Plaid website screenshot

Plaid

Plaid is a US financial-technology company and data-network aggregator that provides an API platform for businesses to securely connect with their users' bank and financial accounts. Plaid acts as the interface between 12,000+ financial institutions and third-party applications, powering bank-account verification (Auth, Balance, Identity), transactions and enrichment, income and asset verification, lending data (Assets, Liabilities, Investments, Consumer Report/CRA), risk and fraud tooling (Signal, Beacon, Monitor watchlist screening, Identity Verification), and money movement (Transfer, Payment Initiation, Virtual Accounts). Developers integrate through Plaid Link, a self-serve dashboard, client credentials, per-Item access tokens, and a publicly published OpenAPI definition. In the US voluntary open-finance landscape Plaid is an aggregator, and it also operates Core Exchange, its FDX-aligned data-access API for data providers, positioning it for CFPB 1033 open-banking rules.

Plaid publishes 31 APIs on the APIs.io network, including Auth API, Balance API, Identity API, and 28 more. Tagged areas include Financial, Fintech, Open Banking, Bank Accounts, and Data Aggregation.

The Plaid catalog on APIs.io includes 1 event-driven AsyncAPI specification and 2 Spectral governance rulesets.

Plaid’s developer surface includes documentation, engineering blog, pricing, support, sandbox, authentication, changelog, and 46 more developer resources.

74.6/100 exemplar ▬ flat Agent 57/100 agent native Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessPaidSelf serve
31 APIs 1 MCP Servers 17 Features
FinancialFintechOpen BankingBank AccountsData AggregationPaymentsUnited States

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 74.6/100 · exemplar
Contract Quality 17.0 / 25
Developer Ergonomics 12.5 / 20
Commercial Clarity 20.0 / 20
Operational Transparency 10.9 / 13
Governance 7.5 / 12
Discoverability 8.7 / 10
Agent readiness — 57/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/plaid: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 31

Individual APIs this provider publishes, each with its own machine-readable definition.

Plaid Auth API

Plaid's Auth is part of the Plaid open-finance platform, exposing 3 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely connect ...

Plaid Balance API

Plaid's Balance is part of the Plaid open-finance platform, exposing 2 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely conne...

Plaid Identity API

Plaid's Identity is part of the Plaid open-finance platform, exposing 6 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely conn...

Plaid Identity Verification API

Plaid's Identity Verification is part of the Plaid open-finance platform, exposing 5 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers ...

Plaid Monitor Watchlist Screening API

Plaid's Monitor Watchlist Screening is part of the Plaid open-finance platform, exposing 20 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets deve...

Plaid Beacon API

Plaid's Beacon is part of the Plaid open-finance platform, exposing 12 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely conne...

Plaid Signal API

Plaid's Signal is part of the Plaid open-finance platform, exposing 8 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely connec...

Plaid Transfer API

Plaid's Transfer is part of the Plaid open-finance platform, exposing 49 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely con...

Plaid Bank Transfer API

Plaid's Bank Transfer is part of the Plaid open-finance platform, exposing 13 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securel...

Plaid Transactions API

Plaid's Transactions is part of the Plaid open-finance platform, exposing 17 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely...

Plaid Categories API

Plaid's Categories is part of the Plaid open-finance platform, exposing 1 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely co...

Plaid Investments API

Plaid's Investments is part of the Plaid open-finance platform, exposing 4 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely c...

Plaid Liabilities API

Plaid's Liabilities is part of the Plaid open-finance platform, exposing 2 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely c...

Plaid Assets API

Plaid's Assets is part of the Plaid open-finance platform, exposing 10 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely conne...

Plaid Income API

Plaid's Income is part of the Plaid open-finance platform, exposing 6 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely connec...

Plaid Employers API

Plaid's Employers is part of the Plaid open-finance platform, exposing 1 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely con...

Plaid Credit API

Plaid's Credit is part of the Plaid open-finance platform, exposing 23 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely conne...

Plaid Consumer Report CRA API

Plaid's Consumer Report CRA is part of the Plaid open-finance platform, exposing 9 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers se...

Plaid Statements API

Plaid's Statements is part of the Plaid open-finance platform, exposing 3 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely co...

Plaid Payment Initiation API

Plaid's Payment Initiation is part of the Plaid open-finance platform, exposing 12 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers se...

