FISKIL

FISKIL Transactions API

The Transactions API from FISKIL — 2 operation(s) for transactions.

GitHub OpenAPI
Business capability
Consumer Data Access AE-190.50

Operations 2

POST /v1/banking/transactions/refresh Refresh Banking Transactions #
GET /v1/banking/transactions/refresh/{refresh_id} Get Banking Transaction Refresh #

Specifications

⚙
OpenAPI
https://artifacts.apis.io/fiskil/openapi/fiskil-transactions-api-openapi.yml

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OpenAPI Specification

fiskil-transactions-api-openapi.yml Raw ↑ 
openapi: 3.2.0
info:
  title: Fiskil Transactions API
  version: '2026-08-22'
  summary: Consumer-permissioned banking, lending and energy data for Australia and New Zealand, through one API.
  description: Fiskil is the market leader in open data infrastructure, providing open banking, open finance and energy-data connectivity.
  contact:
    name: Fiskil
    url: https://www.fiskil.com/contact
  termsOfService: https://www.fiskil.com/legal/terms-of-service
servers:
- url: https://api.fiskil.com
  description: Production
security:
- bearerAuth: []
tags:
- name: Transactions
paths:
  /v1/banking/transactions/refresh:
    post:
      description: Queues an asynchronous refresh of banking transactions for all accounts connected to the end user.
      tags:
      - Transactions
      summary: Refresh Banking Transactions
      operationId: refreshBankingTransactions
      parameters:
      - description: End user's IP address. Used to forward to data holder for higher success rate.
        name: x-fiskil-client-ip-address
        in: header
        schema:
          type: string
      - description: End user's user-agent string. Used to forward to data holder for higher success rate.
        name: x-fiskil-client-user-agent
        in: header
        schema:
          type: string
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/fiskil_banking.TransactionsRefreshRequest'
        description: Refresh request
        required: true
      responses:
        '202':
          description: Accepted
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/fiskil_banking.TransactionsRefreshResponse'
        '400':
          description: Bad Request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/http_handler.ErrorBody'
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/http_handler.ErrorBody'
        '403':
          description: Forbidden
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/http_handler.ErrorBody'
        '404':
          description: Not Found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/http_handler.ErrorBody'
        '429':
          description: Too Many Requests
          headers:
            Retry-After:
              description: Seconds until another refresh can be requested
              schema:
                type: string
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/http_handler.ErrorBody'
        '503':
          description: Service Unavailable
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/http_handler.ErrorBody'
      externalDocs:
        description: Reference page for this operation
        url: https://docs.fiskil.com/data-api/api-reference/refreshBankingTransactions
      security:
      - bearerAuth: []
  /v1/banking/transactions/refresh/{refresh_id}:
    get:
      description: Query the status of a previously submitted asynchronous banking transaction refresh.
      tags:
      - Transactions
      summary: Get Banking Transaction Refresh
      operationId: getBankingTransactionRefresh
      parameters:
      - example: ref_7625250e-6c39-46d2-a430-511e8228f77b
        description: A unique identifier specifying the refresh job.
        name: refresh_id
        in: path
        required: true
        schema:
          type: string
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/fiskil_banking.TransactionsRefreshStatusResponse'
        '400':
          description: Bad Request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/http_handler.ErrorBody'
        '404':
          description: Not Found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/http_handler.ErrorBody'
        '503':
          description: Service Unavailable
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/http_handler.ErrorBody'
      externalDocs:
        description: Reference page for this operation
        url: https://docs.fiskil.com/data-api/api-reference/getBankingTransactionRefresh
      security:
      - bearerAuth: []
components:
  schemas:
    fiskil_banking.TransactionsRefreshRequest:
      type: object
      required:
      - end_user_id
      properties:
        end_user_id:
          description: The unique identifier for the end user.
          type: string
          example: eu_abcdef123
    fiskil_banking.TransactionsRefreshResponse:
      type: object
      properties:
        refresh_id:
          description: The unique identifier for the refresh job.
          type: string
          example: ref_7625250e-6c39-46d2-a430-511e8228f77b
        status:
          description: The status of the refresh job.
          type: string
          enum:
          - pending
          - processing
