Plaid · OAuth Scopes

Plaid OAuth Scopes

OAuth 2.0 derived

Plaid publishes 5 OAuth 2.0 scopes via the authorizationCode and clientCredentials flows. Scopes are the fine-grained permissions an application requests at authorization time to act against the Plaid API on a user’s behalf.

Tokens are issued from https://www.your-organization.com/token.

This index is generated from the provider’s OpenAPI security definitions (and, where available, its documented scope reference) and refreshes on every APIs.io network build. Browse every provider’s scopes at scopes.apis.io.

FinanceFintechOpen BankingBank AccountsData AggregationPaymentsUnited States

Scopes: 5 Flows: authorizationCode, clientCredentials Method: derived

OAuth endpoints

Authorization URL
https://www.your-organization.com/authorize

Token URL
https://www.your-organization.com/token https://api.plaid.com/oauth2/apiv2/token

Flows
authorizationCodeclientCredentials

Scopes (5)

Scope	Description	Flows
Account	(optional) Read account data	authorizationCode
Customer	(optional) Read customer data	authorizationCode
Transactions	(optional) Read transaction data	authorizationCode
cra:read	Read CRA report data.	clientCredentials
user:write	Write user data.	clientCredentials

📄 Provider scope reference:

Source

OAuth Scopes

generated: '2026-09-23'
method: derived
source: openapi/plaid-core-exchange-openapi.yml, openapi/plaid-plaid-api-openapi.yml
schemes:
- name: oauth2
  source: openapi/plaid-core-exchange-openapi.yml
  flows:
  - flow: authorizationCode
    authorizationUrl: https://www.your-organization.com/authorize
    tokenUrl: https://www.your-organization.com/token
  description: 'This API uses an [OAuth 2.0 authorization code flow](https://plaid.com/core-exchange/docs/authentication/oauth-flow)
    and accepts the resulting access token as a bearer token. For example, `curl -H ''Authorization:
    Bearer <ACCESS&#95;TOKEN>''`.'
- name: oauth2
  source: openapi/plaid-plaid-api-openapi.yml
  flows:
  - flow: clientCredentials
    tokenUrl: https://api.plaid.com/oauth2/apiv2/token
  description: The Plaid API supports client credentials, authorization code, and custom delegation
    flows.
scopes:
- scope: Account
  description: (optional) Read account data
  flows:
  - authorizationCode
  sources:
  - openapi/plaid-core-exchange-openapi.yml
- scope: Customer
  description: (optional) Read customer data
  flows:
  - authorizationCode
  sources:
  - openapi/plaid-core-exchange-openapi.yml
- scope: Transactions
  description: (optional) Read transaction data
  flows:
  - authorizationCode
  sources:
  - openapi/plaid-core-exchange-openapi.yml
- scope: cra:read
  description: Read CRA report data.
  flows:
  - clientCredentials
  sources:
  - openapi/plaid-plaid-api-openapi.yml
- scope: user:write
  description: Write user data.
  flows:
  - clientCredentials
  sources:
  - openapi/plaid-plaid-api-openapi.yml

Work with this as data

Every scope set here is available over the APIs.io API and to AI agents over MCP.

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Tools for oauth scopes

4 MCP tools reach this

find_scopesBrowse and filter every scope set in the catalog.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

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