Plaid Payment Profile API

Plaid's Payment Profile is part of the Plaid open-finance platform, exposing 4 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers secure...

Plaid Virtual Accounts Wallet API

Plaid's Virtual Accounts Wallet is part of the Plaid open-finance platform, exposing 6 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developer...

Plaid Institutions API

Plaid's Institutions is part of the Plaid open-finance platform, exposing 3 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely ...

Plaid Item API

Plaid's Item is part of the Plaid open-finance platform, exposing 14 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely connect...

Plaid Link API

Plaid's Link is part of the Plaid open-finance platform, exposing 4 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely connect ...

Plaid Hosted Link Delivery API

Plaid's Hosted Link Delivery is part of the Plaid open-finance platform, exposing 2 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers s...

Plaid Processor API

Plaid's Processor is part of the Plaid open-finance platform, exposing 21 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely co...

Plaid Partner API

Plaid's Partner is part of the Plaid open-finance platform, exposing 5 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely conne...

Plaid Sandbox API

Plaid's Sandbox is part of the Plaid open-finance platform, exposing 23 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securely conn...

Plaid Deposit Switch API

Plaid's Deposit Switch is part of the Plaid open-finance platform, exposing 4 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers securel...

Plaid Core Exchange FDX API

Plaid's Core Exchange FDX is part of the Plaid open-finance platform, exposing 1 documented endpoint(s) under the Plaid REST API at production.plaid.com. It lets developers secu...

Scroll for all 31

Postman Collections 31

Ready-to-run Postman collections for exercising this provider's APIs.

Plaid auth/

POSTMAN

Plaid beacon/

POSTMAN

Plaid cra/

POSTMAN

Plaid credit/

POSTMAN

Plaid fdx/

POSTMAN

Plaid income/

POSTMAN

Plaid item/

POSTMAN

Plaid link/

POSTMAN

Plaid signal/

POSTMAN

Plaid wallet/

POSTMAN

Scroll for all 31

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

plaid-mcp.yml

MCP SERVER

GraphQL 1

GraphQL schemas published by this provider.

Plaid GraphQL

Plaid does not offer a native public GraphQL API. All Plaid APIs are REST-based, accessed via POST requests to `https://production.plaid.com` with JSON request/response bodies a...

GRAPHQL

Pricing Plans 1

Published pricing tiers and plan structures.

Plaid Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Plaid Rate Limits

4 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Plaid Finops

FINOPS

Features 17

Notable capabilities this provider offers.

Auth API for ACH account/routing verification (~$1.50/linked account)
Identity API for KYC name/address/phone match (~$0.30/call)
Income API for income verification
Transactions API with /sync cursor for incremental pulls (~$0.45/call)
Balance API for real-time balance check (~$0.10/call)
Investments, Liabilities, Assets, Statements products
Plaid Link prebuilt UI for OAuth bank connection
12,000+ supported financial institutions
Sandbox environment with synthetic data
Default 100 req/day/Item rate limit
Webhooks for transaction updates and item events
Pay-as-you-go default; Growth tier with discounts and SSO
Custom contracts $1k-$10k+/month with 30-50% volume discounts at scale
Plaid Beacon for fraud network signals
Plaid Transfer for ACH payment initiation
Plaid Signal for ACH risk scoring
Core Exchange: Plaid's FDX-aligned data-access API for data providers

Scroll for all 17

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Plaid Webhooks

AsyncAPI 2.6 specification for the Plaid webhook surface. Plaid delivers asynchronous notifications via HTTP POST to the URL registered on an Item (`webhook` parameter in `/link...