          - failed
          - completed
          example: pending
    http_handler.ErrorBody:
      type: object
      properties:
        id:
          type: string
        message:
          type: string
        name:
          type: string
    fiskil_banking.TransactionsRefreshStatusResponse:
      type: object
      properties:
        created_at:
          description: The timestamp when the refresh job was created.
          type: string
          example: '2024-09-11T09:00:00Z'
        end_user_id:
          description: The unique identifier for the end user.
          type: string
          example: eu_abcdef123
        refresh_id:
          description: The unique identifier for the refresh job.
          type: string
          example: ref_7625250e-6c39-46d2-a430-511e8228f77b
        status:
          description: The status of the refresh job.
          type: string
          enum:
          - pending
          - processing
          - failed
          - completed
          example: pending
        updated_at:
          description: The timestamp when the refresh job was last updated.
          type: string
          example: '2024-09-11T09:00:00Z'
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      description: 'Exchange a client_id and client_secret at POST /v1/token for an access token, then send it as `Authorization: Bearer <token>`. See https://docs.fiskil.com/data-api/guides/getting-started/authentication'
externalDocs:
  description: Fiskil API documentation
  url: https://docs.fiskil.com
x-products:
- name: Data API
  role: data recipient
  summary: Consumer-permissioned access to banking, lending and energy data through one API.
  audience: Fintechs, lenders, accounting and proptech platforms, energy retailers and comparison services.
  surfaces:
  - Banking API
  - Energy API
  selfServe: true
  sandbox:
    available: true
    free: true
    selfServe: true
    note: Sandbox only. Production access starts on the Launch plan.
  specification: Enumerated in the `paths` object of this document.
  documentation: https://docs.fiskil.com/data-api
  apiReference: https://docs.fiskil.com/data-api/api-reference
- name: Data Provider
  role: data holder
  summary: Managed platform for institutions to share customer and product data with consent and meet their regulatory obligations.
  audience: Banks, non-bank lenders, energy retailers and enterprises.
  surfaces:
  - Consent management
  - Product Portal
  - Regulatory reporting
  selfServe: false
  specification: Published per regime — see `x-specifications`.
  documentation: https://docs.fiskil.com/data-holder
x-specifications:
- name: Data Holder — CDR
  description: 'Consumer Data Right data holder APIs for Australia: consent, authorisation, banking and energy resource endpoints.'
  regime: AU CDR
  url: https://docs.fiskil.com/openapi/holder-cdr.json
- name: Data Holder — Authentication
  description: Authentication and authorisation for data holder surfaces.
  regime: AU CDR
  url: https://docs.fiskil.com/openapi/holder-auth.json
- name: Data Holder — Bring Your Own Data
  description: Expose an existing internal API as a compliant data holder surface.
  regime: Cross-regime
  url: https://docs.fiskil.com/openapi/holder-byod.json
- name: Data Holder — FDX
  description: Financial Data Exchange APIs, the standard used to meet CFPB Section 1033 in the United States.
  regime: US Section 1033 / FDX
  url: https://docs.fiskil.com/openapi/holder-fdx.json
- name: Data Holder — PSD2
  description: PSD2 open banking APIs for the European Union.
  regime: EU PSD2
  url: https://docs.fiskil.com/openapi/holder-psd2.json
- name: Data Holder — Platform API
  description: Platform administration and configuration.
  regime: Cross-regime
  url: https://docs.fiskil.com/openapi/holder-platform-api.json
- name: Data Holder — LATAM Colombia
  description: Open finance data holder APIs for Colombia.
  regime: CO open finance
  url: https://docs.fiskil.com/openapi/holder-latam-colombia.json
- name: Data Holder — LATAM Chile
  description: Open finance data holder APIs for Chile.
  regime: CL open finance
  url: https://docs.fiskil.com/openapi/holder-latam-chile.json
x-specifications-translated:
- name: Data Holder — Authentication (es)
  url: https://docs.fiskil.com/openapi/holder-auth.es.json
- name: Data Holder — Platform API (es)
  url: https://docs.fiskil.com/openapi/holder-platform-api.es.json
- name: Data Holder — LATAM Colombia (es)
  url: https://docs.fiskil.com/openapi/holder-latam-colombia.es.json
- name: Data Holder — LATAM Chile (es)
  url: https://docs.fiskil.com/openapi/holder-latam-chile.es.json
x-machine-readable:
  llms: https://www.fiskil.com/llms.txt
  llmsFull: https://www.fiskil.com/llms-full.txt
  sitemapIndex: https://www.fiskil.com/sitemap-index.xml
  docsIndex: https://docs.fiskil.com/llms.txt
  agentSkill: https://docs.fiskil.com/skill.md
  mcpServer: https://docs.fiskil.com/api/ai/mcp
  dataApiReference: https://docs.fiskil.com/data-api/api-reference
  specCatalogue: https://docs.fiskil.com/openapi/index.json
x-schema-source: Merged from the published Data API specifications at docs.fiskil.com/openapi.