Stitch

Stitch is an open banking and payments API platform providing unified access to financial data and payment rails across banks and financial institutions in Africa, primarily South Africa and Nigeria. Stitch enables businesses to accept payments via multiple channels, access bank account data, and issue disbursements through a single GraphQL API.

Stitch publishes 4 APIs on the APIs.io network, including Authentication API, Disbursements API, Financial Data API, and 1 more. Tagged areas include Africa, Financial Data, Open Banking, Payments, and Unified API.

The Stitch catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

Stitch’s developer surface includes authentication, documentation, signup flow, engineering blog, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

46.6/100 developing ▼ -5.6 Agent 37/100 agent ready Full breakdown ↓
scored 2026-07-28 · rubric v0.6

AccessFreeSelf serve⚡ Free to try

10 APIs 8 Features

AfricaFinancial DataOpen BankingPaymentsUnified APISouth AfricaNigeria

Kin Score

Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6

Composite quality — 46.6/100 · developing

Contract Quality 17.6 / 25

Developer Ergonomics 4.3 / 20

Commercial Clarity 7.9 / 20

Operational Transparency 5.5 / 13

Governance 7.0 / 12

Discoverability 6.5 / 10

Agent readiness — 37/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/stitch: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 10

Individual APIs this provider publishes, each with its own machine-readable definition.

GraphQL 1

GraphQL schemas published by this provider.

Rate Limits 1

Documented rate limits and quota policies.

Stitch Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Stitch Finops

FINOPS

Features 8

Notable capabilities this provider offers.

Stitch (Talend / Qlik): hundreds of services across Data Integration

Detailed pricing: see https://www.stitchdata.com/pricing/

Service: Stitch Data Loader

Service: 130+ pre-built sources

Service: Standard ($100/mo for 5M rows)

Service: Advanced ($1,250/mo)

Service: Premium ($2,500/mo)

Service: Now part of Qlik Data Integration platform

Scroll for all 8

JSON Schema 10

Standalone JSON Schema definitions for this provider's data models.

Scroll for all 10

Examples 2

Example request and response payloads for these APIs.

Get Started 1

Portal, sign-up, and the first successful call

Signup

Signup

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

StatusPage

StatusPage

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Source (apis.yml)

