niche · 0.5

Mobile Money

Score 19.5 / 100 29 providers 16 APIs Search apis.io →

Providers using this tag (29)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 2 Complete, well-documented, and agent-ready
PaystackPaymentsAfricaFintechRecurring Billing14 APIs69.6Orange Business5GArtificial IntelligenceB2BCAMARA12 APIs67.3
Strong 5 Solid coverage with minor gaps
FlutterwavePaymentsPayoutsCards1 API64.0M-Pesa (Safaricom Daraja)PaymentsFintechKenya1 API62.3PagaPaymentsFintechCollection1 API56.3CellulantPaymentsCheckoutPayouts3 APIs55.9KlashaCompanyPaymentsCross-Border PaymentsAfrica5 APIs54.6
Developing 3 Usable, with meaningful gaps to close
GSMATelecommunicationsUnited KingdomStandardsTrade Association18 APIs54.2MTN GroupTelecommunicationsSouth AfricaAfricaMobile Network Operator115 APIs52.5NALACompanyFintechPaymentsRemittances1 API47.9
Thin 4 Limited public surface area
ChimoneyPayoutsDisbursementsPaymentsAfrica1 API36.1OPayPaymentsFintechSuper App3 APIs34.4OrangeNetworkTelecomIdentityMessaging1 API31.5TerraPayCompanyFinancial-ServicesPaymentsCross-Border Payments1 API28.5
Emerging 6 Early or largely undocumented
ThunesFintechCross-BorderPaymentsFX1 API23.9Wave Mobile MoneyPaymentsFintechFinancial Inclusion5 APIs23.9TranZakFintechPaymentsAfrica4 APIs19.4MONI (Ex-Monisnap)CompanyFintech InsurtechMoney TransferRemittances13.5JulayaCompanyPaymentsDisbursements1 API13.3Taptap SendCompanyMoney TransferRemittancesFintech12.9
Minimal 9 Almost no public developer surface
OnafriqPaymentsRemittanceCross-Border Payments9 APIs10.4MukuruRemittanceMoney TransferCross Border PaymentsAfrica8.4KongaE-CommerceMarketplaceRetailOnline Shopping8.1Chipper CashFintechAfricaCross Border PaymentsMoney Transfer7.3JumoCompanyFintechBanking as a ServiceFinancial-Services1.9KaliSpotCompanyFintechFinancial-ServicesPayments1.5OnitCompanyFintechNeobankBanking1.5More Magic SolutionsCompanyMobile PaymentsMobile Commerce0.6MyriadCompanyFinancial-ServicesFintechPayments0.1

APIs with this tag (15)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Exemplar 1 Complete, well-documented, and agent-ready
Orange Business Orange Money WebPay APIAccept Orange Money mobile-wallet payments on web and mobile checkouts across Mali, Cameroon, Cote d'Ivoire...67.3
Strong 3 Solid coverage with minor gaps
Flutterwave Transfers APIDisburse funds globally across bank account transfers, mobile money transfers, and wallet-to-wallet transfe...64.0Klasha Payments APICollect payments from customers in Africa via card, bank transfer, USSD, M-Pesa, mobile money and the Klash...54.6Klasha Payout APISend money locally to bank accounts and mobile money wallets across Africa and to China, with bank-code loo...54.6
Developing 4 Usable, with meaningful gaps to close
MTN MoMo Collection APIEnable remote collection of bills, fees or taxes from consumer and business MoMo wallets. Operations includ...52.5MTN MoMo Disbursements APIDisburse payments from a business MoMo wallet to consumers or other businesses — salary payments, benefits ...52.5MTN MoMo Remittance APITransfer funds into MTN MoMo wallets from remittance originators, including cash transfer, transfer, accoun...52.5MTN MoMo Sandbox User Provisioning APIProvision sandbox API users and API keys for the MTN MoMo Open API test environment, the self-serve step th...52.5
Thin 2 Limited public surface area
Orange Money APIMobile payment platform API enabling developers to integrate Orange Money wallet transactions, transfers, a...31.5TerraPay API SuiteGSMA Mobile Money API profile for account validation, FX quotations, and multi-rail money movement (wallet/...28.5
Emerging 2 Early or largely undocumented
TranZak Payment Collections APIREST API for collecting payments from customers via mobile money (MTN MOMO, Orange Money), QR code in-store...19.4TranZak Transfers (Disbursements) APIREST API for sending funds to Tranzak users, mobile money wallets (MTN MOMO, Orange Money), and CEMAC bank ...19.4
Minimal 3 Almost no public developer surface
Onafriq Async Payouts APIAsynchronous payouts designed for Money Transfer Organizations (MTOs) and disbursement partners. Partners c...10.4Onafriq Collections APICollections (Payins) API for receiving funds from customers across cards, cash agent networks, and mobile m...10.4Onafriq Sync Payouts APISynchronous payouts custom-built for Mobile Network Operators (MNOs) and partners that require synchronous ...10.4

Score breakdown

Frequency
44.8
log-scaled weighted occurrences
Breadth
0.8
spread across providers
Quality lift
35.1
mean composite of providers using it
Cohesion
6.9
strength of nearest seed neighbor

Related tags

Africa 19 co-occurrences Money Transfer 8 co-occurrences Nigeria 6 co-occurrences Disbursements 7 co-occurrences Remittances 5 co-occurrences Bill Payments 5 co-occurrences Payouts 10 co-occurrences Cross-Border Payments 6 co-occurrences

Where this tag comes from

Provider tag28
Api tag16

Cohort brief

Auto-generated

The 29 providers in the APIs.io catalog tagged Mobile Money, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers
29
all scored
Mean Kin Score
29
+8.3 vs catalog 20.7
Mean Agent Readiness
15.3
+5.6 vs catalog 9.7
Spread
0.1–71
median 23.9 · σ 22.8
How the 29 split by band
Exemplar 1Strong 6Developing 2Thin 5Emerging 6Minimal 9
Facet averages, against the whole catalog
FacetThis cohortCatalogDifferenceScored
Developer Ergonomics 32.1 17.9 +14.2 29
Contract Quality 29.5 17.5 +12 29
Access Clarity 29.3 22.3 +7 29
Operational Transparency 15.5 11.3 +4.2 29
Discoverability 64.2 60.4 +3.8 29
Contract Governance 7.7 6.4 +1.3 29

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes
ArtifactThis cohortCatalogDifference
MCP server (any) 24% 16% +8
MCP server (first-party) 3% 7% -4
Agent Skills 0% 0% 0
OAuth scopes 14% 9% +5
Security 93% 88% +5
Arazzo workflows 10% 2% +8
Governance rules 10% 13% -3

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score
  1. 1 Paystack 71
  2. 2 M-Pesa (Safaricom Daraja) 64.3
  3. 3 Flutterwave 63.9
  4. 4 GSMA 59.8
  5. 5 Paga 57.6
  6. 6 Cellulant 54.7
  7. 7 Klasha 54.6
  8. 8 MTN Group 53.7
  9. 9 NALA 49.9
  10. 10 Orange Business 38.9
Top by Agent Readiness
  1. 1 GSMA 42.2
  2. 2 NALA 38.2
  3. 3 MTN Group 35.7
  4. 4 Paga 35.4
  5. 5 Orange Business 31.7
  6. 6 M-Pesa (Safaricom Daraja) 29.6
  7. 7 Flutterwave 27.3
  8. 8 OPay 26.2
  9. 9 TerraPay 25.9
  10. 10 Paystack 25.1
All 29 members of this roster resolve to a scored provider in the catalog.Generated from the catalog build of 25 August 2026, across 26891 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.

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