Chimoney

Chimoney is a developer-first global payouts and disbursement platform with deep coverage across Africa and 130+ countries. Its REST API sends money to bank accounts, mobile money wallets, airtime, gift cards, Chimoney wallets, and Interledger wallet addresses, and manages multicurrency wallets, sub-accounts, redemption, inbound payment collection, and reference lookups (supported banks, assets, exchange rates). Authentication is an API key passed in the X-API-KEY header, issued self-serve from the Chimoney developer dashboard, with a separate sandbox host for testing.

Chimoney publishes 9 APIs on the APIs.io network, including Account API, Info API, Interledger API, and 6 more. Tagged areas include Payouts, Disbursements, Payments, Africa, and Global Payouts.

Chimoney’s developer surface includes authentication, documentation, engineering blog, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub

36.1/100 thin ▬ flat Agent 34/100 agent aware Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1

AccessFreemiumSelf serve⚡ Free to try

9 APIs

PayoutsDisbursementsPaymentsAfricaGlobal PayoutsWalletsMulticurrencyGift CardsMobile MoneyFintech

Kin Score

Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1

Composite quality — 36.1/100 · thin

Contract Quality 16.1 / 25

Developer Ergonomics 4.3 / 20

Commercial Clarity 7.9 / 20

Operational Transparency 3.4 / 13

Governance 0.0 / 12

Discoverability 7.4 / 10

Agent readiness — 34/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/chimoney: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Chimoney Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Source (apis.yml)

aid: chimoney
url: https://raw.githubusercontent.com/api-evangelist/chimoney/refs/heads/main/apis.yml
name: Chimoney
kind: company
description: Chimoney is a developer-first global payouts and disbursement platform with deep coverage across Africa and 130+
  countries. Its REST API sends money to bank accounts, mobile money wallets, airtime, gift cards, Chimoney wallets, and Interledger
  wallet addresses, and manages multicurrency wallets, sub-accounts, redemption, inbound payment collection, and reference
  lookups (supported banks, assets, exchange rates). Authentication is an API key passed in the X-API-KEY header, issued self-serve
  from the Chimoney developer dashboard, with a separate sandbox host for testing.
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/chimoney.png
tags:
- Payouts
- Disbursements
- Payments
- Africa
- Global Payouts
- Wallets
- Multicurrency
- Gift Cards
- Mobile Money
- Fintech
created: '2026-07-12'
modified: '2026-07-12'
specificationVersion: '0.19'
apis:
- aid: chimoney:chimoney-account-api
  name: Chimoney Account API
  description: Retrieve transactions, public profiles, transfer between accounts, and issue wallet addresses.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Account
  properties:
  - type: OpenAPI
    url: openapi/chimoney-account-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-info-api
  name: Chimoney Info API
  description: 'Reference lookups: supported banks, assets, exchange rates, currency conversion, and bank account verification.'
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Info
  properties:
  - type: OpenAPI
    url: openapi/chimoney-info-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-interledger-api
  name: Chimoney Interledger API
  description: The Interledger API from Chimoney — 5 operation(s) for interledger.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Interledger
  properties:
  - type: OpenAPI
    url: openapi/chimoney-interledger-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-multicurrency-wallets-api
  name: Chimoney MultiCurrency Wallets API
  description: Create and manage multicurrency wallets and transfer between them.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - MultiCurrency Wallets
  properties:
  - type: OpenAPI
    url: openapi/chimoney-multicurrency-wallets-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-payments-api
  name: Chimoney Payments API
  description: Initiate and verify inbound payment (collection) requests.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/chimoney-payments-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-payouts-api
  name: Chimoney Payouts API
  description: Send money to banks, mobile money, airtime, gift cards, Chimoney wallets, Interac, and Interledger wallet addresses.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/chimoney-payouts-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-redeem-api
  name: Chimoney Redeem API
  description: Redeem issued Chimoney, airtime, gift cards, and mobile money.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Redeem
  properties:
  - type: OpenAPI
    url: openapi/chimoney-redeem-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-subaccount-api
  name: Chimoney SubAccount API
  description: Create and manage sub-accounts (wallet accounts) and communities under your organization.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - SubAccount
  properties:
  - type: OpenAPI
    url: openapi/chimoney-subaccount-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-wallet-api
  name: Chimoney Wallet API
  description: List, look up, and transfer between Chimoney wallets.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Wallet
  properties:
  - type: OpenAPI
    url: openapi/chimoney-wallet-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
common:
- type: AgenticAccess
  url: agentic-access/chimoney-agentic-access.yml
- type: DomainSecurity
  url: security/chimoney-domain-security.yml
- type: Authentication
  url: authentication/chimoney-authentication.yml
- type: GitHubOrganization
  url: https://github.com/Chimoney
- type: LinkedIn
  url: https://www.linkedin.com/company/chimoney
- type: Website
  url: https://chimoney.io
- type: Documentation
  url: https://chimoney.readme.io
- type: Plans
  url: plans/chimoney-plans-pricing.yml
- type: RateLimits
  url: rate-limits/chimoney-rate-limits.yml
- type: FinOps
  url: finops/chimoney-finops.yml
- url: https://chimoney.io/blogs
  type: Blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Chimoney

Kin Score

APIs 9

Chimoney Account API

Chimoney Info API

Chimoney Interledger API

Chimoney MultiCurrency Wallets API

Chimoney Payments API

Chimoney Payouts API

Chimoney Redeem API

Chimoney SubAccount API

Chimoney Wallet API

Open Collections 1

Chimoney API

Pricing Plans 1

Chimoney Plans Pricing

Rate Limits 1

Chimoney Rate Limits

FinOps 1

Chimoney Finops

Security Posture 2

Chimoney Authentication

Chimoney Domain Security

Agentic Access 1

Chimoney Agentic Access

Resources