Escher Consulting GmbH

Escher Consulting GmbH develops BankingMCP, a banking MCP server that lets users connect their bank accounts to AI assistants such as Claude, ChatGPT, Mistral, and Cursor. It supports a wide range of German banks and expanding across Europe, offering read‑only access to transaction and balance data. Users can try a free 7‑day trial before a €5 per month subscription. The service emphasizes security, never storing passwords, and plans future payment capabilities with explicit user approval.

Escher Consulting GmbH is listed with 1 API on the APIs.io network. Tagged areas include Banking, Artificial Intelligence, Finance, Open Banking, and MCP.

Escher Consulting GmbH’s developer surface includes CLI, authentication, documentation, pricing, engineering blog, getting-started guide, and 12 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

23.9/100 emerging ▼ -7.3 Agent 22/100 agent aware Heartbeat 100/100 alive Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessPaidSelf serve

1 API 1 MCP Servers

Banking Artificial Intelligence Finance Open Banking MCP Europe

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 23.9/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 5.3 / 17

Access Clarity 7.4 / 17

Operational Transparency 0.0 / 11

Contract Governance 1.9 / 10

Discoverability 4.8 / 9

Regulatory Posture 4.2 / 15

Agent readiness — 22/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 5 / 5

Registration Without a Human 6 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link

7 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 31.0 — up to +13.8 composite points
Operational Transparency scores 0.0 — up to +13.0 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/banking-mcp-com/apis.yml: open an issue on github.com/api-evangelist/banking-mcp-com to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 3

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Model Context Protocol (MCP)

measured — observed by APIs.io (documented)

OAuth 2.0 Protected Resource Metadata

measured — observed by APIs.io (verified)

Dynamic Client Registration

measured — observed by APIs.io (published)

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

BankingMCP API

BankingMCP is the banking MCP server for your bank accounts. Connect your bank once and ask Claude, ChatGPT, Mistral or Cursor about transactions and balances.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Escher Consulting GmbH MCP Server

Remote MCP server at banking-mcp.com.

MCP SERVER

Escher Consulting GmbH API pricing

Prices published by Escher Consulting GmbH.

Plan	Price
Standard	€5 per month

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

Banking Mcp Com Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Banking Mcp Com Rate Limits

0 limits

RATE LIMITS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Banking Mcp Com Authentication

1 scheme

SECURITY

Banking Mcp Com Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Banking Mcp Com Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Resources

Get Started 2

Portal, sign-up, and the first successful call

Login

GettingStarted

GettingStarted

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

MCPServer

MCPServer

WellKnown

WellKnown

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Build 1

SDKs, sample code, and the tooling you integrate with

CLI

CLI

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Commercial 4

Pricing, plans, and the legal terms of use

Plans

Pricing

TermsOfService

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 2

Properties that don't map to a standard resource type

Hosts

Hosts

Image

Image

Source (apis.yml)

aid: banking-mcp-com
name: Escher Consulting GmbH
accessModel:
  pricing: paid
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Paid · Self-serve signup
  confidence: medium
  probe_state: unreadable
  source:
  - plans
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://banking-mcp.com/en/opengraph-image?c2e4a0ea31761e41
description: Escher Consulting GmbH develops BankingMCP, a banking MCP server that lets users connect their bank accounts
  to AI assistants such as Claude, ChatGPT, Mistral, and Cursor. It supports a wide range of German banks and expanding across
  Europe, offering read‑only access to transaction and balance data. Users can try a free 7‑day trial before a €5 per month
  subscription. The service emphasizes security, never storing passwords, and plans future payment capabilities with explicit
  user approval.
url: https://artifacts.apis.io/banking-mcp-com/apis.yml
x-type: company
x-source: harvest:mcp-registry
x-tier: profiled
x-tier-reason: enrichment pass 2026-11-02 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-11-02'
modified: '2026-11-02'
tags:
- Banking
- Artificial Intelligence
- Finance
- Open Banking
- MCP
- Europe
tags_raw:
- Banking
- AI
- Finance
- OpenBanking
- MCP
- Europe
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Plans
  url: plans/banking-mcp-com-plans-pricing.yml
- type: CLI
  url: cli/banking-mcp-com-cli.yml
- type: Authentication
  url: authentication/banking-mcp-com-authentication.yml
- type: Conformance
  url: conformance/banking-mcp-com-conformance.yml
- type: LLMsTxt
  url: llms/banking-mcp-com-llms.txt
- type: MCPServer
  url: mcp/banking-mcp-com-mcp.yml
- type: WellKnown
  url: well-known/banking-mcp-com-well-known.yml
- type: Hosts
  url: hosts/banking-mcp-com-hosts.yml
- type: Login
  url: https://banking-mcp.com/en/login
- type: DomainSecurity
  url: security/banking-mcp-com-domain-security.yml
- type: Website
  url: https://banking-mcp.com/
- type: Documentation
  url: https://banking-mcp.com/en
- type: Pricing
  url: https://banking-mcp.com/en/pricing
- type: TermsOfService
  url: https://banking-mcp.com/en/terms
- type: PrivacyPolicy
  url: https://banking-mcp.com/en/privacy
- type: Blog
  url: https://banking-mcp.com/en/blog
- type: GettingStarted
  url: https://banking-mcp.com/en/setup
- type: Image
  url: https://banking-mcp.com/en/opengraph-image?c2e4a0ea31761e41
apis:
- name: BankingMCP API
  description: BankingMCP is the banking MCP server for your bank accounts. Connect your bank once and ask Claude, ChatGPT,
    Mistral or Cursor about transactions and balances.
  humanURL: https://banking-mcp.com/en/signup
  aid: banking-mcp-com:bankingmcp-api
x-coverage:
  state: unreadable
  reason: no-machine-readable-spec
  detail: No OpenAPI, AsyncAPI, GraphQL, gRPC, or WSDL contract could be found despite probing documented hosts.
  evidence:
  - url: https://banking-mcp.com/openapi.json
    status: 404
  - url: https://api.banking-mcp.com/openapi.json
    status: 0
  checked: '2026-11-02'
x-enrichment:
  date: '2026-11-02'
  status: enriched
  artifacts_added: 27
  pass: modular-v1
  engine: identity=oss,contract=oss,surfaces=oss,docs=oss,regulatory=oss

Escher Consulting GmbH API — frequently asked questions

Does Escher Consulting GmbH have an API?

Yes. APIs.io lists 1 API from Escher Consulting GmbH, including BankingMCP API.

How do I authenticate with the Escher Consulting GmbH API?

Escher Consulting GmbH documents its authentication (1 scheme). The details are profiled on APIs.io as Banking Mcp Com Authentication.

How much does the Escher Consulting GmbH API cost?

Escher Consulting GmbH publishes its prices; its Standard plan is €5 per month as of 2026-11-02. APIs.io lists 1 pricing plan for Escher Consulting GmbH, with each plan's price, limits and inclusions under Pricing on this page.

Does Escher Consulting GmbH have an MCP server?

Yes. APIs.io lists 1 MCP server for Escher Consulting GmbH: Remote MCP server at banking-mcp.com.

Is the Escher Consulting GmbH API ready for AI agents?

Escher Consulting GmbH has a Kin Score of 23.9 out of 100 (emerging) and an Agent Readiness score of 22.1 (agent-aware), scored by API Evangelist on 2026-11-06.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

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