Chimoney · Agentic Access

Chimoney Agentic Access

x-agentic-access generated

Chimoney exposes 52 API operations that an AI agent could call, of which 39 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 13 read, 20 write, and 19 physical.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

PayoutsDisbursementsPaymentsAfricaGlobal PayoutsWalletsMulticurrencyGift CardsMobile MoneyFintech
Operations: 52 Acting: 39 Human-in-the-loop: 0 Method: generated

By consequence

read 13 write 20 physical 19

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

MethodPathConsequenceHuman-in-loop
POST /v0.2/accounts/transfer physical conditional
POST /v0.2/multicurrency-wallets/transfer physical conditional
POST /v0.2/multicurrency-wallets/transfer/quote physical conditional
POST /v0.2/payment/initiate physical conditional
POST /v0.2/payment/simulate physical conditional
POST /v0.2/payment/verify physical conditional
POST /v0.2/payouts/airtime physical conditional
POST /v0.2/payouts/bank physical conditional
POST /v0.2/payouts/bills/ca physical conditional
POST /v0.2/payouts/chimoney physical conditional
POST /v0.2/payouts/gift-card physical conditional
POST /v0.2/payouts/initiate-chimoney physical conditional
POST /v0.2/payouts/interac physical conditional
POST /v0.2/payouts/interledger-wallet-address physical conditional
POST /v0.2/payouts/mobile-money physical conditional
POST /v0.2/payouts/process physical conditional
POST /v0.2/payouts/status physical conditional
POST /v0.2/payouts/wallet physical conditional
POST /v0.2/wallets/transfer physical conditional

Source

Agentic Access

Raw ↑ 
generated: '2026-07-15'
method: generated
source: openapi/chimoney-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 52
  by_action_class:
    acting: 39
    connected: 13
  by_consequence:
    physical: 19
    write: 20
    read: 13
  human_in_the_loop_required: 0
operations:
- path: /v0.2/payouts/bank
  method: post
  operationId: post_v0.2_payouts_bank
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/mobile-money
  method: post
  operationId: post_v0.2_payouts_mobile-money
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/airtime
  method: post
  operationId: post_v0.2_payouts_airtime
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/gift-card
  method: post
  operationId: post_v0.2_payouts_gift-card
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/chimoney
  method: post
  operationId: post_v0.2_payouts_chimoney
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/wallet
  method: post
  operationId: post_v0.2_payouts_wallet
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/interledger-wallet-address
  method: post
  operationId: post_v0.2_payouts_interledger-wallet-address
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/interac
  method: post
  operationId: post_v0.2_payouts_interac
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/bills/ca
  method: post
  operationId: post_v0.2_payouts_bills_ca
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/initiate-chimoney
  method: post
  operationId: post_v0.2_payouts_initiate-chimoney
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/process
  method: post
  operationId: post_v0.2_payouts_process
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payouts/status
  method: post
  operationId: post_v0.2_payouts_status
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/wallets/list
  method: post
  operationId: post_v0.2_wallets_list
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/wallets/lookup
  method: post
  operationId: post_v0.2_wallets_lookup
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/wallets/transfer
  method: post
  operationId: post_v0.2_wallets_transfer
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/multicurrency-wallets/create
  method: post
  operationId: post_v0.2_multicurrency-wallets_create
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/multicurrency-wallets/get
  method: get
  operationId: get_v0.2_multicurrency-wallets_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/multicurrency-wallets/list
  method: get
  operationId: get_v0.2_multicurrency-wallets_list
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/multicurrency-wallets/update
  method: post
  operationId: post_v0.2_multicurrency-wallets_update
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/multicurrency-wallets/transfer
  method: post
  operationId: post_v0.2_multicurrency-wallets_transfer
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/multicurrency-wallets/transfer/quote
  method: post
  operationId: post_v0.2_multicurrency-wallets_transfer_quote
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/sub-account/create
  method: post
  operationId: post_v0.2_sub-account_create
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/sub-account/get
  method: get
  operationId: get_v0.2_sub-account_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/sub-account/list
  method: get
  operationId: get_v0.2_sub-account_list
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/sub-account/update
  method: post
  operationId: post_v0.2_sub-account_update
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/sub-account/delete
  method: delete
  operationId: delete_v0.2_sub-account_delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/sub-account/community/create
  method: post
  operationId: post_v0.2_sub-account_community_create
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/sub-account/community/members
  method: get
  operationId: get_v0.2_sub-account_community_members
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/redeem/any
  method: post
  operationId: post_v0.2_redeem_any
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/redeem/chimoney
  method: post
  operationId: post_v0.2_redeem_chimoney
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/redeem/airtime
  method: post
  operationId: post_v0.2_redeem_airtime
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/redeem/gift-card
  method: post
  operationId: post_v0.2_redeem_gift-card
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/redeem/mobile-money
  method: post
  operationId: post_v0.2_redeem_mobile-money
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/info/assets
  method: get
  operationId: get_v0.2_info_assets
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/info/country-banks
  method: get
  operationId: get_v0.2_info_country-banks
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/info/bank-branches
  method: get
  operationId: get_v0.2_info_bank-branches
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/info/airtime-countries
  method: get
  operationId: get_v0.2_info_airtime-countries
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/info/mobile-money-codes
  method: get
  operationId: get_v0.2_info_mobile-money-codes
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/info/exchange-rates
  method: get
  operationId: get_v0.2_info_exchange-rates
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/info/local-amount-in-usd
  method: get
  operationId: get_v0.2_info_local-amount-in-usd
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/info/usd-amount-in-local
  method: get
  operationId: get_v0.2_info_usd-amount-in-local
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0.2/info/verify-bank-account-number
  method: post
  operationId: post_v0.2_info_verify-bank-account-number
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/accounts/transactions
  method: post
  operationId: post_v0.2_accounts_transactions
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/accounts/transaction
  method: post
  operationId: post_v0.2_accounts_transaction
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/accounts/issue-id-transactions
  method: post
  operationId: post_v0.2_accounts_issue-id-transactions
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/accounts/public-profile
  method: post
  operationId: post_v0.2_accounts_public-profile
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/accounts/transfer
  method: post
  operationId: post_v0.2_accounts_transfer
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/accounts/delete-unpaid-transaction
  method: delete
  operationId: delete_v0.2_accounts_delete-unpaid-transaction
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/accounts/issue-wallet-address
  method: post
  operationId: post_v0.2_accounts_issue-wallet-address
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payment/initiate
  method: post
  operationId: post_v0.2_payment_initiate
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payment/verify
  method: post
  operationId: post_v0.2_payment_verify
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0.2/payment/simulate
  method: post
  operationId: post_v0.2_payment_simulate
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required