Affinity Credit Union

Affinity Credit Union is a member-owned financial cooperative headquartered in Saskatoon, Saskatchewan, Canada. Formed in 2005 through the amalgamation of several Saskatchewan credit unions, it is the largest credit union in Saskatchewan and among the ten largest in Canada, with roughly CAD 9.6 billion in managed assets and a province-wide branch and advice-centre network serving personal and business members. As a provincially regulated cooperative under its "Banking on Values" mandate, members democratically own and govern the institution. Affinity exposes NO first-party public developer API or developer portal; digital and core banking are delivered through banking-technology providers (the credit-union system's Central 1 rails), and third-party consumer data access today is aggregator/screen-scraping based. Affinity is a stated supporter of the credit-union-system "Open Banking Solution" delivered by Caspian One under the Large Credit Union Coalition, positioning it for Canada's legislated-but-not-yet-operational Consumer-Driven Banking framework (FCAC).

Affinity Credit Union is profiled on the APIs.io network. Tagged areas include Financial-Services, Banking, Canada, Credit Union, and Cooperative.

Affinity Credit Union’s developer surface includes support, engineering blog, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

10.0/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

Financial-Services Banking Canada Credit Union CooperativeSaskatchewanConsumer-Driven Banking Open Banking Data Aggregation

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 10.0/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 1.2 / 17

Access Clarity 3.6 / 17

Operational Transparency 1.2 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 2.7 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/affinity-credit-union: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Security

Security

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 3

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Source (apis.yml)

aid: affinity-credit-union
url: https://raw.githubusercontent.com/api-evangelist/affinity-credit-union/refs/heads/main/apis.yml
name: Affinity Credit Union
kind: company
description: Affinity Credit Union is a member-owned financial cooperative headquartered in Saskatoon, Saskatchewan, Canada.
  Formed in 2005 through the amalgamation of several Saskatchewan credit unions, it is the largest credit union in Saskatchewan
  and among the ten largest in Canada, with roughly CAD 9.6 billion in managed assets and a province-wide branch and advice-centre
  network serving personal and business members. As a provincially regulated cooperative under its "Banking on Values" mandate,
  members democratically own and govern the institution. Affinity exposes NO first-party public developer API or developer
  portal; digital and core banking are delivered through banking-technology providers (the credit-union system's Central 1
  rails), and third-party consumer data access today is aggregator/screen-scraping based. Affinity is a stated supporter of
  the credit-union-system "Open Banking Solution" delivered by Caspian One under the Large Credit Union Coalition, positioning
  it for Canada's legislated-but-not-yet-operational Consumer-Driven Banking framework (FCAC).
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- Canada
- Credit Union
- Cooperative
- Saskatchewan
- Consumer-Driven Banking
- Open Banking
- Data Aggregation
tags_raw:
- Financial Services
- Banking
- Canada
- Credit Union
- Cooperative
- Saskatchewan
- Consumer-Driven Banking
- Open Banking
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
  url: security/affinity-credit-union-domain-security.yml
- type: Website
  url: https://www.affinitycu.ca/
- type: Support
  url: https://www.affinitycu.ca/contact-us/
- type: PrivacyPolicy
  url: https://www.affinitycu.ca/privacy/policy
- type: TermsOfService
  url: https://www.affinitycu.ca/legal
- type: Security
  url: https://www.affinitycu.ca/security
- type: Blog
  url: https://www.affinitycu.ca/meet-affinity/news
- type: LinkedIn
  url: https://ca.linkedin.com/company/affinity-credit-union
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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