Klarna Kosma

Klarna Kosma Payments API

Kosma Payments is the white-labeled PSD2 Payment Initiation Service (PIS) product. It lets merchants and platforms trigger account-to-account bank transfers directly from a consumer's bank, bypassing card rails. Sessions are created against /xs2a/v1/sessions on the XS2A API, the consumer authenticates via the XS2A App, and Kosma orchestrates SCA and settlement confirmation with the consumer's ASPSP under PSD2.

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Documentation

📖
Documentation
https://docs.openbanking.klarna.com/xs2a/quick-start-pis.html

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API entry from apis.yml

apis.yml Raw ↑ 
aid: klarna-kosma:klarna-kosma-payments-api
name: Klarna Kosma Payments API
tags:
- Open Banking
- PSD2
- PIS
- Payments
- Account-to-Account
humanURL: https://docs.openbanking.klarna.com/xs2a/quick-start-pis.html
baseURL: https://api.openbanking.klarna.com
properties:
- url: https://docs.openbanking.klarna.com/xs2a/quick-start-pis.html
  type: Documentation
description: Kosma Payments is the white-labeled PSD2 Payment Initiation Service (PIS) product. It lets
  merchants and platforms trigger account-to-account bank transfers directly from a consumer's bank, bypassing
  card rails. Sessions are created against /xs2a/v1/sessions on the XS2A API, the consumer authenticates
  via the XS2A App, and Kosma orchestrates SCA and settlement confirmation with the consumer's ASPSP under
  PSD2.