Plaid

Plaid is a financial technology company that provides an API platform for businesses to connect with user's financial accounts and facilitate transactions. Plaid's technology enables applications to securely access and authenticate user banking information, allowing them to offer services such as bank account verification, payment initiation, and personal finance management. By acting as the interface between financial institutions and third-party platforms, Plaid streamlines the process of integrating financial data into software applications, enabling businesses to create innovative and user-friendly financial products.
39 APIs 16 Features
Bank AccountsFinancial
Income API for income verification
Transactions API with /sync cursor for incremental pulls (~$0.45/call)
Balance API for real-time balance check (~$0.10/call)
Investments, Liabilities, Assets, Statements products
Plaid Link prebuilt UI for OAuth bank connection
12,000+ supported financial institutions
Sandbox environment with synthetic data
Default 100 req/day/Item rate limit
Webhooks for transaction updates and item events
Pay-as-you-go default; Growth tier with discounts and SSO
Custom contracts $1k-$10k+/month with 30-50% volume discounts at scale
Plaid Beacon for fraud network signals
Plaid Transfer for ACH payment initiation
Plaid Signal for ACH risk scoring
Postman Collection
Sources

aid: plaid
url: https://raw.githubusercontent.com/api-evangelist/plaid/refs/heads/main/apis.yml
apis:
  - aid: plaid:plaid-asset-report-api
    name: Plaid Asset Report API
    tags:
    - Assets
    - Audit
    - Copy
    - Credit
    - Endpoints
    - Filter
    - Format
    - Freddie
    - PDF
    - Refresh
    - Reports
    score: 428
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/assets/
    overlays:
    - url: overlays/plaid-asset-report--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-asset-report--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-asset-report--openapi-original.yml
      type: OpenAPI
    - url: https://plaid.com/docs/api/products/assets/
      type: Documentation
    - type: NaftikoCapability
      url: capabilities/asset-report--plaid.yaml
    - type: NaftikoCapability
      url: capabilities/plaid-plaid.yaml
    description: Plaid Asset Report API is a powerful tool that allows users to access detailed information on their financial
      assets and liabilities. By aggregating data from various financial institutions, the API provides a comprehensive overview
      of an individual's financial standing, including account balances, transaction history, and asset allocation. This data
      can be invaluable for individuals looking to track their financial health, make informed investment decisions, or plan
      for future expenses. With the Plaid Asset Report API, users can quickly and securely access their financial information
      in real-time, allowing for greater insight and control over their financial well-being.
  - aid: plaid:plaid-base-report-api
    name: Plaid Base Report API
    tags:
    - Accounts
    - Applicants
    - Applications
    - Bank
    - Base
    - Cash
    - CRA
    - Data
    - Decisions
    - Flows
    - Income
    - Information
    - Insights
    - Loan
    - Loans
    - Partners
    - Register
    - Reports
    - Unregister
    - Used
    - Verification
    score: 213
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/check/api/
    overlays:
    - url: overlays/plaid-cra--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-cra--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-cra--openapi-original.yml
      type: OpenAPI
    - type: NaftikoCapability
      url: capabilities/cra--plaid.yaml
    description: The Plaid Base Report API is a tool that allows users to access and analyze detailed financial data from various
      sources, such as bank accounts, credit cards, and investment accounts. This API provides a comprehensive overview of an
      individual's financial transactions and balances, allowing users to track their spending habits, monitor their financial
      health, and make informed decisions about their financial future. With the Plaid Base Report API, users can securely and
      efficiently access their financial information in one centralized location, making it easier to manage and optimize their
      financial well-being.
  - aid: plaid:plaid-consumer-report-api
    name: Plaid Consumer Report API
    tags: []
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/check/api/
    overlays:
    - url: overlays/plaid-consumer-report-pdf-get--openapi-search.yml
      type: OpenAPI
    properties:
    - url: openapi/plaid-consumer-report-pdf-get--openapi-original.yml
      type: OpenAPI
    description: The Plaid Consumer Report API allows businesses to access detailed financial data about their customers in
      order to make more informed decisions. By connecting to customers' bank accounts and credit card accounts, the API provides
      real-time insights into their spending habits, credit history, and overall financial health. This valuable information
      can be used to personalize offerings, assess credit risk, and improve customer experiences. With the Plaid Consumer Report
      API, businesses can gain a comprehensive understanding of their customers' financial profiles, enabling them to tailor
      products and services to better meet their needs.
