Klarna Kosma KYC API

Kosma KYC layers account ownership and identity verification on top of the Kosma AIS connectivity. It confirms that the consumer authenticating against their bank is the legitimate account holder, returns verified name and account attributes, and supports KYC, AML, and onboarding workflows for lenders, fintechs, neobanks, and crypto on-ramps across the EEA and the UK.

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API entry from apis.yml

apis.yml Raw ↑
aid: klarna-kosma:klarna-kosma-kyc-api
name: Klarna Kosma KYC API
tags:
- Open Banking
- KYC
- Identity Verification
- Account Ownership
- Compliance
humanURL: https://www.klarna.com/kosma/
baseURL: https://api.openbanking.klarna.com
properties:
- url: https://www.klarna.com/kosma/
  type: Documentation
description: Kosma KYC layers account ownership and identity verification on top of the Kosma AIS connectivity.
  It confirms that the consumer authenticating against their bank is the legitimate account holder, returns
  verified name and account attributes, and supports KYC, AML, and onboarding workflows for lenders, fintechs,
  neobanks, and crypto on-ramps across the EEA and the UK.