Afriex website screenshot

Afriex

Afriex is a cross-border payments and remittance company that moves money between Africa, North America, Europe and Asia. Its consumer app handles person-to-person remittances, while the Afriex Business API gives companies programmatic access to the same rails: customer onboarding and KYC, payment methods across bank accounts, mobile money, SWIFT, UPI, Interac and USDC/USDT crypto wallets, multi-currency wallet balances and real-time FX rates, deposits, withdrawals and in-wallet currency swaps, hosted checkout sessions, virtual and pool collection accounts, and RSA-signed webhooks for transaction lifecycle events. The API is documented with an OpenAPI 3.1 contract, a first-party TypeScript SDK, and a hosted remote MCP server that exposes the same surface to AI agents.

Afriex publishes 10 API contracts indexed on the APIs.io network, including Balance API, Checkout Sessions API, Customers API, and 7 more. Tagged areas include Payments, Remittances, Cross-Border Payments, Fintech, and Financial Services.

The Afriex catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.

Afriex’s developer surface includes documentation, API reference, getting-started guide, signup flow, engineering blog, authentication, sandbox, and 23 more developer resources.

🌐 Visit website📡 Profile data on GitHub
50.1/100 developing ▬ flat Agent 49/100 agent native Front door AI 2/6 trace Heartbeat 100/100 alive Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →
1 published contract 1 MCP Servers 1 Agent Skills
PaymentsRemittancesCross-Border PaymentsFintechFinancial ServicesForeign ExchangeMobile MoneyMoney TransferAfricaStablecoinsVirtual AccountsWebhookA2A

What this lets a business do 2

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Developer Platform & API Ecosystem Management
BC-4270
Webhooks
POST /api/v1/webhooks/trigger
Customer Relationship Management
BC-420
Customers
POST /api/v1/customer PATCH /api/v1/customer/{customerId} PATCH /api/v1/customer/{customerId}/kyc

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0
Composite quality — 50.1/100 · developing
Contract Quality 11.7 / 19
Developer Ergonomics 11.1 / 15
Access Clarity 5.1 / 15
Operational Transparency 2.6 / 10
Contract Governance 1.6 / 9
Discoverability 5.6 / 8
Regulatory Posture 3.3 / 15
Create-or-Update Ergonomics 0.0 / 10
Agent readiness — 49/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Pagination 5 / 5
Distinct Operations 3 / 3
MCP Tool Quality 6 / 6
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.
The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Show this score on your site. Kin Score badge preview for Afriex It updates itself when the score changes. Paste this where you link to your API docs: 
<a href="https://apis.io/providers/afriex/"><img src="https://apis.io/badge/afriex/card.svg" alt="Afriex on APIs.io — Kin Score by API Evangelist"></a>
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Raise your score.
Agent readiness — checks not met, largest first (exact, from this profile):
  • Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
  • A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
  • Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
  • Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
  • Documented Reversibility +6 pts — a reversal operation in the contract, graded up when a window is documented too
  • Protected Resource Metadata +5 pts — a served /.well-known/oauth-protected-resource carrying `resource` (documented), and naming its authorization_servers (verified)
4 more unmet checks in the Agent Readiness table above.
Kin Score — facets with the most composite points still available (weight × headroom):
Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/afriex/apis.yml: open an issue on github.com/api-evangelist/afriex to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

MarketPositionDepthRegistered MCP serverDeclares compatibility
RegTech, AML/KYC and Money Transmission regulated 50.3 - 1
Stablecoins and Tokenization (stablecoin issuers, tokenized assets) regulated 50.3 - 1
African Payments (Nigeria, Kenya, South Africa, Ghana, WAEMU) regulated 50.3 - 1
Canada RPAA Payment Service Providers (Bank of Canada registry + Payments Canada) regulated 50.3 - 1

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 4

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Agent2Agent
tagged — the provider's own APIs.json carries the standard as a tag; implementation not verified
Model Context Protocol (MCP)
measured — observed by APIs.io (documented)
Agent Skills
measured — observed by APIs.io (published)
OpenAPI
measured — observed by APIs.io (published)

APIs 10

Individual APIs this provider publishes, each with its own machine-readable definition.

Afriex MCP Server

Afriex publishes a hosted, remote Model Context Protocol server at https://mcp.afriex.com/mcp that exposes 26 tools covering the Business API surface — customers, transactions, ...

Afriex Balance API

View and top up your business wallet balances.

Afriex Checkout Sessions API

Create hosted checkout sessions.

Afriex Customers API

Create and manage your customers.

