Wealth Reader

Read-only bank aggregation API: accounts, transactions, cards, loans, deposits and investment portfolios from banks, brokers and asset managers in 61 countries, over both the PSD2 regulatory channel and a non-PSD2 channel that returns wealth data the regulatory APIs do not expose.

Wealth Reader publishes 3 APIs on the APIs.io network: Advanced API, Cards (real time) API, and Core API. Tagged areas include Bank Aggregation, Open Banking, PSD2, Financial Data, and Account Aggregation.

The Wealth Reader catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Wealth Reader’s developer surface includes documentation, signup flow, engineering blog, API reference, getting-started guide, support, pricing, and 32 more developer resources.

🌐 Visit website 📡 Source on GitHub
64.9/100 strong ▬ flat Agent 41/100 agent native Front door AI 1/6 silent Full breakdown ↓
scored 2026-09-21 · rubric v0.22.0
2 APIs 1 MCP Servers
Bank AggregationOpen BankingPSD2Financial DataAccount AggregationInvestment PortfoliosWealth ManagementBankingFintech

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-21 · rubric v0.22.0
Composite quality — 64.9/100 · strong
Contract Quality 11.6 / 19
Developer Ergonomics 11.3 / 15
Access Clarity 11.1 / 15
Operational Transparency 5.6 / 10
Contract Governance 1.6 / 9
Discoverability 5.7 / 8
Regulatory Posture 7.6 / 15
Create-or-Update Ergonomics 0.0 / 10
Agent readiness — 41/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.
The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/wealth-reader: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 3

Individual APIs this provider publishes, each with its own machine-readable definition.

Wealth Reader Advanced API

Optional endpoints not required for standard integrations. Use only if explicitly instructed by Wealth Reader.

Wealth Reader Cards (real time) API

Real-time card expense synchronization from the Open Sync mobile app: per-customer employee pre-registration, signed webhooks (card_transaction.created / card_enrollment.confirm...

Wealth Reader Core API

Core API required for standard integrations

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

ALL WR Toolkit MCP server

MCP SERVER

Pricing Plans 1

Published pricing tiers and plan structures.

Wealth Reader Plans Pricing

4 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Wealth Reader Rate Limits

2 limits

RATE LIMITS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Wealth Reader Webhooks

ASYNCAPI

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Wealth Reader Authentication

5 schemes

SECURITY

Wealth Reader Domain Security

TLSv1.3 · DMARC

SECURITY

Wealth Reader Vulnerability Disclosure

Hackerone

SECURITY

Resources

Get Started 4

Portal, sign-up, and the first successful call

SignUp
SignUp
 DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 Sandbox
Sandbox

Documentation 4

Reference material describing how the API behaves

Documentation
Documentation
 OpenAPI
OpenAPI
 OpenAPI
OpenAPI
 APIReference
APIReference

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt
 MCPServer
MCPServer
 AgentSkill
AgentSkill

Design & Contract 9

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 Idempotency
Idempotency
 ErrorCatalog
ErrorCatalog
 ErrorCodes
ErrorCodes
 Lifecycle
Lifecycle
 Conformance
Conformance
 Components
Components
 DataModel
DataModel
 Webhooks
Webhooks

Scroll for all 9

Build 5

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization
 Postman
Postman
 Packages
Packages
 CLI
CLI
 ToolCrosswalk
ToolCrosswalk

Access & Security 5

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication
 Compliance
Compliance
 Security
Security
 VulnerabilityDisclosure
VulnerabilityDisclosure

