess
  url: agentic-access/idenfy-agentic-access.yml
- type: FinOps
  url: finops/idenfy-finops.yml
- type: LlmsText
  url: https://idenfy.com/llms.txt
- type: LLMsTxt
  url: llms/idenfy-docs-llms.txt
- type: Pricing
  url: https://idenfy.com/pricing-plans-v4/
- type: SignUp
  url: https://idenfy.com/pricing-plans-v4/
- type: Login
  url: https://admin.idenfy.com
- type: Support
  url: https://idenfy-ivs.atlassian.net/servicedesk/customer/portal/1
- type: HelpCenter
  url: https://www.idenfy.com/contact/
- type: Postman
  url: https://www.postman.com/idenfy-developers/idenfy-public-api/collection/gwjcqp9/idenfy-api-requests
- type: GitHubOrganization
  url: https://github.com/idenfy
- type: Blog
  url: https://idenfy.com/blog/
- type: Integrations
  url: https://idenfy.com/integrations/
- type: LinkedIn
  url: https://www.linkedin.com/company/idenfy
- type: TermsOfService
  url: https://idenfy.com/terms-of-service/
- type: PrivacyPolicy
  url: https://idenfy.com/privacy-policy/
integrations:
- name: Shopify
  url: https://documentation.idenfy.com/integrations/shopify
- name: WooCommerce
  url: https://documentation.idenfy.com/integrations/woocommerce
- name: WordPress
  url: https://documentation.idenfy.com/integrations/wordpress
- name: Adobe Commerce / Magento
  url: https://documentation.idenfy.com/integrations/adobe-commerce
- name: Zapier
  url: https://documentation.idenfy.com/integrations/zapier
- name: Magic Link
  url: https://documentation.idenfy.com/integrations/magic-link
- name: Bubble
  url: https://idenfy.com/integrations/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
position: Producing
x-enrichment:
  date: '2026-09-13'
  status: enriched
  artifacts_added: 39
  pass: local-v3

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