Klasha website screenshot

Klasha

Klasha is a cross-border payments company for emerging markets that lets international businesses sell into Africa and accept payments online in local African currencies. The Klasha platform covers payment collection (cards, bank transfer, USSD, M-Pesa and mobile money, Klasha wallet), payouts to bank accounts and mobile money wallets across Africa and to China, currency swap between merchant wallets at internal Klasha rates, virtual account creation for bank-account collection, payment links, and an embeddable JavaScript checkout. Developers integrate through the documented REST APIs at developers.klasha.com, the Klasha Inline JavaScript library, first-party web and mobile SDKs (Angular, React, Vue 2/3, iOS, Android, Flutter, Ionic, React Native), or ready-made e-commerce plugins for WooCommerce, Magento 2, BigCommerce, OpenCart, Ecwid, Wix and Weebly.

Klasha publishes 5 APIs on the APIs.io network. Tagged areas include Company, Payments, Cross-Border Payments, Africa, and Emerging Markets.

The Klasha catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Klasha’s developer surface includes documentation, API reference, getting-started guide, support, signup flow, engineering blog, authentication, and 26 more developer resources.

🌐 Visit website 📡 Source on GitHub
50.4/100 developing ▬ flat Agent 39/100 agent aware Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
5 APIs 1 MCP Servers
CompanyPaymentsCross-Border PaymentsAfricaEmerging MarketsMobile MoneyPayoutsForeign ExchangeVirtual AccountsCheckoutFinancial Services

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 50.4/100 · developing
Contract Quality 5.7 / 25
Developer Ergonomics 17.0 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 5.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 39/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/klasha: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Klasha Payments API

Collect payments from customers in Africa via card, bank transfer, USSD, M-Pesa, mobile money and the Klasha wallet, including charge validation, refunds and exchange rates.

Klasha Payout API

Send money locally to bank accounts and mobile money wallets across Africa and to China, with bank-code lookup, account resolution, wallet balances and Triple-DES encrypted tran...

Klasha Swap API

Generate a quote and swap funds between merchant wallets using internal Klasha foreign-exchange rates, then fetch the resulting swap by reference or quote token.

Klasha Virtual Account API

Create virtual accounts on demand in NGN and GHS, receive customer funds through them, requery accounts, poll collection status and pull balances and statements.

Klasha Payment Link API

Generate payment links for merchants and sub-merchants to collect payments without a code integration, from the dashboard or over the API.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

klasha-mcp.yml

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Klasha Webhooks

ASYNCAPI

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Klasha Authentication

apiKey/http · 2 schemes

SECURITY

Klasha Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Klasha Trust Center

ISO 27001, PCI DSS

SECURITY

Resources

Get Started 5

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 SignUp
SignUp
 Login
Login
 Sandbox
Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt
 MCPServer
MCPServer
 AgentSkill
AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Components
Components
 Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Webhooks
Webhooks
 DataModel
DataModel
 Conformance
Conformance

Scroll for all 7

Build 4

SDKs, sample code, and the tooling you integrate with

Postman
Postman
 GitHubOrganization
GitHubOrganization
 Packages
Packages
 SDKs
SDKs

Access & Security 5

Authentication, authorization, and security posture

TrustCenter
TrustCenter
 DomainSecurity
DomainSecurity
 Security
Security
 Compliance
Compliance
 Authentication
Authentication

