Finsify

Finsify is a Southeast Asian bank-data aggregation company whose Finsify Hub service exposes a RESTful API for accessing end-user banking data — account balances and status, and categorized transaction history — across 50+ bank and statement services in 15 countries. The API handles customer creation, short-lived connection tokens that drive the end-user bank-login flow, account retrieval, transaction history filtered by date range, and login lifecycle management (activate, deactivate, refresh, reconnect), with machine-learning transaction categorization and webhook notifications for new transactions and login-status changes. Finsify is a 500 Global portfolio company and powers fintech products including Money Lover, Money Paper, Ngan Luong, and Bao Kim.

Finsify publishes 1 API on the APIs.io network. Tagged areas include Company, Financial Services, Open Banking, Bank Aggregation, and Financial Data.

The Finsify catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Finsify’s developer surface includes documentation, API reference, authentication, and 11 more developer resources.

🌐 Visit website 📡 Source on GitHub

26.9/100 emerging ▬ flat Agent 37/100 agent ready Full breakdown ↓
scored 2026-08-17 · rubric v0.11.0

AccessSelf serve

1 APIs 1 MCP Servers

CompanyFinancial ServicesOpen BankingBank AggregationFinancial DataTransactionsFintechSoutheast Asia

Kin Score

Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0

Composite quality — 26.9/100 · emerging

Contract Quality 11.0 / 21

Developer Ergonomics 6.3 / 17

Commercial Clarity 0.0 / 17

Operational Transparency 0.9 / 11

Governance 0.0 / 10

Discoverability 6.5 / 9

Regulatory Posture 2.3 / 15

Agent readiness — 37/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/finsify: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Finsify Hub API

RESTful bank-aggregation API for accessing consumer banking data — accounts, balances, and categorized transaction history — plus customer, connection token, and login lifecycle...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

MCPServer

MCPServer

LLMsTxt

LLMsTxt

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

ErrorCatalog

Webhooks

Conventions

Lifecycle

DataModel

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Company 1

The organization behind the API

Website

Website

Other 1

Properties that don't map to a standard resource type

APICatalog

APICatalog

Source (apis.yml)

aid: finsify
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/finsify.png
name: Finsify
description: Finsify is a Southeast Asian bank-data aggregation company whose Finsify Hub service exposes a RESTful API for
  accessing end-user banking data — account balances and status, and categorized transaction history — across 50+ bank and
  statement services in 15 countries. The API handles customer creation, short-lived connection tokens that drive the end-user
  bank-login flow, account retrieval, transaction history filtered by date range, and login lifecycle management (activate,
  deactivate, refresh, reconnect), with machine-learning transaction categorization and webhook notifications for new transactions
  and login-status changes. Finsify is a 500 Global portfolio company and powers fintech products including Money Lover, Money
  Paper, Ngan Luong, and Bao Kim.
url: https://raw.githubusercontent.com/api-evangelist/finsify/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Financial Services
- Open Banking
- Bank Aggregation
- Financial Data
- Transactions
- Fintech
- Southeast Asia
apis:
- name: Finsify Hub API
  description: RESTful bank-aggregation API for accessing consumer banking data — accounts, balances, and categorized transaction
    history — plus customer, connection token, and login lifecycle management, with webhook notifications.
  humanURL: https://docs.finsify.com/
  baseURL: https://api.finsify.com/v2
  tags:
  - Open Banking
  - Bank Aggregation
  - Transactions
  properties:
  - type: Documentation
    url: https://docs.finsify.com/
  - type: Authentication
    url: authentication/finsify-authentication.yml
  - type: ErrorCatalog
    url: errors/finsify-error-codes.yml
  - type: Webhooks
    url: asyncapi/finsify-webhooks.yml
  - type: Conventions
    url: conventions/finsify-conventions.yml
  - type: Lifecycle
    url: lifecycle/finsify-lifecycle.yml
  - type: DataModel
    url: data-model/finsify-data-model.yml
  - type: MCPServer
    url: mcp/finsify-mcp.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://hub.finsify.com
- type: DeveloperPortal
  url: https://hub.finsify.com
- type: Documentation
  url: https://docs.finsify.com/
- type: APIReference
  url: https://docs.finsify.com/
- type: Authentication
  url: authentication/finsify-authentication.yml
- type: ErrorCatalog
  url: errors/finsify-error-codes.yml
- type: Webhooks
  url: asyncapi/finsify-webhooks.yml
- type: Conventions
  url: conventions/finsify-conventions.yml
- type: Lifecycle
  url: lifecycle/finsify-lifecycle.yml
- type: DataModel
  url: data-model/finsify-data-model.yml
- type: MCPServer
  url: mcp/finsify-mcp.yml
- type: LLMsTxt
  url: llms/finsify-llms.txt
- type: DomainSecurity
  url: security/finsify-domain-security.yml
- type: APICatalog
  url: well-known/finsify-service-catalog.json
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

Finsify

Kin Score

APIs 1

Finsify Hub API

MCP Servers 1

finsify-mcp.yml

Event Specifications 1

Finsify Webhooks

Security Posture 2

Finsify Authentication

Finsify Domain Security

Resources