Inscribe website screenshot

Inscribe

Inscribe is an AI-powered document fraud detection platform founded in 2017, serving banks, credit unions, fintechs, and lending institutions. The platform uses agentic AI trained by fraud experts to detect forged, manipulated, and AI-generated documents including bank statements, pay stubs, tax forms, invoices, and identity documents. Inscribe's REST API provides programmatic access to fraud detection, document verification, credit insights, and transaction enrichment workflows at scale. Financial institutions integrate the API to automate underwriting, onboarding, KYC/KYB, and bank account verification decisions, with results delivered via webhook or polling. The platform processes millions of applications annually and serves notable customers including Bluevine, Ramp, Plaid, and BHG Financial.

Inscribe publishes 8 API contracts indexed on the APIs.io network, including Bank Accounts API, Collect Sessions API, Credit Insights API, and 5 more. Tagged areas include Fraud Prevention, Document Verification, Financial Services, KYC, and KYB.

The Inscribe catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

Inscribe’s developer surface includes support, pricing, authentication, documentation, engineering blog, and 31 more developer resources.

🌐 Visit website📡 Profile data on GitHub
45.8/100 developing ▲ 22.9 Agent 28/100 agent aware Front door AI 6/6 dominant saas Full breakdown ↓
scored 2026-10-17 · rubric v0.24.0
2 published contracts
Fraud PreventionDocument VerificationFinancial ServicesKYCKYBBank StatementsPaystubsIdentity VerificationRisk ManagementFintechArtificial IntelligenceMachine Learning

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-10-17 · rubric v0.24.0
Composite quality — 45.8/100 · developing
Contract Quality 12.8 / 19
Developer Ergonomics 4.7 / 15
Access Clarity 5.9 / 15
Operational Transparency 3.3 / 10
Contract Governance 2.0 / 9
Discoverability 5.5 / 8
Regulatory Posture 4.0 / 15
Create-or-Update Ergonomics 0.0 / 10
Agent readiness — 28/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.
The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/inscribe: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

Inscribe Bank Accounts API

Bank account objects are created to store bank account data. These objects describe characteristics of bank accounts, such as the account name, number, and type. You can get and...

Inscribe Collect Sessions API

Collect sessions allow you to automate each step of your document collection process, from customer contact to fraud checks and verification. Sessions are identified by an id.

Inscribe Credit Insights API

Credit Insights provides inferred creditworthiness datapoints relating to a specific customer or bank account.

Inscribe Customers API

Customer objects are created to easily track and store documents. You can create, get, update, delete, and list your customers. Customers are identified by an id.

Inscribe Documents API

Document objects are created to store a document. You can create, get, delete, and list your documents against a customer. Documents are identified by an id.

Inscribe Open Banking API

This endpoint allows you to associate open banking data with an Inscribe customer. There are 2 types of open banking data supported: Plaid and MX. Credit insights for this custo...

Inscribe Reachability Check API

The Reachability Check API from Inscribe — 1 operation(s) for reachability check.

Inscribe Transactions API

Transaction objects are created to store transaction data. These objects describe characteristics of transactions, such as the date, amount, description, and category. You can l...

Scroll for all 8

Pricing Plans 1

Published pricing tiers and plan structures.

Inscribe Plans Pricing

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Inscribe Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Inscribe Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Inscribe Context

9 classes · 16 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Inscribe API Rules

17 rules · 13 errors 3 warnings 1 info

SPECTRAL

JSON Schema 6

Standalone JSON Schema definitions for this provider's data models.

