Alkami

Alkami Technology (NASDAQ: ALKT) is a Plano, Texas based cloud digital banking platform for U.S. banks and credit unions. Through its "Alkami Foundry" developer program it exposes RESTful APIs and an extensible SDK — spanning authentication, money movement, data access, and real-time and batch workflows — that financial institutions and fintech partners use to embed and extend digital-banking experiences. The APIs are grouped into D2C (embed fintech experiences), B2B (automate backend workflows), and Open Banking (third-party connections such as Plaid) surfaces, are built on OpenID Connect, and are delivered through a gated DevPortal rather than an open public API. Alkami was surfaced as a portfolio company of D1 Capital and enriched by the API Evangelist pipeline from its public developer, security, and legal surfaces.

Alkami publishes 1 API on the APIs.io network. Tagged areas include Company, Fintech, Digital Banking, Banking, and Credit Union.

Alkami’s developer surface includes documentation, engineering blog, support, authentication, and 10 more developer resources.

🌐 Visit website 📡 Source on GitHub

16.6/100 emerging ▬ flat Agent 3/100 human only Front door AI 2/6 trace Full breakdown ↓
scored 2026-09-19 · rubric v0.22.0

1 APIs

Company Fintech Digital Banking Banking Credit Union Financial-Services Open Banking SDK

Kin Score

Kin Score How this is scored →
scored 2026-09-19 · rubric v0.22.0

Composite quality — 16.6/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 4.9 / 17

Access Clarity 1.8 / 17

Operational Transparency 1.5 / 11

Contract Governance 0.0 / 10

Discoverability 6.5 / 9

Regulatory Posture 4.2 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/alkami: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Alkami Digital Banking API

Alkami's RESTful digital-banking APIs (D2C, B2B, and Open Banking) plus the Alkami SDK, built on OpenID Connect and documented in the gated Alkami DevPortal.

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Alkami Authentication

openIdConnect · 1 scheme

SECURITY

Alkami Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Alkami Vulnerability Disclosure

Hackerone · security.txt · contact published

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

LLMsTxt

LLMsTxt

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 5

Authentication, authorization, and security posture

Authentication

Authentication

SecurityTxt

SecurityTxt

VulnerabilityDisclosure

VulnerabilityDisclosure

Security

Security

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: alkami
name: Alkami
description: 'Alkami Technology (NASDAQ: ALKT) is a Plano, Texas based cloud digital banking platform for U.S. banks and credit
  unions. Through its "Alkami Foundry" developer program it exposes RESTful APIs and an extensible SDK — spanning authentication,
  money movement, data access, and real-time and batch workflows — that financial institutions and fintech partners use to
  embed and extend digital-banking experiences. The APIs are grouped into D2C (embed fintech experiences), B2B (automate backend
  workflows), and Open Banking (third-party connections such as Plaid) surfaces, are built on OpenID Connect, and are delivered
  through a gated DevPortal rather than an open public API. Alkami was surfaced as a portfolio company of D1 Capital and enriched
  by the API Evangelist pipeline from its public developer, security, and legal surfaces.'
url: https://raw.githubusercontent.com/api-evangelist/alkami/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- d1-capital
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-09-03'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-17'
image: https://www.alkami.com/wp-content/uploads/2023/01/alkami-logo.svg
tags:
- Company
- Fintech
- Digital Banking
- Banking
- Credit Union
- Financial-Services
- Open Banking
- SDK
tags_raw:
- Company
- Fintech
- Digital Banking
- Banking
- Credit Unions
- Financial Services
- Open Banking
- APIs
- SDK
apis:
- name: Alkami Digital Banking API
  description: Alkami's RESTful digital-banking APIs (D2C, B2B, and Open Banking) plus the Alkami SDK, built on OpenID Connect
    and documented in the gated Alkami DevPortal.
  humanURL: https://www.alkami.com/build-with-us/developers/
  baseURL: https://api.alkami.com
  properties:
  - type: Authentication
    url: authentication/alkami-authentication.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.alkami.com
- type: DeveloperPortal
  url: https://developer.alkami.com
- type: Documentation
  url: https://www.alkami.com/build-with-us/developers/
- type: Blog
  url: https://www.alkami.com/blog/
- type: Support
  url: https://www.alkami.com/contact-us/
- type: PrivacyPolicy
  url: https://www.alkami.com/privacy-policy/
- type: GitHubOrganization
  url: https://github.com/Alkami
- type: Authentication
  url: authentication/alkami-authentication.yml
- type: SecurityTxt
  url: well-known/alkami-security.txt
- type: WellKnown
  url: well-known/alkami-well-known.yml
- type: VulnerabilityDisclosure
  url: security/alkami-vulnerability-disclosure.yml
- type: Security
  url: https://www.alkami.com/tools/Vulnerability-Disclosure.html
- type: DomainSecurity
  url: security/alkami-domain-security.yml
- type: LLMsTxt
  url: llms/alkami-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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