Afriex Media API

Generate presigned URLs for secure file uploads.

Afriex Payment Methods API

Register and resolve customer payout and collection methods.

Afriex Rates API

Fetch real-time exchange rates.

Afriex SME Registration API

The SME Registration API from Afriex — 2 operation(s) for sme registration.

Afriex Transactions API

Create and track deposits, withdrawals, and swaps.

Afriex Webhooks API

Webhook event payloads and sandbox webhook testing.

Scroll for all 10

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Afriex MCP Server

Remote MCP server at mcp.afriex.com over HTTP requiring an API key; 26 tools listed.

MCP SERVER

Agent Skills 1

Packaged agent skills for driving this provider's APIs from an AI assistant.

Afriex

AGENT SKILL

Afriex API pricing

Pricing Plans 1

Published pricing tiers and plan structures.

Afriex Plans Pricing

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Afriex Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Afriex Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Afriex Business Webhooks

ASYNCAPI

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Afriex API Rules

77 rules · 68 errors 8 warnings 1 info

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Afriex Business Overlay

6 actions · update · afriex-business-openapi-original.json

DERIVED

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Afriex Authentication

apiKey · 1 scheme

SECURITY

Afriex Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 SignUp
SignUp
 Sandbox
Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill
 WellKnown
WellKnown

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 Idempotency
Idempotency
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Conformance
Conformance
 DataModel
DataModel

Build 3

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization
 Packages
Packages
 SDKs
SDKs

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 2

Status, limits, changes, and where to get help

StatusPage
StatusPage
 RateLimits
RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy
 Plans
Plans

