OFX

OFX provides a global money transfer platform enabling businesses and individuals to send payments in over 30 currencies to 180+ countries. It offers corporate cards, multi‑currency accounts, FX solutions, and integrated tools for accounting software like QuickBooks and Xero. The service includes spend management, fraud prevention, and a control hub for approvals and budgeting, catering to both personal and business financial needs.

OFX is listed with 8 APIs on the APIs.io network, including Authorization Code API, Authorize API, Business API, and 5 more. Tagged areas include Company, Payments, Money Transfer, Fintech, and Banking.

The OFX catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

OFX’s developer surface includes authentication, getting-started guide, documentation, engineering blog, pricing, support, and 17 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

38.5/100 thin ▼ -7.6 Agent 28/100 agent aware Front door AI 4/6 moderate Heartbeat 100/100 alive Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessFreemiumSelf serve⚡ Free to try

8 APIs 1 Agent Skills

Company Payments Money Transfer Fintech Banking

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 38.5/100 · thin

Contract Quality 4.8 / 19

Developer Ergonomics 4.4 / 15

Access Clarity 9.3 / 15

Operational Transparency 2.6 / 10

Contract Governance 2.0 / 9

Discoverability 5.4 / 8

Regulatory Posture 4.5 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 28/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link

8 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 25.4 — up to +18.7 composite points
Developer Ergonomics scores 29.2 — up to +14.2 composite points
Operational Transparency scores 26.3 — up to +9.6 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/ofx/apis.yml: open an issue on github.com/api-evangelist/ofx to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
RegTech, AML/KYC and Money Transmission	regulated	-	-	-
EU/EEA Payment and E-Money Institutions (PSD2 passports)	regulated	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

OFX Authorization Code API

The Authorization Code API from OFX — 1 operation(s) for authorization code.

OFX Authorize API

The Authorize API from OFX — 1 operation(s) for authorize.

OFX Business API

The Business API from OFX — 18 operation(s) for business.

OFX OAuth API

The Oauth API from OFX — 2 operation(s) for oauth.

OFX Ofxrates API

The Ofxrates API from OFX — 3 operation(s) for ofxrates.

OFX Open Banking API

The Open Banking API from OFX — 5 operation(s) for open banking.

OFX Refresh Token API

The Refresh Token API from OFX — 1 operation(s) for refresh token.

OFX Token API

The Token API from OFX — 1 operation(s) for token.

Scroll for all 8

Agent Skills 1

Packaged agent skills for driving this provider's APIs from an AI assistant.

ofx-create-beneficiary

AGENT SKILL

OFX API pricing

Prices published by OFX, read 2026-09-22 from www.ofx.com/en-us/business/pricing/.

Plan	Price
Standard	$0 per user/ month
Full Suite	$75 per month (5 users included). $10 per user/ month thereafter.
Custom	Custom Pricing

Plan details, limits and sources →

Rate limits

AISP restricted quota: four API calls in a 24 hour time period
PISP restricted quota: four API calls in a 24 hour time period

Rate-limit details →

Billed by: seat · FinOps profile →

Pricing Plans 2

Published pricing tiers and plan structures.

Ofx Plans Pricing

3 plans

PLANS

Ofx Price Estimates

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Ofx Rate Limits

2 limits

RATE LIMITS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

OFX

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Ofx Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Ofx Context

45 classes · 213 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

OFX API Rules

10 rules · 7 errors 2 warnings 1 info

SPECTRAL

JSON Schema 16

Standalone JSON Schema definitions for this provider's data models.

