Steinbach Credit Union

Steinbach Credit Union (SCU) is a member-owned financial cooperative founded in 1941 and headquartered in Steinbach, Manitoba, Canada, operating three branches (Steinbach plus Linden Ridge and Lagimodiere in Winnipeg). With more than CA$10 billion in assets and over 115,000 consumer, business, and agricultural members, SCU is the largest credit union in Manitoba and among the ten largest in Canada. As a provincially chartered co-operative it is regulated in Manitoba with deposits guaranteed by the Manitoba Deposit Guarantee Corporation. SCU offers personal and business banking, mortgages, wealth management, and insurance, and delivers digital banking through an online portal (online.scu.mb.ca) and a mobile app built on the Celero core banking platform. Like nearly all Canadian credit unions, SCU exposes NO public first-party developer API or portal: Canada's federal Consumer-Driven Banking framework (Budget 2024 / Fall Economic Statement 2024, overseen by the Financial Consumer Agency of Canada) is legislated but not yet operational, so open finance remains voluntary. Consumer-permissioned data access to SCU accounts today is aggregator-mediated (e.g. Flinks, the National Bank-owned Canadian aggregator, and Plaid), and interbank money movement runs on the shared Canadian rails via Interac e-Transfer.

Steinbach Credit Union is profiled on the APIs.io network. Tagged areas include Financial Services, Banking, Canada, Credit Union, and Cooperative.

Steinbach Credit Union’s developer surface includes authentication, support, documentation, and 10 more developer resources.

🌐 Visit website 📡 Source on GitHub

27.0/100 emerging ▬ flat Agent 14/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

Financial ServicesBankingCanadaCredit UnionCooperativeManitobaInteracData AggregationOpen Banking

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 27.0/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 4.8 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 14/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

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Scopes 1

OAuth scopes governing access to this provider's APIs.

Steinbach Credit Union Scopes

7 scopes

SCOPES

Resources

Get Started 1

Portal, sign-up, and the first successful call

Login

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

LLMsTxt

LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 2

The organization behind the API

Website

Website

LinkedIn

Source (apis.yml)

aid: steinbach-credit-union
url: https://raw.githubusercontent.com/api-evangelist/steinbach-credit-union/refs/heads/main/apis.yml
name: Steinbach Credit Union
kind: company
description: 'Steinbach Credit Union (SCU) is a member-owned financial cooperative founded in 1941 and headquartered in Steinbach,
  Manitoba, Canada, operating three branches (Steinbach plus Linden Ridge and Lagimodiere in Winnipeg). With more than CA$10
  billion in assets and over 115,000 consumer, business, and agricultural members, SCU is the largest credit union in Manitoba
  and among the ten largest in Canada. As a provincially chartered co-operative it is regulated in Manitoba with deposits
  guaranteed by the Manitoba Deposit Guarantee Corporation. SCU offers personal and business banking, mortgages, wealth management,
  and insurance, and delivers digital banking through an online portal (online.scu.mb.ca) and a mobile app built on the Celero
  core banking platform. Like nearly all Canadian credit unions, SCU exposes NO public first-party developer API or portal:
  Canada''s federal Consumer-Driven Banking framework (Budget 2024 / Fall Economic Statement 2024, overseen by the Financial
  Consumer Agency of Canada) is legislated but not yet operational, so open finance remains voluntary. Consumer-permissioned
  data access to SCU accounts today is aggregator-mediated (e.g. Flinks, the National Bank-owned Canadian aggregator, and
  Plaid), and interbank money movement runs on the shared Canadian rails via Interac e-Transfer.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Canada
- Credit Union
- Cooperative
- Manitoba
- Interac
- Data Aggregation
- Open Banking
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/steinbach-credit-union-domain-security.yml
- type: Authentication
  url: authentication/steinbach-credit-union-authentication.yml
- type: OAuthScopes
  url: scopes/steinbach-credit-union-scopes.yml
- type: Conformance
  url: conformance/steinbach-credit-union-conformance.yml
- type: WellKnown
  url: well-known/steinbach-credit-union-well-known.yml
- type: LLMsTxt
  url: llms/steinbach-credit-union-llms.txt
- type: Login
  url: https://online.scu.mb.ca/
- type: Website
  url: https://scu.mb.ca/
- type: LinkedIn
  url: https://www.linkedin.com/company/steinbach-credit-union
- type: PrivacyPolicy
  url: https://scu.mb.ca/privacy
- type: TermsOfService
  url: https://scu.mb.ca/legal
- type: Support
  url: https://scu.mb.ca/contact-us
- type: Documentation
  url: https://scu.mb.ca/ways-to-bank/interac-e-transfer
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com