  - aid: plaid:plaid-statements-api
    name: Plaid Statements API
    tags:
    - Associated
    - Data
    - Download
    - Items
    - Refresh
    - Single
    - Statements
    score: 155
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/statements/
    overlays:
    - url: overlays/plaid-statements--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-statements--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-statements--openapi-original.yml
      type: OpenAPI
    - url: https://plaid.com/docs/api/products/statements/
      type: Documentation
    - type: NaftikoCapability
      url: capabilities/statements--plaid.yaml
    description: Plaid Statements API allows developers to access and retrieve bank statement data from their users' bank accounts.
      This data includes information such as transaction history, account balances, and pending transactions. By integrating
      with the Plaid Statements API, developers can offer their users a comprehensive and real-time view of their financial
      transactions, making it easier for them to track their spending, budget effectively, and manage their money more efficiently.
      Additionally, Plaid's robust security measures ensure that sensitive financial information is securely transmitted and
      protected.
  - aid: plaid:plaid-item-api
    name: Plaid Item API
    tags:
    - Access
    - Access Token
    - Accounts
    - Activity
    - Applications
    - Ate
    - Connected
    - Consent
    - Errors
    - Events
    - Exchange
    - Fire
    - Force
    - Historical
    - Import
    - Inval
    - Invalidate
    - Items
    - Login
    - Logs
    - Public
    - Reset
    - Sandbox
    - Scopes
    - Sets
    - States
    - Status
    - Tests
    - Tokens
    - Unlink
    - URL
    - User's
    - Users
    - Verification
    - Webhooks
    score: 760
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/items/
    overlays:
    - url: overlays/plaid-item--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-item--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-item--openapi-original.yml
      type: OpenAPI
    - url: https://plaid.com/docs/api/items/
      type: Documentation
    - type: NaftikoCapability
      url: capabilities/item--plaid.yaml
    description: The Plaid Item API is a tool that allows developers to retrieve detailed information about a user's financial
      accounts and transactions. By connecting to a user's bank or credit card account through Plaid's platform, developers
      can access real-time data such as account balances, transaction history, and account details. This information can then
      be used to build tailored financial apps and services, provide personalized insights and recommendations, and streamline
      the overall financial management process for users. The Plaid Item API also offers advanced security features, ensuring
      that sensitive financial data is protected and secure.
  - aid: plaid:plaid-application-api
    name: Plaid Application API
    tags: []
    score: 295
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/items/
    overlays:
    - url: overlays/plaid-application--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-application--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-application--openapi-original.yml
      type: OpenAPI
    - url: https://plaid.com/docs/api/items/
      type: Documentation
    - type: NaftikoCapability
      url: capabilities/application--plaid.yaml
    description: The Plaid Application API is a financial technology tool that allows developers to easily access and integrate
      with a wealth of financial data and services. This API helps developers build applications that can securely connect to
      users' bank accounts, verify account information, authenticate transactions, and more. By leveraging the Plaid API, developers
      can create custom financial solutions that improve user experience, streamline processes, and enhance overall security.
      Overall, the Plaid Application API is a powerful tool for driving innovation and efficiency in the financial technology
      space.
  - aid: plaid:plaid-profile-api
    name: Plaid Profile API
    tags: []
    score: 218
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/
    overlays:
    - url: overlays/plaid-profile--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-profile--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-profile--openapi-original.yml
      type: OpenAPI
    - url: https://plaid.com/docs/
      type: Documentation
    - type: NaftikoCapability
      url: capabilities/profile--plaid.yaml
    description: Plaid Profile API is a tool that allows developers to securely access detailed information about their users'
      financial profiles. By integrating this API into their applications, developers can retrieve data such as account balances,
      transaction history, income, and spending habits in a quick and efficient manner. This information can then be used to
      provide personalized financial services, recommendations, and insights to users. With Plaid Profile API, developers can
      streamline the onboarding process for new users, improve the user experience, and offer more tailored financial solutions.