GetOpenBankingV31AispAccountsResponse

10 properties

JSON SCHEMA

GetOpenBankingV31PispDealDealidResponse

17 properties

JSON SCHEMA

GetV1BusinessBeneficiariesBeneficiaryidResponse

31 properties

JSON SCHEMA

GetV1BusinessConversionsConversionidResponse

22 properties

JSON SCHEMA

GetV1BusinessUsersUseridResponse

47 properties

JSON SCHEMA

GetV1OfxratesFromcurrencyTocurrencyAmountResponse

3 properties

JSON SCHEMA

PatchV1BusinessBeneficiariesBeneficiaryidRequest

30 properties

JSON SCHEMA

PatchV1BusinessBeneficiariesBeneficiaryidResponse

31 properties

JSON SCHEMA

PostOpenBankingV31AispAccountAccessConsentsRequest

6 properties

JSON SCHEMA

PostOpenBankingV31AispAccountAccessConsentsResponse

7 properties

JSON SCHEMA

PostOpenBankingV31PispPaymentConsentRequest

2 properties

JSON SCHEMA

PostOpenBankingV31PispPaymentConsentResponse

6 properties

JSON SCHEMA

PostRefreshTokenResponse

5 properties

JSON SCHEMA

PostTokenRequest

4 properties

JSON SCHEMA

PostV1BusinessConversionsResponse

20 properties

JSON SCHEMA

PostV1OauthTokenRequest

4 properties

JSON SCHEMA

Scroll for all 16

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Ofx Authentication

1 scheme

SECURITY

Ofx Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Ofx Scopes

1 scope · clientCredentials/authorizationCode

1 scopes

SCOPES

Resources

Get Started 3

Portal, sign-up, and the first successful call

GettingStarted

GettingStarted

Login

DeveloperPortal

DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

AgentSkill

AgentSkill

WellKnown

WellKnown

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

DataModel

Conformance

Access & Security 4

Authentication, authorization, and security posture

OAuthScopes

Authentication

Security

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

RateLimits

RateLimits

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Plans

Plans

PrivacyPolicy

PrivacyPolicy

Pricing

Pricing

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Vendors

Vendors

Source (apis.yml)

