FISKIL

Fiskil provides an Open Banking and Open Data platform enabling banks and financial institutions to securely share consumer‑permissioned data via standardized APIs. Their solutions support data portability, partner onboarding, credential‑free access, and regulatory readiness, helping organizations reduce compliance risk, eliminate screen‑scraping, and transform data access into a competitive advantage. Targeted at the North American market, Fiskil’s platform offers scalable, auditable data sharing that meets industry standards and modern consumer expectations.

FISKIL publishes 1 API contract indexed on the APIs.io network. Tagged areas include Open Banking, Data Sharing, Financial Services, API Platform, and North America.

The FISKIL catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.

FISKIL’s developer surface includes changelog, authentication, getting-started guide, documentation, API reference, support, engineering blog, and 22 more developer resources.

🌐 Visit website 📡 Source on GitHub

56.0/100 strong Agent 26/100 agent aware Full breakdown ↓
scored 2026-10-09 · rubric v0.23.0

1 published contract

Open Banking Data Sharing Financial Services API Platform North America

Kin Score

Kin Score How this is scored →
scored 2026-10-09 · rubric v0.23.0

Composite quality — 56.0/100 · strong

Contract Quality 11.3 / 21

Developer Ergonomics 9.2 / 17

Access Clarity 8.5 / 17

Operational Transparency 3.8 / 11

Contract Governance 8.1 / 10

Discoverability 5.8 / 9

Regulatory Posture 4.2 / 15

Agent readiness — 26/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/fiskil: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Fiskil API

Consumer-permissioned banking, lending and energy data for Australia and New Zealand, through one API.

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Fiskil Webhooks

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Fiskil Context

120 classes · 372 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

FISKIL API Rules

15 rules · 12 errors 2 warnings 1 info

SPECTRAL

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Fiskil Authentication

1 scheme

SECURITY

Fiskil Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Fiskil Vulnerability Disclosure

no policy recorded

SECURITY

Fiskil Trust Center

SOC 2

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

Login

GettingStarted

GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

AgentSkill

AgentSkill

LLMsTxt

LLMsTxt

Design & Contract 8

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

Conformance

Webhooks

DataModel

Conventions

ErrorCatalog

Scroll for all 8

Access & Security 6

Authentication, authorization, and security posture

Compliance

Authentication

Security

TrustCenter

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

ChangeLog

ChangeLog

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Newsroom

Newsroom

Website

Website

Blog

Blog

Other 2

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: fiskil
name: FISKIL
image: https://www.fiskil.com/images/open-graph-main.png
description: Fiskil provides an Open Banking and Open Data platform enabling banks and financial institutions to securely
  share consumer‑permissioned data via standardized APIs. Their solutions support data portability, partner onboarding, credential‑free
  access, and regulatory readiness, helping organizations reduce compliance risk, eliminate screen‑scraping, and transform
  data access into a competitive advantage. Targeted at the North American market, Fiskil’s platform offers scalable, auditable
  data sharing that meets industry standards and modern consumer expectations.
url: https://raw.githubusercontent.com/api-evangelist/fiskil/refs/heads/main/apis.yml
x-type: company
x-source: harvest:new-submission
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-08 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-08'
modified: '2026-10-08'
tags:
- Open Banking
- Data Sharing
- Financial Services
- API Platform
- North America
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Spectral
  url: rules/fiskil-rules.yml
- type: JSONLD
  url: json-ld/fiskil-context.jsonld
- type: Vocabulary
  url: vocabulary/fiskil-vocabulary.yml
- type: Conformance
  url: conformance/fiskil-conformance.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Webhooks
  url: asyncapi/fiskil-webhooks.yml
- type: DataModel
  url: data-model/fiskil-data-model.yml
- type: ChangeLog
  url: changelog/fiskil-changelog.yml
- type: Conventions
  url: conventions/fiskil-conventions.yml
- type: Compliance
  url: https://www.fiskil.com/security
- type: Authentication
  url: authentication/fiskil-authentication.yml
- type: ErrorCatalog
  url: errors/fiskil-problem-types.yml
- type: LLMsTxt
  url: llms/fiskil-llms.txt
- type: Hosts
  url: hosts/fiskil-hosts.yml
- type: Vendors
  url: vendors/fiskil-vendors.yml
- type: Security
  url: https://www.fiskil.com/security
- type: Newsroom
  url: https://www.fiskil.com/press
- type: Login
  url: https://console.fiskil.com/auth/login
- type: GettingStarted
  url: https://docs.fiskil.com/data-api/guides/getting-started/authentication
- type: Documentation
  url: https://docs.fiskil.com/
- type: APIReference
  url: https://docs.fiskil.com/llms-full.txt
- type: TrustCenter
  url: security/fiskil-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/fiskil-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/fiskil-domain-security.yml
- type: Website
  url: https://www.fiskil.com/
- type: Support
  url: https://www.fiskil.com/contact
- type: Blog
  url: https://blog.fiskil.com/
- type: TermsOfService
  url: https://www.fiskil.com/legal/terms-of-service
- type: PrivacyPolicy
  url: https://www.fiskil.com/legal/privacy-policy
apis:
- name: Fiskil API
  description: Consumer-permissioned banking, lending and energy data for Australia and New Zealand, through one API.
  humanURL: https://docs.fiskil.com/data-api/api-reference
  baseURL: https://api.fiskil.com
  aid: fiskil:fiskil-api
x-enrichment:
  date: '2026-10-08'
  status: enriched
  artifacts_added: 20
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

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