Konsentus

Konsentus is a UK-headquartered specialist provider of identity verification and trust services for open banking and open finance ecosystems. Its flagship Konsentus Verify SaaS API gives Financial Institutions (ASPSPs) real-time PSD2 Third-Party Provider (TPP) identity and regulatory checking against National Competent Authority registers across the EEA, validating eIDAS, OBIE, and OBHD certificates with the issuing Qualified Trust Service Provider. The Konsentus Certificate Chain Service keeps the eIDAS trust chain current, and the Konsentus Open Trust Platform plus advisory practice helps central banks and market operators stand up national open finance trust frameworks under PSD2, PSD3, and FiDA. Trusted by 250+ financial institutions globally.

3 APIs 13 Features

Open BankingOpen FinancePSD2PSD3FiDATPP VerificationIdentityeIDASTrust ServicesRegulatory CheckingFinancial Services

APIs

Konsentus Verify API

Real-time SaaS API that Financial Institutions (ASPSPs) call to identify and regulate-check Third-Party Providers (TPPs) under PSD2 Open Banking. The PSP Checking Service valida...

Konsentus Certificate Chain Service API

Managed service that maintains the up-to-date eIDAS certificate trust chain required to secure PSD2 Open Banking API traffic. Removes the burden of tracking EU trusted list upda...

Konsentus Open Trust Platform

End-to-end platform used by central banks and market operators to build, manage, and maintain national or regional open finance trust frameworks. Covers participant onboarding, ...

Collections

Konsentus Verify API

OPEN

Features

Real-time Third-Party Provider (TPP) identity verification via eIDAS certificates

Real-time TPP regulatory status checking against National Competent Authority (NCA) registers on a pan-EEA basis

Support for eIDAS, OBIE, and OBHD certificate test scenarios

Certificate Chain Service tracking EU trusted list, QTSP changes, and root/intermediate rotation

Immutable audit log of every identity and regulatory check

Access token issuance, validation, and lifecycle management on behalf of the ASPSP (OAuth 2.0)

Directory of 5,000+ regulated PISPs, AISPs, and ASPSPs

Deployment as SaaS API, customer portal, or on-premise

Customisable data feed frequency to match business requirements

Pay-only-for-what-you-consume commercial model

Konsentus Open Trust Platform for central banks and market operators building open finance frameworks

Advisory and training services for PSD2, PSD3, and FiDA market participants

250+ financial institutions on the platform with claimed 100% uptime

Resources

Documentation

Documentation

GettingStarted

Authentication

ReleaseNotes

PrivacyPolicy

TermsOfService

AcceptableUsePolicy

AcceptableUsePolicy

CookiePolicy

PressReleases

GitHubOrganization

GitHubOrganization

Sources

opencollection: 1.0.0
info:
  name: Konsentus Verify API
  version: '1.0'
request:
  auth:
    type: basic
    username: '{{username}}'
    password: '{{password}}'
items:
- info:
    name: PSP Checking Service
    type: folder
  items:
  - info:
      name: Check PSP eIDAS Certificate and Regulatory Status
      type: http
    http:
      method: GET
      url: https://api.konsentus.com/v1/psp/eidas
      headers:
      - name: fi_reference_id
        value: ''
      - name: transaction_reference
        value: ''
      - name: version
        value: ''
      - name: eidas
        value: ''
      params:
      - name: jurisdiction
        value: ''
        type: query
        description: ISO 3166 two-letter country code where the FI holds the customer's account.
    docs: 'Validates a Base64-encoded eIDAS certificate presented by a Third-Party

      Provider (TPP) in real time. Returns certificate validity (QTSP,

      signature, revocation, expiry), the home register (issuing NCA), and

      the host register (operating NCA) plus the payment services the TPP is

      authorised to provide in the requested jurisdiction.

      '
bundled: true