BillDesk

BillDesk is an Indian integrated payment solutions platform founded in 2000, offering REST APIs for bill payments, recurring mandates, UPI payments, net banking, card payments, and enterprise payment gateway integrations. The platform provides three integration tiers (Neo full-redirect, Ace SDK, and CX+ deep API), supporting online payments, e-Mandate setup, invoicing, refunds, tokenization, and 150+ payment methods across web, mobile, and third-party e-commerce plugins.

BillDesk publishes 3 APIs on the APIs.io network. Tagged areas include Payments, India, Payment Gateway, UPI, and Recurring Payments.

BillDesk’s developer surface includes documentation, engineering blog, pricing, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub

20.1/100 emerging ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

AccessEnterpriseApproval

3 APIs

Payments India Payment Gateway UPI Recurring Payments MandatesNet BankingBill Payments Fintech

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 20.1/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 1.2 / 17

Access Clarity 6.7 / 17

Operational Transparency 5.8 / 11

Contract Governance 0.0 / 10

Discoverability 6.3 / 9

Regulatory Posture 1.4 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/billdesk: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 3

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Billdesk Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrg

GitHubOrg

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

StatusPage

StatusPage

RateLimits

RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

Website

Website

LinkedIn

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

aid: billdesk
name: BillDesk
description: BillDesk is an Indian integrated payment solutions platform founded in 2000, offering REST APIs for bill payments,
  recurring mandates, UPI payments, net banking, card payments, and enterprise payment gateway integrations. The platform
  provides three integration tiers (Neo full-redirect, Ace SDK, and CX+ deep API), supporting online payments, e-Mandate setup,
  invoicing, refunds, tokenization, and 150+ payment methods across web, mobile, and third-party e-commerce plugins.
accessModel:
  pricing: enterprise
  onboarding: approval
  trial: false
  try_now: false
  public: false
  label: Enterprise · Requires approval
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/billdesk.png
url: https://raw.githubusercontent.com/api-evangelist/billdesk/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.23'
tags:
- Payments
- India
- Payment Gateway
- UPI
- Recurring Payments
- Mandates
- Net Banking
- Bill Payments
- Fintech
apis:
- aid: billdesk:neo-payments-api
  name: BillDesk Neo Full Redirect API
  description: Pre-built hosted checkout solution for one-time and recurring online payments. Merchants redirect customers
    to BillDesk-hosted pages, minimizing PCI DSS scope.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.billdesk.io/docs/guide-to-the-billdesk-documentation-portal
  baseURL: https://api.billdesk.com/payments/ve1_2
  tags:
  - Payments
  - Checkout
  - Redirect
  properties:
  - type: Documentation
    url: https://docs.billdesk.io/docs/guide-to-the-billdesk-documentation-portal
- aid: billdesk:ace-sdk-api
  name: BillDesk Ace SDK API
  description: SDK-based payment integration for Android, iOS, Flutter, and web. Provides embedded payment experiences with
    BillDesk handling payment orchestration.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.billdesk.io/docs/guide-to-the-billdesk-documentation-portal
  baseURL: https://api.billdesk.com/payments/ve1_2
  tags:
  - SDK
  - Mobile Payments
  - Android
  - iOS
  - Flutter
  properties:
  - type: Documentation
    url: https://docs.billdesk.io/docs/guide-to-the-billdesk-documentation-portal
- aid: billdesk:cx-plus-deep-api
  name: BillDesk CX+ Deep API
  description: Direct REST API access for advanced payment processing, giving merchants full control over checkout UX. Supports
    transactions, mandates, refunds, card tokenization, invoices, payment links, and settlement retrieval.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.billdesk.io/
  baseURL: https://api.billdesk.com/payments/ve1_2
  tags:
  - REST API
  - Payments
  - Mandates
  - Refunds
  - Tokenization
  - Invoicing
  - UPI
  properties:
  - type: Documentation
    url: https://docs.billdesk.io/
  - type: Sandbox
    url: https://docs.billdesk.io/docs/guide-to-the-billdesk-documentation-portal
common:
- type: DomainSecurity
  url: security/billdesk-domain-security.yml
- type: Website
  url: https://www.billdesk.com/web/
- type: Documentation
  url: https://docs.billdesk.io/
- type: GitHubOrg
  url: https://github.com/billdesk
- type: LinkedIn
  url: https://in.linkedin.com/company/billdesk
- type: Blog
  url: https://www.billdesk.com/web/blog
- type: Pricing
  url: https://www.billdesk.com/web/contact
- type: StatusPage
  url: https://uptime.com/billdesk.com
- type: X
  url: https://twitter.com/billdesk
- type: Plans
  url: plans/billdesk-plans-pricing.yml
- type: RateLimits
  url: rate-limits/billdesk-rate-limits.yml
- type: FinOps
  url: finops/billdesk-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/billdesk"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/billdesk/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/billdesk/evidence"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no email required.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.

BillDesk

Kin Score

APIs 3

BillDesk Neo Full Redirect API

BillDesk Ace SDK API

BillDesk CX+ Deep API

Pricing Plans 1

Billdesk Plans Pricing