aid: ofx
name: OFX
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  - rate-limits
  - security
  generated: '2026-11-06'
  method: derived
image: https://www.ofx.com/wp-content/uploads/2025/12/one-financial-platform-for-your-business-us-1024x858.png
description: OFX provides a global money transfer platform enabling businesses and individuals to send payments in over 30
  currencies to 180+ countries. It offers corporate cards, multi‑currency accounts, FX solutions, and integrated tools for
  accounting software like QuickBooks and Xero. The service includes spend management, fraud prevention, and a control hub
  for approvals and budgeting, catering to both personal and business financial needs.
url: https://raw.githubusercontent.com/api-evangelist/ofx/refs/heads/main/apis.yml
x-type: company
x-source: harvest:payments
x-tier: profiled
x-tier-reason: enrichment pass 2026-09-22 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-09-22'
modified: '2026-09-22'
tags:
- Company
- Payments
- Money Transfer
- Fintech
- Banking
tags_raw:
- Company
- Payments
- Money-Transfer
- FinTech
- Banking
- API
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Vendors
  url: vendors/ofx-vendors.yml
- type: OAuthScopes
  url: scopes/ofx-scopes.yml
- type: Authentication
  url: authentication/ofx-authentication.yml
- type: RateLimits
  url: rate-limits/ofx-rate-limits.yml
- type: Plans
  url: plans/ofx-plans-pricing.yml
- type: AgentSkill
  url: skills/_index.yml
- type: GettingStarted
  url: https://api-docs.ofx.com/docs/aisp-api/ZG9jOjQ1Mg-introduction
- type: Documentation
  url: https://api-docs.ofx.com/
- type: Spectral
  url: rules/ofx-rules.yml
- type: JSONLD
  url: json-ld/ofx-context.jsonld
- type: Vocabulary
  url: vocabulary/ofx-vocabulary.yml
- type: DataModel
  url: data-model/ofx-data-model.yml
- type: Conformance
  url: conformance/ofx-conformance.yml
- type: WellKnown
  url: well-known/ofx-well-known.yml
- type: Security
  url: https://www.ofx.com/en-us/security/
- type: PrivacyPolicy
  url: https://www.ofx.com/en-us/legal/privacy-policy/
- type: Login
  url: https://login.ofx.com/login
- type: DeveloperPortal
  url: https://developer.ofx.com/
- type: DomainSecurity
  url: security/ofx-domain-security.yml
- type: Website
  url: https://www.ofx.com/en-us/
- type: Blog
  url: https://www.ofx.com/en-us/blog/
- type: Pricing
  url: https://www.ofx.com/en-us/business/pricing/
- type: Support
  url: https://www.ofx.com/en-us/business/help/
apis:
- aid: ofx:ofx-authorization-code-api
  name: OFX Authorization Code API
  description: The Authorization Code API from OFX — 1 operation(s) for authorization code.
  humanURL: https://api-docs.ofx.com/docs/aisp-api
  baseURL: https://beta.api.ofx.com
  tags:
  - Authorization Code
  properties:
  - type: OpenAPI
    url: openapi/ofx-authorization-code-api-openapi.yml
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-aisp-account-access-consents-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-open-banking-v31-aisp-accounts-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-token-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-v1-oauth-token-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-aisp-account-access-consents-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-refresh-token-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-users-userid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-beneficiaries-beneficiaryid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-patch-v1-business-beneficiaries-beneficiaryid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-conversions-conversionid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-v1-business-conversions-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-patch-v1-business-beneficiaries-beneficiaryid-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-open-banking-v31-pisp-deal-dealid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-pisp-payment-consent-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-pisp-payment-consent-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-ofxrates-fromcurrency-tocurrency-amount-response-schema.json
- aid: ofx:ofx-authorize-api
  name: OFX Authorize API
  description: The Authorize API from OFX — 1 operation(s) for authorize.
  humanURL: https://api-docs.ofx.com/docs/aisp-api
  baseURL: https://beta.api.ofx.com
  tags:
  - Authorize
  properties:
  - type: OpenAPI
    url: openapi/ofx-authorize-api-openapi.yml
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-aisp-account-access-consents-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-open-banking-v31-aisp-accounts-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-token-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-v1-oauth-token-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-aisp-account-access-consents-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-refresh-token-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-users-userid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-beneficiaries-beneficiaryid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-patch-v1-business-beneficiaries-beneficiaryid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-conversions-conversionid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-v1-business-conversions-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-patch-v1-business-beneficiaries-beneficiaryid-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-open-banking-v31-pisp-deal-dealid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-pisp-payment-consent-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-pisp-payment-consent-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-ofxrates-fromcurrency-tocurrency-amount-response-schema.json
- aid: ofx:ofx-business-api
  name: OFX Business API
  description: The Business API from OFX — 18 operation(s) for business.
  humanURL: https://api-docs.ofx.com/docs/aisp-api
  baseURL: https://beta.api.ofx.com
  tags:
  - Business
  properties:
  - type: OpenAPI
    url: openapi/ofx-business-api-openapi.yml
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-aisp-account-access-consents-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-open-banking-v31-aisp-accounts-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-token-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-v1-oauth-token-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-aisp-account-access-consents-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-refresh-token-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-users-userid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-beneficiaries-beneficiaryid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-patch-v1-business-beneficiaries-beneficiaryid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-conversions-conversionid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-v1-business-conversions-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-patch-v1-business-beneficiaries-beneficiaryid-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-open-banking-v31-pisp-deal-dealid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-pisp-payment-consent-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-pisp-payment-consent-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-ofxrates-fromcurrency-tocurrency-amount-response-schema.json
- aid: ofx:ofx-oauth-api
  name: OFX OAuth API
  description: The Oauth API from OFX — 2 operation(s) for oauth.
  humanURL: https://api-docs.ofx.com/docs/aisp-api
  baseURL: https://beta.api.ofx.com
  tags:
  - OAuth
  - Authentication
  tags_raw:
  - Oauth
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/ofx-oauth-api-openapi.yml