ASYNCAPI

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

Plaid API Rules

9 rules · 1 errors 8 warnings

SPECTRAL

Plaid API Rules

8 rules · 1 errors 7 warnings

SPECTRAL

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Plaid Authentication

apiKey · 3 schemes

SECURITY

Plaid Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Plaid Trust Center

SOC 2, ISO 27001

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Plaid Agentic Access

577 operations · 577 acting · 12 human-in-the-loop

577 operations · 577 acting

AGENTIC

Resources

Get Started 5

Portal, sign-up, and the first successful call

Documentation 3

Reference material describing how the API behaves

Agent Surfaces 6

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 10

Pagination, idempotency, versioning, errors, and events

Scroll for all 10

Build 9

SDKs, sample code, and the tooling you integrate with

Scroll for all 9

Access & Security 4

Authentication, authorization, and security posture

Operate 5

Status, limits, changes, and where to get help

Commercial 5

Pricing, plans, and the legal terms of use

Company 4

The organization behind the API

Other 2

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: plaid
name: Plaid
url: https://raw.githubusercontent.com/api-evangelist/plaid/refs/heads/main/apis.yml
description: Plaid is a US financial-technology company and data-network aggregator that provides an API platform for businesses
  to securely connect with their users' bank and financial accounts. Plaid acts as the interface between 12,000+ financial
  institutions and third-party applications, powering bank-account verification (Auth, Balance, Identity), transactions and
  enrichment, income and asset verification, lending data (Assets, Liabilities, Investments, Consumer Report/CRA), risk and
  fraud tooling (Signal, Beacon, Monitor watchlist screening, Identity Verification), and money movement (Transfer, Payment
  Initiation, Virtual Accounts). Developers integrate through Plaid Link, a self-serve dashboard, client credentials, per-Item
  access tokens, and a publicly published OpenAPI definition. In the US voluntary open-finance landscape Plaid is an aggregator,
  and it also operates Core Exchange, its FDX-aligned data-access API for data providers, positioning it for CFPB 1033 open-banking
  rules.
kind: company
tags:
- Financial
- Fintech
- Open Banking
- Bank Accounts
- Data Aggregation
- Payments
- United States
accessModel:
  pricing: paid
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Paid · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/plaid.png
score: 1200
created: '2024-07-07T00:00:00.000Z'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- aid: plaid:plaid-auth-api
  name: Plaid Auth API
  description: Plaid's Auth is part of the Plaid open-finance platform, exposing 3 documented endpoint(s) under the Plaid
    REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts across
    12,000+ US and international institutions and consume auth data or actions. Access uses client_id + secret credentials
    with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested from Plaid's
    plaid-openapi repository.
  humanURL: https://plaid.com/docs/auth/
  baseURL: https://production.plaid.com
  tags:
  - Auth
  - ACH
  - Account Verification
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-auth--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/auth/
- aid: plaid:plaid-accounts-api
  name: Plaid Balance API
  description: Plaid's Balance is part of the Plaid open-finance platform, exposing 2 documented endpoint(s) under the Plaid
    REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts across
    12,000+ US and international institutions and consume balance data or actions. Access uses client_id + secret credentials
    with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested from Plaid's
    plaid-openapi repository.
  humanURL: https://plaid.com/docs/balance/
  baseURL: https://production.plaid.com
  tags:
  - Balance
  - Accounts
  - Real-Time
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-accounts--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/balance/
- aid: plaid:plaid-identity-api
  name: Plaid Identity API
  description: Plaid's Identity is part of the Plaid open-finance platform, exposing 6 documented endpoint(s) under the Plaid
    REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts across
    12,000+ US and international institutions and consume identity data or actions. Access uses client_id + secret credentials
    with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested from Plaid's
    plaid-openapi repository.
  humanURL: https://plaid.com/docs/identity/
  baseURL: https://production.plaid.com
  tags:
  - Identity
  - KYC
  - Account Owner
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-identity--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/identity/
- aid: plaid:plaid-identity-verification-api
  name: Plaid Identity Verification API
  description: Plaid's Identity Verification is part of the Plaid open-finance platform, exposing 5 documented endpoint(s)
    under the Plaid REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial
    accounts across 12,000+ US and international institutions and consume identity verification data or actions. Access uses
    client_id + secret credentials with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI
    definition harvested from Plaid's plaid-openapi repository.
  humanURL: https://plaid.com/docs/identity-verification/
  baseURL: https://production.plaid.com
  tags:
  - Identity Verification
