ATB Financial

ATB Financial (formerly Alberta Treasury Branches) is a financial institution and Crown corporation wholly owned by the Government of Alberta, established in 1938 and operating under the provincial ATB Financial Act rather than the federal Bank Act. Headquartered in Edmonton, it is Alberta's largest home-grown financial institution and the largest public bank in North America, with roughly C$64 billion in assets, more than 800,000 customers, about 5,000 team members, and 300+ branches and agencies across the province; deposits are guaranteed by the Province of Alberta rather than covered by CDIC. On the open-finance front, ATB does NOT operate a public first-party developer portal or documented public API surface (developer.atb.com returns HTTP 404), and Canada's federal Consumer-Driven Banking framework (legislated in Budget 2024 and the Fall Economic Statement 2024, with the FCAC as overseer) is not yet operational. Consumer financial-data access to ATB today is therefore voluntary and aggregator-mediated — reached through third-party aggregators such as Finicity (by Mastercard) and Flinks rather than a direct bank API.

ATB Financial is profiled on the APIs.io network. Tagged areas include Financial-Services, Banking, Canada, Alberta, and Crown Corporation.

ATB Financial’s developer surface includes engineering blog, support, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

6.8/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Financial-Services Banking Canada Alberta Crown CorporationPublic BankData Aggregation Open Banking Consumer-Driven Banking

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 6.8/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 1.2 / 17

Access Clarity 1.8 / 17

Operational Transparency 0.3 / 11

Contract Governance 0.0 / 10

Discoverability 4.9 / 9

Regulatory Posture 1.9 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/atb-financial: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Atb Financial Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 4

The organization behind the API

Website

Website

About

About

Blog

Blog

LinkedIn

Source (apis.yml)

aid: atb-financial
url: https://raw.githubusercontent.com/api-evangelist/atb-financial/refs/heads/main/apis.yml
name: ATB Financial
kind: company
description: ATB Financial (formerly Alberta Treasury Branches) is a financial institution and Crown corporation wholly owned
  by the Government of Alberta, established in 1938 and operating under the provincial ATB Financial Act rather than the federal
  Bank Act. Headquartered in Edmonton, it is Alberta's largest home-grown financial institution and the largest public bank
  in North America, with roughly C$64 billion in assets, more than 800,000 customers, about 5,000 team members, and 300+ branches
  and agencies across the province; deposits are guaranteed by the Province of Alberta rather than covered by CDIC. On the
  open-finance front, ATB does NOT operate a public first-party developer portal or documented public API surface (developer.atb.com
  returns HTTP 404), and Canada's federal Consumer-Driven Banking framework (legislated in Budget 2024 and the Fall Economic
  Statement 2024, with the FCAC as overseer) is not yet operational. Consumer financial-data access to ATB today is therefore
  voluntary and aggregator-mediated — reached through third-party aggregators such as Finicity (by Mastercard) and Flinks
  rather than a direct bank API.
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - security
  generated: '2026-09-02'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- Canada
- Alberta
- Crown Corporation
- Public Bank
- Data Aggregation
- Open Banking
- Consumer-Driven Banking
tags_raw:
- Financial Services
- Banking
- Canada
- Alberta
- Crown Corporation
- Public Bank
- Data Aggregation
- Open Banking
- Consumer-Driven Banking
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
  url: security/atb-financial-domain-security.yml
- type: LLMsTxt
  url: llms/atb-financial-llms.txt
- type: Website
  url: https://www.atb.com
- type: About
  url: https://www.atb.com/about/
- type: Blog
  url: https://www.atb.com/personal/good-advice/
- type: PrivacyPolicy
  url: https://www.atb.com/company/privacy-and-security/
- type: Support
  url: https://www.atb.com/resources/contact-us/
- type: GitHubOrganization
  url: https://github.com/ATBFinancial
- type: LinkedIn
  url: https://www.linkedin.com/company/atb-financial
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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