Plaid website screenshot

Plaid

Plaid is a financial technology company that provides an API platform for businesses to connect with user's financial accounts and facilitate transactions. Plaid's technology enables applications to securely access and authenticate user banking information, allowing them to offer services such as bank account verification, payment initiation, and personal finance management. By acting as the interface between financial institutions and third-party platforms, Plaid streamlines the process of integrating financial data into software applications, enabling businesses to create innovative and user-friendly financial products.

39 APIs 16 Features
Bank AccountsFinancial

APIs

Plaid Asset Report API

Plaid Asset Report API is a powerful tool that allows users to access detailed information on their financial assets and liabilities. By aggregating data from various financial ...

Plaid Base Report API

The Plaid Base Report API is a tool that allows users to access and analyze detailed financial data from various sources, such as bank accounts, credit cards, and investment acc...

Plaid Consumer Report API

The Plaid Consumer Report API allows businesses to access detailed financial data about their customers in order to make more informed decisions. By connecting to customers' ban...

Plaid Statements API

Plaid Statements API allows developers to access and retrieve bank statement data from their users' bank accounts. This data includes information such as transaction history, ac...

Plaid Item API

The Plaid Item API is a tool that allows developers to retrieve detailed information about a user's financial accounts and transactions. By connecting to a user's bank or credit...

Plaid Application API

The Plaid Application API is a financial technology tool that allows developers to easily access and integrate with a wealth of financial data and services. This API helps devel...

Plaid Profile API

Plaid Profile API is a tool that allows developers to securely access detailed information about their users' financial profiles. By integrating this API into their applications...

Plaid Auth API

Plaid Auth API is a powerful tool that allows developers to securely access and retrieve financial data from users bank accounts. By integrating with this API, developers can st...

Plaid Transactions API

Plaid Transactions API is a powerful tool that allows developers to access detailed, clean, and categorized transaction data from users' financial accounts in real-time. By inte...

Plaid Institutions API

Plaid Institutions API is a tool designed to make it easier for developers to integrate financial institutions into their applications. By using this API, developers can access ...

Plaid Categories API

The Plaid Categories API is a tool that provides developers with access to a comprehensive list of financial categories that can be used to classify transactions. This API allow...

Plaid Sandbox API

The Plaid Sandbox API is a tool that allows developers to easily test and experiment with the Plaid platform in a simulated environment. This API enables users to create and acc...

Plaid Accounts API

Plaid Accounts API is a financial technology tool that enables developers to securely access and retrieve detailed information about a user's banking and financial accounts. By ...

Plaid Entity API - DELETE

Needs description.

Plaid Dashboard User API

The Plaid Dashboard User API is designed to provide users with comprehensive access to their financial data from various institutions in one centralized location. By connecting ...

Plaid Entity Verification API

Plaid Entity Verification API is a powerful tool that allows businesses to verify the identity and ownership of individuals or entities with ease. With this API, companies can q...

Plaid Watchlist Screening API

Plaid Watchlist Screening API is a tool that helps companies comply with regulations by screening individuals and entities against various watchlists and sanctions lists. This A...

Plaid Beacon API

Plaid Beacon API is a powerful tool that allows developers to securely access and share financial data with authorized third parties. By integrating this API into their applicat...

Plaid Processor API

The Plaid Processor API is a powerful tool that allows developers to easily integrate and access financial data from thousands of financial institutions. By using the API, devel...

Plaid Webhook Verification API

Plaid Webhook Verification API is a tool designed to help businesses verify the authenticity of webhook notifications sent by Plaid, a popular financial technology platform. Thi...

Plaid Liabilities API

The Plaid Liabilities API is a financial tool that allows developers to access detailed information about a user's liabilities, such as credit card balances, loans, and other de...

Plaid Payment Initiation API

The Plaid Payment Initiation API allows businesses to initiate payments directly from their customers' bank accounts, providing a seamless and convenient way to facilitate trans...

Plaid Beacon API

Plaid Beacon API is a powerful tool that allows developers to securely access and share financial data with authorized third parties. By integrating this API into their applicat...

Plaid Credit API

Plaid Credit API is a financial service that allows users to access their credit information in real time. By connecting to various financial institutions, Plaid Credit API can ...

