TranZak

TranZak is an African fintech platform headquartered in Douala, Cameroon, providing REST APIs for mobile money collections, merchant payments, bulk disbursements, bill payments, and SMS services across sub-Saharan Africa. The platform bridges banked and unbanked populations by supporting MTN Mobile Money, Orange Money, and CEMAC bank networks, with sandbox and production environments, webhook notifications, and support for up to 2,000 recipients in a single bulk payment request.

TranZak publishes 4 APIs on the APIs.io network. Tagged areas include Fintech, Mobile Money, Payments, Africa, and Cameroon.

TranZak’s developer surface includes documentation, engineering blog, pricing, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub

20.2/100 emerging ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.6

4 APIs

FintechMobile MoneyPaymentsAfricaCameroonDisbursementsSMSBill Payments

Kin Score

Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6

Composite quality — 20.2/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 2.2 / 20

Commercial Clarity 10.0 / 20

Operational Transparency 2.7 / 13

Governance 0.0 / 12

Discoverability 7.4 / 10

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/tranzak: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Tranzak Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrg

GitHubOrg

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

StatusPage

StatusPage

RateLimits

RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

Website

Website

LinkedIn

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

aid: tranzak
name: TranZak
description: TranZak is an African fintech platform headquartered in Douala, Cameroon, providing REST APIs for mobile money
  collections, merchant payments, bulk disbursements, bill payments, and SMS services across sub-Saharan Africa. The platform
  bridges banked and unbanked populations by supporting MTN Mobile Money, Orange Money, and CEMAC bank networks, with sandbox
  and production environments, webhook notifications, and support for up to 2,000 recipients in a single bulk payment request.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/tranzak.png
url: https://raw.githubusercontent.com/api-evangelist/tranzak/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.19'
tags:
- Fintech
- Mobile Money
- Payments
- Africa
- Cameroon
- Disbursements
- SMS
- Bill Payments
apis:
- name: TranZak Payment Collections API
  description: REST API for collecting payments from customers via mobile money (MTN MOMO, Orange Money), QR code in-store
    payments, and web redirect checkout. Supports direct mobile wallet charges, payment request creation, cancellation, voiding,
    and transaction history.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.developer.tranzak.me/
  baseURL: https://dsapi.tranzak.me
  tags:
  - Payments
  - Collections
  - Mobile Money
  - QR Code
  properties:
  - type: Documentation
    url: https://docs.developer.tranzak.me/
  - type: Sandbox
    url: https://sandbox.dsapi.tranzak.me
- name: TranZak Transfers (Disbursements) API
  description: REST API for sending funds to Tranzak users, mobile money wallets (MTN MOMO, Orange Money), and CEMAC bank
    accounts. Supports single transfers, payout account top-ups, and transfer history retrieval.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.developer.tranzak.me/
  baseURL: https://dsapi.tranzak.me
  tags:
  - Disbursements
  - Transfers
  - Mobile Money
  - Bank Transfer
  properties:
  - type: Documentation
    url: https://docs.developer.tranzak.me/
  - type: Sandbox
    url: https://sandbox.dsapi.tranzak.me
- name: TranZak Bulk Payments API
  description: REST API for sending bulk payments to up to 2,000 recipients in a single request. Supports file-based upload
    for internal Tranzak users, mobile wallets, and bank accounts, with job status tracking and bulk payment history.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.developer.tranzak.me/
  baseURL: https://dsapi.tranzak.me
  tags:
  - Bulk Payments
  - Disbursements
  - Payroll
  properties:
  - type: Documentation
    url: https://docs.developer.tranzak.me/
  - type: Sandbox
    url: https://sandbox.dsapi.tranzak.me
- name: TranZak SMS API
  description: REST API for sending marketing bulk SMS messages and OTP/verification codes. Supports up to 500 recipients
    per call with per-character pricing (160 characters per SMS unit).
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.developer.tranzak.me/
  baseURL: https://dsapi.tranzak.me
  tags:
  - SMS
  - OTP
  - Messaging
  properties:
  - type: Documentation
    url: https://docs.developer.tranzak.me/
  - type: Sandbox
    url: https://sandbox.dsapi.tranzak.me
common:
- type: DomainSecurity
  url: security/tranzak-domain-security.yml
- type: Website
  url: https://tranzak.net/
- type: Documentation
  url: https://docs.developer.tranzak.me/
- type: GitHubOrg
  url: https://github.com/HolyCorn-Software/tranzak-node
- type: LinkedIn
  url: https://www.linkedin.com/company/tranzaktech
- type: Blog
  url: https://community.tranzak.net/
- type: Pricing
  url: https://tranzak.net/pricing
- type: StatusPage
  url: https://tranzak.net/
- type: X
  url: https://twitter.com/tranzak_fintech
- type: Plans
  url: https://raw.githubusercontent.com/api-evangelist/tranzak/refs/heads/main/plans/tranzak-plans-pricing.yml
- type: RateLimits
  url: https://raw.githubusercontent.com/api-evangelist/tranzak/refs/heads/main/rate-limits/tranzak-rate-limits.yml
- type: FinOps
  url: https://raw.githubusercontent.com/api-evangelist/tranzak/refs/heads/main/finops/tranzak-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

TranZak

Kin Score

APIs 4

TranZak Payment Collections API

TranZak Transfers (Disbursements) API

TranZak Bulk Payments API

TranZak SMS API

Pricing Plans 1

Tranzak Plans Pricing