Pollen

Pollen Technologies is a London-based, FCA-authorised white-label fintech platform that lets any business launch its own banking and payments product with no code and a fully managed back office. The platform delivers programmatic payment delivery, instant named IBAN account opening, third-party bank account linking for real-time balances and transaction data, multi-currency payments across 148 currencies into more than 160 countries, local payment schemes, and virtual and physical cards. A managed compliance layer covers KYC, AML, transaction monitoring, client fund safeguarding and help-desk support under SLAs. Pollen Technologies Ltd is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (firm reference 768011), founded in 2015 and backed by Seedcamp, Level39 and Q-Advisers. Access to the underlying payments and banking APIs is delivered as a managed, partner-only service rather than a public self-serve developer program, so no public API specifications, SDKs or developer portal are currently published.

Pollen is profiled on the APIs.io network. Tagged areas include Company, Fintech, Payments, Banking, and White Label.

Pollen’s developer surface includes support and 3 more developer resources.

12.7/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFintechPaymentsBankingWhite LabelOpen BankingMulti-CurrencyComplianceEmbedded Finance

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 12.7/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.9 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/pollen: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Resources

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 1

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: pollen
name: Pollen
description: Pollen Technologies is a London-based, FCA-authorised white-label fintech platform that lets any business launch
  its own banking and payments product with no code and a fully managed back office. The platform delivers programmatic payment
  delivery, instant named IBAN account opening, third-party bank account linking for real-time balances and transaction data,
  multi-currency payments across 148 currencies into more than 160 countries, local payment schemes, and virtual and physical
  cards. A managed compliance layer covers KYC, AML, transaction monitoring, client fund safeguarding and help-desk support
  under SLAs. Pollen Technologies Ltd is authorised by the Financial Conduct Authority under the Payment Services Regulations
  2017 (firm reference 768011), founded in 2015 and backed by Seedcamp, Level39 and Q-Advisers. Access to the underlying payments
  and banking APIs is delivered as a managed, partner-only service rather than a public self-serve developer program, so no
  public API specifications, SDKs or developer portal are currently published.
url: https://raw.githubusercontent.com/api-evangelist/pollen/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://cdn.prod.website-files.com/5fc23479afc1eb8088c7cfe6/5fc23479afc1ebab83c7d058_Icon_100px%20(2).png
x-type: company
x-source: vc-portfolio
x-backed-by:
- seedcamp
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Payments
- Banking
- White Label
- Open Banking
- Multi-Currency
- Compliance
- Embedded Finance
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.pollentechnologies.com
- type: Support
  url: https://www.pollentechnologies.com/contact
- type: TermsOfService
  url: https://docs.google.com/document/u/2/d/e/2PACX-1vS0kdVKlHYQt-xhST_YjOes_RT8i5eGjZ4S__cHMMNS1TboxE5GOYZ1hQ708M9ZVeafnoo6A3qMTzll/pub
- type: PrivacyPolicy
  url: https://www.pollentechnologies.com/legal/privacy
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 0
  pass: local-v1