BillDesk

BillDesk is an Indian integrated payment solutions platform founded in 2000, offering REST APIs for bill payments, recurring mandates, UPI payments, net banking, card payments, and enterprise payment gateway integrations. The platform provides three integration tiers (Neo full-redirect, Ace SDK, and CX+ deep API), supporting online payments, e-Mandate setup, invoicing, refunds, tokenization, and 150+ payment methods across web, mobile, and third-party e-commerce plugins.

BillDesk publishes 3 APIs on the APIs.io network. Tagged areas include Payments, India, Payment Gateway, UPI, and Recurring Payments.

BillDesk’s developer surface includes documentation, engineering blog, pricing, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub

22.1/100 emerging ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.6

AccessEnterpriseApproval

3 APIs

PaymentsIndiaPayment GatewayUPIRecurring PaymentsMandatesNet BankingBill PaymentsFintech

Kin Score

Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6

Composite quality — 22.1/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 2.2 / 20

Commercial Clarity 7.9 / 20

Operational Transparency 6.8 / 13

Governance 0.0 / 12

Discoverability 7.4 / 10

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/billdesk: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 3

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Billdesk Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrg

GitHubOrg

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

StatusPage

StatusPage

RateLimits

RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

Website

Website

LinkedIn

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

aid: billdesk
name: BillDesk
description: BillDesk is an Indian integrated payment solutions platform founded in 2000, offering REST APIs for bill payments,
  recurring mandates, UPI payments, net banking, card payments, and enterprise payment gateway integrations. The platform
  provides three integration tiers (Neo full-redirect, Ace SDK, and CX+ deep API), supporting online payments, e-Mandate setup,
  invoicing, refunds, tokenization, and 150+ payment methods across web, mobile, and third-party e-commerce plugins.
accessModel:
  pricing: enterprise
  onboarding: approval
  trial: false
  try_now: false
  public: false
  label: Enterprise · Requires approval
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/billdesk.png
url: https://raw.githubusercontent.com/api-evangelist/billdesk/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.19'
tags:
- Payments
- India
- Payment Gateway
- UPI
- Recurring Payments
- Mandates
- Net Banking
- Bill Payments
- Fintech
apis:
- aid: billdesk:neo-payments-api
  name: BillDesk Neo Full Redirect API
  description: Pre-built hosted checkout solution for one-time and recurring online payments. Merchants redirect customers
    to BillDesk-hosted pages, minimizing PCI DSS scope.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.billdesk.io/docs/guide-to-the-billdesk-documentation-portal
  baseURL: https://api.billdesk.com/payments/ve1_2
  tags:
  - Payments
  - Checkout
  - Redirect
  properties:
  - type: Documentation
    url: https://docs.billdesk.io/docs/guide-to-the-billdesk-documentation-portal
- aid: billdesk:ace-sdk-api
  name: BillDesk Ace SDK API
  description: SDK-based payment integration for Android, iOS, Flutter, and web. Provides embedded payment experiences with
    BillDesk handling payment orchestration.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.billdesk.io/docs/guide-to-the-billdesk-documentation-portal
  baseURL: https://api.billdesk.com/payments/ve1_2
  tags:
  - SDK
  - Mobile Payments
  - Android
  - iOS
  - Flutter
  properties:
  - type: Documentation
    url: https://docs.billdesk.io/docs/guide-to-the-billdesk-documentation-portal
- aid: billdesk:cx-plus-deep-api
  name: BillDesk CX+ Deep API
  description: Direct REST API access for advanced payment processing, giving merchants full control over checkout UX. Supports
    transactions, mandates, refunds, card tokenization, invoices, payment links, and settlement retrieval.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.billdesk.io/
  baseURL: https://api.billdesk.com/payments/ve1_2
  tags:
  - REST API
  - Payments
  - Mandates
  - Refunds
  - Tokenization
  - Invoicing
  - UPI
  properties:
  - type: Documentation
    url: https://docs.billdesk.io/
  - type: Sandbox
    url: https://docs.billdesk.io/docs/guide-to-the-billdesk-documentation-portal
common:
- type: DomainSecurity
  url: security/billdesk-domain-security.yml
- type: Website
  url: https://www.billdesk.com/web/
- type: Documentation
  url: https://docs.billdesk.io/
- type: GitHubOrg
  url: https://github.com/billdesk
- type: LinkedIn
  url: https://in.linkedin.com/company/billdesk
- type: Blog
  url: https://www.billdesk.com/web/blog
- type: Pricing
  url: https://www.billdesk.com/web/contact
- type: StatusPage
  url: https://uptime.com/billdesk.com
- type: X
  url: https://twitter.com/billdesk
- type: Plans
  url: plans/billdesk-plans-pricing.yml
- type: RateLimits
  url: rate-limits/billdesk-rate-limits.yml
- type: FinOps
  url: finops/billdesk-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

BillDesk

Kin Score

APIs 3

BillDesk Neo Full Redirect API

BillDesk Ace SDK API

BillDesk CX+ Deep API

Pricing Plans 1

Billdesk Plans Pricing