Drahim Holdings

Drahim (دراهم) is a Saudi personal-finance and automated-investment fintech, founded in Riyadh in 2021 by Sultan Alkhayal and Yasser Alshurihi. Its mobile app uses open banking to aggregate a user's bank accounts into one view, enriches and auto-categorizes transactions (2.5B+ processed), and offers auto-savings, Zakat calculation, and Sharia-compliant robo-advisory portfolios spanning 40+ funds across Saudi and global equities, real estate, and commodities. Drahim is licensed by the Saudi Central Bank (SAMA) for open-banking/payment services and by the Capital Market Authority (CMA) for investment management; it was backed by Y Combinator and 500 Global, and Al Rajhi Bank acquired a 65% majority stake in 2024. Drahim is a consumer application and does not publish a public developer API, OpenAPI specification, or developer portal; this profile captures its corporate and product identity plus live domain-security posture. Consumer surfaces include the iOS and Android apps and a business platform.

Drahim Holdings is profiled on the APIs.io network. Tagged areas include Company, Fintech, Personal Finance, Open Banking, and Investing.

Drahim Holdings’ developer surface includes engineering blog, support, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

8.6/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Company Fintech Personal Finance Open Banking Investing Robo-Advisory Saudi Arabia Consumer App

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 8.6/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 1.2 / 17

Access Clarity 3.6 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 2.7 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/drahim-holdings: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Drahim Holdings Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 2

Properties that don't map to a standard resource type

GooglePlay

GooglePlay

AppStore

AppStore

Source (apis.yml)

aid: drahim-holdings
name: Drahim Holdings
description: Drahim (دراهم) is a Saudi personal-finance and automated-investment fintech, founded in Riyadh in 2021 by Sultan
  Alkhayal and Yasser Alshurihi. Its mobile app uses open banking to aggregate a user's bank accounts into one view, enriches
  and auto-categorizes transactions (2.5B+ processed), and offers auto-savings, Zakat calculation, and Sharia-compliant robo-advisory
  portfolios spanning 40+ funds across Saudi and global equities, real estate, and commodities. Drahim is licensed by the
  Saudi Central Bank (SAMA) for open-banking/payment services and by the Capital Market Authority (CMA) for investment management;
  it was backed by Y Combinator and 500 Global, and Al Rajhi Bank acquired a 65% majority stake in 2024. Drahim is a consumer
  application and does not publish a public developer API, OpenAPI specification, or developer portal; this profile captures
  its corporate and product identity plus live domain-security posture. Consumer surfaces include the iOS and Android apps
  and a business platform.
url: https://raw.githubusercontent.com/api-evangelist/drahim-holdings/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
- y-combinator
- al-rajhi-bank
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://framerusercontent.com/images/lTlZlUtfJugO4DrxswSiyj9JA.png
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Fintech
- Personal Finance
- Open Banking
- Investing
- Robo-Advisory
- Saudi Arabia
- Consumer App
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/drahim-holdings-domain-security.yml
- type: Website
  url: https://drahim.sa
- type: Blog
  url: https://blog.drahim.sa/
- type: PrivacyPolicy
  url: https://drahim.sa/privacy
- type: TermsOfService
  url: https://drahim.sa/terms
- type: Support
  url: https://t.me/drahimSupport
- type: GooglePlay
  url: https://play.google.com/store/apps/details?id=sa.drahim.app
- type: AppStore
  url: https://apps.apple.com/sa/app/drahim-manage-grow-finances/id1591612912
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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