Plaid · AsyncAPI Specification
Plaid Webhooks
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FinanceFintechOpen BankingBank AccountsData AggregationPaymentsUnited StatesAsyncAPIEvents
AsyncAPI Specification
generated: '2026-09-23'
method: searched
generator: extract-docs-artifacts.py (local)
source: https://plaid.com/docs/api/webhooks/index.html.md
sources:
- https://plaid.com/docs/api/webhooks/index.html.md
- https://plaid.com/docs/api/webhooks/webhook-verification/index.html.md
- https://plaid.com/docs/errors/check-report-webhook/index.html.md
- https://plaid.com/docs/identity-verification/webhooks/index.html.md
description: Plaid webhooks provide push notifications for changes to Items and asynchronous processes. Specific Identity Verification events
can be subscribed to.
events:
- event: STEP_UPDATED
description: The user has started the Identity Verification session and is on the first step (or subsequent steps).
- event: STATUS_UPDATED
description: The user has reached a terminal state for their Identity Verification session.
- event: RETRIED
description: A retry has been requested for this user, either via the dashboard or via API.
delivery:
signature: Plaid-Verification header containing a JWT signed with ES256
content_type: application/json POST payload
note: Verification of the JWT is optional; Plaid provides a webhook verification key via /webhook_verification_key/get to validate the signature
and payload hash.
docs: https://plaid.com/docs/api/webhooks/index.html.md
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