Quiltt

Quiltt is a fintech data platform and abstraction layer over open-banking aggregators like Plaid, MX, and Finicity. It exposes a unified GraphQL API for reading end-user financial data (profiles, connections, accounts, balances, transactions, investment holdings, statements) plus a REST Admin/Auth API for profiles, connections, session tokens, and webhooks, and an embeddable Connector UI for account linking.

Quiltt publishes 4 APIs on the APIs.io network, including Connections API, Profiles API, Session Tokens API, and 1 more. Tagged areas include Fintech, Open Banking, Financial Data, Aggregation, and GraphQL.

Quiltt’s developer surface includes authentication, documentation, engineering blog, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub

36.5/100 thin ▬ flat Agent 29/100 agent aware Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

AccessFreemiumSelf serve⚡ Free to try

5 APIs

Fintech Open Banking Financial Data Aggregation GraphQL

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 36.5/100 · thin

Contract Quality 12.2 / 21

Developer Ergonomics 4.0 / 17

Access Clarity 6.7 / 17

Operational Transparency 3.8 / 11

Contract Governance 0.0 / 10

Discoverability 6.3 / 9

Regulatory Posture 2.3 / 15

Agent readiness — 29/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/quiltt: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

GraphQL 1

GraphQL schemas published by this provider.

Rate Limits 1

Documented rate limits and quota policies.

Quiltt Rate Limits

4 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Source (apis.yml)

aid: quiltt
url: https://raw.githubusercontent.com/api-evangelist/quiltt/refs/heads/main/apis.yml
name: Quiltt
kind: company
description: Quiltt is a fintech data platform and abstraction layer over open-banking aggregators like Plaid, MX, and Finicity.
  It exposes a unified GraphQL API for reading end-user financial data (profiles, connections, accounts, balances, transactions,
  investment holdings, statements) plus a REST Admin/Auth API for profiles, connections, session tokens, and webhooks, and
  an embeddable Connector UI for account linking.
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/quiltt.png
tags:
- Fintech
- Open Banking
- Financial Data
- Aggregation
- GraphQL
created: '2026-07-01'
modified: '2026-07-01'
specificationVersion: '0.23'
apis:
- aid: quiltt:quiltt-graphql-data-api
  name: Quiltt GraphQL Data API
  tags:
  - GraphQL
  - Financial Data
  - Account
  - Transaction
  - Connections
  tags_raw:
  - GraphQL
  - Financial Data
  - Accounts
  - Transactions
  - Connections
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.quiltt.dev/api/graphql
  baseURL: https://api.quiltt.io/v1/graphql
  properties:
  - url: https://www.quiltt.dev/api/graphql
    type: Documentation
  - url: https://www.quiltt.dev/api-reference/graphql
    type: APIReference
  - url: graphql/quiltt-graphql.md
    type: GraphQL
  - url: graphql/quiltt-schema.graphql
    type: GraphQL
  description: Single GraphQL endpoint for reading an end-user's unified financial data - Profile, Connections, Accounts,
    Balances, Account Owners and Numbers, Transactions, Investment Holdings, and Statements - authenticated with a Bearer
    session token. Supports queries, mutations, and subscriptions.
- aid: quiltt:quiltt-connections-api
  name: Quiltt Connections API
  description: Manage a Profile's aggregator Connections.
  humanURL: https://www.quiltt.dev/api/graphql
  baseURL: https://api.quiltt.io/v1/graphql
  tags:
  - Connections
  properties:
  - type: OpenAPI
    url: openapi/quiltt-connections-api-openapi.yml
  - type: Documentation
    url: https://www.quiltt.dev/api/profiles
  - type: Documentation
    url: https://www.quiltt.dev/api/core-resources/connections
  - type: Documentation
    url: https://www.quiltt.dev/authentication/issuing-session-tokens
  - type: Documentation
    url: https://www.quiltt.dev/authentication/managing-session-tokens
  - type: Documentation
    url: https://www.quiltt.dev/webhooks
- aid: quiltt:quiltt-profiles-api
  name: Quiltt Profiles API
  description: Manage end-user Profiles.
  humanURL: https://www.quiltt.dev/api/graphql
  baseURL: https://api.quiltt.io/v1/graphql
  tags:
  - Profiles
  properties:
  - type: OpenAPI
    url: openapi/quiltt-profiles-api-openapi.yml
  - type: Documentation
    url: https://www.quiltt.dev/api/profiles
  - type: Documentation
    url: https://www.quiltt.dev/api/core-resources/connections
  - type: Documentation
    url: https://www.quiltt.dev/authentication/issuing-session-tokens
  - type: Documentation
    url: https://www.quiltt.dev/authentication/managing-session-tokens
  - type: Documentation
    url: https://www.quiltt.dev/webhooks
- aid: quiltt:quiltt-session-tokens-api
  name: Quiltt Session Tokens API
  description: Issue, verify, and revoke Profile-scoped session tokens.
  humanURL: https://www.quiltt.dev/api/graphql
  baseURL: https://api.quiltt.io/v1/graphql
  tags:
  - Session Tokens
  properties:
  - type: OpenAPI
    url: openapi/quiltt-session-tokens-api-openapi.yml
  - type: Documentation
    url: https://www.quiltt.dev/api/profiles
  - type: Documentation
    url: https://www.quiltt.dev/api/core-resources/connections
  - type: Documentation
    url: https://www.quiltt.dev/authentication/issuing-session-tokens
  - type: Documentation
    url: https://www.quiltt.dev/authentication/managing-session-tokens
  - type: Documentation
    url: https://www.quiltt.dev/webhooks
- aid: quiltt:quiltt-webhooks-api
  name: Quiltt Webhooks API
  description: Manage webhook subscriptions for real-time events.
  humanURL: https://www.quiltt.dev/api/graphql
  baseURL: https://api.quiltt.io/v1/graphql
  tags:
  - Webhook
  tags_raw:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/quiltt-webhooks-api-openapi.yml
  - type: Documentation
    url: https://www.quiltt.dev/api/profiles
  - type: Documentation
    url: https://www.quiltt.dev/api/core-resources/connections
  - type: Documentation
    url: https://www.quiltt.dev/authentication/issuing-session-tokens
  - type: Documentation
    url: https://www.quiltt.dev/authentication/managing-session-tokens
  - type: Documentation
    url: https://www.quiltt.dev/webhooks
common:
- type: AgenticAccess
  url: agentic-access/quiltt-agentic-access.yml
- type: DomainSecurity
  url: security/quiltt-domain-security.yml
- type: Authentication
  url: authentication/quiltt-authentication.yml
- type: GitHubOrganization
  url: https://github.com/quiltt
- type: LinkedIn
  url: https://www.linkedin.com/company/quiltt
- type: Website
  url: https://www.quiltt.io/
- type: Documentation
  url: https://www.quiltt.dev
- type: Plans
  url: plans/quiltt-plans-pricing.yml
- type: RateLimits
  url: rate-limits/quiltt-rate-limits.yml
- type: FinOps
  url: finops/quiltt-finops.yml
- url: https://www.quiltt.io/blog
  type: Blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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