Chimoney website screenshot

Chimoney

Chimoney is a developer-first global payouts and disbursement platform with deep coverage across Africa and 130+ countries. Its REST API sends money to bank accounts, mobile money wallets, airtime, gift cards, Chimoney wallets, and Interledger wallet addresses, and manages multicurrency wallets, sub-accounts, redemption, inbound payment collection, and reference lookups (supported banks, assets, exchange rates). Authentication is an API key passed in the X-API-KEY header, issued self-serve from the Chimoney developer dashboard, with a separate sandbox host for testing.

Chimoney publishes 14 API contracts indexed on the APIs.io network, including Account API, Info API, Interledger API, and 11 more. Tagged areas include Payouts, Disbursements, Payments, Africa, and Global Payouts.

The Chimoney catalog on APIs.io includes 1 Spectral governance ruleset.

Chimoney’s developer surface includes authentication, documentation, engineering blog, and 8 more developer resources.

🌐 Visit website📡 Profile data on GitHub
26.1/100 emerging ▬ flat Agent 24/100 agent aware Front door AI 1/6 silent Heartbeat 4/100 dormant saas Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →
AccessFreemiumSelf serve⚡ Free to try
1 published contract
PayoutsDisbursementsPaymentsAfricaGlobal PayoutsWalletsMulti-CurrencyGift CardsMobile MoneyFintech

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0
Composite quality — 26.1/100 · emerging
Contract Quality 8.8 / 19
Developer Ergonomics 4.8 / 15
Access Clarity 1.0 / 15
Operational Transparency 0.9 / 10
Contract Governance 1.2 / 9
Discoverability 5.0 / 8
Regulatory Posture 0.8 / 15
Create-or-Update Ergonomics 0.0 / 10
Agent readiness — 24/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Pagination 0 / 5
Distinct Operations 3 / 3
MCP Tool Quality 6 / 6
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.
The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
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Agent readiness — checks not met, largest first (exact, from this profile):
  • MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship Ask about this →
  • Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
  • Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes Ask about this →
  • A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0 Ask about this →
  • Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document Ask about this →
  • Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented) Ask about this →
9 more unmet checks in the Agent Readiness table above.
Kin Score — facets with the most composite points still available (weight × headroom):
Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.
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Ask about:
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Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/chimoney/apis.yml: open an issue on github.com/api-evangelist/chimoney to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

MarketPositionDepthRegistered MCP serverDeclares compatibility
African Payments (Nigeria, Kenya, South Africa, Ghana, WAEMU) regulated 19.2 (thin) - -
Canada RPAA Payment Service Providers (Bank of Canada registry + Payments Canada) regulated 19.2 (thin) - -

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI
measured — observed by APIs.io (published)

APIs 14

Individual APIs this provider publishes, each with its own machine-readable definition.

Chimoney Account API

Retrieve transactions, public profiles, transfer between accounts, and issue wallet addresses.

Chimoney Info API

Reference lookups: supported banks, assets, exchange rates, currency conversion, and bank account verification.

Chimoney Interledger API

The Interledger API from Chimoney — 5 operation(s) for interledger.

Chimoney MultiCurrency Wallets API

Create and manage multicurrency wallets and transfer between them.

Chimoney Payments API

Initiate and verify inbound payment (collection) requests.

Chimoney Payouts API

Send money to banks, mobile money, airtime, gift cards, Chimoney wallets, Interac, and Interledger wallet addresses.

Chimoney Redeem API

Redeem issued Chimoney, airtime, gift cards, and mobile money.

Chimoney Wallet API

List, look up, and transfer between Chimoney wallets.

Chimoney Agents API

AI Agent wallet management endpoints

Chimoney AI API

All AI Related Endpoints

Chimoney Beneficiary API

Beneficiary management endpoints

Chimoney Pass Through API

The Pass-through API from Chimoney — 5 operation(s) for pass-through.

Chimoney Passport API

APort passport management endpoints

Chimoney Sub Account API

All sub-account related endpoints.

Scroll for all 14

Open Collections 10

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Chimoney Account API

OPEN COLLECTION

Chimoney Account Info API

OPEN COLLECTION

Chimoney Account Interledger API

OPEN COLLECTION

Chimoney Account MultiCurrency Wallets API

OPEN COLLECTION

Chimoney Account Payments API

OPEN COLLECTION

Chimoney Account Payouts API

OPEN COLLECTION

Chimoney Account Redeem API

OPEN COLLECTION

Chimoney Account SubAccount API

OPEN COLLECTION

Chimoney Account Wallet API

OPEN COLLECTION

Chimoney API

OPEN COLLECTION

Scroll for all 10

Chimoney API pricing

Not yet checked against Chimoney's own pricing page. Compiled by API Evangelist on 2026-07-12 from chimoney.io/pricing/; confirm before you rely on a figure. A free plan or tier is listed.

PlanPrice
Sandbox (Free) free —
Production (Pay-Per-Transaction) usage —
Enterprise / Custom enterprise —

Plan details, limits and sources →

Rate limits

Compiled by API Evangelist, not yet checked against Chimoney's documentation. Rate-limit details →

Pricing Plans 1

Published pricing tiers and plan structures.

Chimoney Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Chimoney Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Chimoney Finops

FINOPS

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs. Counts are the severity each rule declares, not results of running them.

Chimoney API Rules

57 rules · 40 error-severity 12 warn-severity 5 info-severity

SPECTRAL

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Chimoney Authentication

apiKey · 1 scheme

SECURITY

Chimoney Domain Security

TLSv1.3 · DMARC

SECURITY

Agentic Access (API Evangelist recommendations) 1

Recommended x-agentic-access execution contracts for AI agents.

Chimoney Agentic Access

104 operations · 61 acting

104 operations · 61 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits
RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans
Plans
 FinOps
FinOps

Company 3

The organization behind the API

LinkedIn
LinkedIn
 Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: chimoney
url: https://raw.githubusercontent.com/api-evangelist/chimoney/refs/heads/main/apis.yml
name: Chimoney
kind: company
description: Chimoney is a developer-first global payouts and disbursement platform with deep coverage across Africa and 130+
  countries. Its REST API sends money to bank accounts, mobile money wallets, airtime, gift cards, Chimoney wallets, and Interledger
  wallet addresses, and manages multicurrency wallets, sub-accounts, redemption, inbound payment collection, and reference
  lookups (supported banks, assets, exchange rates). Authentication is an API key passed in the X-API-KEY header, issued self-serve
  from the Chimoney developer dashboard, with a separate sandbox host for testing.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Freemium · Self-serve signup
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-11-13'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/chimoney.png
x-docs-platform: readme
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-09-21
tags:
- Payouts
- Disbursements
- Payments
- Africa
- Global Payouts
- Wallets
- Multi-Currency
- Gift Cards
- Mobile Money
- Fintech
tags_raw:
- Payouts
- Disbursements
- Payments
- Africa
- Global Payouts
- Wallets
- Multicurrency
- Gift Cards
- Mobile Money
- Fintech
created: '2026-07-12'
modified: '2026-07-12'
specificationVersion: '0.23'
apis:
- aid: chimoney:chimoney-account-api
  name: Chimoney Account API
  description: Retrieve transactions, public profiles, transfer between accounts, and issue wallet addresses.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Account
  properties:
  - type: OpenAPI
    url: openapi/chimoney-account-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-info-api
  name: Chimoney Info API
  description: 'Reference lookups: supported banks, assets, exchange rates, currency conversion, and bank account verification.'
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Info
  properties:
  - type: OpenAPI
    url: openapi/chimoney-info-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-interledger-api
  name: Chimoney Interledger API
  description: The Interledger API from Chimoney — 5 operation(s) for interledger.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Interledger
  properties:
  - type: OpenAPI
    url: openapi/chimoney-interledger-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-multicurrency-wallets-api
  name: Chimoney MultiCurrency Wallets API
  description: Create and manage multicurrency wallets and transfer between them.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - MultiCurrency Wallets
  properties:
  - type: OpenAPI
    url: openapi/chimoney-multicurrency-wallets-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-payments-api
  name: Chimoney Payments API
  description: Initiate and verify inbound payment (collection) requests.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/chimoney-payments-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-payouts-api
  name: Chimoney Payouts API
  description: Send money to banks, mobile money, airtime, gift cards, Chimoney wallets, Interac, and Interledger wallet addresses.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/chimoney-payouts-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-redeem-api
  name: Chimoney Redeem API
  description: Redeem issued Chimoney, airtime, gift cards, and mobile money.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Redeem
  properties:
  - type: OpenAPI
    url: openapi/chimoney-redeem-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-wallet-api
  name: Chimoney Wallet API
  description: List, look up, and transfer between Chimoney wallets.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Wallets
  tags_raw:
  - Wallet
  properties:
  - type: OpenAPI
    url: openapi/chimoney-wallet-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-agents-api
  name: Chimoney Agents API
  description: AI Agent wallet management endpoints
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Agents
  properties:
  - type: OpenAPI
    url: openapi/chimoney-agents-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-ai-api
  name: Chimoney AI API
  description: All AI Related Endpoints
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Artificial Intelligence
  tags_raw:
  - AI
  properties:
  - type: OpenAPI
    url: openapi/chimoney-ai-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-beneficiary-api
  name: Chimoney Beneficiary API
  description: Beneficiary management endpoints
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Beneficiary
  properties:
  - type: OpenAPI
    url: openapi/chimoney-beneficiary-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-pass-through-api
  name: Chimoney Pass Through API
  description: The Pass-through API from Chimoney — 5 operation(s) for pass-through.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Passthrough
  tags_raw:
  - Pass-through
  properties:
  - type: OpenAPI
    url: openapi/chimoney-pass-through-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-passport-api
  name: Chimoney Passport API
  description: APort passport management endpoints
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Passport
  properties:
  - type: OpenAPI
    url: openapi/chimoney-passport-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-sub-account-api
  name: Chimoney Sub Account API
  description: All sub-account related endpoints.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Sub Account
  properties:
  - type: OpenAPI
    url: openapi/chimoney-sub-account-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
common:
- type: AgenticAccess
  url: agentic-access/chimoney-agentic-access.yml
- type: DomainSecurity
  url: security/chimoney-domain-security.yml
- type: Authentication
  url: authentication/chimoney-authentication.yml
- type: GitHubOrganization
  url: https://github.com/Chimoney
- type: LinkedIn
  url: https://www.linkedin.com/company/chimoney
- type: Website
  url: https://chimoney.io
- type: Documentation
  url: https://chimoney.readme.io
- type: Plans
  url: plans/chimoney-plans-pricing.yml
- type: RateLimits
  url: rate-limits/chimoney-rate-limits.yml
- type: FinOps
  url: finops/chimoney-finops.yml
- url: https://chimoney.io/blogs
  type: Blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Chimoney API — frequently asked questions

Does Chimoney have an API?

Yes. APIs.io lists 14 APIs from Chimoney, including Chimoney Account API, Chimoney Info API and Chimoney Interledger API, and 11 more.

Is there an OpenAPI specification for the Chimoney API?

Yes. APIs.io indexes 14 OpenAPI specifications for Chimoney, each linked for download from this page.

How do I authenticate with the Chimoney API?

Chimoney uses bearer-token authentication (apiKey · 1 scheme). The details are profiled on APIs.io as Chimoney Authentication.

How much does the Chimoney API cost?

APIs.io lists 3 pricing plans for Chimoney, with each plan's price, limits and inclusions under Pricing on this page.

Is the Chimoney API ready for AI agents?

Chimoney has a Kin Score of 26.1 out of 100 (emerging) and an Agent Readiness score of 23.7 (agent-aware), scored by API Evangelist on 2026-11-13.

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