Operate 3

Status, limits, changes, and where to get help

Support
Support
 RateLimits
RateLimits
 ChangeLog
ChangeLog

Commercial 3

Pricing, plans, and the legal terms of use

PrivacyPolicy
PrivacyPolicy
 Pricing
Pricing
 Plans
Plans

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Other 1

Properties that don't map to a standard resource type

Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
name: Wealth Reader
description: 'Read-only bank aggregation API: accounts, transactions, cards, loans, deposits and investment portfolios from
  banks, brokers and asset managers in 61 countries, over both the PSD2 regulatory channel and a non-PSD2 channel that returns
  wealth data the regulatory APIs do not expose.'
url: https://raw.githubusercontent.com/api-evangelist/wealth-reader/refs/heads/main/apis.yml
created: '2026-08-24'
modified: '2026-09-16'
specificationVersion: '0.23'
tags:
- Bank Aggregation
- Open Banking
- PSD2
- Financial Data
- Account Aggregation
- Investment Portfolios
- Wealth Management
- Banking
- Fintech
apis:
- aid: wealth-reader:wealth-reader-advanced-api
  name: Wealth Reader Advanced API
  description: Optional endpoints not required for standard integrations. Use only if explicitly instructed by Wealth Reader.
  humanURL: https://www.wealthreader.com/docs/en/introduction/
  baseURL: https://api.wealthreader.com/
  tags:
  - Advanced
  properties:
  - type: OpenAPI
    url: openapi/wealth-reader-advanced-api-openapi.yml
  - type: Documentation
    url: https://www.wealthreader.com/docs/en/introduction/
  - type: InteractiveDocumentation
    url: https://www.wealthreader.com/api-reference/en/
  - type: Postman
    url: https://www.postman.com/wealtreader/wealth-reader-api-definition/overview
  - type: Repository
    url: https://github.com/Wealth-Reader/wealthreader-api-docs
  - type: LLMsTxt
    url: https://www.wealthreader.com/llms.txt
  - type: Pricing
    url: https://www.wealthreader.com/en/pricing/
  - type: SupportedInstitutions
    url: https://api.wealthreader.com/entities/
  - type: ErrorCodes
    url: https://api.wealthreader.com/error-codes/
  - type: Support
    url: https://help.wealthreader.com/
  - type: Authentication
    url: https://www.wealthreader.com/docs/en/iframe-integration-2-of-2-backend/
- aid: wealth-reader:wealth-reader-cards-real-time-api
  name: Wealth Reader Cards (real time) API
  description: 'Real-time card expense synchronization from the Open Sync mobile app: per-customer employee pre-registration,
    signed webhooks (card_transaction.created / card_enrollment.confirmed), and REST query / backfill.'
  humanURL: https://www.wealthreader.com/docs/en/introduction/
  baseURL: https://api.wealthreader.com/
  tags:
  - Cards (real time)
  properties:
  - type: OpenAPI
    url: openapi/wealth-reader-cards-real-time-api-openapi.yml
  - type: Documentation
    url: https://www.wealthreader.com/docs/en/introduction/
  - type: InteractiveDocumentation
    url: https://www.wealthreader.com/api-reference/en/
  - type: Postman
    url: https://www.postman.com/wealtreader/wealth-reader-api-definition/overview
  - type: Repository
    url: https://github.com/Wealth-Reader/wealthreader-api-docs
  - type: LLMsTxt
    url: https://www.wealthreader.com/llms.txt
  - type: Pricing
    url: https://www.wealthreader.com/en/pricing/
  - type: SupportedInstitutions
    url: https://api.wealthreader.com/entities/
  - type: ErrorCodes
    url: https://api.wealthreader.com/error-codes/
  - type: Support
    url: https://help.wealthreader.com/
  - type: Authentication
    url: https://www.wealthreader.com/docs/en/iframe-integration-2-of-2-backend/
- aid: wealth-reader:wealth-reader-core-api
  name: Wealth Reader Core API
  description: Core API required for standard integrations
  humanURL: https://www.wealthreader.com/docs/en/introduction/
  baseURL: https://api.wealthreader.com/
  tags:
  - Core
  properties:
  - type: OpenAPI
    url: openapi/wealth-reader-core-api-openapi.yml
  - type: Documentation
