Konsentus

Konsentus is a UK-headquartered specialist provider of identity verification and trust services for open banking and open finance ecosystems. Its flagship Konsentus Verify SaaS API gives Financial Institutions (ASPSPs) real-time PSD2 Third-Party Provider (TPP) identity and regulatory checking against National Competent Authority registers across the EEA, validating eIDAS, OBIE, and OBHD certificates with the issuing Qualified Trust Service Provider. The Konsentus Certificate Chain Service keeps the eIDAS trust chain current, and the Konsentus Open Trust Platform plus advisory practice helps central banks and market operators stand up national open finance trust frameworks under PSD2, PSD3, and FiDA. Trusted by 250+ financial institutions globally.

Konsentus publishes 1 API on the APIs.io network: PSP Checking Service API. Tagged areas include Open Banking, Open Finance, PSD2, PSD3, and FiDA.

Konsentus’ developer surface includes authentication, developer portal, documentation, getting-started guide, release notes, support, FAQ, and 20 more developer resources.

🌐 Visit website 📡 Source on GitHub

38.0/100 thin ▬ flat Agent 39/100 agent ready Full breakdown ↓
scored 2026-08-24 · rubric v0.12.1

AccessSelf serve

3 APIs 13 Features

Open Banking Open Finance PSD2PSD3FiDATPP VerificationIdentity eIDAS Trust ServicesRegulatory CheckingFinancial-Services

Kin Score

Kin Score How this is scored →
scored 2026-08-24 · rubric v0.12.1

Composite quality — 38.0/100 · thin

Contract Quality 12.6 / 21

Developer Ergonomics 9.3 / 17

Access Clarity 3.6 / 17

Operational Transparency 2.0 / 11

Contract Governance 0.0 / 10

Discoverability 5.5 / 9

Regulatory Posture 3.8 / 15

Agent readiness — 39/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 4 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/konsentus: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 3

Individual APIs this provider publishes, each with its own machine-readable definition.

Konsentus Certificate Chain Service API

Managed service that maintains the up-to-date eIDAS certificate trust chain required to secure PSD2 Open Banking API traffic. Removes the burden of tracking EU trusted list upda...

Konsentus Open Trust Platform

End-to-end platform used by central banks and market operators to build, manage, and maintain national or regional open finance trust frameworks. Covers participant onboarding, ...

Konsentus PSP Checking Service API

Third-Party Provider identity and regulatory validation

Open Collections 3

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Konsentus Verify PSP Checking Service API

OPEN COLLECTION

Konsentus Verify API

OPEN COLLECTION

Features 13

Notable capabilities this provider offers.

Real-time Third-Party Provider (TPP) identity verification via eIDAS certificates

Real-time TPP regulatory status checking against National Competent Authority (NCA) registers on a pan-EEA basis

Support for eIDAS, OBIE, and OBHD certificate test scenarios

Certificate Chain Service tracking EU trusted list, QTSP changes, and root/intermediate rotation

Immutable audit log of every identity and regulatory check

Access token issuance, validation, and lifecycle management on behalf of the ASPSP (OAuth 2.0)

Directory of 5,000+ regulated PISPs, AISPs, and ASPSPs

Deployment as SaaS API, customer portal, or on-premise

Customisable data feed frequency to match business requirements

Pay-only-for-what-you-consume commercial model

Konsentus Open Trust Platform for central banks and market operators building open finance frameworks

Advisory and training services for PSD2, PSD3, and FiDA market participants

250+ financial institutions on the platform with claimed 100% uptime

Scroll for all 13

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

Portal

Portal

GettingStarted

GettingStarted

Sandbox

Sandbox

Documentation 3

Reference material describing how the API behaves

Documentation

Documentation

Documentation

Documentation

Swagger

Swagger

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Versioning

Versioning

ErrorCodes

ErrorCodes

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Authentication

Authentication

Operate 5

Status, limits, changes, and where to get help

ReleaseNotes

Support

FAQ

Contact

PressReleases

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 2

The organization behind the API

Blog

Blog

LinkedIn

Other 5

Properties that don't map to a standard resource type

Glossary

Glossary

AcceptableUsePolicy

AcceptableUsePolicy

CookiePolicy

CookiePolicy

Events

Events

Source (apis.yml)

