Thunes

Thunes is a global cross-border payments network reaching 80+ countries via mobile wallets, bank accounts, cards, and cash. Powers send-money, accept-money, and direct-to-card flows.

Thunes publishes 9 API contracts indexed on the APIs.io network, including Account Management API, Connectivity API, Credit Parties API, and 6 more. Tagged areas include Fintech, Cross-Border, Payments, Foreign Exchange, and Mobile Money.

Thunes’ developer surface includes authentication and 8 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

23.8/100 emerging ▬ flat Agent 21/100 agent aware saas Full breakdown ↓
scored 2026-10-23 · rubric v0.25.0 · Show this score on your site →

1 published contract

Fintech Cross-Border Payments Foreign Exchange Mobile Money Cross-Border Payments

Kin Score

Kin Score How this is scored →
scored 2026-10-23 · rubric v0.25.0

Composite quality — 23.8/100 · emerging

Contract Quality 7.9 / 19

Developer Ergonomics 3.2 / 15

Access Clarity 0.8 / 15

Operational Transparency 0.5 / 10

Contract Governance 0.0 / 9

Discoverability 4.8 / 8

Regulatory Posture 1.6 / 15

Create-or-Update Ergonomics 2.8 / 10

Agent readiness — 21/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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<a href="https://apis.io/providers/thunes/"><img src="https://apis.io/badge/thunes/card.svg" alt="Thunes on APIs.io — Kin Score by API Evangelist"></a>

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Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/thunes: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
African Payments (Nigeria, Kenya, South Africa, Ghana, WAEMU)	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

Thunes Money Transfer API

Real-time cross-border money transfer to bank accounts, mobile wallets, cash pickup, and cards.

Thunes Collection API

Accept payments globally via local methods, mobile money and bank transfers.

Thunes Account Management API

The Account Management API from Thunes — 7 operation(s) for account management.

Thunes Connectivity API

The Connectivity API from Thunes — 1 operation(s) for connectivity.

Thunes Credit Parties API

The Credit Parties API from Thunes — 2 operation(s) for credit parties.

Thunes Discovery API

The Discovery API from Thunes — 6 operation(s) for discovery.

Thunes Quotations API

The Quotations API from Thunes — 3 operation(s) for quotations.

Thunes Simulation API

The Simulation API from Thunes — 3 operation(s) for simulation.

Thunes Transactions API

The Transactions API from Thunes — 10 operation(s) for transactions.

Scroll for all 9

Open Collections 8

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Thunes Money Transfer Account Management API

OPEN COLLECTION

Thunes Money Transfer Account Management Connectivity API

OPEN COLLECTION

Thunes Money Transfer Account Management Credit Parties API

OPEN COLLECTION

Thunes Money Transfer Account Management Discovery API

OPEN COLLECTION

Thunes Money Transfer Account Management Quotations API

OPEN COLLECTION

Thunes Money Transfer Account Management Simulation API

OPEN COLLECTION

Thunes Money Transfer Account Management Transactions API

OPEN COLLECTION

Thunes Money Transfer API

OPEN COLLECTION

Scroll for all 8

Pricing Plans 1

Published pricing tiers and plan structures.

Thunes Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Thunes Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Thunes Finops

FINOPS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Thunes Authentication

http · 1 scheme

SECURITY

Thunes Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Thunes Agentic Access

34 operations · 10 acting

AGENTIC

Resources

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LlmsText

LlmsText

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 2

The organization behind the API

LinkedIn

Website

Website

Source (apis.yml)