  - KYC
  - Onboarding
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-identity-verification--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/identity-verification/
- aid: plaid:plaid-watchlist-screening-api
  name: Plaid Monitor Watchlist Screening API
  description: Plaid's Monitor Watchlist Screening is part of the Plaid open-finance platform, exposing 20 documented endpoint(s)
    under the Plaid REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial
    accounts across 12,000+ US and international institutions and consume monitor watchlist screening data or actions. Access
    uses client_id + secret credentials with a Plaid-Version header, an access_token per linked Item, and a real published
    OpenAPI definition harvested from Plaid's plaid-openapi repository.
  humanURL: https://plaid.com/docs/monitor/
  baseURL: https://production.plaid.com
  tags:
  - Watchlist Screening
  - AML
  - Compliance
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-watchlist-screening--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/monitor/
- aid: plaid:plaid-beacon-api
  name: Plaid Beacon API
  description: Plaid's Beacon is part of the Plaid open-finance platform, exposing 12 documented endpoint(s) under the Plaid
    REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts across
    12,000+ US and international institutions and consume beacon data or actions. Access uses client_id + secret credentials
    with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested from Plaid's
    plaid-openapi repository.
  humanURL: https://plaid.com/docs/beacon/
  baseURL: https://production.plaid.com
  tags:
  - Fraud
  - Beacon
  - Risk Network
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-beacon--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/beacon/
- aid: plaid:plaid-signal-api
  name: Plaid Signal API
  description: Plaid's Signal is part of the Plaid open-finance platform, exposing 8 documented endpoint(s) under the Plaid
    REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts across
    12,000+ US and international institutions and consume signal data or actions. Access uses client_id + secret credentials
    with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested from Plaid's
    plaid-openapi repository.
  humanURL: https://plaid.com/docs/signal/
  baseURL: https://production.plaid.com
  tags:
  - Signal
  - ACH Risk
  - Scoring
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-signal--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/signal/
- aid: plaid:plaid-transfer-api
  name: Plaid Transfer API
  description: Plaid's Transfer is part of the Plaid open-finance platform, exposing 49 documented endpoint(s) under the Plaid
    REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts across
    12,000+ US and international institutions and consume transfer data or actions. Access uses client_id + secret credentials
    with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested from Plaid's
    plaid-openapi repository.
  humanURL: https://plaid.com/docs/transfer/
  baseURL: https://production.plaid.com
  tags:
  - Transfer
  - ACH
  - Payments
  - RTP
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-transfer--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/transfer/
- aid: plaid:plaid-bank-transfer-api
  name: Plaid Bank Transfer API
  description: Plaid's Bank Transfer is part of the Plaid open-finance platform, exposing 13 documented endpoint(s) under
    the Plaid REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts
    across 12,000+ US and international institutions and consume bank transfer data or actions. Access uses client_id + secret
    credentials with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested
    from Plaid's plaid-openapi repository.
  humanURL: https://plaid.com/docs/transfer/
  baseURL: https://production.plaid.com
  tags:
  - Bank Transfer
  - ACH
  - Payments
  - Legacy
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-bank-transfer--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/transfer/
- aid: plaid:plaid-transactions-api
  name: Plaid Transactions API
  description: Plaid's Transactions is part of the Plaid open-finance platform, exposing 17 documented endpoint(s) under the
    Plaid REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts
    across 12,000+ US and international institutions and consume transactions data or actions. Access uses client_id + secret
    credentials with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested
    from Plaid's plaid-openapi repository.
  humanURL: https://plaid.com/docs/transactions/
  baseURL: https://production.plaid.com
  tags:
  - Transactions
  - Categorization
  - Sync
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-transactions--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/transactions/
- aid: plaid:plaid-categories-api
  name: Plaid Categories API
  description: Plaid's Categories is part of the Plaid open-finance platform, exposing 1 documented endpoint(s) under the
    Plaid REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts
    across 12,000+ US and international institutions and consume categories data or actions. Access uses client_id + secret
    credentials with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested
    from Plaid's plaid-openapi repository.
  humanURL: https://plaid.com/docs/transactions/
  baseURL: https://production.plaid.com
  tags:
  - Categories
  - Transactions
  - Taxonomy
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-categories--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/transactions/