aid: konsentus
url: https://raw.githubusercontent.com/api-evangelist/konsentus/refs/heads/main/apis.yml
apis:
- aid: konsentus:konsentus-certificate-chain-service-api
  name: Konsentus Certificate Chain Service API
  tags:
  - Open Banking
  - PSD2
  - Certificates
  - eIDAS
  - Trust Chain
  humanURL: https://docs.psd.konsentus.com/
  properties:
  - url: https://docs.psd.konsentus.com/
    type: Documentation
  description: 'Managed service that maintains the up-to-date eIDAS certificate trust chain required to

    secure PSD2 Open Banking API traffic. Removes the burden of tracking EU trusted list

    updates, QTSP changes, and root/intermediate certificate rotation for ASPSPs.

    '
- aid: konsentus:konsentus-open-trust-platform
  name: Konsentus Open Trust Platform
  tags:
  - Open Banking
  - Open Finance
  - Trust Framework
  - Directory
  - Ecosystem
  humanURL: https://www.konsentus.com
  properties:
  - url: https://www.konsentus.com
    type: Documentation
  description: 'End-to-end platform used by central banks and market operators to build, manage, and

    maintain national or regional open finance trust frameworks. Covers participant onboarding,

    directory services, certificate issuance and management, consent infrastructure, and

    regulatory reporting for emerging open finance regimes including FiDA.

    '
- aid: konsentus:konsentus-psp-checking-service-api
  name: Konsentus PSP Checking Service API
  description: Third-Party Provider identity and regulatory validation
  humanURL: https://developers.konsentus.com/api-reference/introduction.html
  baseURL: https://api.konsentus.com
  tags:
  - PSP Checking Service
  properties:
  - type: OpenAPI
    url: openapi/konsentus-psp-checking-service-api-openapi.yml
  - type: Documentation
    url: https://developers.konsentus.com/api-reference/introduction.html
  - type: Swagger
    url: https://swagger.konsentus.com/
  - type: Authentication
    url: https://developers.konsentus.com/api-reference/fi-authentication.html
  - type: Versioning
    url: https://developers.konsentus.com/api-reference/endpoint-versioning.html
  - type: Documentation
    url: https://developers.konsentus.com/api-reference/transaction-jurisdictions.html
  - type: ErrorCodes
    url: https://developers.konsentus.com/api-reference/error-codes.html
name: Konsentus
tags:
- Open Banking
- Open Finance
- PSD2
- PSD3
- FiDA
- TPP Verification
- Identity
- eIDAS
- Trust Services
- Regulatory Checking
- Financial-Services
tags_raw:
- Open Banking
- Open Finance
- PSD2
- PSD3
- FiDA
- TPP Verification
- Identity
- eIDAS
- Trust Services
- Regulatory Checking
- Financial Services
kind: contract
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/konsentus.png
access: 3rd-Party
common:
- type: AgenticAccess
  url: agentic-access/konsentus-agentic-access.yml
- type: DomainSecurity
  url: security/konsentus-domain-security.yml
- type: Authentication
  url: authentication/konsentus-authentication.yml
- type: Portal
  url: https://www.konsentus.com
- type: Documentation
  url: https://developers.konsentus.com/api-reference/introduction.html
- type: Documentation
  url: https://docs.psd.konsentus.com/
- type: Swagger
  url: https://swagger.konsentus.com/
- type: GettingStarted
  url: https://developers.konsentus.com/api-reference/getting-started.html
- type: Authentication
  url: https://developers.konsentus.com/api-reference/fi-authentication.html
- type: Versioning
  url: https://developers.konsentus.com/api-reference/endpoint-versioning.html
- type: ErrorCodes
  url: https://developers.konsentus.com/api-reference/error-codes.html
- type: Glossary
  url: https://developers.konsentus.com/api-reference/glossary.html
- type: ReleaseNotes
  url: https://developers.konsentus.com/api-reference/release-notes.html
- type: Support
  url: https://developers.konsentus.com/api-reference/support.html
- type: FAQ
  url: https://developers.konsentus.com/api-reference/faqs.html
- type: Sandbox
  url: https://www.konsentus.com/first-psd2-open-banking-tpp-sandbox/
- type: PrivacyPolicy
  url: https://www.konsentus.com/privacy-policy
- type: TermsOfService
  url: https://www.konsentus.com/terms-conditions
- type: AcceptableUsePolicy
  url: https://www.konsentus.com/acceptable-use-policy
- type: CookiePolicy
  url: https://www.konsentus.com/cookie-policy
- type: Contact
  url: https://www.konsentus.com/contact
- type: Blog
  url: https://www.konsentus.com/content-hub
- type: PressReleases
  url: https://www.konsentus.com/press-releases
- type: Events
  url: https://www.konsentus.com/events
- type: LinkedIn
  url: https://www.linkedin.com/company/konsentus/
- type: X
  url: https://twitter.com/konsentus/
- type: GitHubOrganization
  url: https://github.com/konsentus
- type: Features
  data:
  - Real-time Third-Party Provider (TPP) identity verification via eIDAS certificates
  - Real-time TPP regulatory status checking against National Competent Authority (NCA) registers on a pan-EEA basis
  - Support for eIDAS, OBIE, and OBHD certificate test scenarios
  - Certificate Chain Service tracking EU trusted list, QTSP changes, and root/intermediate rotation
  - Immutable audit log of every identity and regulatory check
  - Access token issuance, validation, and lifecycle management on behalf of the ASPSP (OAuth 2.0)
  - Directory of 5,000+ regulated PISPs, AISPs, and ASPSPs
  - Deployment as SaaS API, customer portal, or on-premise
  - Customisable data feed frequency to match business requirements
  - Pay-only-for-what-you-consume commercial model
  - Konsentus Open Trust Platform for central banks and market operators building open finance frameworks
  - Advisory and training services for PSD2, PSD3, and FiDA market participants
  - 250+ financial institutions on the platform with claimed 100% uptime
  sources:
  - https://www.konsentus.com
  - https://www.konsentus.com/konsentus-verify/
  - https://developers.konsentus.com/api-reference/introduction.html
  - https://docs.psd.konsentus.com/
  updated: '2026-05-25'
created: '2026-05-25'
modified: '2026-05-25'
position: Consuming
description: 'Konsentus is a UK-headquartered specialist provider of identity verification and trust services

  for open banking and open finance ecosystems. Its flagship Konsentus Verify SaaS API gives

  Financial Institutions (ASPSPs) real-time PSD2 Third-Party Provider (TPP) identity and

  regulatory checking against National Competent Authority registers across the EEA, validating

  eIDAS, OBIE, and OBHD certificates with the issuing Qualified Trust Service Provider. The

  Konsentus Certificate Chain Service keeps the eIDAS trust chain current, and the Konsentus

  Open Trust Platform plus advisory practice helps central banks and market operators stand up

  national open finance trust frameworks under PSD2, PSD3, and FiDA. Trusted by 250+ financial

  institutions globally.

  '
maintainers:
- FN: Kin Lane
  email: info@apievangelist.com
  X: apievangelist
  url: https://apievangelist.com
specificationVersion: '0.23'

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Konsentus

Kin Score

APIs 3

Konsentus Certificate Chain Service API

Konsentus Open Trust Platform

Konsentus PSP Checking Service API

Open Collections 3

API Collection

Konsentus Verify PSP Checking Service API

Konsentus Verify API

Features 13

Security Posture 2

Konsentus Authentication

Konsentus Domain Security

Agentic Access 1

Konsentus Agentic Access

Resources

Get Started 3

Documentation 3

Agent Surfaces 1

Design & Contract 2

Build 1

Access & Security 3

Operate 5

Commercial 2

Company 2

Other 5

Source (apis.yml)

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