Plaid Investments API

Plaid Investments API is a powerful tool that allows developers to easily access and integrate investment data into their applications. By connecting directly to financial insti...

Plaid Deposit Switch API

The Plaid Deposit Switch API is a powerful tool that allows users to easily switch their direct deposit information from one financial institution to another. This API streamlin...

Plaid Link API

Plaid Link API is a tool designed to simplify the process of connecting users' financial accounts to third-party applications. By providing a secure and seamless way for users t...

Plaid Transfer API

Plaid Transfer API is a powerful tool that enables developers to easily integrate ACH (Automated Clearing House) payments into their applications. This API allows users to secur...

Plaid Bank Transfer API

Plaid Bank Transfer API is a service that allows developers to securely initiate and manage bank transfers within their applications. By integrating this API, developers can str...

Plaid Employers API

The Plaid Employers API is a tool that allows businesses to securely access and verify their employees' income and employment information. By integrating with the API, employers...

Plaid Income API

Plaid Income API is a powerful tool that allows developers to access and analyze a user's income information quickly and securely. By integrating this API into their application...

Plaid Beta API

Plaid Beta API is a powerful tool that enables developers to access and utilize financial data from various institutions. By integrating with Plaid's API, developers can securel...

Plaid Signal API

The Plaid Signal API is a powerful tool that allows developers to receive real-time notifications and alerts about their users' financial activities. By integrating this API int...

Plaid Wallet API

Plaid Wallet API is a powerful tool that allows developers to easily integrate financial data and transaction capabilities into their apps and websites. With Plaid Wallet API, u...

Plaid Paymet Profile API - DELETE

Plaid Payment Profile API - DELETE is a feature that allows users to delete a payment profile from their account. This function can be useful for users who no longer want a part...

Plaid Sandb Ox API

Plaid Sandbox API is a tool provided by Plaid that allows developers to test and experiment with their applications in a simulated environment. The API provides access to a vari...

Plaid Partner API

The Plaid Partner API is a powerful tool that allows developers to seamlessly integrate financial services and applications with their own platforms. By providing a secure and r...

Plaid Link Delivery API

Plaid Link Delivery API is a powerful tool that allows developers to seamlessly integrate Plaid's account linking technology into their applications. This API streamlines the pr...

Plaid FDX API

Plaid FDX API is a powerful tool that allows developers to easily access financial data from a variety of sources, including banks, credit unions, and other financial institutio...

GraphQL

Plaid GraphQL

Plaid does not offer a native public GraphQL API. All Plaid APIs are REST-based, accessed via POST requests to `https://production.plaid.com` with JSON request/response bodies a...

GRAPHQL

Pricing Plans

Plaid Plans Pricing

3 plans

PLANS

Rate Limits

Plaid Rate Limits

4 limits

RATE LIMITS

FinOps

Plaid Finops

FINOPS

Features

Auth API for ACH account/routing verification (~$1.50/linked account)
Identity API for KYC name/address/phone match (~$0.30/call)
Income API for income verification
Transactions API with /sync cursor for incremental pulls (~$0.45/call)
Balance API for real-time balance check (~$0.10/call)
Investments, Liabilities, Assets, Statements products
Plaid Link prebuilt UI for OAuth bank connection
12,000+ supported financial institutions
Sandbox environment with synthetic data
Default 100 req/day/Item rate limit
Webhooks for transaction updates and item events
Pay-as-you-go default; Growth tier with discounts and SSO
Custom contracts $1k-$10k+/month with 30-50% volume discounts at scale
Plaid Beacon for fraud network signals
Plaid Transfer for ACH payment initiation
Plaid Signal for ACH risk scoring

Event Specifications

Plaid Webhooks

AsyncAPI 2.6 specification for the Plaid webhook surface. Plaid delivers asynchronous notifications via HTTP POST to the URL registered on an Item (`webhook` parameter in `/link...

