Chimoney · Agentic Access

Chimoney Agentic Access

x-agentic-access generated

Chimoney exposes 57 API operations that an AI agent could call, of which 37 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 20 read, 16 write, and 21 physical.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

PayoutsDisbursementsPaymentsAfricaGlobal PayoutsWalletsMulti-CurrencyGift CardsMobile MoneyFintech
Operations: 57 Acting: 37 Human-in-the-loop: 0 Method: generated

By consequence

read 20 write 16 physical 21

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

MethodPathConsequenceHuman-in-loop
POST /v0.2/accounts/transfer physical conditional
POST /v0.2/multicurrency-wallets/transfer physical conditional
POST /v0.2/multicurrency-wallets/transfer physical conditional
POST /v0.2/multicurrency-wallets/transfer/quote physical conditional
POST /v0.2/payment/initiate physical conditional
POST /v0.2/payment/simulate physical conditional
POST /v0.2/payment/verify physical conditional
POST /v0.2/payouts/airtime physical conditional
POST /v0.2/payouts/bank physical conditional
POST /v0.2/payouts/bills/ca physical conditional
POST /v0.2/payouts/chimoney physical conditional
POST /v0.2/payouts/gift-card physical conditional
POST /v0.2/payouts/initiate-chimoney physical conditional
POST /v0.2/payouts/interac physical conditional
POST /v0.2/payouts/interledger-wallet-address physical conditional
POST /v0.2/payouts/interledger-wallet-address physical conditional
POST /v0.2/payouts/mobile-money physical conditional
POST /v0.2/payouts/process physical conditional
POST /v0.2/payouts/status physical conditional
POST /v0.2/payouts/wallet physical conditional
POST /v0.2/wallets/transfer physical conditional

