Klarna Kosma KYC API
Kosma KYC layers account ownership and identity verification on top of the Kosma AIS connectivity. It confirms that the consumer authenticating against their bank is the legitimate account holder, returns verified name and account attributes, and supports KYC, AML, and onboarding workflows for lenders, fintechs, neobanks, and crypto on-ramps across the EEA and the UK.