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-aisp-account-access-consents-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-open-banking-v31-aisp-accounts-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-token-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-v1-oauth-token-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-aisp-account-access-consents-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-refresh-token-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-users-userid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-beneficiaries-beneficiaryid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-patch-v1-business-beneficiaries-beneficiaryid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-conversions-conversionid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-v1-business-conversions-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-patch-v1-business-beneficiaries-beneficiaryid-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-open-banking-v31-pisp-deal-dealid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-pisp-payment-consent-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-pisp-payment-consent-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-ofxrates-fromcurrency-tocurrency-amount-response-schema.json
- aid: ofx:ofx-ofxrates-api
  name: OFX Ofxrates API
  description: The Ofxrates API from OFX — 3 operation(s) for ofxrates.
  humanURL: https://api-docs.ofx.com/docs/aisp-api
  baseURL: https://beta.api.ofx.com
  tags:
  - Ofxrates
  properties:
  - type: OpenAPI
    url: openapi/ofx-ofxrates-api-openapi.yml
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-aisp-account-access-consents-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-open-banking-v31-aisp-accounts-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-token-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-v1-oauth-token-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-aisp-account-access-consents-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-refresh-token-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-users-userid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-beneficiaries-beneficiaryid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-patch-v1-business-beneficiaries-beneficiaryid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-conversions-conversionid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-v1-business-conversions-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-patch-v1-business-beneficiaries-beneficiaryid-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-open-banking-v31-pisp-deal-dealid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-pisp-payment-consent-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-pisp-payment-consent-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-ofxrates-fromcurrency-tocurrency-amount-response-schema.json
- aid: ofx:ofx-open-banking-api
  name: OFX Open Banking API
  description: The Open Banking API from OFX — 5 operation(s) for open banking.
  humanURL: https://api-docs.ofx.com/docs/aisp-api
  baseURL: https://beta.api.ofx.com
  tags:
  - Open Banking
  properties:
  - type: OpenAPI
    url: openapi/ofx-open-banking-api-openapi.yml
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-aisp-account-access-consents-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-open-banking-v31-aisp-accounts-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-token-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-v1-oauth-token-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-aisp-account-access-consents-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-refresh-token-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-users-userid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-beneficiaries-beneficiaryid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-patch-v1-business-beneficiaries-beneficiaryid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-conversions-conversionid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-v1-business-conversions-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-patch-v1-business-beneficiaries-beneficiaryid-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-open-banking-v31-pisp-deal-dealid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-pisp-payment-consent-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-pisp-payment-consent-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-ofxrates-fromcurrency-tocurrency-amount-response-schema.json
- aid: ofx:ofx-refresh-token-api
  name: OFX Refresh Token API
  description: The Refresh Token API from OFX — 1 operation(s) for refresh token.
  humanURL: https://api-docs.ofx.com/docs/aisp-api
  baseURL: https://beta.api.ofx.com
  tags:
  - Refresh Token
  properties:
  - type: OpenAPI
    url: openapi/ofx-refresh-token-api-openapi.yml
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-aisp-account-access-consents-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-open-banking-v31-aisp-accounts-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-token-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-v1-oauth-token-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-aisp-account-access-consents-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-refresh-token-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-users-userid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-beneficiaries-beneficiaryid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-patch-v1-business-beneficiaries-beneficiaryid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-conversions-conversionid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-v1-business-conversions-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-patch-v1-business-beneficiaries-beneficiaryid-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-open-banking-v31-pisp-deal-dealid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-pisp-payment-consent-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-pisp-payment-consent-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-ofxrates-fromcurrency-tocurrency-amount-response-schema.json
- aid: ofx:ofx-token-api
  name: OFX Token API
  description: The Token API from OFX — 1 operation(s) for token.
  humanURL: https://api-docs.ofx.com/docs/aisp-api
  baseURL: https://beta.api.ofx.com
  tags:
  - Tokens
  tags_raw:
  - Token
  properties:
  - type: OpenAPI
    url: openapi/ofx-token-api-openapi.yml
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-aisp-account-access-consents-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-open-banking-v31-aisp-accounts-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-token-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-v1-oauth-token-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-aisp-account-access-consents-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-refresh-token-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-users-userid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-beneficiaries-beneficiaryid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-patch-v1-business-beneficiaries-beneficiaryid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-business-conversions-conversionid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-v1-business-conversions-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-patch-v1-business-beneficiaries-beneficiaryid-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-open-banking-v31-pisp-deal-dealid-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-pisp-payment-consent-response-schema.json
  - type: JSONSchema
    url: json-schema/ofx-post-open-banking-v31-pisp-payment-consent-request-schema.json
  - type: JSONSchema
    url: json-schema/ofx-get-v1-ofxrates-fromcurrency-tocurrency-amount-response-schema.json
x-enrichment:
  date: '2026-09-22'
  status: enriched
  artifacts_added: 17
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local

OFX API — frequently asked questions

Does OFX have an API?

Yes. APIs.io lists 8 APIs from OFX, including OFX Authorization Code API, OFX Authorize API and OFX Business API, and 5 more.

Is there an OpenAPI specification for the OFX API?

Yes. APIs.io indexes 8 OpenAPI specifications for OFX, each linked for download from this page.

How do I authenticate with the OFX API?

OFX documents its authentication (1 scheme). The details are profiled on APIs.io as Ofx Authentication.

How much does the OFX API cost?

OFX publishes its prices; its Standard plan is $0 per user/ month as of 2026-09-22. APIs.io lists 3 pricing plans for OFX, with each plan's price, limits and inclusions under Pricing on this page.

Is the OFX API ready for AI agents?

OFX has a Kin Score of 38.5 out of 100 (thin) and an Agent Readiness score of 28.4 (agent-aware), scored by API Evangelist on 2026-11-06.

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