ASYNCAPI

Visuals

View API subway map

Resources

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GitHubOrganization
GitHubOrganization
🔗
LinkedIn
LinkedIn
🌐
Portal
Portal
🚀
Quickstarts
Quickstarts
🔗
Sandbox
Sandbox
💻
ErrorCodes
ErrorCodes
🔗
Launch Checklist
Launch Checklist
💬
Support
Support
📄
ChangeLog
ChangeLog
🔗
Login
Login
🔗
Libraries
Libraries
🔗
Versions
Versions
🔗
PostmanCollection
PostmanCollection
🔗
Webhooks
Webhooks
🔗
LlmsText
LlmsText

Sources

Raw ↑
aid: plaid
url: https://raw.githubusercontent.com/api-evangelist/plaid/refs/heads/main/apis.yml
apis:
- aid: plaid:plaid-asset-report-api
  name: Plaid Asset Report API
  tags:
  - Assets
  - Audit
  - Copy
  - Credit
  - Endpoints
  - Filter
  - Format
  - Freddie
  - PDF
  - Refresh
  - Reports
  score: 428
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/api/products/assets/
  overlays:
  - url: overlays/plaid-asset-report--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-asset-report--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-asset-report--openapi-original.yml
    type: OpenAPI
  - url: https://plaid.com/docs/api/products/assets/
    type: Documentation
  - url: graphql/plaid-graphql.md
    type: GraphQL
  description: Plaid Asset Report API is a powerful tool that allows users to access detailed information on their financial
    assets and liabilities. By aggregating data from various financial institutions, the API provides a comprehensive overview
    of an individual's financial standing, including account balances, transaction history, and asset allocation. This data
    can be invaluable for individuals looking to track their financial health, make informed investment decisions, or plan
    for future expenses. With the Plaid Asset Report API, users can quickly and securely access their financial information
    in real-time, allowing for greater insight and control over their financial well-being.
- aid: plaid:plaid-base-report-api
  name: Plaid Base Report API
  tags:
  - Accounts
  - Applicants
  - Applications
  - Bank
  - Base
  - Cash
  - CRA
  - Data
  - Decisions
  - Flows
  - Income
  - Information
  - Insights
  - Loan
  - Loans
  - Partners
  - Register
  - Reports
  - Unregister
  - Used
  - Verification
  score: 213
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/check/api/
  overlays:
  - url: overlays/plaid-cra--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-cra--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-cra--openapi-original.yml
    type: OpenAPI
  description: The Plaid Base Report API is a tool that allows users to access and analyze detailed financial data from various
    sources, such as bank accounts, credit cards, and investment accounts. This API provides a comprehensive overview of an
    individual's financial transactions and balances, allowing users to track their spending habits, monitor their financial
    health, and make informed decisions about their financial future. With the Plaid Base Report API, users can securely and
    efficiently access their financial information in one centralized location, making it easier to manage and optimize their
    financial well-being.
- aid: plaid:plaid-consumer-report-api
  name: Plaid Consumer Report API
  tags: []
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/check/api/
  overlays:
  - url: overlays/plaid-consumer-report-pdf-get--openapi-search.yml
    type: OpenAPI
  properties:
  - url: openapi/plaid-consumer-report-pdf-get--openapi-original.yml
    type: OpenAPI
  description: The Plaid Consumer Report API allows businesses to access detailed financial data about their customers in
    order to make more informed decisions. By connecting to customers' bank accounts and credit card accounts, the API provides
    real-time insights into their spending habits, credit history, and overall financial health. This valuable information
    can be used to personalize offerings, assess credit risk, and improve customer experiences. With the Plaid Consumer Report
    API, businesses can gain a comprehensive understanding of their customers' financial profiles, enabling them to tailor
    products and services to better meet their needs.
- aid: plaid:plaid-statements-api
  name: Plaid Statements API
  tags:
  - Associated
  - Data
  - Download
  - Items
  - Refresh
  - Single
  - Statements
  score: 155
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/api/products/statements/
  overlays:
  - url: overlays/plaid-statements--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-statements--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-statements--openapi-original.yml
    type: OpenAPI
  - url: https://plaid.com/docs/api/products/statements/
    type: Documentation
  description: Plaid Statements API allows developers to access and retrieve bank statement data from their users' bank accounts.
    This data includes information such as transaction history, account balances, and pending transactions. By integrating
    with the Plaid Statements API, developers can offer their users a comprehensive and real-time view of their financial
    transactions, making it easier for them to track their spending, budget effectively, and manage their money more efficiently.
    Additionally, Plaid's robust security measures ensure that sensitive financial information is securely transmitted and
    protected.
- aid: plaid:plaid-item-api
  name: Plaid Item API
  tags:
  - Access
  - Access Token
  - Accounts
  - Activity
  - Applications
  - Ate
  - Connected
  - Consent
  - Errors
  - Events
  - Exchange
  - Fire
  - Force
  - Historical
  - Import
  - Inval
  - Invalidate
  - Items
  - Login
  - Logs
  - Public
  - Reset
  - Sandbox
  - Scopes
  - Sets
  - States
  - Status
  - Tests
  - Tokens
  - Unlink
  - URL
  - User's
  - Users
  - Verification
  - Webhooks
  score: 760
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/api/items/
  overlays:
  - url: overlays/plaid-item--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-item--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-item--openapi-original.yml
