Plaid · AsyncAPI Specification

Plaid Webhooks

Version

View Spec View on GitHub FinanceFintechOpen BankingBank AccountsData AggregationPaymentsUnited StatesAsyncAPIEvents

AsyncAPI Specification

Raw ↑
generated: '2026-09-23'
method: searched
generator: extract-docs-artifacts.py (local)
source: https://plaid.com/docs/api/webhooks/index.html.md
sources:
- https://plaid.com/docs/api/webhooks/index.html.md
- https://plaid.com/docs/api/webhooks/webhook-verification/index.html.md
- https://plaid.com/docs/errors/check-report-webhook/index.html.md
- https://plaid.com/docs/identity-verification/webhooks/index.html.md
description: Plaid webhooks provide push notifications for changes to Items and asynchronous processes. Specific Identity Verification events
  can be subscribed to.
events:
- event: STEP_UPDATED
  description: The user has started the Identity Verification session and is on the first step (or subsequent steps).
- event: STATUS_UPDATED
  description: The user has reached a terminal state for their Identity Verification session.
- event: RETRIED
  description: A retry has been requested for this user, either via the dashboard or via API.
delivery:
  signature: Plaid-Verification header containing a JWT signed with ES256
  content_type: application/json POST payload
note: Verification of the JWT is optional; Plaid provides a webhook verification key via /webhook_verification_key/get to validate the signature
  and payload hash.
docs: https://plaid.com/docs/api/webhooks/index.html.md

Work with this as data

Every AsyncAPI spec here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for asyncapi

4 MCP tools reach this
  • find_asyncapisBrowse and filter every AsyncAPI spec in the catalog.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This AsyncAPI spec
curl "https://apis.io/api/v1/asyncapis/plaid-webhooks"
All asyncapi
curl "https://apis.io/api/v1/asyncapis?limit=25"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

A second provider on the same verified email joins the account you already have.