Cellulant

aid: cellulant
name: Cellulant
description: >-
  Cellulant is a pan-African payments platform headquartered in Nairobi, Kenya, operating across 35 African countries.
  Its flagship product Tingg is a single API that lets businesses collect online and offline payments, disburse to
  mobile money wallets and bank accounts, vend airtime and data, pay bills, and engage customers by SMS — interoperably
  across 350+ banks, mobile network operators, and card networks. Cellulant processes more than 4.5 million transactions
  per day for over 2,000 enterprise merchants and powers payments for ~220 million consumers. The Tingg platform exposes
  three primary developer-facing surfaces: Tingg Checkout 3.0 (Express, Custom and Direct Card), Tingg Payouts (the Beep
  global JSON endpoint), and Tingg Engage (transactional SMS). Cellulant ships official SDKs for PHP, Python, Node.js,
  .NET, JavaScript, plus a WooCommerce plugin.
type: Index
position: Provider
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
  - Payments
  - Mobile Money
  - Checkout
  - Payouts
  - Disbursement
  - Africa
  - Pan-African
  - Fintech
  - Bank Transfer
  - Cards
  - Airtime
  - Bill Payment
  - SMS
  - OTP
  - Tingg
url: https://raw.githubusercontent.com/api-evangelist/cellulant/refs/heads/main/apis.yml
created: '2026-05-24'
modified: '2026-05-24'
specificationVersion: '0.20'
apis:
  - aid: cellulant:cellulant-tingg-checkout-api
    name: Cellulant Tingg Checkout API
    tags:
      - Payments
      - Checkout
      - Mobile Money
      - Cards
      - Bank Transfer
      - Africa
    humanURL: https://docs.tingg.africa/docs/introduction
    properties:
      - url: https://docs.tingg.africa/docs/introduction
        type: Documentation
      - url: https://docs.tingg.africa/docs/checkout-v3-express-checkout
        type: Documentation
      - url: https://docs.tingg.africa/docs/checkout-v3-custom-checkout
        type: Documentation
      - url: https://docs.tingg.africa/docs/checkout-v3-direct-card
        type: Documentation
      - url: https://docs.tingg.africa/reference/acknowledge-payments
        type: Documentation
      - url: https://docs.tingg.africa/reference/4-implement-webhook-via-callback-url-1
        type: Webhook
      - url: openapi/cellulant-checkout-api-openapi.yml
        type: OpenAPI
      - url: json-schema/cellulant-checkout-request-schema.json
        type: JSONSchema
      - url: json-ld/cellulant-context.jsonld
        type: JSONLD
      - url: examples/cellulant-create-express-checkout-example.json
        type: Example
    description: >-
      Tingg Checkout 3.0 — a single integration to collect payments across 25+ African markets via Express Checkout
      (hosted/modal), Custom Checkout (host-to-host), and the Direct Card API (3DS / 3DS-less / 2D). Supports mobile
      money, cards, direct bank transfer, and 283+ payment methods.
  - aid: cellulant:cellulant-tingg-payouts-api
    name: Cellulant Tingg Payouts API
    tags:
      - Payments
      - Payouts
      - Disbursement
      - Mobile Money
      - Bank Transfer
      - Airtime
      - Africa
    humanURL: https://docs.tingg.africa/docs/payouts-get-started
    properties:
      - url: https://docs.tingg.africa/docs/payouts-get-started
        type: Documentation
      - url: https://docs.tingg.africa/reference/postpayment
        type: Documentation
      - url: openapi/cellulant-payouts-api-openapi.yml
        type: OpenAPI
      - url: json-schema/cellulant-payout-packet-schema.json
        type: JSONSchema
      - url: examples/cellulant-post-payment-example.json
        type: Example
    description: >-
      Tingg Payouts (Beep) — a single global JSON endpoint that dispatches postPayment, queryPayment, validateAccount,
      getBill, getBalance, and refundPayment functions for mobile-money B2C, bulk disbursement, cross-border bank
      transfers, airtime/data vending, and bill payments (DSTV, GOTV, electricity, water) across 35 African countries.
  - aid: cellulant:cellulant-tingg-engage-api
    name: Cellulant Tingg Engage API
    tags:
      - SMS
      - OTP
      - Notifications
      - Engagement
      - Africa
    humanURL: https://docs.tingg.africa/reference/engagement-service-api-v2
    properties:
      - url: https://docs.tingg.africa/reference/engagement-service-api-v2
        type: Documentation
      - url: https://docs.tingg.africa/reference/engagement-apis
        type: Documentation
      - url: openapi/cellulant-engage-api-openapi.yml
        type: OpenAPI
      - url: examples/cellulant-send-engagement-example.json
        type: Example
    description: >-
      Tingg Engage — single global entry point for transactional alerts. Queue OTP, transactional, and standard SMS with
      templated parameters and receive per-message delivery callbacks.
common:
  - type: PostmanWorkspace
    url: https://www.postman.com/kinlaneapi/cellulant/overview
  - type: ArazzoWorkflows
    url: arazzo/
    workflows:
      - url: arazzo/cellulant-charge-with-otp-notification-workflow.yml
        name: Cellulant Charge with OTP Notification
        summary: Initiate a custom checkout, send the customer an OTP by SMS, then push the charge request.
      - url: arazzo/cellulant-check-balance-and-payout-workflow.yml
        name: Cellulant Check Balance and Payout
        summary: Read the float balance, then disburse a payout only when the platform authenticated the balance query.