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Other 3

Properties that don't map to a standard resource type

CapabilityMap
CapabilityMap
 AgentCard
AgentCard
 Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: afriex
name: Afriex
description: 'Afriex is a cross-border payments and remittance company that moves money between Africa, North America, Europe
  and Asia. Its consumer app handles person-to-person remittances, while the Afriex Business API gives companies programmatic
  access to the same rails: customer onboarding and KYC, payment methods across bank accounts, mobile money, SWIFT, UPI, Interac
  and USDC/USDT crypto wallets, multi-currency wallet balances and real-time FX rates, deposits, withdrawals and in-wallet
  currency swaps, hosted checkout sessions, virtual and pool collection accounts, and RSA-signed webhooks for transaction
  lifecycle events. The API is documented with an OpenAPI 3.1 contract, a first-party TypeScript SDK, and a hosted remote
  MCP server that exposes the same surface to AI agents.'
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - rate-limits
  - security
  - sandbox
  generated: '2026-11-06'
  method: derived
image: https://cdn.prod.website-files.com/62ce94ab2b9c3a3597a7acd4/62f26e44523cfa8d7d76823e_Website%20Open%20Graph.webp
url: https://raw.githubusercontent.com/api-evangelist/afriex/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-09-12'
modified: '2026-09-12'
position: Producing
x-docs-platform: mintlify
x-docs-platform-confidence: medium
x-docs-platform-checked: 2026-09-17
x-docs-hosting: vercel
tags:
- Payments
- Remittances
- Cross-Border Payments
- Fintech
- Financial Services
- Foreign Exchange
- Mobile Money
- Money Transfer
- Africa
- Stablecoins
- Virtual Accounts
- Webhook
- A2A
tags_raw:
- Payments
- Remittances
- Cross-Border Payments
- Fintech
- Financial Services
- Foreign Exchange
- Mobile Money
- Money Transfer
- Africa
- Stablecoins
- Virtual Accounts
- Webhooks
- Financial-Services
- A2A
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- aid: afriex:afriex-mcp-server
  name: Afriex MCP Server
  description: Afriex publishes a hosted, remote Model Context Protocol server at https://mcp.afriex.com/mcp that exposes
    26 tools covering the Business API surface — customers, transactions, payment methods, institutions, crypto wallets, virtual
    and pool accounts, checkout sessions, balances, FX rates and test webhook triggers. The server initializes anonymously
    and answers tools/list without credentials; API calls are authenticated per session either with x-afriex-api-key / x-afriex-environment
    HTTP headers or by calling the authenticate tool as the first action.
  humanURL: https://docs.afriex.com/mcp/introduction
  baseURL: https://mcp.afriex.com/mcp
  tags:
  - MCP
  - Agents
  - Payments
  properties:
  - type: MCPServer
    url: mcp/afriex-mcp.yml
  - type: ToolCrosswalk
    url: mcp/afriex-tool-crosswalk.yml
  - type: Documentation
    url: https://docs.afriex.com/mcp/introduction
- aid: afriex:afriex-balance-api
  name: Afriex Balance API
  description: View and top up your business wallet balances.
  humanURL: https://docs.afriex.com/
  baseURL: https://api.afriex.com
  tags:
  - Balances
  tags_raw:
  - Balance
  properties:
  - type: OpenAPI
    url: openapi/afriex-balance-api-openapi.yml
  - type: Documentation
    url: https://docs.afriex.com/
  - type: APIReference
    url: https://docs.afriex.com/api-reference/introduction
  - type: GettingStarted
    url: https://docs.afriex.com/quickstart
  - type: Webhooks
    url: asyncapi/afriex-business-webhooks.yml
- aid: afriex:afriex-checkout-sessions-api
  name: Afriex Checkout Sessions API
  description: Create hosted checkout sessions.
  humanURL: https://docs.afriex.com/
  baseURL: https://api.afriex.com
  tags:
  - Checkout Sessions
  properties:
  - type: OpenAPI
    url: openapi/afriex-checkout-sessions-api-openapi.yml
  - type: Documentation
    url: https://docs.afriex.com/
  - type: APIReference
    url: https://docs.afriex.com/api-reference/introduction
  - type: GettingStarted
    url: https://docs.afriex.com/quickstart
  - type: Webhooks
    url: asyncapi/afriex-business-webhooks.yml
- aid: afriex:afriex-customers-api
  name: Afriex Customers API
  description: Create and manage your customers.
  humanURL: https://docs.afriex.com/
  baseURL: https://api.afriex.com
  tags:
  - Customers
  properties:
  - type: OpenAPI
    url: openapi/afriex-customers-api-openapi.yml
  - type: Documentation
    url: https://docs.afriex.com/
  - type: APIReference
    url: https://docs.afriex.com/api-reference/introduction
  - type: GettingStarted
    url: https://docs.afriex.com/quickstart
  - type: Webhooks
    url: asyncapi/afriex-business-webhooks.yml
- aid: afriex:afriex-media-api
  name: Afriex Media API
  description: Generate presigned URLs for secure file uploads.
  humanURL: https://docs.afriex.com/
  baseURL: https://api.afriex.com
  tags:
  - Media
  properties:
  - type: OpenAPI
    url: openapi/afriex-media-api-openapi.yml
  - type: Documentation
    url: https://docs.afriex.com/
  - type: APIReference
    url: https://docs.afriex.com/api-reference/introduction
  - type: GettingStarted
    url: https://docs.afriex.com/quickstart
  - type: Webhooks
    url: asyncapi/afriex-business-webhooks.yml
- aid: afriex:afriex-payment-methods-api
  name: Afriex Payment Methods API
  description: Register and resolve customer payout and collection methods.
  humanURL: https://docs.afriex.com/
  baseURL: https://api.afriex.com
  tags:
  - Payment Methods
  properties:
  - type: OpenAPI