    type: OpenAPI
  - url: https://plaid.com/docs/api/items/
    type: Documentation
  description: The Plaid Item API is a tool that allows developers to retrieve detailed information about a user's financial
    accounts and transactions. By connecting to a user's bank or credit card account through Plaid's platform, developers
    can access real-time data such as account balances, transaction history, and account details. This information can then
    be used to build tailored financial apps and services, provide personalized insights and recommendations, and streamline
    the overall financial management process for users. The Plaid Item API also offers advanced security features, ensuring
    that sensitive financial data is protected and secure.
- aid: plaid:plaid-application-api
  name: Plaid Application API
  tags: []
  score: 295
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/api/items/
  overlays:
  - url: overlays/plaid-application--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-application--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-application--openapi-original.yml
    type: OpenAPI
  - url: https://plaid.com/docs/api/items/
    type: Documentation
  description: The Plaid Application API is a financial technology tool that allows developers to easily access and integrate
    with a wealth of financial data and services. This API helps developers build applications that can securely connect to
    users' bank accounts, verify account information, authenticate transactions, and more. By leveraging the Plaid API, developers
    can create custom financial solutions that improve user experience, streamline processes, and enhance overall security.
    Overall, the Plaid Application API is a powerful tool for driving innovation and efficiency in the financial technology
    space.
- aid: plaid:plaid-profile-api
  name: Plaid Profile API
  tags: []
  score: 218
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/
  overlays:
  - url: overlays/plaid-profile--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-profile--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-profile--openapi-original.yml
    type: OpenAPI
  - url: https://plaid.com/docs/
    type: Documentation
  description: Plaid Profile API is a tool that allows developers to securely access detailed information about their users'
    financial profiles. By integrating this API into their applications, developers can retrieve data such as account balances,
    transaction history, income, and spending habits in a quick and efficient manner. This information can then be used to
    provide personalized financial services, recommendations, and insights to users. With Plaid Profile API, developers can
    streamline the onboarding process for new users, improve the user experience, and offer more tailored financial solutions.
- aid: plaid:plaid-auth-api
  name: Plaid Auth API
  tags: []
  score: 218
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/api/products/auth/
  overlays:
  - url: overlays/plaid-auth--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-auth--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-auth--openapi-original.yml
    type: OpenAPI
  - url: https://plaid.com/docs/api/products/auth/
    type: Documentation
  description: Plaid Auth API is a powerful tool that allows developers to securely access and retrieve financial data from
    users bank accounts. By integrating with this API, developers can streamline the account verification process and provide
    a seamless user experience. The API handles the authentication process and retrieves transaction history, account balances,
    and other financial information in a secure and compliant manner. This enables developers to build innovative financial
    applications, such as budgeting tools, payment solutions, and personalized financial advice services. Plaid Auth API helps
    developers to securely access and leverage financial data, ultimately enhancing the capabilities of their applications
    and delivering valuable insights to users.
- aid: plaid:plaid-transactions-api
  name: Plaid Transactions API
  tags: []
  score: 1113
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/api/products/transactions/
  overlays:
  - url: overlays/plaid-transactions--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-transactions--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-transactions--openapi-original.yml
    type: OpenAPI
  - url: https://plaid.com/docs/api/products/transactions/
    type: Documentation
  description: Plaid Transactions API is a powerful tool that allows developers to access detailed, clean, and categorized
    transaction data from users' financial accounts in real-time. By integrating with Plaid Transactions API, businesses can
    offer their customers a seamless and streamlined experience, as well as gain valuable insights into their spending habits
    and financial health. With robust security features and compliance measures in place, Plaid Transactions API ensures that
    sensitive financial information is kept safe and protected. Overall, Plaid Transactions API is a game-changer for businesses
    looking to optimize their financial services and provide personalized, data-driven experiences for their customers.
- aid: plaid:plaid-institutions-api
  name: Plaid Institutions API
  tags: []
  score: 278
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/api/institutions/
  overlays:
  - url: overlays/plaid-institutions--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-institutions--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-institutions--openapi-original.yml
    type: OpenAPI
  - url: https://plaid.com/docs/api/institutions/
    type: Documentation
  description: Plaid Institutions API is a tool designed to make it easier for developers to integrate financial institutions