      - url: arazzo/cellulant-checkout-poll-and-acknowledge-workflow.yml
        name: Cellulant Checkout, Poll, and Acknowledge
        summary: Raise an Express Checkout, poll status until paid, then acknowledge delivery back to the platform.
      - url: arazzo/cellulant-checkout-with-sms-notification-workflow.yml
        name: Cellulant Checkout with SMS Notification
        summary: Create an Express Checkout, then text the customer the short payment URL over Tingg Engage.
      - url: arazzo/cellulant-custom-checkout-charge-and-poll-workflow.yml
        name: Cellulant Custom Checkout, Charge, and Poll
        summary: >-
          Host-to-host flow — authenticate, initiate a custom checkout, push the charge prompt, then poll until the
          payment resolves.
      - url: arazzo/cellulant-express-checkout-and-poll-status-workflow.yml
        name: Cellulant Express Checkout and Poll Status
        summary: Authenticate, raise a Tingg Express Checkout, then poll the request status until the payment settles.
      - url: arazzo/cellulant-get-bill-and-pay-workflow.yml
        name: Cellulant Get Bill and Pay
        summary: Fetch the outstanding bill for an account, then settle it with a Beep payout.
      - url: arazzo/cellulant-payout-query-and-refund-workflow.yml
        name: Cellulant Payout, Query, and Refund
        summary: Disburse a payout, query its outcome, and reverse it with a refund when the payout did not succeed.
      - url: arazzo/cellulant-post-payout-and-query-status-workflow.yml
        name: Cellulant Post Payout and Query Status
        summary: Disburse a payout, then poll the Beep platform with queryPayment until the payout reaches a terminal state.
      - url: arazzo/cellulant-validate-and-post-payout-workflow.yml
        name: Cellulant Validate and Post Payout
        summary: Validate the destination account, then post a mobile money or bank payout through the Beep platform.
  - type: Website
    url: https://www.cellulant.io
  - type: Product
    url: https://tingg.africa
  - type: Portal
    url: https://developer.tingg.africa
  - type: Documentation
    url: https://docs.tingg.africa
  - type: Documentation
    url: https://docs.tingg.africa/docs/introduction
  - type: Documentation
    url: https://docs.tingg.africa/reference
  - type: GettingStarted
    url: https://docs.tingg.africa/docs/checkout-v3-getting-started
  - type: Sandbox
    url: https://app.sandbox.tingg.africa
  - type: SignUp
    url: https://app.sandbox.tingg.africa
  - type: Pricing
    url: https://tingg.africa/pricing/
  - type: Checkout
    url: https://tingg.africa/checkout/
  - type: Payouts
    url: https://tingg.africa/payouts/
  - type: PaymentGateway
    url: https://tingg.africa/payment-gateway/
  - type: PaymentPages
    url: https://tingg.africa/payment-pages/
  - type: PaymentInfrastructure
    url: https://www.cellulant.io/business-offerings/payment-infrastructure/
  - type: Blog
    url: https://www.cellulant.io/category/blog/
  - type: Blog
    url: https://tingg.africa/blog/
  - type: Press
    url: https://www.cellulant.io/category/press-release/
  - type: GitHubOrganization
    url: https://github.com/CellulantCorp
  - type: SDK
    name: PHP SDK
    url: https://packagist.org/packages/tingg/checkout
  - type: SDK
    name: Python SDK
    url: https://pypi.org/project/Tingg/
  - type: SDK
    name: Node.js SDK
    url: https://www.npmjs.com/package/@tingg-sdk/checkout
  - type: SDK
    name: .NET SDK
    url: https://www.nuget.org/packages/Tingg.Checkout.Net
  - type: SDK
    name: JavaScript Checkout Library
    url: https://cdn.cellulant.africa/js/tingg-checkout-library.js
  - type: SDK
    name: Express Checkout PHP Client (source)
    url: https://github.com/CellulantCorp/Express-Checkout-PHP-Client
  - type: SDK
    name: Express Checkout Python (source)
    url: https://github.com/CellulantCorp/express-checkout-python
  - type: SDK
    name: Express Checkout Node.js (source)
    url: https://github.com/CellulantCorp/express-checkout-nodejs
  - type: SDK
    name: Express Checkout C# (source)
    url: https://github.com/CellulantCorp/express-checkout-c-sharp
  - type: Plugin
    name: Tingg WooCommerce Payment Gateway
    url: https://github.com/CellulantCorp/cellulant-tingg-payment-gateway
  - type: Plugin
    name: Tingg WordPress Plugin (WordPress.org)
    url: https://wordpress.org/plugins/cellulant-tingg-checkout/
  - type: Plugin
    name: Mula WordPress Plugin
    url: https://github.com/CellulantCorp/mula-wordpress-plugin
  - type: LinkedIn
    url: https://www.linkedin.com/company/cellulant-corporation
  - type: Twitter
    url: https://twitter.com/cellulant
  - type: YouTube
    url: https://www.youtube.com/@CellulantCorp
  - type: Careers
    url: https://www.cellulant.io/careers/
  - type: Contact
    url: https://www.cellulant.io/contact-us/
  - type: TermsOfService
    url: https://www.cellulant.io/terms/
  - type: PrivacyPolicy
    url: https://www.cellulant.io/privacy-policy/
  - type: Plans
    url: plans/cellulant-plans-pricing.yml
  - type: RateLimits
    url: rate-limits/cellulant-rate-limits.yml
  - type: FinOps
    url: finops/cellulant-finops.yml
  - type: Vocabulary
    url: vocabulary/cellulant-vocabulary.yml
  - type: SpectralRules
    url: rules/cellulant-rules.yml
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com