    url: openapi/afriex-payment-methods-api-openapi.yml
  - type: Documentation
    url: https://docs.afriex.com/
  - type: APIReference
    url: https://docs.afriex.com/api-reference/introduction
  - type: GettingStarted
    url: https://docs.afriex.com/quickstart
  - type: Webhooks
    url: asyncapi/afriex-business-webhooks.yml
- aid: afriex:afriex-rates-api
  name: Afriex Rates API
  description: Fetch real-time exchange rates.
  humanURL: https://docs.afriex.com/
  baseURL: https://api.afriex.com
  tags:
  - Rates
  properties:
  - type: OpenAPI
    url: openapi/afriex-rates-api-openapi.yml
  - type: Documentation
    url: https://docs.afriex.com/
  - type: APIReference
    url: https://docs.afriex.com/api-reference/introduction
  - type: GettingStarted
    url: https://docs.afriex.com/quickstart
  - type: Webhooks
    url: asyncapi/afriex-business-webhooks.yml
- aid: afriex:afriex-sme-registration-api
  name: Afriex SME Registration API
  description: The SME Registration API from Afriex — 2 operation(s) for sme registration.
  humanURL: https://docs.afriex.com/
  baseURL: https://api.afriex.com
  tags:
  - SME Registration
  properties:
  - type: OpenAPI
    url: openapi/afriex-sme-registration-api-openapi.yml
  - type: Documentation
    url: https://docs.afriex.com/
  - type: APIReference
    url: https://docs.afriex.com/api-reference/introduction
  - type: GettingStarted
    url: https://docs.afriex.com/quickstart
  - type: Webhooks
    url: asyncapi/afriex-business-webhooks.yml
- aid: afriex:afriex-transactions-api
  name: Afriex Transactions API
  description: Create and track deposits, withdrawals, and swaps.
  humanURL: https://docs.afriex.com/
  baseURL: https://api.afriex.com
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/afriex-transactions-api-openapi.yml
  - type: Documentation
    url: https://docs.afriex.com/
  - type: APIReference
    url: https://docs.afriex.com/api-reference/introduction
  - type: GettingStarted
    url: https://docs.afriex.com/quickstart
  - type: Webhooks
    url: asyncapi/afriex-business-webhooks.yml
- aid: afriex:afriex-webhooks-api
  name: Afriex Webhooks API
  description: Webhook event payloads and sandbox webhook testing.
  humanURL: https://docs.afriex.com/
  baseURL: https://api.afriex.com
  tags:
  - Webhook
  tags_raw:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/afriex-webhooks-api-openapi.yml
  - type: Documentation
    url: https://docs.afriex.com/
  - type: APIReference
    url: https://docs.afriex.com/api-reference/introduction
  - type: GettingStarted
    url: https://docs.afriex.com/quickstart
  - type: Webhooks
    url: asyncapi/afriex-business-webhooks.yml
common:
- type: CapabilityMap
  url: capabilities/afriex-capability-edges.yml
  name: Afriex Business Capability Map
- type: DomainSecurity
  url: security/afriex-domain-security.yml
- type: Website
  url: https://www.afriex.com/
- type: DeveloperPortal
  url: https://docs.afriex.com/
- type: Documentation
  url: https://docs.afriex.com/
- type: APIReference
  url: https://docs.afriex.com/api-reference/introduction
- type: GettingStarted
  url: https://docs.afriex.com/quickstart
- type: SignUp
  url: https://business.afriex.com/
- type: Blog
  url: https://dev.to/afriex
- type: GitHubOrganization
  url: https://github.com/Afri-exchange
- type: TermsOfService
  url: https://www.afriex.com/terms-and-condition
- type: PrivacyPolicy
  url: https://www.afriex.com/privacy-policy
- type: StatusPage
  url: https://afriexinc.statuspage.io
- type: LLMsTxt
  url: llms/afriex-llms.txt
- type: AgentCard
  url: a2a/afriex-a2a.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Packages
  url: packages/afriex-packages.yml
- type: SDKs
  url: packages/afriex-packages.yml
- type: Authentication
  url: authentication/afriex-authentication.yml
- type: Conventions
  url: conventions/afriex-conventions.yml
- type: Idempotency
  url: conventions/afriex-conventions.yml
- type: ErrorCatalog
  url: errors/afriex-problem-types.yml
- type: Lifecycle
  url: lifecycle/afriex-lifecycle.yml
- type: Conformance
  url: conformance/afriex-conformance.yml
- type: DataModel
  url: data-model/afriex-data-model.yml
- type: Sandbox
  url: sandbox/afriex-sandbox.yml
- type: RateLimits
  url: rate-limits/afriex-rate-limits.yml
- type: Plans
  url: plans/afriex-plans-pricing.yml
- type: WellKnown
  url: well-known/afriex-well-known.yml
- type: Overlay
  url: overlays/afriex-business-overlay.yaml
x-enrichment:
  date: '2026-09-12'
  status: enriched
  artifacts_added: 19
  pass: local-v3
x-a2a:
  verified: true
  probed: '2026-09-26'
  url: https://docs.afriex.com/.well-known/agent-card.json
  grade: conformant
  protocol_version: '0.3'
  control: 404

Afriex API — frequently asked questions

Does Afriex have an API?

Yes. APIs.io lists 10 APIs from Afriex, including Afriex MCP Server, Afriex Balance API and Afriex Checkout Sessions API, and 7 more.

Is there an OpenAPI specification for the Afriex API?

Yes. APIs.io indexes 9 OpenAPI specifications for Afriex, each linked for download from this page.

How do I authenticate with the Afriex API?

Afriex uses bearer-token authentication (apiKey · 1 scheme). The details are profiled on APIs.io as Afriex Authentication.

Does Afriex have an MCP server?

Yes. APIs.io lists 1 MCP server for Afriex: Remote MCP server at mcp.afriex.com over HTTP requiring an API key; 26 tools listed.

Is the Afriex API ready for AI agents?

Afriex has a Kin Score of 50.1 out of 100 (developing) and an Agent Readiness score of 48.9 (agent-native), scored by API Evangelist on 2026-11-06.

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