Flutterwave

Flutterwave Transfers API

Disburse funds globally across bank account transfers, mobile money transfers, and wallet-to-wallet transfers spanning 30+ African countries plus US/UK/EU/Asia corridors. Manage transfer recipients, transfer senders (KYC for cross-border), and real-time FX conversion via the Rates endpoints.

Documentation GitHub OpenAPI

Operations 5

GET /transfers List Transfers #

POST /transfers Create A Transfer #

GET /transfers/{id} Retrieve A Transfer #

PUT /transfers/{id} Update A Transfer #

POST /transfers/{id}/retry Retry Or Duplicate A Transfer #

Documentation

https://developer.flutterwave.com/docs/introduction-3.md

https://developer.flutterwave.com/reference/transfers_post.md

Specifications

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/openapi/flutterwave-transfers-api-openapi.yml

Schemas & Data

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/json-schema/flutterwave-transfer-schema.json

Other Resources

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/examples/flutterwave-create-transfer-example.json

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/apis.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-bank-directory-then-payout-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-charge-and-verify-status-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-charge-then-dispute-chargeback-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-charge-then-refund-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-create-recipient-transfer-verify-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-cross-border-rate-locked-transfer-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-direct-orchestrator-transfer-verify-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-mobile-money-payout-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-orchestrator-charge-and-verify-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-orchestrator-order-and-verify-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-order-checkout-and-verify-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-quote-fee-then-charge-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-resolve-account-then-payout-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-reuse-recipient-payout-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-settlement-reconciliation-refund-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-tokenized-recurring-charge-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-transfer-verify-and-retry-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-upsert-customer-and-charge-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-virtual-account-collection-workflow.yml

https://raw.githubusercontent.com/api-evangelist/flutterwave/refs/heads/main/arazzo/flutterwave-wallet-balance-guarded-payout-workflow.yml

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OpenAPI Specification

openapi: 3.2.0
info:
  title: Flutterwave Banks AccountResolution Transfers API
  description: 'Flutterwave v4 reference data APIs for supported banks, bank branches,

    mobile networks, and bank account name resolution. These endpoints are

    used to populate dropdowns and validate destination accounts before

    initiating payouts.

    '
  version: 4.0.0
  contact:
    name: Flutterwave
    url: https://developer.flutterwave.com
    email: developers@flutterwavego.com
  license:
    name: Flutterwave Terms of Service
    url: https://flutterwave.com/us/terms
servers:
- url: https://api.flutterwave.cloud/f4b/production
  description: Production
- url: https://api.flutterwave.cloud/f4b/sandbox
  description: Sandbox
security:
- OAuth2: []
tags:
- name: Transfers
  description: Create, list, retrieve, update, retry, and duplicate payouts.
paths:
  /transfers:
    get:
      summary: List Transfers
      operationId: listTransfers
      tags:
      - Transfers
      parameters:
      - $ref: '#/components/parameters/Limit'
      - $ref: '#/components/parameters/Page'
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/TransferList'
    post:
      summary: Create A Transfer
      description: Create a direct transfer using only recipient and sender IDs.
      operationId: createTransfer
      tags:
      - Transfers
      parameters:
      - $ref: '#/components/parameters/IdempotencyKey'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/TransferRequest'
      responses:
        '201':
          description: Transfer Created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Transfer'
  /transfers/{id}:
    parameters:
    - in: path
      name: id
      required: true
      schema:
        type: string
    get:
      summary: Retrieve A Transfer
      operationId: getTransfer
      tags:
      - Transfers
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Transfer'
    put:
      summary: Update A Transfer
      description: Update instructions about a deferred payout.
      operationId: updateTransfer
      tags:
      - Transfers
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties:
                instruction:
                  type: string
      responses:
        '200':
          description: Transfer Updated
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Transfer'
  /transfers/{id}/retry:
    parameters:
    - in: path
      name: id
      required: true
      schema:
        type: string
    post:
      summary: Retry Or Duplicate A Transfer
      operationId: retryTransfer
      tags:
      - Transfers
      parameters:
      - $ref: '#/components/parameters/IdempotencyKey'
      responses:
        '200':
          description: Transfer Retry Created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Transfer'
components:
  schemas:
    TransferList:
      type: object
      properties:
        data:
          type: array
          items:
            $ref: '#/components/schemas/Transfer'
    Transfer:
      type: object
      properties:
        id:
          type: string
        amount:
          type: number
        currency:
          type: string
        status:
          type: string
          enum:
          - pending
          - processing
          - succeeded
          - failed
        reference:
          type: string
        sender_id:
          type: string
        recipient_id:
          type: string
        narration:
          type: string
        fee:
          type: number
        rate_id:
          type: string
        created_datetime:
          type: string
          format: date-time
    TransferRequest:
      type: object
      required:
      - amount
      - currency
      properties:
        amount:
          type: number
        currency:
          type: string
        reference:
          type: string
        sender_id:
          type: string
        recipient_id:
          type: string
        rate_id:
          type: string
        narration:
          type: string
        meta:
          type: object
  parameters:
    IdempotencyKey:
      in: header
      name: X-Idempotency-Key
      required: false
      schema:
        type: string
        format: uuid
    Page:
      in: query
      name: page
      schema:
        type: integer
        minimum: 1
        default: 1
    Limit:
      in: query
      name: limit
      schema:
        type: integer
        minimum: 1
        maximum: 100
        default: 25
  securitySchemes:
    OAuth2:
      type: oauth2
      flows:
        clientCredentials:
          tokenUrl: https://idp.flutterwave.com/realms/flutterwave/protocol/openid-connect/token
          scopes: {}