    into their applications. By using this API, developers can access data from thousands of financial institutions, allowing
    users to securely connect their accounts, view balances and transaction history, and perform other financial tasks within
    the app. This API simplifies the process of working with multiple financial institutions, enabling developers to create
    more comprehensive and user-friendly financial applications. Additionally, Plaid Institutions API offers robust security
    measures to protect users' sensitive financial information, ensuring peace of mind for both developers and users.
- aid: plaid:plaid-categories-api
  name: Plaid Categories API
  tags: []
  score: 44
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/api/products/transactions/#categoriesget
  overlays:
  - url: overlays/plaid-categories--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-categories--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-categories--openapi-original.yml
    type: OpenAPI
  - url: https://plaid.com/docs/api/products/transactions/
    type: Documentation
  description: The Plaid Categories API is a tool that provides developers with access to a comprehensive list of financial
    categories that can be used to classify transactions. This API allows users to categorize transactions by different types
    such as groceries, entertainment, bills, and more. By utilizing the Plaid Categories API, developers can access and organize
    transaction data in a more efficient and accurate manner, ultimately leading to better insights into spending habits and
    financial management. This tool can be especially useful for fintech companies, budgeting apps, and personal finance tools
    looking to provide users with detailed and meaningful financial data.
- aid: plaid:plaid-sandbox-api
  name: Plaid Sandbox API
  tags: []
  score: 635
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/sandbox/
  overlays:
  - url: overlays/plaid-sandbox--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-sandbox--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-sandbox--openapi-original.yml
    type: OpenAPI
  - url: https://plaid.com/docs/sandbox/
    type: Documentation
  description: The Plaid Sandbox API is a tool that allows developers to easily test and experiment with the Plaid platform
    in a simulated environment. This API enables users to create and access fake financial accounts, transactions, and user
    profiles, allowing them to simulate real-world scenarios and interactions with the Plaid API. By using the Sandbox API,
    developers can quickly build and test applications that interact with financial data without the need for live, sensitive
    information. This API provides a safe and secure way for developers to familiarize themselves with the Plaid platform
    and streamline the development process.
- aid: plaid:plaid-accounts-api
  name: Plaid Accounts API
  tags:
  - Accounts
  - Balance
  - Data
  - Real Time
  score: 66
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/api/accounts/
  overlays:
  - url: overlays/plaid-accounts--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-accounts--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-accounts--openapi-original.yml
    type: OpenAPI
  - url: https://plaid.com/docs/api/accounts/
    type: Documentation
  description: Plaid Accounts API is a financial technology tool that enables developers to securely access and retrieve detailed
    information about a user's banking and financial accounts. By integrating with Plaid's API, developers can streamline
    the process of verifying account ownership, account balances, transaction history, and other essential financial data.
    This enables developers to build innovative new financial applications, services, and experiences that can help users
    better manage their money and make more informed financial decisions. Plaid Accounts API offers a robust and reliable
    solution for connecting with various financial institutions and retrieving accurate and up-to-date account information
    in a secure and efficient manner.
- aid: plaid:plaid-entity-api-delete
  name: Plaid Entity API - DELETE
  tags: []
  overlays:
  - url: overlays/plaid-identity--openapi-search.yml
    type: OpenAPI
  properties:
  - url: openapi/plaid-identity--openapi-original.yml
    type: OpenAPI
  description: Needs description.
- aid: plaid:plaid-dashboard-user-api
  name: Plaid Dashboard User API
  tags:
  - Dashboard
  - Users
  score: 58
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/account/activity/
  overlays:
  - url: overlays/plaid-dashboard-user--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-dashboard-user--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-dashboard-user--openapi-original.yml
    type: OpenAPI
  - url: https://plaid.com/docs/account/activity/
    type: Documentation
  description: The Plaid Dashboard User API is designed to provide users with comprehensive access to their financial data
    from various institutions in one centralized location. By connecting to multiple financial accounts, the API allows users
    to view a holistic picture of their finances, including account balances, transaction history, and spending patterns.
    This information can be used to track expenses, set budgeting goals, and better understand overall financial health. Additionally,
    the API provides real-time updates and notifications to keep users informed of any changes or trends in their financial
    situation. Overall, the Plaid Dashboard User API offers a convenient and secure way for individuals to manage and optimize
    their financial well-being.
- aid: plaid:plaid-entity-verification-api
  name: Plaid Entity Verification API
  tags:
  - Autofill
  - Entities
  - Identity
  - Retry
  - Verification
  - Verifications
  score: 122
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/api/products/identity-verification/
  overlays:
  - url: overlays/plaid-identity-verification--openapi-search.yml
    type: OpenAPI
  - url: '

      overlays/plaid-identity-verification--openapi-api-evangelist-ratings.yml'
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-identity-verification--openapi-original.yml
    type: OpenAPI
  description: Plaid Entity Verification API is a powerful tool that allows businesses to verify the identity and ownership
    of individuals or entities with ease. With this API, companies can quickly and securely verify important information such
    as names, addresses, and account ownership to ensure the legitimacy of their customers. By leveraging Plaid's extensive
    network of financial institutions and data sources, businesses can streamline their verification processes, reduce fraud,
    and enhance the overall security of their operations. This API provides a seamless and efficient solution for businesses
    looking to enhance their risk management practices and build trust with their customers.
- aid: plaid:plaid-watchlist-screening-api
  name: Plaid Watchlist Screening API
  tags:
  - Entities
  - History
  - Hit
  - Hits
  - Indiv
  - Individual
  - Person
  - Program
  - Programs
  - Reviews
  - Screening
  - Screenings
  - Ual
  - Watchlist
  score: 440
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/api/products/monitor/
  overlays:
  - url: overlays/plaid-watchlist-screening--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-watchlist-screening--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-watchlist-screening--openapi-original.yml
    type: OpenAPI
  description: Plaid Watchlist Screening API is a tool that helps companies comply with regulations by screening individuals
    and entities against various watchlists and sanctions lists. This API allows businesses to easily check if a customer
    or transaction is associated with any known criminal or illicit activities, helping them mitigate risks and ensure they
    are not inadvertently doing business with sanctioned individuals or entities. The API is easy to integrate into existing
    systems and provides real-time results, allowing businesses to make informed decisions quickly and efficiently. Overall,
    Plaid Watchlist Screening API helps companies maintain compliance and uphold their reputation by reducing the potential
    for illegal activity.
- aid: plaid:plaid-beacon-api
  name: Plaid Beacon API
  tags:
  - Accounts
  - Bank
  - Beacon
  - Data
  - Duplicate
  - Evaluate
  - History
  - Identity
  - Reports
  - Reviews
  - Risk
  - Syndication
  - Syndications
  - Users
  score: 279
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/api/products/beacon/
  overlays:
  - url: overlays/plaid-beacon--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-beacon--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-beacon--openapi-original.yml
    type: OpenAPI
  - url: https://plaid.com/docs/api/products/beacon/
    type: Documentation
  description: Plaid Beacon API is a powerful tool that allows developers to securely access and share financial data with
    authorized third parties. By integrating this API into their applications, businesses can streamline their financial processes,
    improve customer experiences, and enhance data security. With Plaid Beacon API, developers can easily connect to a variety
    of financial institutions, retrieve account balances and transaction histories, verify account ownership, and automate
    financial tasks such as payments and transfers. This API empowers businesses to leverage financial data in innovative
    ways, enabling them to make more informed decisions and provide personalized services to their customers.
- aid: plaid:plaid-processor-api
  name: Plaid Processor API
  tags:
  - Access
  - Accounts
  - ACH
  - Apex
  - Associated
  - Authentication
  - Balance
  - Bank
  - Controls
  - Data
  - Decision
  - Entities
  - Evaluate
  - Fetch
  - Identity
  - Incremental
  - Initiated
  - Liabilities
  - Match
  - Opt In
  - Permissions
  - Planned
  - Prepare
  - Processor
  - Processor's
  - Products
  - Recurring
  - Refresh
  - Reports
  - Scores
  - Sets
  - Signals
  - Streams
  - Stripe
  - Sync
  - Token's
  - Tokens
  - Transactions
  - Transfers
  - URL
  - Webhooks
  - Whether
  score: 529
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/api/processor-partners/
  overlays:
  - url: overlays/plaid-processor--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-processor--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-processor--openapi-original.yml
    type: OpenAPI
  - url: https://plaid.com/docs/api/processor-partners/
    type: Documentation
  description: The Plaid Processor API is a powerful tool that allows developers to easily integrate and access financial
    data from thousands of financial institutions. By using the API, developers can retrieve transaction data, account balances,
    and other important financial information from users' accounts. This data can then be used to power a wide range of financial
    applications, from budgeting tools to personal finance management apps. The Plaid Processor API also provides developers
    with the ability to securely authenticate users' bank accounts and make seamless transfers between accounts. Overall,
    the Plaid Processor API simplifies the process of accessing and managing financial data, making it easier for developers
    to create innovative financial products and services.
- aid: plaid:plaid-webhook-verification-api
  name: Plaid Webhook Verification API
  tags: []
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/api/webhooks/webhook-verification/
  overlays:
  - url: overlays/plaid-webhook-verification--openapi-search.yml
    type: OpenAPI
  properties:
  - url: openapi/plaid-webhook-verification--openapi-original.yml
    type: OpenAPI
  - url: asyncapi/plaid-webhooks--asyncapi-original.yml
    type: AsyncAPI
  - url: https://plaid.com/docs/api/webhooks/webhook-verification/
    type: Documentation
  description: Plaid Webhook Verification API is a tool designed to help businesses verify the authenticity of webhook notifications
    sent by Plaid, a popular financial technology platform. This API allows businesses to confirm that the incoming webhook
    notifications are indeed from Plaid and have not been tampered with during transit. By verifying the signatures attached
    to the webhook notifications, businesses can ensure the integrity and security of their data and prevent potential fraud
    or unauthorized access to sensitive information. Additionally, the Plaid Webhook Verification API helps businesses maintain
    compliance with data protection regulations and build trust with their customers by providing a secure and reliable messaging
    system.
- aid: plaid:plaid-liabilities-api
  name: Plaid Liabilities API
  tags:
  - Data
  - Liabilities
  - Processor
  score: 60
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/api/products/liabilities/
  overlays:
  - url: overlays/plaid-liabilities--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-liabilities--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-liabilities--openapi-original.yml
    type: OpenAPI
  - url: https://plaid.com/docs/api/products/liabilities/
    type: Documentation
  description: The Plaid Liabilities API is a financial tool that allows developers to access detailed information about a
    user's liabilities, such as credit card balances, loans, and other debts. By connecting with a user's financial accounts,
    the API can provide real-time updates on the status of their liabilities, including current balances, due dates, interest
    rates, and minimum payments. This information can help users better manage their debts and make more informed financial
    decisions. Additionally, developers can use the API to create innovative financial products and services that help users
    pay down their debts and improve their overall financial health.
- aid: plaid:plaid-payment-initiation-api
  name: Plaid Payment Initiation API
  tags:
  - Consent
  - Details
  - Execute
  - Existing
  - Initiation
  - Payments
  - Recipient
  - Recipients
  - Reverse
  - Revoke
  - Single
  - Tokens
  - Using
  score: 275
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/api/products/payment-initiation/
  overlays:
  - url: overlays/plaid-payment-initiation--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-payment-initiation--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-payment-initiation--openapi-original.yml
    type: OpenAPI
  - url: https://plaid.com/docs/api/products/payment-initiation/
    type: Documentation
  description: The Plaid Payment Initiation API allows businesses to initiate payments directly from their customers' bank
    accounts, providing a seamless and convenient way to facilitate transactions. By leveraging Plaid's secure infrastructure
    and established connections with financial institutions, businesses can securely transfer funds between accounts without