aid: thunes
url: https://raw.githubusercontent.com/api-evangelist/thunes/refs/heads/main/apis.yml
name: Thunes
kind: company
description: Thunes is a global cross-border payments network reaching 80+ countries via mobile wallets, bank accounts, cards,
  and cash. Powers send-money, accept-money, and direct-to-card flows.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - plans
  - authentication
  - security
  generated: '2026-09-03'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/thunes.png
tags:
- Fintech
- Cross-Border
- Payments
- Foreign Exchange
- Mobile Money
- Cross-Border Payments
tags_raw:
- Fintech
- Cross-Border
- Payments
- FX
- Mobile Money
- Cross-Border Payments
created: '2026-05-08'
modified: '2026-05-08'
specificationVersion: '0.23'
apis:
- name: Thunes Money Transfer API
  description: Real-time cross-border money transfer to bank accounts, mobile wallets, cash pickup, and cards.
  humanURL: https://docs.thunes.com/money-transfer/v2/
  baseURL: https://api.thunes.com
  tags:
  - Money Transfer
  - Payouts
  - Cross-Border
  properties:
  - type: Documentation
    url: https://docs.thunes.com/money-transfer/v2/
- name: Thunes Collection API
  description: Accept payments globally via local methods, mobile money and bank transfers.
  humanURL: https://docs.thunes.com
  baseURL: https://api.thunes.com
  tags:
  - Collection
  - Pay-In
  tags_raw:
  - Collections
  - Payins
  properties:
  - type: Documentation
    url: https://docs.thunes.com
- aid: thunes:thunes-account-management-api
  name: Thunes Account Management API
  description: The Account Management API from Thunes — 7 operation(s) for account management.
  humanURL: https://docs.thunes.com/money-transfer/v2/
  baseURL: https://api.thunes.com
  tags:
  - Account Management
  properties:
  - type: OpenAPI
    url: openapi/thunes-account-management-api-openapi.yml
- aid: thunes:thunes-connectivity-api
  name: Thunes Connectivity API
  description: The Connectivity API from Thunes — 1 operation(s) for connectivity.
  humanURL: https://docs.thunes.com/money-transfer/v2/
  baseURL: https://api.thunes.com
  tags:
  - Connectivity
  properties:
  - type: OpenAPI
    url: openapi/thunes-connectivity-api-openapi.yml
- aid: thunes:thunes-credit-parties-api
  name: Thunes Credit Parties API
  description: The Credit Parties API from Thunes — 2 operation(s) for credit parties.
  humanURL: https://docs.thunes.com/money-transfer/v2/
  baseURL: https://api.thunes.com
  tags:
  - Credit Parties
  properties:
  - type: OpenAPI
    url: openapi/thunes-credit-parties-api-openapi.yml
- aid: thunes:thunes-discovery-api
  name: Thunes Discovery API
  description: The Discovery API from Thunes — 6 operation(s) for discovery.
  humanURL: https://docs.thunes.com/money-transfer/v2/
  baseURL: https://api.thunes.com
  tags:
  - Discovery
  properties:
  - type: OpenAPI
    url: openapi/thunes-discovery-api-openapi.yml
- aid: thunes:thunes-quotations-api
  name: Thunes Quotations API
  description: The Quotations API from Thunes — 3 operation(s) for quotations.
  humanURL: https://docs.thunes.com/money-transfer/v2/
  baseURL: https://api.thunes.com
  tags:
  - Quotations
  properties:
  - type: OpenAPI
    url: openapi/thunes-quotations-api-openapi.yml
- aid: thunes:thunes-simulation-api
  name: Thunes Simulation API
  description: The Simulation API from Thunes — 3 operation(s) for simulation.
  humanURL: https://docs.thunes.com/money-transfer/v2/
  baseURL: https://api.thunes.com
  tags:
  - Simulation
  properties:
  - type: OpenAPI
    url: openapi/thunes-simulation-api-openapi.yml
- aid: thunes:thunes-transactions-api
  name: Thunes Transactions API
  description: The Transactions API from Thunes — 10 operation(s) for transactions.
  humanURL: https://docs.thunes.com/money-transfer/v2/
  baseURL: https://api.thunes.com
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/thunes-transactions-api-openapi.yml
common:
- type: AgenticAccess
  url: agentic-access/thunes-agentic-access.yml
- type: DomainSecurity
  url: security/thunes-domain-security.yml
- type: Authentication
  url: authentication/thunes-authentication.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/thunespayments
- type: Website
  url: https://www.thunes.com/
- type: Plans
  url: plans/thunes-plans-pricing.yml
- type: RateLimits
  url: rate-limits/thunes-rate-limits.yml
- type: FinOps
  url: finops/thunes-finops.yml
- type: LlmsText
  url: https://docs.thunes.com/llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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