Source

Agentic Access

Raw ↑ 
generated: '2026-09-23'
method: generated
source: openapi/chimoney-account-api-openapi.yml, openapi/chimoney-info-api-openapi.yml, openapi/chimoney-interledger-api-openapi.yml,
  openapi/chimoney-multicurrency-wallets-api-openapi.yml, openapi/chimoney-payments-api-openapi.yml,
  openapi/chimoney-payouts-api-openapi.yml, openapi/chimoney-redeem-api-openapi.yml, openapi/chimoney-sub-account-api-openapi.yml,
  openapi/chimoney-wallet-api-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 57
  by_action_class:
    connected: 20
    acting: 37
  by_consequence:
    read: 20
    physical: 21
    write: 16
  human_in_the_loop_required: 0
operations:
- path: /v0.2/accounts/transactions
  method: post
  operationId: post_v0.2_accounts_transactions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/accounts/transaction
  method: post
  operationId: post_v0.2_accounts_transaction
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/accounts/issue-id-transactions
  method: post
  operationId: post_v0.2_accounts_issue-id-transactions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/accounts/public-profile
  method: post
  operationId: post_v0.2_accounts_public-profile
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/accounts/transfer
  method: post
  operationId: post_v0.2_accounts_transfer
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/accounts/delete-unpaid-transaction
  method: delete
  operationId: delete_v0.2_accounts_delete-unpaid-transaction
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/accounts/issue-wallet-address
  method: post
  operationId: post_v0.2_accounts_issue-wallet-address
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/info/assets
  method: get
  operationId: get_v0.2_info_assets
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/info/country-banks
  method: get
  operationId: get_v0.2_info_country-banks
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/info/bank-branches
  method: get
  operationId: get_v0.2_info_bank-branches
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/info/airtime-countries
  method: get
  operationId: get_v0.2_info_airtime-countries
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/info/mobile-money-codes
  method: get
  operationId: get_v0.2_info_mobile-money-codes
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/info/exchange-rates
  method: get
  operationId: get_v0.2_info_exchange-rates
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/info/local-amount-in-usd
  method: get
  operationId: get_v0.2_info_local-amount-in-usd
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/info/usd-amount-in-local
  method: get
  operationId: get_v0.2_info_usd-amount-in-local
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/info/verify-bank-account-number
  method: post
  operationId: post_v0.2_info_verify-bank-account-number
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/interledger-wallet-address
  method: post
  operationId: post_v0.2_payouts_interledger-wallet-address
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/multicurrency-wallets/transfer
  method: post
  operationId: post_v0.2_multicurrency-wallets_transfer
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/sub-account/create
  method: post
  operationId: post_v0.2_sub-account_create
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/accounts/public-profile
  method: post
  operationId: post_v0.2_accounts_public-profile
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/accounts/issue-wallet-address
  method: post
  operationId: post_v0.2_accounts_issue-wallet-address
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/multicurrency-wallets/create
  method: post
  operationId: post_v0.2_multicurrency-wallets_create
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/multicurrency-wallets/get
  method: get
  operationId: get_v0.2_multicurrency-wallets_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/multicurrency-wallets/list
  method: get
  operationId: get_v0.2_multicurrency-wallets_list
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/multicurrency-wallets/update
  method: post
  operationId: post_v0.2_multicurrency-wallets_update
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/multicurrency-wallets/transfer
  method: post
  operationId: post_v0.2_multicurrency-wallets_transfer
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/multicurrency-wallets/transfer/quote
  method: post
  operationId: post_v0.2_multicurrency-wallets_transfer_quote
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payment/initiate
  method: post
  operationId: post_v0.2_payment_initiate
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payment/verify
  method: post
  operationId: post_v0.2_payment_verify
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payment/simulate
  method: post
  operationId: post_v0.2_payment_simulate
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/bank
  method: post
  operationId: post_v0.2_payouts_bank
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/mobile-money
  method: post
  operationId: post_v0.2_payouts_mobile-money
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/airtime
  method: post
  operationId: post_v0.2_payouts_airtime
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/gift-card
  method: post
  operationId: post_v0.2_payouts_gift-card
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/chimoney
  method: post
  operationId: post_v0.2_payouts_chimoney
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/wallet
  method: post
  operationId: post_v0.2_payouts_wallet
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/interledger-wallet-address
  method: post
  operationId: post_v0.2_payouts_interledger-wallet-address
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/interac
  method: post
  operationId: post_v0.2_payouts_interac
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/bills/ca
  method: post
  operationId: post_v0.2_payouts_bills_ca
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/initiate-chimoney
  method: post
  operationId: post_v0.2_payouts_initiate-chimoney
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/process
  method: post
  operationId: post_v0.2_payouts_process
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/status
  method: post
  operationId: post_v0.2_payouts_status
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/redeem/any
  method: post
  operationId: post_v0.2_redeem_any
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/redeem/chimoney
  method: post
  operationId: post_v0.2_redeem_chimoney
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/redeem/airtime
  method: post
  operationId: post_v0.2_redeem_airtime
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/redeem/gift-card
  method: post
  operationId: post_v0.2_redeem_gift-card
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/redeem/mobile-money
  method: post
  operationId: post_v0.2_redeem_mobile-money
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/sub-account/create
  method: post
  operationId: post_v0.2_sub-account_create
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/sub-account/get
  method: get
  operationId: get_v0.2_sub-account_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/sub-account/list
  method: get
  operationId: get_v0.2_sub-account_list
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/sub-account/update
  method: post
  operationId: post_v0.2_sub-account_update
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/sub-account/delete
  method: delete
  operationId: delete_v0.2_sub-account_delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/sub-account/community/create
  method: post
  operationId: post_v0.2_sub-account_community_create
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/sub-account/community/members
  method: get
  operationId: get_v0.2_sub-account_community_members
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/wallets/list
  method: post
  operationId: post_v0.2_wallets_list
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/wallets/lookup
  method: post
  operationId: post_v0.2_wallets_lookup
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/wallets/transfer
  method: post
  operationId: post_v0.2_wallets_transfer
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required

Work with this as data

Every access contract here is available over the APIs.io API and to AI agents over MCP. Agentic Access is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for agentic access

3 MCP tools reach this
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
Search the catalog 
curl "https://apis.io/api/v1/search?q=chimoney-agentic-access&limit=10"
Everything under a tag 
curl "https://apis.io/api/v1/tags/chimoney-agentic-access"

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