Era

Era is an AI-native personal finance platform that connects a user's bank accounts to any MCP-compatible AI assistant — Claude, ChatGPT, Gemini, Cursor, and others — so people can analyze spending, forecast cash flow, automate transaction categorization, and manage money through natural conversation. Every capability is exposed through the Era Context remote MCP server (65 tools over Streamable HTTP, OAuth 2.1) rather than a traditional REST API, with a portable cross-agent memory layer, scoped consent, and hard safety boundaries. Founded in 2023 by Stripe alumni and backed by Northzone, Era is a registered investment adviser targeting the mass-affluent market across the US, UK, and Canada.

Era publishes 1 API on the APIs.io network. Tagged areas include Company, Fintech, Artificial Intelligence, Personal Finance, and Wealth Management.

Era’s developer surface includes authentication, documentation, API reference, getting-started guide, engineering blog, pricing, and 19 more developer resources.

🌐 Visit website 📡 Source on GitHub

47.9/100 developing ▬ flat Agent 39/100 agent aware Full breakdown ↓
scored 2026-07-27 · rubric v0.5

AccessFreemiumSelf serve⚡ Free to try

1 APIs 1 MCP Servers

CompanyFintechArtificial IntelligencePersonal FinanceWealth ManagementModel Context ProtocolMCPAgent NativeOpen BankingOAuth

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 47.9/100 · developing

Contract Quality 0.0 / 25

Developer Ergonomics 12.6 / 20

Commercial Clarity 12.6 / 20

Operational Transparency 6.2 / 13

Governance 0.0 / 12

Discoverability 9.3 / 10

Agent readiness — 39/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 3 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/era: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Era Context MCP Server

Era's remote Model Context Protocol server. Connect bank accounts to any MCP-compatible AI agent and manage money through natural conversation: spending analysis, cash-flow fore...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Rate Limits 1

Documented rate limits and quota policies.

Scopes 1

OAuth scopes governing access to this provider's APIs.

Era Scopes

10 scopes · authorizationCode

10 scopes

SCOPES

Resources

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

MCPServer

LLMsTxt

WellKnown

AgentSkill

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Conventions

Conventions

Conformance

Conformance

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 6

Authentication, authorization, and security posture

SecurityTxt

Authentication

OAuthScopes

Security

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 4

Pricing, plans, and the legal terms of use

Plans

Pricing

TermsOfService

PrivacyPolicy

Company 2

The organization behind the API

Blog

Blog

Website

Website

Other 1

Properties that don't map to a standard resource type

APICatalog

APICatalog

Source (apis.yml)

aid: era
name: Era
description: Era is an AI-native personal finance platform that connects a user's bank accounts to any MCP-compatible AI assistant
  — Claude, ChatGPT, Gemini, Cursor, and others — so people can analyze spending, forecast cash flow, automate transaction
  categorization, and manage money through natural conversation. Every capability is exposed through the Era Context remote
  MCP server (65 tools over Streamable HTTP, OAuth 2.1) rather than a traditional REST API, with a portable cross-agent memory
  layer, scoped consent, and hard safety boundaries. Founded in 2023 by Stripe alumni and backed by Northzone, Era is a registered
  investment adviser targeting the mass-affluent market across the US, UK, and Canada.
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://era.app/social-card.png
url: https://raw.githubusercontent.com/api-evangelist/era/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- northzone
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Fintech
- Artificial Intelligence
- Personal Finance
- Wealth Management
- Model Context Protocol
- MCP
- Agent Native
- Open Banking
- OAuth
apis:
- name: Era Context MCP Server
  description: 'Era''s remote Model Context Protocol server. Connect bank accounts to any MCP-compatible AI agent and manage
    money through natural conversation: spending analysis, cash-flow forecasting, transaction automation, and a portable cross-agent
    financial memory. 65 production-registered tools over Streamable HTTP, OAuth 2.1.'
  humanURL: https://era.app/help/mcp-server-era-context
  baseURL: https://context.era.app
  tags:
  - MCP
  - Personal Finance
  - Agent Native
  properties:
  - type: MCPServer
    url: mcp/era-mcp.yml
  - type: Authentication
    url: authentication/era-authentication.yml
  - type: OAuthScopes
    url: scopes/era-scopes.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: MCPServer
  url: mcp/era-mcp.yml
- type: LLMsTxt
  url: llms/era-llms.txt
- type: WellKnown
  url: well-known/era-well-known.yml
- type: APICatalog
  url: well-known/era-api-catalog.json
- type: SecurityTxt
  url: well-known/era-security.txt
- type: Authentication
  url: authentication/era-authentication.yml
- type: OAuthScopes
  url: scopes/era-scopes.yml
- type: Conventions
  url: conventions/era-conventions.yml
- type: Conformance
  url: conformance/era-conformance.yml
- type: Plans
  url: plans/era-plans.yml
- type: RateLimits
  url: rate-limits/era-rate-limits.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Security
  url: https://era.app/context/security
- type: VulnerabilityDisclosure
  url: security/era-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/era-domain-security.yml
- type: DeveloperPortal
  url: https://era.app/context/finance-mcp
- type: Documentation
  url: https://era.app/help/mcp-server-era-context
- type: APIReference
  url: https://era.app/.well-known/mcp/server-card.json
- type: GettingStarted
  url: https://era.app/help/mcp-server-era-context
- type: Blog
  url: https://era.app/articles
- type: GitHubOrganization
  url: https://github.com/era-app
- type: Pricing
  url: https://era.app/pricing
- type: TermsOfService
  url: https://era.app/terms
- type: PrivacyPolicy
  url: https://era.app/privacy
- type: Website
  url: https://era.app
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

Era