CreditAnalysisExpenditureInsights

6 properties

JSON SCHEMA

CreditAnalysisIncomeInsights

4 properties

JSON SCHEMA

CreditAnalysisRiskInsights

17 properties

JSON SCHEMA

CustomerCreditAnalysisCashflowInsights

20 properties

JSON SCHEMA

Document

0 properties

JSON SCHEMA

MXAggregatedDataUploadRequest

2 properties

JSON SCHEMA

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Inscribe Authentication

apiKey · 1 scheme

SECURITY

Inscribe Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Inscribe Vulnerability Disclosure

security.txt · contact published

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Inscribe Agentic Access

43 operations · 17 acting

43 operations · 17 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 LLMsTxt
LLMsTxt
 WellKnown
WellKnown

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Spectral
Spectral
 JSONLD
JSONLD
 Vocabulary
Vocabulary
 DataModel
DataModel
 ErrorCatalog
ErrorCatalog
 Conformance
Conformance
 JSONLDContext
JSONLDContext

Scroll for all 7

Build 3

SDKs, sample code, and the tooling you integrate with

SDKs
SDKs
 Packages
Packages
 GitHubOrganization
GitHubOrganization

Access & Security 7

Authentication, authorization, and security posture

Security
Security
 SecurityTxt
SecurityTxt
 SecurityTxt
SecurityTxt
 TrustCenter
TrustCenter
 Authentication
Authentication
 VulnerabilityDisclosure
VulnerabilityDisclosure
 DomainSecurity
DomainSecurity

Scroll for all 7

Operate 3

Status, limits, changes, and where to get help

Support
Support
 StatusPage
StatusPage
 RateLimits
RateLimits

Commercial 5

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy
 Pricing
Pricing
 Plans
Plans
 FinOps
FinOps

Company 4

The organization behind the API

Website
Website
 LinkedIn
LinkedIn
 Blog
Blog
 BlogPosts
BlogPosts

Other 3

Properties that don't map to a standard resource type

Hosts
Hosts
 Vendors
Vendors
 X
X

Source (apis.yml)

apis.yml Raw ↑ 
aid: inscribe
name: Inscribe
description: 'Inscribe is an AI-powered document fraud detection platform founded in 2017, serving banks, credit unions, fintechs,
  and lending institutions. The platform uses agentic AI trained by fraud experts to detect forged, manipulated, and AI-generated
  documents including bank statements, pay stubs, tax forms, invoices, and identity documents. Inscribe''s REST API provides
  programmatic access to fraud detection, document verification, credit insights, and transaction enrichment workflows at
  scale. Financial institutions integrate the API to automate underwriting, onboarding, KYC/KYB, and bank account verification
  decisions, with results delivered via webhook or polling. The platform processes millions of applications annually and serves
  notable customers including Bluevine, Ramp, Plaid, and BHG Financial.