  - aid: plaid:plaid-auth-api
    name: Plaid Auth API
    tags: []
    score: 218
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/auth/
    overlays:
    - url: overlays/plaid-auth--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-auth--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-auth--openapi-original.yml
      type: OpenAPI
    - url: https://plaid.com/docs/api/products/auth/
      type: Documentation
    - type: NaftikoCapability
      url: capabilities/auth--plaid.yaml
    description: Plaid Auth API is a powerful tool that allows developers to securely access and retrieve financial data from
      users bank accounts. By integrating with this API, developers can streamline the account verification process and provide
      a seamless user experience. The API handles the authentication process and retrieves transaction history, account balances,
      and other financial information in a secure and compliant manner. This enables developers to build innovative financial
      applications, such as budgeting tools, payment solutions, and personalized financial advice services. Plaid Auth API helps
      developers to securely access and leverage financial data, ultimately enhancing the capabilities of their applications
      and delivering valuable insights to users.
  - aid: plaid:plaid-transactions-api
    name: Plaid Transactions API
    tags: []
    score: 1113
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/transactions/
    overlays:
    - url: overlays/plaid-transactions--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-transactions--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-transactions--openapi-original.yml
      type: OpenAPI
    - url: https://plaid.com/docs/api/products/transactions/
      type: Documentation
    - type: NaftikoCapability
      url: capabilities/transactions--plaid.yaml
    description: Plaid Transactions API is a powerful tool that allows developers to access detailed, clean, and categorized
      transaction data from users' financial accounts in real-time. By integrating with Plaid Transactions API, businesses can
      offer their customers a seamless and streamlined experience, as well as gain valuable insights into their spending habits
      and financial health. With robust security features and compliance measures in place, Plaid Transactions API ensures that
      sensitive financial information is kept safe and protected. Overall, Plaid Transactions API is a game-changer for businesses
      looking to optimize their financial services and provide personalized, data-driven experiences for their customers.
  - aid: plaid:plaid-institutions-api
    name: Plaid Institutions API
    tags: []
    score: 278
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/institutions/
    overlays:
    - url: overlays/plaid-institutions--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-institutions--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-institutions--openapi-original.yml
      type: OpenAPI
    - url: https://plaid.com/docs/api/institutions/
      type: Documentation
    - type: NaftikoCapability
      url: capabilities/institutions--plaid.yaml
    description: Plaid Institutions API is a tool designed to make it easier for developers to integrate financial institutions
      into their applications. By using this API, developers can access data from thousands of financial institutions, allowing
      users to securely connect their accounts, view balances and transaction history, and perform other financial tasks within
      the app. This API simplifies the process of working with multiple financial institutions, enabling developers to create
      more comprehensive and user-friendly financial applications. Additionally, Plaid Institutions API offers robust security
      measures to protect users' sensitive financial information, ensuring peace of mind for both developers and users.
  - aid: plaid:plaid-categories-api
    name: Plaid Categories API
    tags: []
    score: 44
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/transactions/#categoriesget
    overlays:
    - url: overlays/plaid-categories--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-categories--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-categories--openapi-original.yml
      type: OpenAPI
    - url: https://plaid.com/docs/api/products/transactions/
      type: Documentation
    - type: NaftikoCapability
      url: capabilities/categories--plaid.yaml
    description: The Plaid Categories API is a tool that provides developers with access to a comprehensive list of financial
      categories that can be used to classify transactions. This API allows users to categorize transactions by different types
      such as groceries, entertainment, bills, and more. By utilizing the Plaid Categories API, developers can access and organize
      transaction data in a more efficient and accurate manner, ultimately leading to better insights into spending habits and
      financial management. This tool can be especially useful for fintech companies, budgeting apps, and personal finance tools
      looking to provide users with detailed and meaningful financial data.
  - aid: plaid:plaid-sandbox-api
    name: Plaid Sandbox API
    tags: []
    score: 635
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/sandbox/
    overlays:
    - url: overlays/plaid-sandbox--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-sandbox--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-sandbox--openapi-original.yml
      type: OpenAPI
    - url: https://plaid.com/docs/sandbox/
      type: Documentation
    - type: NaftikoCapability
      url: capabilities/sandbox--plaid.yaml
    description: The Plaid Sandbox API is a tool that allows developers to easily test and experiment with the Plaid platform
      in a simulated environment. This API enables users to create and access fake financial accounts, transactions, and user
      profiles, allowing them to simulate real-world scenarios and interactions with the Plaid API. By using the Sandbox API,
      developers can quickly build and test applications that interact with financial data without the need for live, sensitive
      information. This API provides a safe and secure way for developers to familiarize themselves with the Plaid platform
      and streamline the development process.
  - aid: plaid:plaid-accounts-api
    name: Plaid Accounts API
    tags:
    - Accounts
    - Balance
    - Data
    - Real Time
    score: 66
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/accounts/
    overlays:
    - url: overlays/plaid-accounts--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-accounts--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-accounts--openapi-original.yml
      type: OpenAPI
    - url: https://plaid.com/docs/api/accounts/
      type: Documentation
    - type: NaftikoCapability
      url: capabilities/accounts--plaid.yaml
    description: Plaid Accounts API is a financial technology tool that enables developers to securely access and retrieve detailed
      information about a user's banking and financial accounts. By integrating with Plaid's API, developers can streamline
      the process of verifying account ownership, account balances, transaction history, and other essential financial data.
      This enables developers to build innovative new financial applications, services, and experiences that can help users
      better manage their money and make more informed financial decisions. Plaid Accounts API offers a robust and reliable
      solution for connecting with various financial institutions and retrieving accurate and up-to-date account information
      in a secure and efficient manner.
  - aid: plaid:plaid-entity-api-delete
    name: Plaid Entity API - DELETE
    tags: []
    overlays:
    - url: overlays/plaid-identity--openapi-search.yml
      type: OpenAPI
    properties:
    - url: openapi/plaid-identity--openapi-original.yml
      type: OpenAPI
    - type: NaftikoCapability
      url: capabilities/identity--plaid.yaml
    description: Needs description.
  - aid: plaid:plaid-dashboard-user-api
    name: Plaid Dashboard User API
    tags:
    - Dashboard
    - Users
    score: 58
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/account/activity/
    overlays:
    - url: overlays/plaid-dashboard-user--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-dashboard-user--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-dashboard-user--openapi-original.yml
      type: OpenAPI
    - url: https://plaid.com/docs/account/activity/
      type: Documentation
    - type: NaftikoCapability
      url: capabilities/dashboard-user--plaid.yaml
    description: The Plaid Dashboard User API is designed to provide users with comprehensive access to their financial data
      from various institutions in one centralized location. By connecting to multiple financial accounts, the API allows users
      to view a holistic picture of their finances, including account balances, transaction history, and spending patterns.
      This information can be used to track expenses, set budgeting goals, and better understand overall financial health. Additionally,
      the API provides real-time updates and notifications to keep users informed of any changes or trends in their financial
      situation. Overall, the Plaid Dashboard User API offers a convenient and secure way for individuals to manage and optimize
      their financial well-being.
  - aid: plaid:plaid-entity-verification-api
    name: Plaid Entity Verification API
    tags:
    - Autofill
    - Entities
    - Identity
    - Retry
    - Verification
    - Verifications
    score: 122
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/identity-verification/
    overlays:
    - url: overlays/plaid-identity-verification--openapi-search.yml
      type: OpenAPI
    - url: '

        overlays/plaid-identity-verification--openapi-api-evangelist-ratings.yml'
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-identity-verification--openapi-original.yml
      type: OpenAPI
    - type: NaftikoCapability
      url: capabilities/identity-verification--plaid.yaml
    description: Plaid Entity Verification API is a powerful tool that allows businesses to verify the identity and ownership
      of individuals or entities with ease. With this API, companies can quickly and securely verify important information such
      as names, addresses, and account ownership to ensure the legitimacy of their customers. By leveraging Plaid's extensive
      network of financial institutions and data sources, businesses can streamline their verification processes, reduce fraud,
      and enhance the overall security of their operations. This API provides a seamless and efficient solution for businesses
      looking to enhance their risk management practices and build trust with their customers.