    the need for manual input. This API streamlines the payment process, reduces transaction costs, and minimizes the risk
    of errors or delays. With Plaid Payment Initiation API, businesses can offer their customers a more user-friendly and
    efficient payment experience.
- aid: plaid:plaid-beacon-api
  name: Plaid Beacon API
  tags:
  - Beacon
  - Data
  - History
  - Identity
  - Information
  - Reviews
  - Users
  score: 168
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/api/products/beacon/
  overlays:
  - url: overlays/plaid-user--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-user--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-user--openapi-original.yml
    type: OpenAPI
  - url: https://plaid.com/docs/api/products/beacon/
    type: Documentation
  description: Plaid Beacon API is a powerful tool that allows developers to securely access and share financial data with
    authorized third parties. By integrating this API into their applications, businesses can streamline their financial processes,
    improve customer experiences, and enhance data security. With Plaid Beacon API, developers can easily connect to a variety
    of financial institutions, retrieve account balances and transaction histories, verify account ownership, and automate
    financial tasks such as payments and transfers. This API empowers businesses to leverage financial data in innovative
    ways, enabling them to make more informed decisions and provide personalized services to their customers.
- aid: plaid:plaid-credit-api
  name: Plaid Credit API
  tags:
  - (Aka
  - (Beta)
  - (VOE)
  - Accounts
  - Assets
  - Assets),
  - Associated
  - Audit
  - Available
  - Bank
  - Beta
  - Checks
  - Clients
  - Configurations
  - Conversions
  - Copy
  - Credit
  - Data
  - Digital
  - Document(s)
  - Documents
  - Eligibility
  - Employment
  - Endpoints
  - Format
  - Fraud
  - Freddie
  - Income
  - Individual's
  - Information
  - Insights
  - Link
  - Manually
  - Notifications
  - Optimize
  - Parsing
  - Partners
  - Payroll
  - PDF
  - Precheck
  - Proactive
  - Profiles
  - Refresh
  - Relay
  - Reports
  - Risk
  - Sessions
  - Share
  - Shared
  - Signals
  - Statements
  - Subscribe
  - Summaries
  - Tokens
  - Unsubscribe
  - Uploaded
  - Uploads
  - Used
  - Users
  - Verification
  - VOA
  - Webhooks
  score: 535
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/api/products/assets/
  overlays:
  - url: overlays/plaid-credit--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-credit--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-credit--openapi-original.yml
    type: OpenAPI
  description: Plaid Credit API is a financial service that allows users to access their credit information in real time.
    By connecting to various financial institutions, Plaid Credit API can provide an overview of a users credit score, outstanding
    balances, payment history, and other important credit-related information. This data can be used by developers and businesses
    to create personalized financial tools and services that help users better manage their credit and make informed financial
    decisions. With its secure and reliable platform, Plaid Credit API simplifies the process of accessing credit information
    and empowers users to take control of their financial well-being.
- aid: plaid:plaid-investments-api
  name: Plaid Investments API
  tags:
  - Authentication
  - Authorize
  - Data
  - Holdings
  - Investments
  - Needed
  - Refresh
  - Transactions
  - Transfers
  score: 109
  baseURL: https://production.plaid.com
  humanURL: https://plaid.com/docs/investments/
  overlays:
  - url: overlays/plaid-investments--openapi-search.yml
    type: OpenAPI
  - url: overlays/plaid-investments--openapi-api-evangelist-ratings.yml
    type: API Evangelist Ratings
  properties:
  - url: openapi/plaid-investments--openapi-original.yml
    type: OpenAPI
  - url: https://plaid.com/docs/investments/
    type: Documentation
  description: Plaid Investments API is a powerful tool that allows developers to easily access and integrate investment data
    into their applications. By connecting directly to financial institutions, Plaid Investments API enables users to securely
    retrieve information about a user's investment accounts, including holdings, transactions, and performance metrics. This
    information can then be used to provide valuable insights, track investments,

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