Operate 3

Status, limits, changes, and where to get help

Support
Support
 Community
Community
 StatusPage
StatusPage

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: klasha
name: Klasha
description: Klasha is a cross-border payments company for emerging markets that lets international businesses sell into Africa
  and accept payments online in local African currencies. The Klasha platform covers payment collection (cards, bank transfer,
  USSD, M-Pesa and mobile money, Klasha wallet), payouts to bank accounts and mobile money wallets across Africa and to China,
  currency swap between merchant wallets at internal Klasha rates, virtual account creation for bank-account collection, payment
  links, and an embeddable JavaScript checkout. Developers integrate through the documented REST APIs at developers.klasha.com,
  the Klasha Inline JavaScript library, first-party web and mobile SDKs (Angular, React, Vue 2/3, iOS, Android, Flutter, Ionic,
  React Native), or ready-made e-commerce plugins for WooCommerce, Magento 2, BigCommerce, OpenCart, Ecwid, Wix and Weebly.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://klasha.com/icon.svg
url: https://raw.githubusercontent.com/api-evangelist/klasha/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- seedcamp
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Payments
- Cross-Border Payments
- Africa
- Emerging Markets
- Mobile Money
- Payouts
- Foreign Exchange
- Virtual Accounts
- Checkout
- Financial Services
apis:
- aid: klasha:payments-api
  name: Klasha Payments API
  description: Collect payments from customers in Africa via card, bank transfer, USSD, M-Pesa, mobile money and the Klasha
    wallet, including charge validation, refunds and exchange rates.
  humanURL: https://developers.klasha.com/accepting-payments/payments-api
  baseURL: https://gate.klasapps.com
  tags:
  - Payments
  - Cards
  - Mobile Money
  - Refunds
  properties:
  - type: Documentation
    url: https://developers.klasha.com/accepting-payments/payments-api
  - type: Authentication
    url: authentication/klasha-authentication.yml
  - type: Sandbox
    url: sandbox/klasha-sandbox.yml
- aid: klasha:payout-api
  name: Klasha Payout API
  description: Send money locally to bank accounts and mobile money wallets across Africa and to China, with bank-code lookup,
    account resolution, wallet balances and Triple-DES encrypted transfer payloads.
  humanURL: https://developers.klasha.com/transfers/payout
  baseURL: https://gate.klasapps.com
  tags:
  - Payouts
  - Transfers
  - Mobile Money
  properties:
  - type: Documentation
    url: https://developers.klasha.com/transfers/payout
- aid: klasha:swap-api
  name: Klasha Swap API
  description: Generate a quote and swap funds between merchant wallets using internal Klasha foreign-exchange rates, then
    fetch the resulting swap by reference or quote token.
  humanURL: https://developers.klasha.com/transfers/swap-api
  baseURL: https://gate.klasapps.com
  tags:
  - Foreign Exchange
  - Wallets
  properties:
  - type: Documentation
    url: https://developers.klasha.com/transfers/swap-api
- aid: klasha:virtual-accounts-api
  name: Klasha Virtual Account API
  description: Create virtual accounts on demand in NGN and GHS, receive customer funds through them, requery accounts, poll
    collection status and pull balances and statements.
  humanURL: https://developers.klasha.com/bank-account-collection/virtual-account-creation
  baseURL: https://gate.klasapps.com
  tags:
  - Virtual Accounts
  - Collections
  properties:
  - type: Documentation
    url: https://developers.klasha.com/bank-account-collection/virtual-account-creation
- aid: klasha:payment-link-api
  name: Klasha Payment Link API
  description: Generate payment links for merchants and sub-merchants to collect payments without a code integration, from
    the dashboard or over the API.
  humanURL: https://developers.klasha.com/accepting-payments/payment-link/payment-link-api
  baseURL: https://gate.klasapps.com
  tags:
  - Payment Links
  - Checkout
  properties:
  - type: Documentation
    url: https://developers.klasha.com/accepting-payments/payment-link/payment-link-api
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: TrustCenter
  url: security/klasha-trust-center.yml
- type: DomainSecurity
  url: security/klasha-domain-security.yml
- type: Website
  url: https://www.klasha.com
- type: DeveloperPortal
  url: https://developers.klasha.com/
- type: Documentation
  url: https://developers.klasha.com/
- type: APIReference
  url: https://developers.klasha.com/accepting-payments/payments-api
- type: GettingStarted
  url: https://developers.klasha.com/integrating-klasha/getting-started
- type: Support
  url: https://support.klasha.com/
- type: SignUp
  url: https://dashboard.klasha.com/signup
- type: Login
  url: https://dashboard.klasha.com/auth/login
- type: Blog
  url: https://www.klasha.com/blog
- type: Community
  url: https://join.slack.com/t/klashadev/shared_invite/zt-xnnmdpo0-5Dx6gNuj9b9oiQIuKvqYgw
- type: TermsOfService
  url: https://www.klasha.com/legal#terms-and-conditions
- type: PrivacyPolicy
  url: https://www.klasha.com/legal#privacy-policy
- type: Security
  url: https://www.klasha.com/legal#information-security-policy
- type: Compliance
  url: https://www.klasha.com/compliance
- type: StatusPage
  url: https://status.klasha.com/
- type: Postman
  url: https://www.postman.com/klasha-hq
- type: GitHubOrganization
  url: https://github.com/klasha-apps
- type: Authentication
  url: authentication/klasha-authentication.yml
- type: Packages
  url: packages/klasha-packages.yml
- type: SDKs
  url: packages/klasha-packages.yml
- type: Components
  url: components/klasha-components.yml
- type: Sandbox
  url: sandbox/klasha-sandbox.yml
- type: Conventions
  url: conventions/klasha-conventions.yml
- type: ErrorCatalog
  url: errors/klasha-problem-types.yml
- type: Lifecycle
  url: lifecycle/klasha-lifecycle.yml
- type: Webhooks
  url: asyncapi/klasha-webhooks.yml
- type: DataModel
  url: data-model/klasha-data-model.yml
- type: Conformance
  url: conformance/klasha-conformance.yml
- type: LLMsTxt
  url: llms/klasha-llms.txt
- type: MCPServer
  url: mcp/klasha-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence