Chimoney

Chimoney is a developer-first global payouts and disbursement platform with deep coverage across Africa and 130+ countries. Its REST API sends money to bank accounts, mobile money wallets, airtime, gift cards, Chimoney wallets, and Interledger wallet addresses, and manages multicurrency wallets, sub-accounts, redemption, inbound payment collection, and reference lookups (supported banks, assets, exchange rates). Authentication is an API key passed in the X-API-KEY header, issued self-serve from the Chimoney developer dashboard, with a separate sandbox host for testing.

Chimoney publishes 9 APIs on the APIs.io network, including Account API, Info API, Interledger API, and 6 more. Tagged areas include Payouts, Disbursements, Payments, Africa, and Global Payouts.

Chimoney’s developer surface includes authentication, documentation, engineering blog, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub

34.2/100 thin ▬ flat Agent 22/100 agent aware Full breakdown ↓
scored 2026-08-25 · rubric v0.14.0

AccessFreemiumSelf serve⚡ Free to try

9 APIs

Payouts Disbursements Payments Africa Global Payouts Wallets Multi-Currency Gift Cards Mobile Money Fintech

Kin Score

Kin Score How this is scored →
scored 2026-08-25 · rubric v0.14.0

Composite quality — 34.2/100 · thin

Contract Quality 12.0 / 21

Developer Ergonomics 3.2 / 17

Access Clarity 6.7 / 17

Operational Transparency 2.6 / 11

Contract Governance 0.0 / 10

Discoverability 6.3 / 9

Regulatory Posture 2.8 / 15

Agent readiness — 22/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Surface 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/chimoney: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

Open Collections 11

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Rate Limits 1

Documented rate limits and quota policies.

Chimoney Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Source (apis.yml)

aid: chimoney
url: https://raw.githubusercontent.com/api-evangelist/chimoney/refs/heads/main/apis.yml
name: Chimoney
kind: company
description: Chimoney is a developer-first global payouts and disbursement platform with deep coverage across Africa and 130+
  countries. Its REST API sends money to bank accounts, mobile money wallets, airtime, gift cards, Chimoney wallets, and Interledger
  wallet addresses, and manages multicurrency wallets, sub-accounts, redemption, inbound payment collection, and reference
  lookups (supported banks, assets, exchange rates). Authentication is an API key passed in the X-API-KEY header, issued self-serve
  from the Chimoney developer dashboard, with a separate sandbox host for testing.
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/chimoney.png
tags:
- Payouts
- Disbursements
- Payments
- Africa
- Global Payouts
- Wallets
- Multi-Currency
- Gift Cards
- Mobile Money
- Fintech
tags_raw:
- Payouts
- Disbursements
- Payments
- Africa
- Global Payouts
- Wallets
- Multicurrency
- Gift Cards
- Mobile Money
- Fintech
created: '2026-07-12'
modified: '2026-07-12'
specificationVersion: '0.23'
apis:
- aid: chimoney:chimoney-account-api
  name: Chimoney Account API
  description: Retrieve transactions, public profiles, transfer between accounts, and issue wallet addresses.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Account
  properties:
  - type: OpenAPI
    url: openapi/chimoney-account-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-info-api
  name: Chimoney Info API
  description: 'Reference lookups: supported banks, assets, exchange rates, currency conversion, and bank account verification.'
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Info
  properties:
  - type: OpenAPI
    url: openapi/chimoney-info-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-interledger-api
  name: Chimoney Interledger API
  description: The Interledger API from Chimoney — 5 operation(s) for interledger.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Interledger
  properties:
  - type: OpenAPI
    url: openapi/chimoney-interledger-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-multicurrency-wallets-api
  name: Chimoney MultiCurrency Wallets API
  description: Create and manage multicurrency wallets and transfer between them.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - MultiCurrency Wallets
  properties:
  - type: OpenAPI
    url: openapi/chimoney-multicurrency-wallets-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-payments-api
  name: Chimoney Payments API
  description: Initiate and verify inbound payment (collection) requests.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/chimoney-payments-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-payouts-api
  name: Chimoney Payouts API
  description: Send money to banks, mobile money, airtime, gift cards, Chimoney wallets, Interac, and Interledger wallet addresses.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/chimoney-payouts-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-redeem-api
  name: Chimoney Redeem API
  description: Redeem issued Chimoney, airtime, gift cards, and mobile money.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Redeem
  properties:
  - type: OpenAPI
    url: openapi/chimoney-redeem-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-subaccount-api
  name: Chimoney SubAccount API
  description: Create and manage sub-accounts (wallet accounts) and communities under your organization.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Sub-Account
  tags_raw:
  - SubAccount
  properties:
  - type: OpenAPI
    url: openapi/chimoney-subaccount-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
- aid: chimoney:chimoney-wallet-api
  name: Chimoney Wallet API
  description: List, look up, and transfer between Chimoney wallets.
  humanURL: https://chimoney.readme.io/reference/payouts
  baseURL: https://api.chimoney.io/v0.2
  tags:
  - Wallets
  tags_raw:
  - Wallet
  properties:
  - type: OpenAPI
    url: openapi/chimoney-wallet-api-openapi.yml
  - type: Documentation
    url: https://chimoney.readme.io/reference/payouts
  - type: APIReference
    url: https://api.chimoney.io/v0.2/api-docs/
  - type: PostmanCollection
    url: collections/chimoney.postman_collection.json
  - type: OpenCollection
    url: collections/chimoney.opencollection.json
  - type: Documentation
    url: https://chimoney.readme.io/reference/wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/multicurrency-wallets
  - type: Documentation
    url: https://chimoney.readme.io/reference/sub-accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/redeem
  - type: Documentation
    url: https://chimoney.readme.io/reference/info
  - type: Documentation
    url: https://chimoney.readme.io/reference/accounts
  - type: Documentation
    url: https://chimoney.readme.io/reference/payments
common:
- type: AgenticAccess
  url: agentic-access/chimoney-agentic-access.yml
- type: DomainSecurity
  url: security/chimoney-domain-security.yml
- type: Authentication
  url: authentication/chimoney-authentication.yml
- type: GitHubOrganization
  url: https://github.com/Chimoney
- type: LinkedIn
  url: https://www.linkedin.com/company/chimoney
- type: Website
  url: https://chimoney.io
- type: Documentation
  url: https://chimoney.readme.io
- type: Plans
  url: plans/chimoney-plans-pricing.yml
- type: RateLimits
  url: rate-limits/chimoney-rate-limits.yml
- type: FinOps
  url: finops/chimoney-finops.yml
- url: https://chimoney.io/blogs
  type: Blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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