- aid: plaid:plaid-investments-api
  name: Plaid Investments API
  description: Plaid's Investments is part of the Plaid open-finance platform, exposing 4 documented endpoint(s) under the
    Plaid REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts
    across 12,000+ US and international institutions and consume investments data or actions. Access uses client_id + secret
    credentials with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested
    from Plaid's plaid-openapi repository.
  humanURL: https://plaid.com/docs/investments/
  baseURL: https://production.plaid.com
  tags:
  - Investments
  - Holdings
  - Brokerage
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-investments--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/investments/
- aid: plaid:plaid-liabilities-api
  name: Plaid Liabilities API
  description: Plaid's Liabilities is part of the Plaid open-finance platform, exposing 2 documented endpoint(s) under the
    Plaid REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts
    across 12,000+ US and international institutions and consume liabilities data or actions. Access uses client_id + secret
    credentials with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested
    from Plaid's plaid-openapi repository.
  humanURL: https://plaid.com/docs/liabilities/
  baseURL: https://production.plaid.com
  tags:
  - Liabilities
  - Loans
  - Credit Cards
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-liabilities--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/liabilities/
- aid: plaid:plaid-asset-report-api
  name: Plaid Assets API
  description: Plaid's Assets is part of the Plaid open-finance platform, exposing 10 documented endpoint(s) under the Plaid
    REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts across
    12,000+ US and international institutions and consume assets data or actions. Access uses client_id + secret credentials
    with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested from Plaid's
    plaid-openapi repository.
  humanURL: https://plaid.com/docs/assets/
  baseURL: https://production.plaid.com
  tags:
  - Assets
  - Asset Report
  - Lending
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-asset-report--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/assets/
- aid: plaid:plaid-income-api
  name: Plaid Income API
  description: Plaid's Income is part of the Plaid open-finance platform, exposing 6 documented endpoint(s) under the Plaid
    REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts across
    12,000+ US and international institutions and consume income data or actions. Access uses client_id + secret credentials
    with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested from Plaid's
    plaid-openapi repository.
  humanURL: https://plaid.com/docs/income/
  baseURL: https://production.plaid.com
  tags:
  - Income
  - Verification
  - Payroll
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-income--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/income/
- aid: plaid:plaid-employers-api
  name: Plaid Employers API
  description: Plaid's Employers is part of the Plaid open-finance platform, exposing 1 documented endpoint(s) under the Plaid
    REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts across
    12,000+ US and international institutions and consume employers data or actions. Access uses client_id + secret credentials
    with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested from Plaid's
    plaid-openapi repository.
  humanURL: https://plaid.com/docs/income/
  baseURL: https://production.plaid.com
  tags:
  - Employers
  - Income
  - Search
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-employers--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/income/
- aid: plaid:plaid-credit-api
  name: Plaid Credit API
  description: Plaid's Credit is part of the Plaid open-finance platform, exposing 23 documented endpoint(s) under the Plaid
    REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts across
    12,000+ US and international institutions and consume credit data or actions. Access uses client_id + secret credentials
    with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested from Plaid's
    plaid-openapi repository.
  humanURL: https://plaid.com/docs/income/
  baseURL: https://production.plaid.com
  tags:
  - Credit
  - Income
  - Assets
  - Bank Income
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-credit--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/income/
- aid: plaid:plaid-cra-api
  name: Plaid Consumer Report CRA API
  description: Plaid's Consumer Report CRA is part of the Plaid open-finance platform, exposing 9 documented endpoint(s) under
    the Plaid REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts
    across 12,000+ US and international institutions and consume consumer report cra data or actions. Access uses client_id
    + secret credentials with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition
    harvested from Plaid's plaid-openapi repository.
  humanURL: https://plaid.com/docs/check/
  baseURL: https://production.plaid.com
  tags:
  - Consumer Report
  - CRA
  - Cash Flow
  - Underwriting
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-cra--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/check/
- aid: plaid:plaid-statements-api
  name: Plaid Statements API
  description: Plaid's Statements is part of the Plaid open-finance platform, exposing 3 documented endpoint(s) under the
    Plaid REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts
    across 12,000+ US and international institutions and consume statements data or actions. Access uses client_id + secret
    credentials with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested
    from Plaid's plaid-openapi repository.
  humanURL: https://plaid.com/docs/statements/
  baseURL: https://production.plaid.com
  tags:
  - Statements
  - PDF
  - Documents
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-statements--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/statements/
- aid: plaid:plaid-payment-initiation-api
  name: Plaid Payment Initiation API
  description: Plaid's Payment Initiation is part of the Plaid open-finance platform, exposing 12 documented endpoint(s) under
    the Plaid REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts
    across 12,000+ US and international institutions and consume payment initiation data or actions. Access uses client_id
    + secret credentials with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition
    harvested from Plaid's plaid-openapi repository.
  humanURL: https://plaid.com/docs/payment-initiation/
  baseURL: https://production.plaid.com
  tags:
  - Payment Initiation
  - Open Banking
  - Payments
  - Financial
  - Fintech
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-payment-initiation--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/payment-initiation/
- aid: plaid:plaid-payment-profile-api
  name: Plaid Payment Profile API
  description: Plaid's Payment Profile is part of the Plaid open-finance platform, exposing 4 documented endpoint(s) under
    the Plaid REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts
    across 12,000+ US and international institutions and consume payment profile data or actions. Access uses client_id +
    secret credentials with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition
    harvested from Plaid's plaid-openapi repository.
  humanURL: https://plaid.com/docs/payment-initiation/
  baseURL: https://production.plaid.com
  tags:
  - Payment Profile
  - Payment Initiation
  - Payments
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-payment-profile--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/payment-initiation/
- aid: plaid:plaid-wallet-api
  name: Plaid Virtual Accounts Wallet API
  description: Plaid's Virtual Accounts Wallet is part of the Plaid open-finance platform, exposing 6 documented endpoint(s)
    under the Plaid REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial
    accounts across 12,000+ US and international institutions and consume virtual accounts wallet data or actions. Access
    uses client_id + secret credentials with a Plaid-Version header, an access_token per linked Item, and a real published
    OpenAPI definition harvested from Plaid's plaid-openapi repository.
  humanURL: https://plaid.com/docs/api/products/virtual-accounts/
  baseURL: https://production.plaid.com
  tags:
  - Virtual Accounts
  - Wallet
  - e-Wallet
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-wallet--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/api/products/virtual-accounts/
- aid: plaid:plaid-institutions-api
  name: Plaid Institutions API
  description: Plaid's Institutions is part of the Plaid open-finance platform, exposing 3 documented endpoint(s) under the
    Plaid REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts
    across 12,000+ US and international institutions and consume institutions data or actions. Access uses client_id + secret
    credentials with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested
    from Plaid's plaid-openapi repository.
  humanURL: https://plaid.com/docs/api/institutions/
  baseURL: https://production.plaid.com
  tags:
  - Institutions
  - Coverage
  - Metadata
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-institutions--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/api/institutions/
- aid: plaid:plaid-item-api
  name: Plaid Item API
  description: Plaid's Item is part of the Plaid open-finance platform, exposing 14 documented endpoint(s) under the Plaid
    REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts across
    12,000+ US and international institutions and consume item data or actions. Access uses client_id + secret credentials
    with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested from Plaid's
    plaid-openapi repository.
  humanURL: https://plaid.com/docs/api/items/
  baseURL: https://production.plaid.com
  tags:
  - Item
  - Access Token
  - Connection
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-item--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/api/items/
- aid: plaid:plaid-link-api
  name: Plaid Link API
  description: Plaid's Link is part of the Plaid open-finance platform, exposing 4 documented endpoint(s) under the Plaid
    REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts across
    12,000+ US and international institutions and consume link data or actions. Access uses client_id + secret credentials
    with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested from Plaid's
    plaid-openapi repository.
  humanURL: https://plaid.com/docs/link/
  baseURL: https://production.plaid.com
  tags:
  - Link
  - OAuth
  - Onboarding UI
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-link--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/link/
- aid: plaid:plaid-link-delivery-api
  name: Plaid Hosted Link Delivery API
  description: Plaid's Hosted Link Delivery is part of the Plaid open-finance platform, exposing 2 documented endpoint(s)
    under the Plaid REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial
    accounts across 12,000+ US and international institutions and consume hosted link delivery data or actions. Access uses
    client_id + secret credentials with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI
    definition harvested from Plaid's plaid-openapi repository.
  humanURL: https://plaid.com/docs/link/
  baseURL: https://production.plaid.com
  tags:
  - Hosted Link
  - Link
  - Delivery
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-link-delivery--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/link/
- aid: plaid:plaid-processor-api
  name: Plaid Processor API
  description: Plaid's Processor is part of the Plaid open-finance platform, exposing 21 documented endpoint(s) under the
    Plaid REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts
    across 12,000+ US and international institutions and consume processor data or actions. Access uses client_id + secret
    credentials with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested
    from Plaid's plaid-openapi repository.
  humanURL: https://plaid.com/docs/api/processor-partners/
  baseURL: https://production.plaid.com
  tags:
  - Processor
  - Partners
  - Tokens
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-processor--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/api/processor-partners/
- aid: plaid:plaid-partner-api
  name: Plaid Partner API
  description: Plaid's Partner is part of the Plaid open-finance platform, exposing 5 documented endpoint(s) under the Plaid
    REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts across
    12,000+ US and international institutions and consume partner data or actions. Access uses client_id + secret credentials
    with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested from Plaid's
    plaid-openapi repository.
  humanURL: https://plaid.com/docs/api/partner/
  baseURL: https://production.plaid.com
  tags:
  - Partner
  - Reseller
  - Onboarding
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-partner--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/api/partner/
- aid: plaid:plaid-sandbox-api
  name: Plaid Sandbox API
  description: Plaid's Sandbox is part of the Plaid open-finance platform, exposing 23 documented endpoint(s) under the Plaid
    REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts across
    12,000+ US and international institutions and consume sandbox data or actions. Access uses client_id + secret credentials
    with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested from Plaid's
    plaid-openapi repository.
  humanURL: https://plaid.com/docs/sandbox/
  baseURL: https://production.plaid.com
  tags:
  - Sandbox
  - Testing
  - Simulation
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-sandbox--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/sandbox/
- aid: plaid:plaid-deposit-switch-api
  name: Plaid Deposit Switch API
  description: Plaid's Deposit Switch is part of the Plaid open-finance platform, exposing 4 documented endpoint(s) under
    the Plaid REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts
    across 12,000+ US and international institutions and consume deposit switch data or actions. Access uses client_id + secret
    credentials with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition harvested
    from Plaid's plaid-openapi repository.
  humanURL: https://plaid.com/docs/
  baseURL: https://production.plaid.com
  tags:
  - Deposit Switch
  - Direct Deposit
  - Legacy
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-deposit-switch--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/
- aid: plaid:plaid-fdx-api
  name: Plaid Core Exchange FDX API
  description: Plaid's Core Exchange FDX is part of the Plaid open-finance platform, exposing 1 documented endpoint(s) under
    the Plaid REST API at production.plaid.com. It lets developers securely connect to end users' bank and financial accounts
    across 12,000+ US and international institutions and consume core exchange fdx data or actions. Access uses client_id
    + secret credentials with a Plaid-Version header, an access_token per linked Item, and a real published OpenAPI definition
    harvested from Plaid's plaid-openapi repository.
  humanURL: https://plaid.com/docs/api/
  baseURL: https://production.plaid.com
  tags:
  - FDX
  - Core Exchange
  - Open Finance
  - Data Provider
  - Financial
  - Fintech
  - Open Banking
  - Data Aggregation
  - United States
  properties:
  - type: OpenAPI
    url: openapi/plaid-fdx--openapi.yml
  - type: Documentation
    url: https://plaid.com/docs/api/
common:
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/plaid/overview
- type: Website
  url: https://plaid.com/
- type: DeveloperPortal
  url: https://plaid.com/docs/
- type: Documentation
  url: https://plaid.com/docs/api/
- type: GitHubOrganization
  url: https://github.com/plaid
- type: LinkedIn
  url: https://www.linkedin.com/company/plaid-
- type: Blog
  url: https://plaid.com/blog/
- type: BlogRSS
  url: https://plaid.com/blog/rss.xml
- type: Pricing
  url: https://plaid.com/pricing/
- type: TermsOfService
  url: https://plaid.com/legal/
- type: PrivacyPolicy
  url: https://plaid.com/legal/#privacy-policy
- type: Support
  url: https://plaid.com/docs/support/
- type: StatusPage
  url: https://status.plaid.com/
- type: Quickstarts
  url: https://plaid.com/docs/quickstart/
- type: Sandbox
  url: https://plaid.com/docs/sandbox/
- type: ErrorCodes
  url: https://plaid.com/docs/errors/
- type: Libraries
  url: https://plaid.com/doc

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# Full source: https://raw.githubusercontent.com/api-evangelist/plaid/refs/heads/main/apis.yml