  - aid: plaid:plaid-watchlist-screening-api
    name: Plaid Watchlist Screening API
    tags:
    - Entities
    - History
    - Hit
    - Hits
    - Indiv
    - Individual
    - Person
    - Program
    - Programs
    - Reviews
    - Screening
    - Screenings
    - Ual
    - Watchlist
    score: 440
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/monitor/
    overlays:
    - url: overlays/plaid-watchlist-screening--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-watchlist-screening--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-watchlist-screening--openapi-original.yml
      type: OpenAPI
    - type: NaftikoCapability
      url: capabilities/watchlist-screening--plaid.yaml
    description: Plaid Watchlist Screening API is a tool that helps companies comply with regulations by screening individuals
      and entities against various watchlists and sanctions lists. This API allows businesses to easily check if a customer
      or transaction is associated with any known criminal or illicit activities, helping them mitigate risks and ensure they
      are not inadvertently doing business with sanctioned individuals or entities. The API is easy to integrate into existing
      systems and provides real-time results, allowing businesses to make informed decisions quickly and efficiently. Overall,
      Plaid Watchlist Screening API helps companies maintain compliance and uphold their reputation by reducing the potential
      for illegal activity.
  - aid: plaid:plaid-beacon-api
    name: Plaid Beacon API
    tags:
    - Accounts
    - Bank
    - Beacon
    - Data
    - Duplicate
    - Evaluate
    - History
    - Identity
    - Reports
    - Reviews
    - Risk
    - Syndication
    - Syndications
    - Users
    score: 279
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/beacon/
    overlays:
    - url: overlays/plaid-beacon--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-beacon--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-beacon--openapi-original.yml
      type: OpenAPI
    - url: https://plaid.com/docs/api/products/beacon/
      type: Documentation
    - type: NaftikoCapability
      url: capabilities/beacon--plaid.yaml
    description: Plaid Beacon API is a powerful tool that allows developers to securely access and share financial data with
      authorized third parties. By integrating this API into their applications, businesses can streamline their financial processes,
      improve customer experiences, and enhance data security. With Plaid Beacon API, developers can easily connect to a variety
      of financial institutions, retrieve account balances and transaction histories, verify account ownership, and automate
      financial tasks such as payments and transfers. This API empowers businesses to leverage financial data in innovative
      ways, enabling them to make more informed decisions and provide personalized services to their customers.
  - aid: plaid:plaid-processor-api
    name: Plaid Processor API
    tags:
    - Access
    - Accounts
    - ACH
    - Apex
    - Associated
    - Authentication
    - Balance
    - Bank
    - Controls
    - Data
    - Decision
    - Entities
    - Evaluate
    - Fetch
    - Identity
    - Incremental
    - Initiated
    - Liabilities
    - Match
    - Opt In
    - Permissions
    - Planned
    - Prepare
    - Processor
    - Processor's
    - Products
    - Recurring
    - Refresh
    - Reports
    - Scores
    - Sets
    - Signals
    - Streams
    - Stripe
    - Sync
    - Token's
    - Tokens
    - Transactions
    - Transfers
    - URL
    - Webhooks
    - Whether
    score: 529
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/processor-partners/
    overlays:
    - url: overlays/plaid-processor--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-processor--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-processor--openapi-original.yml
      type: OpenAPI
    - url: https://plaid.com/docs/api/processor-partners/
      type: Documentation
    - type: NaftikoCapability
      url: capabilities/processor--plaid.yaml
    description: The Plaid Processor API is a powerful tool that allows developers to easily integrate and access financial
      data from thousands of financial institutions. By using the API, developers can retrieve transaction data, account balances,
      and other important financial information from users' accounts. This data can then be used to power a wide range of financial
      applications, from budgeting tools to personal finance management apps. The Plaid Processor API also provides developers
      with the ability to securely authenticate users' bank accounts and make seamless transfers between accounts. Overall,
      the Plaid Processor API simplifies the process of accessing and managing financial data, making it easier for developers
      to create innovative financial products and services.
