ANNA Money

ANNA Money (a trading name of Absolutely No Nonsense Admin Ltd, company number 10149389, Cardiff, a subsidiary of ANNA Holdings Ltd) is a UK digital business account and tax app for freelancers, startups, and small businesses, positioned as a challenger to the high-street banks. ANNA is not a bank but an e-money proposition: its Mastercard and e-money services are issued by PayrNet Limited, authorised by the Financial Conduct Authority for electronic money service activities (FCA FRN 900594), and its Account Information Services are provided under agency of TrueLayer (FCA FRN 901096). Within UK Open Banking, ANNA is a consumer / third-party provider (TPP) rather than an account-holding ASPSP or a CMA9 mandated bank - it uses TrueLayer's Data and Payments APIs for external account aggregation, automatic VAT calculation, and QR-code "pay by bank" collection. ANNA publishes no public developer portal, no Open Data API, and no OBIE Read/Write (AIS/PIS/CBPII) API surface of its own; its public GitHub organisation hosts open-source engineering tooling (asyncio, aiohttp, and Postgres libraries) rather than product APIs.

ANNA Money is profiled on the APIs.io network. Tagged areas include Financial Services, Banking, Fintech, Business Account, and Open Banking.

ANNA Money’s developer surface includes engineering blog, pricing, support, signup flow, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

19.6/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

Financial ServicesBankingFintechBusiness AccountOpen BankingPSD2Account InformationPaymentsE-MoneyUnited KingdomSME

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 19.6/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.3 / 20

Commercial Clarity 8.9 / 20

Operational Transparency 0.7 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/anna-money: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Source (apis.yml)

aid: anna-money
url: https://raw.githubusercontent.com/api-evangelist/anna-money/refs/heads/main/apis.yml
name: ANNA Money
kind: company
description: 'ANNA Money (a trading name of Absolutely No Nonsense Admin Ltd, company number 10149389, Cardiff, a subsidiary
  of ANNA Holdings Ltd) is a UK digital business account and tax app for freelancers, startups, and small businesses, positioned
  as a challenger to the high-street banks. ANNA is not a bank but an e-money proposition: its Mastercard and e-money services
  are issued by PayrNet Limited, authorised by the Financial Conduct Authority for electronic money service activities (FCA
  FRN 900594), and its Account Information Services are provided under agency of TrueLayer (FCA FRN 901096). Within UK Open
  Banking, ANNA is a consumer / third-party provider (TPP) rather than an account-holding ASPSP or a CMA9 mandated bank -
  it uses TrueLayer''s Data and Payments APIs for external account aggregation, automatic VAT calculation, and QR-code "pay
  by bank" collection. ANNA publishes no public developer portal, no Open Data API, and no OBIE Read/Write (AIS/PIS/CBPII)
  API surface of its own; its public GitHub organisation hosts open-source engineering tooling (asyncio, aiohttp, and Postgres
  libraries) rather than product APIs.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Fintech
- Business Account
- Open Banking
- PSD2
- Account Information
- Payments
- E-Money
- United Kingdom
- SME
created: '2026-07-23'
modified: '2026-07-24'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/anna-money-domain-security.yml
- type: Website
  url: https://www.anna.money/
- type: Blog
  url: https://anna.money/blog/
- type: Pricing
  url: https://anna.money/pricing/
- type: TermsOfService
  url: https://anna.money/terms-and-conditions/
- type: PrivacyPolicy
  url: https://anna.money/privacy-policy/
- type: GitHubOrganization
  url: https://github.com/anna-money
- type: LinkedIn
  url: https://www.linkedin.com/company/annamoneyuk
- type: Support
  url: https://anna.money/help/
- type: SignUp
  url: https://anna.money/sign-up/
- type: LLMsTxt
  name: ANNA Money llms.txt (provider-published)
  url: llms/anna-money-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com