Cellulant
Cellulant is a pan-African payments platform headquartered in Nairobi, Kenya, operating across 35 African countries. Its flagship product Tingg is a single API that lets businesses collect online and offline payments, disburse to mobile money wallets and bank accounts, vend airtime and data, pay bills, and engage customers by SMS — interoperably across 350+ banks, mobile network operators, and card networks. Cellulant processes more than 4.5 million transactions per day for over 2,000 enterprise merchants and powers payments for ~220 million consumers. The Tingg platform exposes three primary developer-facing surfaces: Tingg Checkout 3.0 (Express, Custom and Direct Card), Tingg Payouts (the Beep global JSON endpoint), and Tingg Engage (transactional SMS). Cellulant ships official SDKs for PHP, Python, Node.js, .NET, JavaScript, plus a WooCommerce plugin.
APIs
Cellulant Tingg Checkout API
Tingg Checkout 3.0 — a single integration to collect payments across 25+ African markets via Express Checkout (hosted/modal), Custom Checkout (host-to-host), and the Direct Card...
Cellulant Tingg Payouts API
Tingg Payouts (Beep) — a single global JSON endpoint that dispatches postPayment, queryPayment, validateAccount, getBill, getBalance, and refundPayment functions for mobile-mone...
Cellulant Tingg Engage API
Tingg Engage — single global entry point for transactional alerts. Queue OTP, transactional, and standard SMS with templated parameters and receive per-message delivery callbacks.
Collections
Cellulant Tingg Checkout API
POSTMANCellulant Tingg Engage API
POSTMANCellulant Tingg Payouts API
POSTMANArazzo Workflows
Cellulant Charge with OTP Notification
Initiate a custom checkout, send the customer an OTP by SMS, then push the charge request.
ARAZZOCellulant Check Balance and Payout
Read the float balance, then disburse a payout only when the platform authenticated the balance query.
ARAZZOCellulant Checkout, Poll, and Acknowledge
Raise an Express Checkout, poll status until paid, then acknowledge delivery back to the platform.
ARAZZOCellulant Checkout with SMS Notification
Create an Express Checkout, then text the customer the short payment URL over Tingg Engage.
ARAZZOCellulant Custom Checkout, Charge, and Poll
Host-to-host flow — authenticate, initiate a custom checkout, push the charge prompt, then poll until the payment resolves.
ARAZZOCellulant Express Checkout and Poll Status
Authenticate, raise a Tingg Express Checkout, then poll the request status until the payment settles.
ARAZZOCellulant Get Bill and Pay
Fetch the outstanding bill for an account, then settle it with a Beep payout.
ARAZZOCellulant Payout, Query, and Refund
Disburse a payout, query its outcome, and reverse it with a refund when the payout did not succeed.
ARAZZOCellulant Post Payout and Query Status
Disburse a payout, then poll the Beep platform with queryPayment until the payout reaches a terminal state.
ARAZZOCellulant Validate and Post Payout
Validate the destination account, then post a mobile money or bank payout through the Beep platform.
ARAZZO