Servus Credit Union

Servus Credit Union Ltd. is a member-owned cooperative financial institution headquartered in Edmonton, Alberta, founded in 1938. It is Alberta's largest credit union and, following its 2023 member-approved merger with connectFirst Credit Union, became Canada's largest credit union by total assets (roughly $30 billion CAD), serving more than 500,000 members through about 100 branches and distributing profits back to members via its Profit Share program rather than to outside shareholders. As a provincially regulated Alberta credit union, Servus operates within a cooperative charter and offers retail and business banking, mortgages, loans, investments, and digital/mobile banking. On the open-finance front its posture is aggregator-only and honest: Servus runs no public first-party developer portal or documented public API. External data access to member accounts today is provided through third-party financial-data aggregators (Mastercard Open Banking / Finicity and Plaid) via consumer-permissioned connections, consistent with Canada's voluntary, not-yet-operational Consumer-Driven Banking framework overseen by the Financial Consumer Agency of Canada (FCAC).

Servus Credit Union is profiled on the APIs.io network. Tagged areas include Financial-Services, Banking, Canada, Credit Union, and Cooperative.

Servus Credit Union’s developer surface includes support and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

9.5/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

0 APIs

Financial-ServicesBankingCanadaCredit UnionCooperativeAlbertaOpen BankingData Aggregation

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 9.5/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.8 / 17

Access Clarity 3.6 / 17

Operational Transparency 1.2 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 2.7 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/servus-credit-union: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Security

Security

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 2

The organization behind the API

Website

Website

LinkedIn

Other 1

Properties that don't map to a standard resource type

OnlineBanking

OnlineBanking

Source (apis.yml)

aid: servus-credit-union
url: https://raw.githubusercontent.com/api-evangelist/servus-credit-union/refs/heads/main/apis.yml
name: Servus Credit Union
kind: company
description: 'Servus Credit Union Ltd. is a member-owned cooperative financial institution headquartered in Edmonton, Alberta,
  founded in 1938. It is Alberta''s largest credit union and, following its 2023 member-approved merger with connectFirst
  Credit Union, became Canada''s largest credit union by total assets (roughly $30 billion CAD), serving more than 500,000
  members through about 100 branches and distributing profits back to members via its Profit Share program rather than to
  outside shareholders. As a provincially regulated Alberta credit union, Servus operates within a cooperative charter and
  offers retail and business banking, mortgages, loans, investments, and digital/mobile banking. On the open-finance front
  its posture is aggregator-only and honest: Servus runs no public first-party developer portal or documented public API.
  External data access to member accounts today is provided through third-party financial-data aggregators (Mastercard Open
  Banking / Finicity and Plaid) via consumer-permissioned connections, consistent with Canada''s voluntary, not-yet-operational
  Consumer-Driven Banking framework overseen by the Financial Consumer Agency of Canada (FCAC).'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- Canada
- Credit Union
- Cooperative
- Alberta
- Open Banking
- Data Aggregation
tags_raw:
- Financial Services
- Banking
- Canada
- Credit Union
- Cooperative
- Alberta
- Open Banking
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
  url: security/servus-credit-union-domain-security.yml
- type: Website
  url: https://www.servus.ca/
- type: OnlineBanking
  url: https://ib.servus.ca/
- type: Support
  url: https://www.servus.ca/about/contact-us
- type: Security
  url: https://www.servus.ca/legal-security/security
- type: PrivacyPolicy
  url: https://www.servus.ca/legal-security/privacy
- type: TermsOfService
  url: https://www.servus.ca/legal-security/legal
- type: LinkedIn
  url: https://www.linkedin.com/company/572573
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com