    url: https://www.wealthreader.com/docs/en/introduction/
  - type: InteractiveDocumentation
    url: https://www.wealthreader.com/api-reference/en/
  - type: Postman
    url: https://www.postman.com/wealtreader/wealth-reader-api-definition/overview
  - type: Repository
    url: https://github.com/Wealth-Reader/wealthreader-api-docs
  - type: LLMsTxt
    url: https://www.wealthreader.com/llms.txt
  - type: Pricing
    url: https://www.wealthreader.com/en/pricing/
  - type: SupportedInstitutions
    url: https://api.wealthreader.com/entities/
  - type: ErrorCodes
    url: https://api.wealthreader.com/error-codes/
  - type: Support
    url: https://help.wealthreader.com/
  - type: Authentication
    url: https://www.wealthreader.com/docs/en/iframe-integration-2-of-2-backend/
maintainers:
- FN: Wealth Reader S.L.
  email: support@wealthreader.com
  url: https://www.wealthreader.com/
  X-linkedin: https://www.linkedin.com/company/wealthreader/
image: https://www.wealthreader.com/i/wealthreader.svg
common:
- type: Website
  url: https://www.wealthreader.com/
- type: DomainSecurity
  url: security/wealth-reader-domain-security.yml
- type: Documentation
  url: https://www.wealthreader.com/docs/
- type: SignUp
  url: https://www.wealthreader.com/en/pricing/
- type: Blog
  url: https://blog.wealthreader.com/
- type: PrivacyPolicy
  url: https://www.wealthreader.com/es/politica-privacidad/
- type: OpenAPI
  url: openapi/_original/wealth-reader-api-for-ai.yaml
- type: OpenAPI
  url: openapi/_original/wealth-reader-api.yaml
- type: Overlay
  url: overlays/wealth-reader-api-for-ai-overlay.yaml
- type: DeveloperPortal
  url: https://www.wealthreader.com/docs/
- type: APIReference
  url: https://www.wealthreader.com/api-reference/en/
- type: GettingStarted
  url: https://www.wealthreader.com/docs/en/introduction/
- type: GitHubOrganization
  url: https://github.com/Wealth-Reader
- type: Support
  url: https://help.wealthreader.com/
- type: Pricing
  url: https://www.wealthreader.com/en/pricing/
- type: Postman
  url: https://www.postman.com/wealtreader/wealth-reader-api-definition/overview
- type: LLMsTxt
  url: llms/wealth-reader-llms.txt
- type: Authentication
  url: authentication/wealth-reader-authentication.yml
- type: Conventions
  url: conventions/wealth-reader-conventions.yml
- type: Idempotency
  url: conventions/wealth-reader-conventions.yml
- type: ErrorCatalog
  url: errors/wealth-reader-problem-types.yml
- type: ErrorCodes
  url: https://api.wealthreader.com/error-codes/
- type: RateLimits
  url: rate-limits/wealth-reader-rate-limits.yml
- type: Plans
  url: plans/wealth-reader-plans-pricing.yml
- type: Lifecycle
  url: lifecycle/wealth-reader-lifecycle.yml
- type: ChangeLog
  url: changelog/wealth-reader-changelog.yml
- type: Conformance
  url: conformance/wealth-reader-conformance.yml
- type: Compliance
  url: conformance/wealth-reader-conformance.yml
- type: Security
  url: security/wealth-reader-vulnerability-disclosure.yml
- type: VulnerabilityDisclosure
  url: security/wealth-reader-vulnerability-disclosure.yml
- type: Sandbox
  url: sandbox/wealth-reader-sandbox.yml
- type: Components
  url: components/wealth-reader-components.yml
- type: DataModel
  url: data-model/wealth-reader-data-model.yml
- type: Packages
  url: packages/wealth-reader-packages.yml
- type: CLI
  url: cli/wealth-reader-cli.yml
- type: MCPServer
  url: mcp/wealth-reader-mcp.yml
- type: ToolCrosswalk
  url: mcp/wealth-reader-tool-crosswalk.yml
- type: Webhooks
  url: asyncapi/wealth-reader-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
x-source:
  apis_json: https://www.wealthreader.com/apis.json
  fetched: '2026-09-03'
  via: api-search/inbox#13, submitted by the provider
  note: Merged from the descriptor the provider serves on their own domain. Only the self url was re-pointed at this record.
x-enrichment:
  date: '2026-09-03'
  status: enriched
  artifacts_added: 28
  pass: local-v1

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