  - aid: plaid:plaid-webhook-verification-api
    name: Plaid Webhook Verification API
    tags: []
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/webhooks/webhook-verification/
    overlays:
    - url: overlays/plaid-webhook-verification--openapi-search.yml
      type: OpenAPI
    properties:
    - url: openapi/plaid-webhook-verification--openapi-original.yml
      type: OpenAPI
    - url: asyncapi/plaid-webhooks--asyncapi-original.yml
      type: AsyncAPI
    - url: https://plaid.com/docs/api/webhooks/webhook-verification/
      type: Documentation
    description: Plaid Webhook Verification API is a tool designed to help businesses verify the authenticity of webhook notifications
      sent by Plaid, a popular financial technology platform. This API allows businesses to confirm that the incoming webhook
      notifications are indeed from Plaid and have not been tampered with during transit. By verifying the signatures attached
      to the webhook notifications, businesses can ensure the integrity and security of their data and prevent potential fraud
      or unauthorized access to sensitive information. Additionally, the Plaid Webhook Verification API helps businesses maintain
      compliance with data protection regulations and build trust with their customers by providing a secure and reliable messaging
      system.
  - aid: plaid:plaid-liabilities-api
    name: Plaid Liabilities API
    tags:
    - Data
    - Liabilities
    - Processor
    score: 60
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/liabilities/
    overlays:
    - url: overlays/plaid-liabilities--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-liabilities--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-liabilities--openapi-original.yml
      type: OpenAPI
    - url: https://plaid.com/docs/api/products/liabilities/
      type: Documentation
    - type: NaftikoCapability
      url: capabilities/liabilities--plaid.yaml
    description: The Plaid Liabilities API is a financial tool that allows developers to access detailed information about a
      user's liabilities, such as credit card balances, loans, and other debts. By connecting with a user's financial accounts,
      the API can provide real-time updates on the status of their liabilities, including current balances, due dates, interest
      rates, and minimum payments. This information can help users better manage their debts and make more informed financial
      decisions. Additionally, developers can use the API to create innovative financial products and services that help users
      pay down their debts and improve their overall financial health.
  - aid: plaid:plaid-payment-initiation-api
    name: Plaid Payment Initiation API
    tags:
    - Consent
    - Details
    - Execute
    - Existing
    - Initiation
    - Payments
    - Recipient
    - Recipients
    - Reverse
    - Revoke
    - Single
    - Tokens
    - Using
    score: 275
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/payment-initiation/
    overlays:
    - url: overlays/plaid-payment-initiation--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-payment-initiation--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-payment-initiation--openapi-original.yml
      type: OpenAPI
    - url: https://plaid.com/docs/api/products/payment-initiation/
      type: Documentation
    - type: NaftikoCapability
      url: capabilities/payment-initiation--plaid.yaml
    description: The Plaid Payment Initiation API allows businesses to initiate payments directly from their customers' bank
      accounts, providing a seamless and convenient way to facilitate transactions. By leveraging Plaid's secure infrastructure
      and established connections with financial institutions, businesses can securely transfer funds between accounts without
      the need for manual input. This API streamlines the payment process, reduces transaction costs, and minimizes the risk
      of errors or delays. With Plaid Payment Initiation API, businesses can offer their customers a more user-friendly and
      efficient payment experience.
  - aid: plaid:plaid-beacon-api
    name: Plaid Beacon API
    tags:
    - Beacon
    - Data
    - History
    - Identity
    - Information
    - Reviews
    - Users
    score: 168
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/beacon/
    overlays:
    - url: overlays/plaid-user--openapi-search.yml
      type: OpenAPI
    - url: overlays/plaid-user--openapi-api-evangelist-ratings.yml
      type: API Evangelist Ratings
    properties:
    - url: openapi/plaid-user--openapi-original.yml
      type: OpenAPI
    - url: https://plaid.com/docs/api/products/beacon/
      type: Documentation
    - type: NaftikoCapability
      url: capabilities/user--plaid.yaml
    description: Plaid Beacon API is a powerful tool that allows developers to securely access and share financial data with
      authorized third parties. By integrating this API into their applications, businesses can streamline their financial processes,
      improve customer experiences, and enhance data security. With Plaid Beacon API, developers can easily connect to a variety
      of financial institutions, retrieve account balances and transaction histories, verify account ownership, and automate
      financial tasks such as payments and transfers. This API empowers businesses to leverage financial data in innovative
      ways, enabling them to make more informed decisions and provide personalized services to their customers.
  - aid: plaid:plaid-credit-api
    name: Plaid

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