  '
type: Index
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/inscribe.png
x-docs-platform: readme
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-10-03
tags:
- Fraud Prevention
- Document Verification
- Financial Services
- KYC
- KYB
- Bank Statements
- Paystubs
- Identity Verification
- Risk Management
- Fintech
- Artificial Intelligence
- Machine Learning
tags_raw:
- Fraud Detection
- Document Verification
- Financial Services
- KYC
- KYB
- Bank Statements
- Pay Stubs
- Identity Verification
- Risk Management
- Fintech
- AI
- Machine Learning
- Financial-Services
- Machine-Learning
url: https://raw.githubusercontent.com/api-evangelist/inscribe/refs/heads/main/apis.yml
created: '2026-06-12'
modified: '2026-06-12'
specificationVersion: '0.23'
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
common:
- type: AgenticAccess
  url: agentic-access/inscribe-agentic-access.yml
- type: Spectral
  url: rules/inscribe-rules.yml
- type: JSONLD
  url: json-ld/inscribe-context.jsonld
- type: Vocabulary
  url: vocabulary/inscribe-vocabulary.yml
- type: DataModel
  url: data-model/inscribe-data-model.yml
- type: Security
  url: https://www.inscribe.ai/disclosures
- type: ErrorCatalog
  url: errors/inscribe-problem-types.yml
- type: Conformance
  url: conformance/inscribe-conformance.yml
- type: LLMsTxt
  url: llms/inscribe-llms.txt
- type: SecurityTxt
  url: well-known/inscribe-status-security.txt
- type: SecurityTxt
  url: well-known/inscribe-security.txt
- type: WellKnown
  url: well-known/inscribe-well-known.yml
- type: Hosts
  url: hosts/inscribe-hosts.yml
- type: Vendors
  url: vendors/inscribe-vendors.yml
- type: SDKs
  url: packages/inscribe-packages.yml
- type: Packages
  url: packages/inscribe-packages.yml
- type: TrustCenter
  url: https://trust.inscribe.ai
- type: TermsOfService
  url: https://www.inscribe.ai/terms
- type: Support
  url: https://help.inscribe.ai/en/
- type: PrivacyPolicy
  url: https://www.inscribe.ai/privacy
- type: Pricing
  url: https://www.inscribe.ai/pricing
- type: Authentication
  url: authentication/inscribe-authentication.yml
- type: VulnerabilityDisclosure
  url: security/inscribe-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/inscribe-domain-security.yml
- type: Website
  url: https://www.inscribe.ai/
- type: Documentation
  url: https://docs.inscribe.ai/reference/overview
- type: GitHubOrganization
  url: https://github.com/InscribeAI
- type: LinkedIn
  url: https://www.linkedin.com/company/inscribeai/
- type: X
  url: https://twitter.com/inscribeai
- type: Blog
  url: https://www.inscribe.ai/blog
- type: StatusPage
  url: https://status.inscribe.ai/
- type: Plans
  url: plans/inscribe-plans-pricing.yml
- type: RateLimits
  url: rate-limits/inscribe-rate-limits.yml
- type: FinOps
  url: finops/inscribe-finops.yml
- type: BlogPosts
  url: blogs/blogs.json
- type: JSONLDContext
  url: json-ld/inscribe-context.jsonld
apis:
- aid: inscribe:inscribe-bank-accounts-api
  name: Inscribe Bank Accounts API
  description: Bank account objects are created to store bank account data. These objects describe characteristics of bank
    accounts, such as the account name, number, and type. You can get and list bank accounts using these endpoints. Bank accounts
    are identified by an id.
  humanURL: https://docs.inscribe.ai/reference/overview
  baseURL: https://api.inscribe.ai/api/v2
  tags:
  - Bank Accounts
  properties:
  - type: OpenAPI
    url: openapi/inscribe-bank-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.inscribe.ai/reference/overview
  - type: JSONSchema
    url: json-schema/inscribe-document-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-customer-credit-analysis-cashflow-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-income-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-mxaggregated-data-upload-request-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-risk-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-expenditure-insights-schema.json
- aid: inscribe:inscribe-collect-sessions-api
  name: Inscribe Collect Sessions API
  description: Collect sessions allow you to automate each step of your document collection process, from customer contact
    to fraud checks and verification. Sessions are identified by an id.
  humanURL: https://docs.inscribe.ai/reference/overview
  baseURL: https://api.inscribe.ai/api/v2
  tags:
  - Collect Sessions
  properties:
  - type: OpenAPI
    url: openapi/inscribe-collect-sessions-api-openapi.yml
  - type: Documentation
    url: https://docs.inscribe.ai/reference/overview
  - type: JSONSchema
    url: json-schema/inscribe-document-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-customer-credit-analysis-cashflow-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-income-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-mxaggregated-data-upload-request-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-risk-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-expenditure-insights-schema.json
- aid: inscribe:inscribe-credit-insights-api
  name: Inscribe Credit Insights API
  description: Credit Insights provides inferred creditworthiness datapoints relating to a specific customer or bank account.
  humanURL: https://docs.inscribe.ai/reference/overview
  baseURL: https://api.inscribe.ai/api/v2
  tags:
  - Credit Insights
  properties:
  - type: OpenAPI
    url: openapi/inscribe-credit-insights-api-openapi.yml
  - type: Documentation
    url: https://docs.inscribe.ai/reference/overview
  - type: JSONSchema
    url: json-schema/inscribe-document-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-customer-credit-analysis-cashflow-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-income-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-mxaggregated-data-upload-request-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-risk-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-expenditure-insights-schema.json
- aid: inscribe:inscribe-customers-api
  name: Inscribe Customers API
  description: Customer objects are created to easily track and store documents. You can create, get, update, delete, and
    list your customers. Customers are identified by an id.
  humanURL: https://docs.inscribe.ai/reference/overview
  baseURL: https://api.inscribe.ai/api/v2
  tags:
  - Customers
  properties:
  - type: OpenAPI
    url: openapi/inscribe-customers-api-openapi.yml
  - type: Documentation
    url: https://docs.inscribe.ai/reference/overview
  - type: JSONSchema
    url: json-schema/inscribe-document-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-customer-credit-analysis-cashflow-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-income-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-mxaggregated-data-upload-request-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-risk-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-expenditure-insights-schema.json
- aid: inscribe:inscribe-documents-api
  name: Inscribe Documents API
  description: Document objects are created to store a document. You can create, get, delete, and list your documents against
    a customer. Documents are identified by an id.
  humanURL: https://docs.inscribe.ai/reference/overview
  baseURL: https://api.inscribe.ai/api/v2
  tags:
  - Documents
  properties:
  - type: OpenAPI
    url: openapi/inscribe-documents-api-openapi.yml
  - type: Documentation
    url: https://docs.inscribe.ai/reference/overview
  - type: JSONSchema
    url: json-schema/inscribe-document-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-customer-credit-analysis-cashflow-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-income-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-mxaggregated-data-upload-request-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-risk-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-expenditure-insights-schema.json
- aid: inscribe:inscribe-open-banking-api
  name: Inscribe Open Banking API
  description: 'This endpoint allows you to associate open banking data with an Inscribe customer. There are 2 types of open
    banking data supported: Plaid and MX. Credit insights for this customer are then generated from this data.'
  humanURL: https://docs.inscribe.ai/reference/overview
  baseURL: https://api.inscribe.ai/api/v2
  tags:
  - Open Banking
  properties:
  - type: OpenAPI
    url: openapi/inscribe-open-banking-api-openapi.yml
  - type: Documentation
    url: https://docs.inscribe.ai/reference/overview
  - type: JSONSchema
    url: json-schema/inscribe-document-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-customer-credit-analysis-cashflow-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-income-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-mxaggregated-data-upload-request-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-risk-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-expenditure-insights-schema.json
- aid: inscribe:inscribe-reachability-check-api
  name: Inscribe Reachability Check API
  description: The Reachability Check API from Inscribe — 1 operation(s) for reachability check.
  humanURL: https://docs.inscribe.ai/reference/overview
  baseURL: https://api.inscribe.ai/api/v2
  tags:
  - Reachability Check
  properties:
  - type: OpenAPI
    url: openapi/inscribe-reachability-check-api-openapi.yml
  - type: Documentation
    url: https://docs.inscribe.ai/reference/overview
  - type: JSONSchema
    url: json-schema/inscribe-document-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-customer-credit-analysis-cashflow-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-income-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-mxaggregated-data-upload-request-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-risk-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-expenditure-insights-schema.json
- aid: inscribe:inscribe-transactions-api
  name: Inscribe Transactions API
  description: Transaction objects are created to store transaction data. These objects describe characteristics of transactions,
    such as the date, amount, description, and category. You can list all of your transactions using these endpoints. Transactions
    are identified by an id.
  humanURL: https://docs.inscribe.ai/reference/overview
  baseURL: https://api.inscribe.ai/api/v2
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/inscribe-transactions-api-openapi.yml
  - type: Documentation
    url: https://docs.inscribe.ai/reference/overview
  - type: JSONSchema
    url: json-schema/inscribe-document-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-customer-credit-analysis-cashflow-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-income-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-mxaggregated-data-upload-request-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-risk-insights-schema.json
  - type: JSONSchema
    url: json-schema/inscribe-credit-analysis-expenditure-insights-schema.json
x-readme-harvest:
  date: '2026-10-14'
  ops: 43
  tool: harvest-readme-openapi.py
  portal: https://docs.inscribe.ai

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