aid: stitch
name: Stitch
description: Stitch is an open banking and payments API platform providing unified access to financial data and payment rails
  across banks and financial institutions in Africa, primarily South Africa and Nigeria. Stitch enables businesses to accept
  payments via multiple channels, access bank account data, and issue disbursements through a single GraphQL API.
type: Index
accessModel:
  pricing: free
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Free · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/stitch.png
tags:
- Africa
- Financial Data
- Open Banking
- Payments
- Unified API
- South Africa
- Nigeria
url: https://raw.githubusercontent.com/api-evangelist/stitch/refs/heads/main/apis.yml
created: '2026-03-27'
modified: '2026-05-19'
specificationVersion: '0.19'
apis:
- aid: stitch:stitch-pay-by-bank
  name: Stitch Pay By Bank
  description: Stitch Pay By Bank enables merchants to accept instant bank transfer payments directly from customers' bank
    accounts in South Africa and Nigeria.
  humanURL: https://docs.stitch.money/
  tags:
  - Payments
  - Bank Transfer
  - Pay-ins
  properties:
  - type: Documentation
    url: https://docs.stitch.money/
- aid: stitch:stitch-capitec-pay
  name: Stitch Capitec Pay
  description: Stitch integration with Capitec Bank's Capitec Pay payment method, enabling customers to pay via Capitec mobile
    banking.
  humanURL: https://docs.stitch.money/
  tags:
  - Payments
  - Capitec
  - South Africa
  properties:
  - type: Documentation
    url: https://docs.stitch.money/
- aid: stitch:stitch-card-payments
  name: Stitch Card Payments
  description: Stitch card payment processing enabling businesses to accept debit and credit card payments through the Stitch
    unified platform.
  humanURL: https://docs.stitch.money/
  tags:
  - Payments
  - Card Payments
  - Pay-ins
  properties:
  - type: Documentation
    url: https://docs.stitch.money/
- aid: stitch:stitch-debicheck
  name: Stitch DebiCheck
  description: Stitch DebiCheck integration providing authenticated debit orders for recurring payment collection in South
    Africa.
  humanURL: https://docs.stitch.money/
  tags:
  - Payments
  - DebiCheck
  - Recurring Payments
  - South Africa
  properties:
  - type: Documentation
    url: https://docs.stitch.money/
- aid: stitch:stitch-manual-eft
  name: Stitch Manual EFT
  description: Stitch Manual EFT (Electronic Funds Transfer) enabling customers to pay via standard bank EFT with Stitch's
    streamlined reference management.
  humanURL: https://docs.stitch.money/
  tags:
  - Payments
  - EFT
  - Bank Transfer
  properties:
  - type: Documentation
    url: https://docs.stitch.money/
- aid: stitch:stitch-disbursements
  name: Stitch Disbursements
  description: Stitch Disbursements (Payouts) API enabling businesses to programmatically send funds to bank accounts, enabling
    mass payments, refunds, and marketplace disbursements.
  humanURL: https://docs.stitch.money/
  tags:
  - Payouts
  - Disbursements
  - Bank Transfer
  properties:
  - type: Documentation
    url: https://docs.stitch.money/
- aid: stitch:stitch-authentication-api
  name: Stitch Authentication API
  description: OAuth 2.0 token operations.
  humanURL: https://docs.stitch.money/
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/stitch-authentication-api-openapi.yml
  - type: Documentation
    url: https://docs.stitch.money/
  - type: GraphQL
    url: https://api.stitch.money/graphql
  - type: GraphQL
    url: graphql/stitch-graphql.md
- aid: stitch:stitch-disbursements-api
  name: Stitch Disbursements API
  description: Outbound payment and payout operations.
  humanURL: https://docs.stitch.money/
  tags:
  - Disbursements
  properties:
  - type: OpenAPI
    url: openapi/stitch-disbursements-api-openapi.yml
  - type: Documentation
    url: https://docs.stitch.money/
  - type: GraphQL
    url: https://api.stitch.money/graphql
  - type: GraphQL
    url: graphql/stitch-graphql.md
- aid: stitch:stitch-financial-data-api
  name: Stitch Financial Data API
  description: Bank account and transaction data.
  humanURL: https://docs.stitch.money/
  tags:
  - Financial Data
  properties:
  - type: OpenAPI
    url: openapi/stitch-financial-data-api-openapi.yml
  - type: Documentation
    url: https://docs.stitch.money/
  - type: GraphQL
    url: https://api.stitch.money/graphql
  - type: GraphQL
    url: graphql/stitch-graphql.md
- aid: stitch:stitch-payments-api
  name: Stitch Payments API
  description: Payment initiation and management.
  humanURL: https://docs.stitch.money/
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/stitch-payments-api-openapi.yml
  - type: Documentation
    url: https://docs.stitch.money/
  - type: GraphQL
    url: https://api.stitch.money/graphql
  - type: GraphQL
    url: graphql/stitch-graphql.md
common:
- type: AgenticAccess
  url: agentic-access/stitch-agentic-access.yml
- type: VulnerabilityDisclosure
  url: security/stitch-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/stitch-domain-security.yml
- type: Authentication
  url: authentication/stitch-authentication.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/stitchdata
- type: Website
  url: https://stitch.money/
- type: Documentation
  url: https://docs.stitch.money/
- type: GitHubOrganization
  url: https://github.com/stitch-money
- type: Signup
  url: https://stitch.money/contact
- type: StatusPage
  url: https://status.stitch.money/
- type: Blog
  url: https://stitch.money/blog
- type: Features
  data:
  - 'Stitch (Talend / Qlik): hundreds of services across Data Integration'
  - 'Detailed pricing: see https://www.stitchdata.com/pricing/'
  - 'Service: Stitch Data Loader'
  - 'Service: 130+ pre-built sources'
  - 'Service: Standard ($100/mo for 5M rows)'
  - 'Service: Advanced ($1,250/mo)'
  - 'Service: Premium ($2,500/mo)'
  - 'Service: Now part of Qlik Data Integration platform'
  sources:
  - https://www.stitchdata.com/pricing/
  - https://focus.finops.org/
  updated: '2026-05-04'
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Stitch

APIs 10

Open Collections 1