Goin

Goin is a European consumer fintech platform, backed by Anthemis and based in Barcelona, Spain, that helps more than 700,000 users across Europe grow their money and spend less. The app bundles automated savings (fixed daily, weekly or monthly rules and goal-based portfolios), investing, buying and selling of cryptocurrencies, cashback and rewards at hundreds of online and physical stores, gift cards and coupons, and a browser extension that surfaces discounts while shopping. Bank accounts are connected securely under Europe's PSD2 open banking regulation, and a referral program rewards users for inviting friends. Goin is a business-to-consumer mobile product distributed through the Apple App Store and Google Play; it does not publish a public developer program, API, or documentation surface. This API Evangelist profile tracks Goin as a portfolio lead and captures its public web, help, and legal presence.

Goin is profiled on the APIs.io network. Tagged areas include Company, Fintech, Personal Finance, Savings, and Investing.

Goin’s developer surface includes engineering blog, support, signup flow, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub

17.2/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyFintechPersonal FinanceSavingsInvestingCryptocurrencyCashbackRewardsOpen BankingPSD2Consumer AppEuropeSpain

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 17.2/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.3 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/goin: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Support

Support

HelpCenter

HelpCenter

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: goin
name: Goin
description: Goin is a European consumer fintech platform, backed by Anthemis and based in Barcelona, Spain, that helps more
  than 700,000 users across Europe grow their money and spend less. The app bundles automated savings (fixed daily, weekly
  or monthly rules and goal-based portfolios), investing, buying and selling of cryptocurrencies, cashback and rewards at
  hundreds of online and physical stores, gift cards and coupons, and a browser extension that surfaces discounts while shopping.
  Bank accounts are connected securely under Europe's PSD2 open banking regulation, and a referral program rewards users for
  inviting friends. Goin is a business-to-consumer mobile product distributed through the Apple App Store and Google Play;
  it does not publish a public developer program, API, or documentation surface. This API Evangelist profile tracks Goin as
  a portfolio lead and captures its public web, help, and legal presence.
url: https://raw.githubusercontent.com/api-evangelist/goin/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- anthemis
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
image: https://cdn.prod.website-files.com/652d25c1e51ee095a85c4093/655b2df4fcfcd23afce2bf59_Frame%20427320154.jpg
tags:
- Company
- Fintech
- Personal Finance
- Savings
- Investing
- Cryptocurrency
- Cashback
- Rewards
- Open Banking
- PSD2
- Consumer App
- Europe
- Spain
apis: []
common:
- type: DomainSecurity
  url: security/goin-domain-security.yml
- type: Website
  url: https://www.goin.app/
- type: Blog
  url: https://www.goin.app/blog
- type: Support
  url: https://faqs.goin.app/
- type: HelpCenter
  url: https://faqs.goin.app/
- type: SignUp
  url: https://goin.money/download
- type: TermsOfService
  url: https://www.goin.app/terms
- type: PrivacyPolicy
  url: https://www.goin.app/privacy
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence