Flinks
Flinks is a Canadian financial data platform (owned by National Bank of Canada) that lets businesses connect to consumer and business bank accounts to aggregate account, transaction, and statement data, verify identity, and derive income, credit-risk, and fraud analytics. Access begins with a Flinks Connect authentication session and a multi-step /Authorize (MFA) call, after which banking, enrichment, and analytics endpoints are invoked with the returned RequestId.
Flinks publishes 3 API contracts indexed on the APIs.io network: Connect API, Enrich API, and Authorization API. Tagged areas include Financial Data, Open Banking, Bank Aggregation, Fintech, and Canada.
The Flinks catalog on APIs.io includes 1 Spectral governance ruleset.
Flinks’ developer surface includes authentication, documentation, engineering blog, and 11 more developer resources.
What this lets a business do 3
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Canada RPAA Payment Service Providers (Bank of Canada registry + Payments Canada) | regulated | 36.4 (thin) | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 2
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 3
Individual APIs this provider publishes, each with its own machine-readable definition.
Flinks Connect API
The Connect API from Flinks — 5 operation(s) for connect.
Flinks Enrich API
The Enrich API from Flinks — 1 operation(s) for enrich.
Flinks Authorization API
Endpoints for generating authorization tokens and authenticating requests
Open Collections 7
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Flinks Authorize API
OPEN COLLECTIONFlinks Authorize Connect API
OPEN COLLECTIONFlinks Authorize Enrich API
OPEN COLLECTIONFlinks Authorize Fraud API
OPEN COLLECTIONFlinks Authorize Identity API
OPEN COLLECTIONFlinks Authorize Score API
OPEN COLLECTIONFlinks API
OPEN COLLECTIONScroll for all 7
MCP Servers 1
Model Context Protocol servers that expose these APIs to AI agents.
Flinks API pricing
Not yet checked against Flinks's own pricing page. Compiled by API Evangelist on 2026-07-01 from flinks.com/; confirm before you rely on a figure. A free plan or tier is listed.
| Plan | Price |
|---|---|
| Toolbox (Sandbox) free | — |
| Enterprise (Sales-Quoted) enterprise | — |
Plan details, limits and sources →
Rate limits
- Authorize Token Lifetime: 30 minutes
- Async Polling Cadence: 10 seconds
- Async Request Timeout: 30 minutes
Compiled by API Evangelist, not yet checked against Flinks's documentation. All 4 limits →
Pricing Plans 1
Published pricing tiers and plan structures.
Flinks Plans Pricing
PLANSRate Limits 1
Documented rate limits and quota policies.
Flinks Rate Limits
RATE LIMITSCompliance 1
Attestations the provider states (SOC 2, ISO 27001 and others), quoted from its own trust page. APIs.io verifies none of them.
FinOps 1
Cost, billing, and metering signals for API financial operations.
Flinks Finops
FINOPSSpectral Rules 1
Spectral governance rulesets for linting and validating these APIs. Counts are the severity each rule declares, not results of running them.
Flinks API Rules
SPECTRALSecurity Posture 4
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access (API Evangelist recommendations) 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Access & Security 4
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 2
Properties that don't map to a standard resource type
Source (apis.yml)
Flinks API — frequently asked questions
Does Flinks have an API?
Yes. APIs.io lists 3 APIs from Flinks, including Flinks Connect API, Flinks Enrich API and Flinks Authorization API.
Is there an OpenAPI specification for the Flinks API?
Yes. APIs.io indexes 3 OpenAPI specifications for Flinks, each linked for download from this page.
How do I authenticate with the Flinks API?
Flinks uses bearer-token authentication (apiKey · 1 scheme). The details are profiled on APIs.io as Flinks Authentication.
How much does the Flinks API cost?
APIs.io lists 2 pricing plans for Flinks, with each plan's price, limits and inclusions under Pricing on this page.
Does Flinks have an MCP server?
Yes. APIs.io lists 1 MCP server for Flinks: Remote MCP server at docs.flinks.com over HTTP; 3 tools listed.
Is the Flinks API ready for AI agents?
Flinks has a Kin Score of 31.9 out of 100 (thin) and an Agent Readiness score of 31.2 (agent-ready), scored by API Evangelist on 2026-11-13.
Work with this as data
Every provider here is available over the APIs.io API and to AI agents over MCP.